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EMLAK KONUT GAYRİMENKUL YATIRIM ORTAKLIĞI A.Ş.

Audit Report / Information Mar 7, 2025

5907_rns_2025-03-07_079f289f-e731-4def-9ab8-f0c58c351470.pdf

Audit Report / Information

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CONSOLIDATED FINANCIAL STATEMENTS FOR THE PERIOD 1 JANUARY – 31 DECEMBER 2024 AND INDEPENDENT AUDITOR'S REPORT

(CONVENIENCE TRANSLATION OF THE FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH)

CONVENIENCE TRANSLATION INTO ENGLISH OF INDEPENDENT AUDITOR'S REPORT ORIGINALLY ISSUED IN TURKISH

INDEPENDENT AUDITOR'S REPORT

To the General Assembly of Emlak Konut Gayrimenkul Yatırım Ortaklığı A.Ş.

A. Audit of the consolidated financial statements

1. Our opinion

We have audited the accompanying consolidated financial statements of Emlak Konut Gayrimenkul Yatırım Ortaklığı A.Ş. (the "Company") and its subsidiaries (collectively referred to as the "Group") which comprise the consolidated statement of financial position as at 31 December 2024, the consolidated statement of profit or loss and other comprehensive income, the consolidated statement of changes in equity and the consolidated statement of cash flows for the year then ended and notes to the consolidated financial statements comprising a summary of significant accounting policies.

In our opinion, the consolidated financial statements present fairly, in all material respects, the financial position of the Group as at 31 December 2024, and its financial performance and its cash flows for the year then ended in accordance with Turkish Financial Reporting Standards ("TFRS").

2. Basis for opinion

Our audit was conducted in accordance with the Standards on Independent Auditing (the "SIA") that are part of Turkish Standards on Auditing adopted within the framework of the regulations of the Capital Markets Board and issued by the Public Oversight Accounting and Auditing Standards Authority (the "POA"). Our responsibilities under these standards are further described in the "Auditor's Responsibilities for the Audit of the Consolidated Financial Statements" section of our report. We hereby declare that we are independent of the Group in accordance with the Ethical Rules for Independent Auditors (including Independence Standards) (the "Ethical Rules") the ethical requirements regarding independent audit in regulations issued by the POA; the regulations of the Capital Markets Board; and other relevant legislation are relevant to our audit of the financial statements. We have also fulfilled our other ethical responsibilities in accordance with the Ethical Rules and regulations. We believe that the audit evidence we have obtained during the independent audit provides a sufficient and appropriate basis for our opinion.

3. Key audit matters

Key audit matters are those matters that, in our professional judgment, were of most significance in our audit of the consolidated financial statements of the current period. Key audit matters were addressed in the context of our independent audit of the consolidated financial statements as a whole, and in forming our opinion thereon, and we do not provide a separate opinion on these matters.

Key Audit Matters How the key audit matter was addressed in
the audit
Revenue recognition
The Group realizes sales mostly in the form of
turnkey and Land Subject to Revenue Sharing
Agreements ("LSRSA") projects.("ASKGP").
We performed the following procedures in relation
to the revenue recognition in turnkey and LSRSA
projects:
The Group obtained sales revenue of 21.079.390
thousand TL from land sales and residential and
commercial unit sales projected using the "LSRSA"
method within the accounting period of 1 January -
31 December 2024.
The design and implementation of the controls on
the revenue process have been evaluated. The sales
and delivery procedures of the Group have been
analyzed.
In turnkey projects, it is the Group's responsibility
to maintain and complete the project and the Group
recognizes revenue when performance obligation is
fulfilled (independent units are transferred to the
customer).
For the turnkey projects, the provisions regarding
the delivery of residentials in the contracts with
customers have been examined and the timing of
the revenue recognition in the financial statements
has been evaluated. Through substantive
procedures, it has been focused on the record of
receivables and advances received and the
In LSRSA projects, the contractor completes the
construction and regarding the project, the Group
receives advance payments from the buyer and
makes payments to the contractor.
evaluation of the situations where the performance
obligation is not fulfilled for the independent units
sold as of the balance sheet date for the turnkey
projects.
Revenue in LSRSA project is recognized when
performance obligation is fulfilled (the earlier of the
signing of the temporary acceptance protocol with
the contractor and the signing of the delivery
protocol with the buyer).
For the LSRSA projects, provisions regarding the
temporary acceptance and the delivery of
residentials in the projects made with contractors
and timing of the revenue recognition in the
financial statements has been evaluated.
As of the balance sheet date, there may be cases
where the construction has been completed, but the
delivery has not been realized for turnkey projects.
In LSRSA projects, there may be cases where the
construction has been completed as of the balance
sheet date, but the delivery has not been realized
and the temporary acceptance protocol has not
been signed.
Through substantive procedures, it has been
focused on the record of receivables and advances
received and the evaluation of the situations where
the performance obligation is not fulfilled for the
independent units sold as of the balance sheet date
for the LSRSA projects.
In addition, the adequacy of the disclosures
presented in Note 17 Revenue and Cost of Sales has
Based on the above-mentioned situations, whether
the revenue is recognized in the correct period in
accordance with the principle of seasonality of sales
has been determined as a key audit matter.
been evaluated under TFRS.
Explanations regarding the Group's revenue
accounting policies and amounts are given in Note
2 and Note 17.
Key Audit Matters How the key audit matter was addressed in
the audit
Impairment of inventories
Inventories, as of December 31, 2024, amount to TL
167.219.003 thousand in the Group's financial
statements and constitute 82% of total assets.
We performed the following procedures in relation
to the impairment on inventories:
Inventories consist of vacant land and plots and
completed residential and commercial unit held by
the Group for sale. The accounting policy regarding
inventories is explained in footnote 2, and the total
The qualification, competence and qualifications
of
the independent real estate appraisers appointed by
the Group have been assessed.
inventory balance as of the end of the year is
explained in footnote 8.
The appropriateness of the valuation methods
included in the valuation reports have been
assessed.
The Group takes into consideration independent
expert valuation reports for inventory separately at
least once a year and uses these reports to assess
impairment if any. The current impairment is
It has been assessed whether the values assessed by
the appraisers are within a reasonable range.
recognized in other expenses from main activities in
the profit or loss and other comprehensive income
statement in the period during which they are
incurred.
The fair values of the inventories have been
compared with the recorded cost values and the
calculation of the impairment has been checked.
Due to the accounting of the impairment,
impairment of vacant land and plots and completed
residential and commercial unit to be sold is
considered a key audit matter for our audit since it
has a significant impact on both the statement of
financial position and the statement of profit or loss
The adequacy of the inventory impairment
provision allocated in the current period has been
assessed by comparing it with the impairment
realized in the past period and the accounting of the
inventory impairment allocated or reversed in the
income statement has been checked.
and other comprehensive income. It has been assessed whether the amounts included
in the inventory footnote and the standalone
financial statements are consistent and whether the
footnote explanations are sufficient in terms of
TFRS.

