Alisa Bank PLC

Regulatory Filings • Apr 25, 2024

Discretionary additional capital requirement (Pillar 2) for Alisa Bank

Discretionary additional capital requirement (Pillar 2) for Alisa Bank

ALISA BANK PLC STOCK EXCHANGE RELASE 25.4.2024 AT 16:30 EEST

The Finnish Financial Supervisory Authority has imposed on 24th April 2024 a
discretionary additional capital requirement (Pillar 2) under chapter 11,
section 6, section 6 a, subsection 1, paragraph 1 and section 6 b, subsection 1,
paragraph 1 and 2 of the Act on Credit institutions (610/2014) for Alisa Bank
Plc. The Pillar 2 requirement is 2.25% and must be covered as follows: at least
three quarters of the additional capital requirement shall be Tier 1 capital, of
which at least three quarters shall be Common Equity Tier 1 capital (CET1) in
accordance with the EU Regulation on prudential requirements. The requirement is
valid until further notice as of 31 December 2024 but not longer than until 31
December 2027.

The Common Equity Tier 1 capital ratio (CET1) of Alisa Bank was 12.0% and the
capital adequacy ratio 15.2 % on 31 December 2023.

The decision has been made under the normal supervisory review and evaluation
process (SREP), based on Act on Credit Institutions (610/2014), chapter 11
section 6, section 6 a subsection 1 paragraph 1 and section 6 b Subsection 1
paragraphs 1 and 2.

Further information

Juha Saari Interim CEO, Alisa Bank Plc, juha.saari@alisapankki.fi, Tel. +358 40
672 0595

Alisa Bank in brief

Alisa Bank Plc is a Finnish digital bank that helps both personal and business
customers to manage their day-to-day finances in a flexible and straightforward
manner. For savers, we offer an attractive interest rate on deposits. Alisa Bank
Plc is regulated by the Financial Supervisory Authority of Finland and listed on
Nasdaq Helsinki's main list (ALISA). www.alisabank.com