Expensify, Inc. — Director's Dealing 2026

Jan 12, 2026

SEC Form 3 — Initial Statement of Beneficial Ownership

Issuer: Expensify, Inc. (EXFY)
CIK: 0001476840
Period of Report: 2025-12-29

Reporting Person: Alvarez Divo Carlos Eduardo (Director)

Holdings (Non-Derivative)

Security	Shares	Ownership
Class A Common Stock	328072	Direct

Holdings (Derivative)

Security	Exercise Price	Expiration	Underlying	Shares	Ownership
LT10 Common Stock	$		Class A Common Stock (184167)		Indirect
LT50 Common Stock	$		Class A Common Stock (164100)		Indirect
Stock Option	$0.97	2029-04-12	Class A Common Stock (65140)		Direct
Stock Option	$7.21	2031-03-15	Class A Common Stock (16380)		Direct
Stock Option	$12.97	2031-10-12	Class A Common Stock (6540)		Direct
Restricted Stock Units	$	2029-12-15	Class A Common Stock (37012)		Direct
Restricted Stock Units	$	2029-12-15	LT50 Common Stock (37012)		Direct

Footnotes

F1: The LT10 Common Stock is convertible into the Issuer's Class A Common Stock on a one-to-one basis only upon, and generally cannot be transferred without, satisfaction of certain notice and other requirements, including a notice period of 10 months. The LT10 Common Stock will automatically convert into shares of the Issuer's Class A Common Stock on a one-to-one basis at such time as all of the then-outstanding shares of LT10 and LT50 Common Stock represent, in the aggregate, less than 2% of all then-outstanding shares of common stock.

F2: Deposited into the Expensify Voting Trust (the "Voting Trust"). The Reporting Person retains investment control and dispositive power over the shares deposited into the Voting Trust.

F3: The LT50 Common Stock is convertible into the Issuer's Class A Common Stock on a one-to-one basis only upon, and generally cannot be transferred without, satisfaction of certain notice and other requirements, including a notice period of 50 months. The LT50 Common Stock will automatically convert into shares of the Issuer's Class A Common Stock on a one-to-one basis at such time as all of the then-outstanding shares of LT10 and LT50 Common Stock represent, in the aggregate, less than 2% of all then-outstanding shares of common stock.

F4: The stock option is fully vested and currently exercisable.

F5: Reflects the remaining number of restricted stock units ("RSUs") that vested 12.5% on September 15, 2022 and began vesting 1/32nd each quarter thereafter, on December 15th, March 15th, June 15th and September 15th.

F6: Each RSU represents the contingent right to receive one share of Class A common stock.

F7: Each RSU represents the contingent right to receive one share of LT50 common stock.