4. Responsibilities of management and those charged with governance for the consolidated financial statements

The Group management is responsible for the preparation and fair presentation of the consolidated financial statements in accordance with TFRS, and for such internal control as management determines is necessary to enable the preparation of consolidated financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the consolidated financial statements, management is responsible for assessing the Group's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless management either intends to liquidate the Group or to cease operations, or has no realistic alternative but to do so.

Those charged with governance are responsible for overseeing the Group's financial reporting process.

5. Auditor's responsibilities for the audit of the consolidated financial statements

Responsibilities of independent auditors in an independent audit are as follows:

Our aim is to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an independent auditor's report that includes our opinion. Reasonable assurance expressed as a result of an independent audit conducted in accordance with SIA is a high level of assurance but does not guarantee that a material misstatement will always be detected. Misstatements can arise from fraud or error. Misstatements are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these consolidated financial statements.

As part of an independent audit conducted in accordance with SIA, we exercise professional judgment and maintain professional scepticism throughout the audit. We also:

  • Identify and assess the risks of material misstatement in the consolidated financial statements, whether due to fraud or error, design and perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control.
  • Assess the internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Group's internal control.

  • Evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates and related disclosures made by management.

  • Conclude on the appropriateness of management's use of the going concern basis of accounting and, based on the audit evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the Group's ability to continue as a going concern. If we conclude that a material uncertainty exists, we are required to draw attention in our auditor's report to the related disclosures in the consolidated financial statements or, if such disclosures are inadequate, to modify our opinion. Our conclusions are based on the audit evidence obtained up to the date of our independent auditor's report. However, future events or conditions may cause the Group to cease to continue as a going concern.
  • Evaluate the overall presentation, structure and content of the consolidated financial statements, including the disclosures, and whether the consolidated financial statements represent the underlying transactions and events in a manner that achieves fair presentation.
  • Plan and perform the group audit to obtain sufficient appropriate audit evidence regarding the financial information of the entities or business units within the Group as a basis for forming an opinion on the consolidated financial statements. We are responsible for the direction, supervision and review of the audit work performed for purposes of the Group audit. We remain solely responsible for our audit opinion.

We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.

We provide those charged with governance with a statement that we have complied with relevant ethical requirements regarding independence. We also communicate with them all relationships and other matters that may reasonably be thought to bear on our independence, and where applicable, related safeguards actions taken to eliminate threats or safeguards applied.

From the matters communicated with those charged with governance, we determine those matters that were of most significance in the audit of the consolidated financial statements of the current period and are therefore the key audit matters. We describe these matters in our auditor's report unless law or regulation precludes public disclosure about the matter or when, in extremely rare circumstances, we determine that a matter should not be communicated in our report because the adverse consequences of doing so would reasonably be expected to outweigh the public interest benefits of such communication.

B. Other responsibilities arising from regulatory requirements

    1. No matter has come to our attention that is significant according to subparagraph 4 of Article 402 of Turkish Commercial Code ("TCC") No. 6102 and that causes us to believe that the Company's bookkeeping activities concerning the period from 1 January to 31 December 2024 period are not in compliance with the TCC and provisions of the Company's articles of association related to financial reporting.
    1. In accordance with subparagraph 4 of Article 402 of the TCC, the Board of Directors submitted the necessary explanations to us and provided the documents required within the context of our audit.
    1. In accordance with subparagraph 4 of Article 398 of the TCC, the auditor's report on the early risk identification system and committee was submitted to the Company's Board of Directors on 7 March 2025.

PwC Bağımsız Denetim ve Serbest Muhasebeci Mali Müşavirlik A.Ş.

Burak Özpoyraz, SMMM Independent Auditor

Istanbul, 7 March 2025

EMLAK KONUT GAYRİMENKUL YATIRIM ORTAKLIĞI A.Ş.

