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FNB CORP/PA/ Prospectus 2006

Feb 3, 2006

30946_prs_2006-02-03_8e044d65-69dc-49cd-aad4-ce618904c850.zip

Prospectus

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424B3 1 l18335ae424b3.htm FNB FINANCIAL SERVICES, LP/F.N.B. CORPORATION 424B3 PAGEBREAK

PROSPECTUS SUPPLEMENT Filed Pursuant to Rule 424(b)(3)
(To Prospectus Dated August 19, 2005) Registration No. 333-124121

FNB FINANCIAL SERVICES, LP $350,000,000 SUBORDINATED TERM NOTES AND DAILY NOTES

F.N.B. CORPORATION SUBORDINATED TERM NOTES AND DAILY NOTES

One series of outstanding daily notes has a guaranteed interest rate of at least 5%, and the principal of these “5% notes” cannot be increased by the holders, unlike other daily notes. New daily notes exchanged for outstanding 5% notes will also have a guaranteed interest rate of at least 5%, and holders of new 5% notes will not be able to add to the principal amounts outstanding under these notes.

This Prospectus Supplement is dated FEBRUARY 3, 2006.