Essent Group Ltd. — Director's Dealing 2025

Feb 14, 2025

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: Essent Group Ltd. (ESNT)
CIK: 0001448893
Period of Report: 2025-02-12

Reporting Person: Gibbons Mary Lourdes (SVP and Chief Legal Officer)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2025-02-12	Common shares, par value $0.015	A	17511	$57.11	Acquired	266297	Direct
2025-02-12	Common shares, par value $0.015	D	3410	—	Disposed	262887	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2025-02-12	Restricted share units	$	A	8756	Acquired		Common shares, par value $0.015 (8756)	Direct
2025-02-12	Dividend equivalent units	$	D	212	Disposed		Common shares, par value $0.015 (212)	Direct

Footnotes

F1: Represents restricted shares granted under the issuer's 2013 Long-Term Incentive Plan, with any shares becoming earned based upon the issuer's compounded annual book value per share growth percentage and relative total shareholder return during a three-year performance period commencing January 1, 2025 and vesting on March 1, 2028.

F2: Restricted share units convert into common shares on a one-for-one basis.

F3: Represents restricted shares units granted under the issuer's 2013 Long-Term Incentive Plan subject to time-based vesting in equal installments on each of March 1, 2026, 2027 and 2028.

F4: The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.