INDEX PAGE
CONSOLIDATED STATEMENT OF FINANCIAL POSITION ……………………………………………………………………………………… 1-2
CONSOLIDATED STATEMENT OF PROFIT OR LOSS
AND OTHER COMPREHENSIVE INCOME…………………………………………………………………………………………………………………….
3
CONSOLIDATED STATEMENT OF CHANGES IN EQUITY………………………………………………………………………………… 4
CONSOLIDATED STATEMENT OF CASH FLOWS……………………………………………………………………………………………………… 5
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS…………………………………………………………………… 6-67
NOTE 1 ORGANIZATION AND OPERATION OF THE COMPANY………………………………………………………. 6-7
NOTE 2 BASIS OF PRESENTATION OF THE CONCOLIDATED FINANCIAL STATEMENTS………………………………………………………. 8-26
NOTE 3 ACCOUNTING POLICIES………………………………………………………………………………………… 26-28
NOTE 4 CASH AND CASH EQUIVALENTS………………………………………………………………………………………… 29
NOTE 5 FINANCIAL LIABILITIES…………………………………………………………………………………………………………… 30-31
NOTE 6 TRADE RECEIVABLES AND PAYABLES ………………………………………………………………………………… 31-32
NOTE 7 OTHER RECEIVABLES AND PAYABLES………………………………………………………………………………… 32-33
NOTE 8 INVENTORIES……………………………………………………………………………………………………… 33-37
NOTE 9 INVESTMENT PROPERTIES ……………………………………………………………………………………………………………… 37-38
NOTE 10 PROPERTY, PLANT AND EQUIPMENT……………………………………………………………………………… 39
NOTE 11 INTANGIBLE ASSETS…………………………………………………………………………………………………… 40
NOTE 12 PROVISIONS, CONTINGENT ASSETS AND LIABILITIES………………………………………………………………………………… 40-43
NOTE 13 EMPOYEE BENEFITS…………………………………………………………………………………………………………… 44
NOTE 14 OTHER ASSETS…………………………………………………………………………………………………………… 45
NOTE 15 DEFERRED INCOME AND PREPAID EXPENSES……………………………………………………………………. 45
NOTE 16 SHAREHOLDERS' EQUITY………………………………………………………………………………………………. 46
NOTE 17 REVENUE AND COST OF SALES………………………………………………………………………………… 47
NOTE 18 GENERAL ADMINISTRATIVE EXPENSES, MARKETING EXPENSES………………………………………………………………………………… 48
NOTE 19 EXPENSES BY NATURE……………………………………………………………………………………………………………………49
NOTE 20 OTHER INCOME / EXPENSES FROM OPERATING ACTIVITIES ………………………………………………………………………………… 49-50
NOTE 21
NOTE 22
FINANCIAL INCOME / EXPENSES…………………………………………………………………………………
TAX ASSETS AND LIABILITIES…………………………………………………………………………………………………………………………
50
NOTE 23 EARNING PER SHARE………………………………………………………………………………………………………………………… 53 51-53
NOTE 24 RELATED PARTY DISCLOSURES………………………………………………………………………………… 54-56
NOTE 25 EXPLANATIONS ON MONETARY POSITION GAINS/(LOSSES)…………………………………………………………… 57
NOTE 26 NATURE AND LEVEL OF RISKS ARISING FROM FINANCIAL INSTRUMENTS………………………………………………58-62
NOTE 27 FINANCIAL INSTRUMENTS………………………………………………………………………………………………………63-64
NOTE 28 COMMITMENTS………………………………………………………………………………………………………… 65
NOTE 29 FEES FOR SERVICES RECEIVED FROM INDEPENDENT AUDIT FIRM…………………………………………………………………… 65
NOTE 30 EVENTS AFTER THE REPORTING PERIOD………………………………………………………………………………… 66
ADDITIONAL NOTE CONTROL OF COMPLIANCE WITH THE PORTFOLIO LIMITATIONS………………………………………………………………………………… 67

CONSOLIDATED STATEMENT OF FINANCIAL POSITION AS OF 31 DECEMBER 2024 AND 31 DECEMBER 2023

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

Notes Audited
31 December 2024
Audited
31 December 2023
ASSETS
Current assets 188,736,805 164,388,932
Cash and cash equivalents 4 8,281,384 22,908,136
Financial investments 57,456 -
Trade receivables 6,179,673 11,415,451
Trade receivables due from related parties 24 7,738 5,437,793
Trade receivables due from third parties 6 6,171,935 5,977,658
Other receivables 1,190,400 1,422,171
Other receivables due from related parties 24 260,008 103,394
Other receivables due from third parties 7 930,392 1,318,777
Inventories 8 167,219,003 121,918,800
Prepaid expenses 430,457 186,396
Prepaid expenses to third parties 15 430,457 186,396
Other current assets 14 5,378,432 6,531,019
Current tax assets 22 - 6,959
Non-current assets 16,166,152 11,006,794
Trade receivables 4,345,978 6,524,624
Trade receivables due from third parties 6 4,345,978 6,524,624
Other receivables 25,751 34,550
Other receivables due from third parties 7 25,751 34,550
Investments accounted for using equity method 2,492 1,951
Investment properties 9 2,640,414 2,694,648
Right-of-use assets 23,185 7,005
Property, plant and equipment 10 2,010,683 1,635,383
Intangible assets 11 126,640 87,684
Prepaid expenses 945 -
Deferred tax assets 22 6,990,064 20,949
Total assets 204,902,957 175,395,726

