ESAF Small Finance Bank Ltd — Call Transcript 2025

Nov 12, 2025

Ref No: 13/SE/CS/NOV/2025-26

Date: November 12, 2025

To, Listing Department Listing & Compliance Department BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, 5th Floor Dalal Street, Mumbai – 400001 Plot No. C/1, “G” Block Bandra- Kurla Complex Bandra(E), Mumbai- 400051 BSE Scrip Code: 544020 NSE Symbol: ESAFSFB

Dear Sir / Madam,

Subject: Audio Recording of the Earnings Conference Call on the Financial Results of the Bank for the quarter and half year ended September 30, 2025

This is to inform you that the audio recording of the Earnings Conference Call to discuss the Financial Results of the Bank for the quarter and half year ended September 30, 2025 held on Wednesday, November 12, 2025 at 10:00 A.M (IST) has been uploaded on the Bank’s website (www.esaf.bank.in) and the same can be accessed at below link:

Link: https://www.esaf.bank.in/wp-content/uploads/2025/11/Audio-Recording-of-the-InvestorConference-Call-held-on-November-12-2025.mp3

Request to kindly take this intimation on record.

Thanking you,

Yours Faithfully

For ESAF Small Finance Bank Limited

Digitally signed by Ranjith Raj P Ranjith Raj P Date: 2025.11.12 14:49:54 +05'30' Ranjith Raj. P Company Secretary and Compliance Officer