Fintech Select Ltd. — Regulatory Filings 2022

Nov 30, 2022

DocuSign Envelope ID: 7204EFAF-5F52-45B9-A456-E7BD25FE7CE3

CERTIFICATE

I, Mujir Mueeruddin, director of Fintech Select Ltd. (the "Corporation"), hereby certify as follows:

1. that the Corporation has relied on section 2.20 of National Instrument 54-101 (the "Instrument") with respect to abridging the time for the filing of the Notice of Meeting and Record Date under section 2.2(1) of the Instrument;

2. that that Corporation has sent the proxy-related materials for the special meeting of the Corporation’s shareholders to be held on December 21, 2022 (the “Meeting”) in compliance with the Instrument, to all registered and beneficial owners of the Corporation’s common shares, at least 21 days before the date fixed for the Meeting; and

3. save for the filing of this Certificate, which Certificate is filed on the date hereof, the Corporation has carried out all the requirements of the Instrument, in addition to those described in item 2.

DATED this 29[th] day of November, 2022.

FINTECH SELECT LTD.

Per: __________________________ Name: Mujir Muneeruddin Title: Director