CONSOLIDATED STATEMENT OF FINANCIAL POSITION AS OF 31 DECEMBER 2024 AND 31 DECEMBER 2023

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

Notes Audited
31 December 2024
Audited
31 December 2023
LIABILITIES AND EQUITY
Current liabilities 108,054,429 89,842,559
Short-term borrowings 5 11,605,955 1,516,390
Short-term portions of long-term borrowings 5 1,299,223 3,151,366
Lease liabilities 5 3,039 1,363
Bank Loans 5 1,296,184 3,150,003
Trade payables 7,484,393 5,877,505
Trade payables due to related parties 24 - -
Trade payables due to third parties 6 7,484,393 5,877,505
Other payables 3,029,087 1,698,440
Other payables to related parties 24 671 866
Other payables to third parties 7 3,028,416 1,697,574
Deferred income 83,983,354 77,067,455
Deferred income from related parties 24 4,510,624 5,077,835
Deferred income from third parties 15 79,472,730 71,989,620
Current period profit tax liability 127,307 -
Short-term provisions 525,110 531,403
Short-term provisions for employee benefits 13 94,785 152,142
Other short-term provisions 12 430,325 379,261
Non-current liabilities 1,045,406 2,924,627
Long-term borrowings 5 19,465 1,832,122
Lease liabilities 5 19,465 8,143
Bank Loans 5 - 1,823,979
Trade payables 369,224 533,485
Trade payables due to third parties 6 369,224 533,485
Other payables 472,836 303,974
Other payables to third parties 7 472,836 303,974
Deferred income 5,745 80,348
Deferred income from third parties 15 5,745 80,348
Long-term provisions 178,136 174,698
Long-term provisions for employee benefits 13 178,136 174,698
Shareholders' equity 95,803,122 82,628,540
Total equity attributable to equity holders of the Company 95,803,122 82,628,540
Paid-in capital 16 3,800,000 3,800,000
Adjustment to share capital 16 51,255,545 51,255,545
Treasury shares (-) (64,648) (64,648)
Share premium (discounts) 28,930,464 28,930,464
Other comprehensive expenses not to be reclassified under profit
and loss (22,799) -
Loss arising from defined benefit plans (22,799) -
Other equity reserves (1,739,204) (1,739,204)
8,685,316 8,685,316
Restricted reserves appropriated from profit
Retained earnings
(8,238,933) (2,356,491)
Net profit for the year 13,197,381 (5,882,442)
Non-controlling interests - -
Total liabilities and equity 204,902,957 175,395,726

CONSOLIDATED STATEMENTS OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME FOR THE YEAR ENDED 31 DECEMBER 2024 AND 2023

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

Notes Audited
1 January -
31 December 2024
Audited
1 January -
31 December 2023
Revenue
Cost of sales (-)
17
17
31,899,173
(23,292,968)
41,141,913
(28,879,050)
Gross profit 8,606,205 12,262,863
General administrative expenses (-)
Marketing expenses (-)
Other income from operating activities
Other expenses from operating activities (-)
18
18
20
20
(3,438,317)
(569,774)
8,936,512
(4,394,937)
(5,018,182)
(760,974)
3,952,561
(5,042,092)
Operating profit 9,139,689 5,394,176
Income from investing activities
Expense from investing activities (-)
118
(875)
9,692
-
Operating profit before financial income 9,138,932 5,403,868
Financial income
Financial expenses (-)
Monetary loss
21
21
25
3,474,303
(2,042,214)
(4,043,087)
5,921,041
(2,460,961)
(14,960,263)
Profit/(loss) from continuing operations, before tax 6,527,934 (6,096,315)
Tax (expense)/income from continuing operations
Current period tax expense
Deferred tax expense
22
22
6,669,447
(291,729)
6,961,176
213,873
-
213,873
Net profit/(loss) for the period 13,197,381 (5,882,442)
Profit for the period is attributable to:
Non-controlling interests
Owners of the Company
-
13,197,381
-
(5,882,442)
Other comprehensive income
Items that will be reclassified to profit or loss
Actuarial losses related to
employee benefit liabilities
13 (30,738) -
Taxes relating to Components of other comprehensive income
that will not be reclassified to profit or loss
7,939 -
Actuarial losses related to
employee benefit liabilities, tax effect
22 7,939 -
Other comprehensive expense (22,799) -
Total comprehensive income for the period 13,174,582 (5,882,442)
Total comprehensive income is attributable to:
Non-controlling interests
Owners of the Company
-
13,174,582
-
(5,882,442)
Earnings per share (in full TRY) 23 0.34688 (0.15462)

EMLAK KONUT GAYRİMENKUL YATIRIM ORTAKLIĞI A.Ş. VE BAĞLI ORTAKLIKLARI

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY FOR THE YEAR ENDED 31 DECEMBER 2024 AND 2023

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

Other accumulated
comprehensive
income and expense
not to be reclassified to
profit or loss Retained Earnings
Adjustment Share Other Other Restricted Gain/Loss on Net profit Equity
Share to share Treasury premium/ equity reserves appropriated remeasurement of Retained for the attributable Non-controlling Total
capital capital shares discounts reserves from profit defined benefit plans earnings period to the parent interest equity
1 January 2023 3,800,000 51,255,545 (3,264,964) 28,930,464 - 8,470,072 - (1,641,273) 1,306,714 88,856,558 - 88,856,558
Transfers - - - - - 215,244 - 1,091,470 (1,306,714) - - -
Dividend (*) - - - - - - - (1,806,688) - (1,806,688) - (1,806,688)
Increase/(decrease) due to
share buy back transactions (**)
- - (957,953) - - - - - - (957,953) - (957,953)
Transfers due to sale of shares - - 4,158,269 - (4,158,269) - - - - - - -
Share sale price (**) - - - - 2,419,065 - - - - 2,419,065 - 2,419,065
Total comprehensive loss - - - - - - - - (5,882,442) (5,882,442) - (5,882,442)
31 December 2023 3,800,000 51,255,545 (64,648) 28,930,464 (1,739,204) 8,685,316 - (2,356,491) (5,882,442) 82,628,540 - 82,628,540
1 January 2024 3,800,000 51,255,545 (64,648) 28,930,464 (1,739,204) 8,685,316 - (2,356,491) (5,882,442) 82,628,540 - 82,628,540
Transfers - - - - - - - (5,882,442) 5,882,442 - - -
Total comprehensive income - - - - - - (22,799) - 13,197,381 13,174,582 - 13,174,582
31 December 2024 3,800,000 51,255,545 (64,648) 28,930,464 (1,739,204) 8,685,316 (22,799) (8,238,933) 13,197,381 95,803,122 - 95,803,122

