Essent Group Ltd. — Director's Dealing 2026

Feb 13, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: Essent Group Ltd. (ESNT)
CIK: 0001448893
Period of Report: 2026-02-11

Reporting Person: Curran Christopher G (Pres., Essent Guaranty, Inc.)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2026-02-11	Common shares, par value $0.015	A	19845	$65.51	Acquired	309307	Direct
2026-02-11	Common shares, par value $0.015	D	1045	—	Disposed	308262	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2026-02-11	Restricted share units	$	A	9923	Acquired		Common shares, par value $0.015 (9923)	Direct
2026-02-11	Dividend equivalent units	$	D	60	Disposed		Common shares, par value $0.015 (60)	Direct

Footnotes

F1: Represents restricted shares granted under the issuer's 2013 Long-Term Incentive Plan, with any shares becoming earned based upon the issuer's compounded annual book value per share growth percentage and relative total shareholder return during a three-year performance period commencing January 1, 2026 and vesting on March 1, 2029.

F2: Restricted share units convert into common shares on a one-for-one basis.

F3: Represents restricted share units granted under the issuer's 2013 Long-Term Incentive Plan that will vest in equal installments on each of March 1, 2027, 2028 and 2029.

F4: The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.