(*) At the Ordinary General Assembly Meeting held on 31 March 2023, the decision to distribute a cash dividend of TRY1,806,688 from the profits of 2022 was approved by majority vote. Since the Group owns its own shares with a nominal value of TRY1 at a rate of 4.26% as of 31 March 2023, the date of the profit distribution decision, the dividend related to the shares owned by the Group is netted off from the amount of dividends to be distributed. The dividend payment was made on 14 April 2023.

(**) As of 31 December 2023, it shows the effect of purchase/sale considering the orders matched during the period for the shares repurchased.

CONSOLIDATED STATEMENTS OF CASH FLOWS FOR THE YEAR ENDED 31 DECEMBER 2024 AND 2023

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

Audited Audited
1 January - 1 January -
Notes 31 December 2024 31 December 2023
Cash flows from operating activities
Profit/(loss) for the period 13,197,381 (5,882,442)
Adjustments related to reconcile of net profit for the period
Adjustments related to depreciation and amortization expenses 9, 10, 11, 18, 19 223,474 174,881
Adjustments related to tax expense (income) 22 (6,669,447) (213,873)
Adjustments related to (reversal of) impairments (net) (4,688,690) (8,088,428)
Adjustments related to (reversal of) impairment of inventories (net) 8 (4,688,690) (8,088,428)
Adjustments related to provisions 271,191 435,335
Adjustments related to (reversal of) provisions for employee benefits 13 90,271 388,415
Adjustments related to (reversal of) provision for lawsuit and other 180,920 46,920
Adjustments for interest (income) and expenses (1,598,360) (6,959,898)
Adjustments for interest income 20, 21 (5,215,782) (9,908,486)
Adjustments for interest expense 20, 21 3,617,422 2,948,588
Adjustments related to (loss)/gain on disposal of property 757 (9,692)
(Loss)/gain on sale of property, plant and equipment 757 (9,692)
Monetary loss 4,068,568 9,897,546
Net cash from operations before changes in assets and liabilities 4,804,874 (10,646,571)
Changes in net working capital:
Adjustments related to (increase)/decrease in trade receivable 2,224,181 (8,945,154)
Decrease/(increase) in trade receivables from related parties 4,399,781 (7,107,078)
Decrease/(Increase) in trade receivables from third parties (2,175,600) (1,838,076)
Adjustments related to decrease/(increase) in inventories (40,611,513) 17,613,220
Adjustments related to increase/(decrease) in trade payables 3,995,482 3,631,991
Increase/(decrease) in trade payables to related parties - (2,418,747)
Increase/(decrease) in trade payables to third parties 3,995,482 6,050,738
Adjustments related to decrease/(increase) in other receivables related to operations (1,482,640) (5,691,167)
Adjustments related to increase/(decrease) in other payables related to operations 9,316,934 17,157,783
Adjustments related to other increase/(decrease) in working capital (754,370) (166,007)
Cash flows from operating activities
Interest received 190,706 1,851,297
Payments related to provisions for employee benefits (42,236) (29,775)
Tax payment (157,463) (6,959)
Cash flows from operating activities, net (22,516,045) 14,768,658
Sale of investment properties, property, plant and equipment and intangible assets 9, 10, 11 1,468 15,645
Purchases of investment properties, property, plant and equipment and intangible assets 9, 10, 11 (585,721) (254,563)
Adjustments related to the increase/decrease in financial investments (67,257) -
Cash flows from investing activities (651,510) (238,918)
Payments to disposal entity's shares or other equtiy instruments - 2,419,065
Payments to acquire entity's shares or other equtiy instruments - (957,953)
Proceeds from borrowings 5 15,742,711 9,205,774
Proceeds from loans 6,933,435 2,195,194
Proceeds from Issue of debt instruments 8,809,276 7,010,580
Repayments of borrowings 5 (6,930,449) (12,541,215)
Loan repayments (3,093,254) (6,126,455)
Payments of issued debt instruments (3,837,195) (6,414,760)
Interest paid (2,478,074) (1,929,879)
Dividends paid - (1,806,688)
Interest received 5,025,076 4,919,744
Cash flow from financing activities 11,359,264 (691,152)
Inflation impact on cash and cash equivalents (3,020,410) (4,942,171)
Net increase (decrease) in cash and cash equivalents (14,828,701) 8,896,417
Cash and cash equivalents at the beginning of the period 4 21,468,581 12,572,164
Cash and cash equivalents at the end of the period 4 6,639,880 21,468,581

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 1 – ORGANIZATION AND OPERATION OF THE GROUP

Emlak Konut Gayrimenkul Yatırım Ortaklığı A.Ş. ("Emlak Konut GYO" or the "Group") was established on 26 December 1990 as a subsidiary of Türkiye Emlak Bankası A.Ş. The Group is governed by its articles of association, and is also subject to the terms of the decree law about Public Finances Enterprises No. 233, in accordance with the statute of Türkiye Emlak Bankası A.Ş. The Group has been registered and started its activities on 6 March 1991. The Group's articles of association were revised on 19 May 2001 and it became an entity subject to the Turkish Commercial Code No. 4603.

The Company was transformed into a Real Estate Investment Company with Senior Planning Committee Decree No. 99/T-29, dated 4 August 1999, and according to Statutory Decree No. 588, dated 29 December 1999. According to Permission No. 298, dated 20 June 2002, granted by the Capital Markets Board ("CMB") regarding transformation of the Company into a Real Estate Investment Company and permission No. 5320, dated 25 June 2002, from the Republic of Turkey Ministry of Industry and Trade and amendment draft for the articles of association of the Company was submitted for the approval of the Board and the amendment draft was approved at the Ordinary General Shareholders Committee meeting of the Company convened on 22 July 2002, changing the articles of association accordingly.

The articles of association of the Company were certified by Istanbul Trade Registry Office on 29 July 2002 and entered into force after being published in Trade Registry Gazette dated 1 August 2002. As the result of the General Shareholders committee meeting of the Company convened on 28 February 2006, the title of the Company "Emlak Gayrimenkul Yatırım Ortaklığı A.Ş." was changed to "Emlak Konut Gayrimenkul Yatırım Ortaklığı A.Ş."

By the decision of the Board of Directors of Istanbul Stock Exchange Market on 26 November 2010, 25% portion of the Company's class B shares with a nominal value of TRY625,000 has been trading on the stock exchange since 2 December 2010.

The registered address of the Group is Barbaros Mah. Mor Sümbül Sok. No: 7/2 B (Batı Ataşehir) Ataşehir – İstanbul. As of 31 December 2024, the number of employees of the Group is 1,231 (31 December 2023 – 1,142).

The objective and operating activity of the Company is coordinating and executing real estate property projects mostly housing, besides, commercial units, educational units, social facilities, and all related aspects, controlling and building audit services of the ongoing projects, marketing and selling the finished housing. Due to statutory obligation to be in compliance with the Real Estate Investment Companies decrees and related CMB communiqués, The Company cannot be a part of construction business, but only can organize it by auctioning between the contractors.

The consolidated financial statements on 31 December 2024 have been approved by the Board of Directors on 7 March 2025.

The ultimate parent and ultimate controlling party of the Group is T.C. Toplu Konut İdaresi Başkanlığı (the Housing Development Administration of Turkey, "TOKİ"). TOKİ is a state institution under the control of Republic of Turkey Ministry of Enviroment Urbanisation and Climate Change.

Emlak Konut GYO will be referred to as the "Group" with its subsidiaries and interests in joint ventures.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 1 – ORGANIZATION AND OPERATION OF THE GROUP (Continued)

Subsidiaries

Subsidiaries of Emlak Konut GYO operate in Turkey and their main operations are as follows:

Subsidiaries Main Operations
Emlak Planlama, İnşaat, Proje Yönetimi ve Tic. A.Ş. Real Estate Investments
Emlak Konut Asansör Sistemleri Sanayi ve Ticaret A.Ş. Production, Sales and Marketing
31 December 2024 31 December 2023
Direct and
indirect
ownership rate
(%)
Effective
ownership rate
(%)
Direct and indirect
ownership rate
(%)
Effective
ownership rate
(%)
Emlak Planlama İnşaat Proje Yönetimi ve Ticaret A.Ş.
Emlak Konut Asansör Sistemleri Sanayi ve Ticaret A.Ş.
100
100
100
100
100
100
100
100

Shares in Joint Operations

Shares in Joint Operations of Emlak Konut GYO operate in Turkey and their main operations are as follows:

Shares in Joint Operations Main Operations

Dap Yapı İnşaat Sanayi ve Ticaret A.Ş. ve Eltes İnşaat Tesisat Sanayi ve Ticaret A.Ş.Ortak Girişimi – Emlak Konut GYO A.Ş. (" İstmarina AVM Adi Ortaklığı") Shopping Mall and Office Management

Büyükyalı Tesis Yönetimi A.Ş. Shopping Mall and Office Management

31 December 2024 31 December 2023
Direct and
indirect
ownership rate
(%)
Effective
ownership rate
(%)
Direct and indirect
ownership rate
(%)
Effective
ownership rate
(%)
Merkez Cadde Yönetim A.Ş. 30 30 30 30
İstmarina AVM Adi Ortaklığı 40 40 40 40
Büyükyalı Tesis Yönetimi A.Ş. 37 37 37 37

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 2 – BASIS OF PRESENTATION OF CONSOLIDATED FINANCIAL STATEMENTS

2.1. Basis of Presentation

The accompanying standalone financial statements of the Company have been prepared in accordance with the communiqué numbered II-14,1 "Communiqué on the Principles of Financial Reporting In Capital Markets" ("the Communiqué") which is published on Official Gazette numbered 28676 dated 13 June 2013 and Turkish Financial Reporting Standards and appendices and interpretations related to them adopted by the Public Oversight Accounting and Auditing Standards Authority ("POA") have been taken as basis. TFRS is updated through communiqués in order to comply with the changes in the Turkish Financial Reporting Standards (TFRS).

The consolidated financial statements are presented in accordance with the formats specified in the "Communiqué on TFRS Taxonomy" published by the POA on 3 July 2024 and the Illustrations of Financial Statements and Application Guidance published by the CMB.

The Group maintains its books of account and prepares its statutory financial statements in accordance with the principals issued by CMB, the Turkish Commercial Code ("TCC"), tax legislation and the Uniform Chart of Accounts issued by the Ministry of Finance. The consolidated financial statements have been prepared on the basis of historical cost, with the necessary adjsutments and classifications reflected in the statutory records in accordance with TFRS.

Basis of Consolidation

The consolidated financial statements incorporate the financial statements of the Company and entities controlled by the Company and its subsidiaries. Control is achieved when the Company:

  • has the ability to use its power to affect its returns
  • is exposed, or has rights, to variable returns from its involvement with the investee; and
  • has the ability to use its power to affect its returns

The Company reassesses whether or not it controls an investee if facts and circumstances indicate that there are changes to one or more of the three elements of control listed above.

When the Company has less than a majority of the voting rights of an investee, it has power over the investee when the voting rights are sufficient to give it the practical ability to direct the relevant activities of the investee unilaterally. The Company considers all relevant facts and circumstances in assessing whether or not the Company's voting rights in an investee are sufficient to give it power, including:

  • The size of the Company's holding of voting rights relative to the size and dispersion of holdings of the other vote holders;
  • Potential voting rights held by the Company, other vote holders or other parties;
  • Rights arising from other contractual arrangements

Any additional facts and circumstances that indicate that the Company has, or does not have, the current ability to direct the relevant activities at the time that decisions need to be made, including voting patterns at previous shareholders' meetings.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 2 – BASIS OF PRESENTATION OF CONSOLIDATED FINANCIAL STATEMENTS (Continued)

2.1. Basis of Presentation (Continued)

Basis of Consolidation (Continued)

Consolidation of a subsidiary begins when the Company obtains control over the subsidiary and ceases when the Company loses control of the subsidiary. Income and expenses of a subsidiary acquired or disposed of during the year are included in the consolidated statement of profit or loss and other comprehensive income from the date the Company gains control until the date when the Group ceases to control the subsidiary.

Profit or loss and each component of other comprehensive income are attributed to the owners of the Company and to the non-controlling interests. Total comprehensive income of subsidiaries is attributed to the owners of the Company and to the non-controlling interests even if this results in the non-controlling interests having a deficit balance.

When necessary, adjustments are made to the financial statements of subsidiaries to bring their accounting policies into line with the Group's accounting policies.

All intragroup assets and liabilities, equity, income, expenses and cash flows relating to transactions between members of the Group are eliminated in full on consolidation.

Changes in the Group's Ownership Interests in Existing Subsidiaries

Changes in the Group's ownership interests in subsidiaries that do not result in the Group losing control over the subsidiaries are accounted for as equity transactions. The carrying amounts of the Group's interests and the non-controlling interests are adjusted to reflect the changes in their relative interests in the subsidiaries. Any difference between the amount by which the non-controlling interests are adjusted and the fair value of the consideration paid or received is recognized directly in equity and attributed to owners of the Group.

When the Group loses control of a subsidiary, a gain or loss is recognised in profit or loss and is calculated as the difference between (i) the aggregate of the fair value of the consideration received and the fair value of any retained interest and (ii) the previous carrying amount of the assets (including goodwill), and liabilities of the subsidiary and any non-controlling interests. All amounts previously recognised in other comprehensive income in relation to that subsidiary are accounted for as if the Company had directly disposed of the related assets or liabilities of the subsidiary (i.e., reclassified to profit or loss or transferred to another category of equity as specified/permitted by applicable TFRS). The fair value of any investment retained in the former subsidiary at the date when control is lost is regarded as the fair value on initial recognition for subsequent accounting under TFRS 9 Financial Instruments, when applicable, the cost on initial recognition of an investment in an associate or a joint venture.

Investments in Associates and Joint Ventures

An associate is an entity over which the Group has significant influence. Significant influence is the power to participate in the financial and operating policy decisions of the investee but is not control or joint control over those policies.

A joint venture is a joint arrangement whereby the parties that have joint control of the arrangement have rights to the net assets of the joint arrangement. Joint control is the contractually agreed sharing of control of an arrangement, which exists only when decisions about the relevant activities require unanimous consent of the parties sharing control.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 2 – BASIS OF PRESENTATION OF CONSOLIDATED FINANCIAL STATEMENTS (Continued)

2.1. Basis of Presentation (Continued)

Basis of Consolidation (Continued)

Investments in Associates and Joint Ventures (Continued)

The results and assets and liabilities of associates or joint ventures are incorporated in these consolidated financial statements using the equity method of accounting, except when the investment, or a portion thereof, is classified as held for sale, in which case it is accounted for in accordance with TFRS 5. Under the equity method, investments in associates are carried in the balance sheet at cost as adjusted for post-acquisition changes in the Group's share of the net assets of the associate, less any impairment in the value of individual investments. Losses of an associate in excess of the Group's interest in that associate (which includes any long-term interests that, in substance, form part of the Group's net investment in the associate) are not recognized. Additional losses are recognized only to the extent that the Group has incurred legal or constructive obligations or made payments on behalf of the associate.

Gains and losses arising from transactions between the Group and an associate of the Group are eliminated to the extent of the Group's interest in the relevant associate or joint venture.

Interests in Joint Operations

A joint operation is a joint arrangement whereby the parties that have joint control of the arrangement have rights to the assets, and obligations for the liabilities, relating to the arrangement. Joint control is the contractually agreed sharing of control of an arrangement, which exists only when decisions about the relevant activities require unanimous consent of the parties sharing control.

Adjustment of Consolidated Financial Statements in Hyperinflation Periods

It has been decided that institutions registered in CMB and import companies obligated to apply financial statement adjustments stated in TAS/TFRS are required to apply hyperinflation accounting by implementing TAS 29 to financial statements for the year ended 31 December 2024, according to the rule number 81/1820 declared by CMB dated in 28 December 2023.

A statement has been made by POA at 23 November 2023 regarding the scope and implementation of TAS 29. POA stated that corporations implementing TAS/TFRS are required to present their financial statements for the year 31 December 2023 and forward adjusted to the inflation impact according to the accounting principles stated in TAS 29.

TAS 29 is implemented to any financial statements of a company whose functional currency is the currency of a hyperinflation economy, including consolidated financial statements. If an economy experiences hyperinflation, then according to TAS 29, a company whose functional currency is the currency of a hyperinflation economy needs to present its financial statements in terms of unit of measurement effective at the end of period.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 2 – BASIS OF PRESENTATION OF CONSOLIDATED FINANCIAL STATEMENTS (Continued)

2.1. Basis of Presentation (Continued)

Adjustment of Consolidated Financial Statements in Hyperinflation Periods (Continued)

Because of cumulative change of purchasing power for the last three years in relation to Consumer Price Index (CPI) is more than 100% as of current period, corporations operating in Turkey are obligated to implement TAS 29 for the year ended 31 December 2023 and forward.

The adjustments made in accordance with IAS 29 were made using the adjustment coefficient obtained from the Consumer Price Index (CPI) of Turkey published by the Turkish Statistical Institute (TSI). As of 31 December 2024, the indices and adjustment coefficients used in the adjustment of the consolidated financial statements are as follows:

Date Index Adjustment 3-year
cumulative
correlation inflation ratios
31.12.2024 2,684.55 1.00000 291%
31.12.2023 1,859.38 1.44379 268%
31.12.2022 1,128.45 2.37897 156%

Procedure of TAS 29 is presented below:

  • a) All accounts, excluding accounts that are presented with current purchasing power at the current period, are restated with their related price index correlation. Same method is applied for previous years.
  • b) Monetary balance sheet accounts are not restated because these accounts are presented with current purchasing power at the current period. Monetary accounts are accounts that are either received or paid in cash.
  • c) Fixed assets, subsidiaries and similar assets are restated through their historic cost, in a way not exceeding their market value. Same method is applied to depreciation and amortization accounts. Equity balances are restated with price correlations according to the dates these balances.
  • d) All income statement accounts, excluding income statement accounts that are counterparty to non-monetary accounts of balance sheet, are restated based on the price correlations of the date they entered financial statements.
  • e) Net monetary profit or loss resulting from inflation is the difference of adjustments made to non-monetary balance sheet accounts, equity accounts and income statement accounts. Net monetary profit or loss is then included in net profit or loss.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 2 – BASIS OF PRESENTATION OF CONSOLIDATED FINANCIAL STATEMENTS (Continued)

2.1. Basis of Presentation (Continued)

Functional and Presentation Currency

Items included in the consolidated financial statements of the Group are measured using the currency of the primary economic environment in which the entity operates ("the functional currency"). The functional currency of the Group is TRY and the reporting currency is thousand TRY.

Offsetting

Financial assets and liabilities are offset and the net amount reported in the balance sheet when there is a legally enforceable right to set-off the recognized amounts and there is an intention to settle on a net basis, or realize the asset and settle the liability simultaneously.

2.2. Changes in accounting policies, accounting estimates and errors

Significant changes in accounting policies and significant accounting errors are applied retrospectively and the financial statements of the previous periods are restated if the financial position, performance or cash flow effects of transactions and events are presented in a more appropriate and reliable manner.

2.3. Conformity with the Portfolio Limitations

The information presented in Additional Note of this report, regarding control of conformity with the portfolio limitations, is a summary information extracted from financial statements in accordance with Article 16 of Communiqué No: II-14.1, "Principles of Financial Reporting in Capital Markets" and is prepared in accordance with the provisions of the control of portfolio limitations of Communiqué No: III-48.1, "Principles Regarding Real Estate Investment Companies".

2.4. Summary of Significant Accounting Policies

The significant accounting policies followed in the preparation of these consolidated financial statements are summarized below:

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 2 – BASIS OF PRESENTATION OF CONSOLIDATED FINANCIAL STATEMENTS (Continued)

2.4. Summary of Significant Accounting Policies (Continued)

Cash and Cash Equivalents

Cash and cash equivalents comprise cash in hand, bank deposits and highly liquid investments, whose maturity at the time of purchase is less than three months and conversion risk on value at the date of sale is immaterial. The contractors' portion of the residential unit sales from the LSRSA projects under construction and which accumulated in the bank accounts opened under the control of the Group is kept in deposits accounts in the name of the related projects under the control of the Group as stated in the agreement. However, since the Group does not have the right of disposition of the cash and cash equivalents used in the cash flow statements, except for keeping these amounts in time deposit accounts, these amounts are exempted from cash and cash equivalents in the cash flow statement (Note 4).

Related Parties

Shareholders, key management personnel, Board of Directors, close family members, and companies which are controlled by those are regarded as related party for the purpose of preparation of these consolidated financial statements. In accordance with TAS 24 – Related party standards, the description of related parties has been restricted. The Group has also transactions with State owned banks and the Republic of Turkey Ministry Under Secretariat of Treasury (the ''Treasury'') however quantitative information regarding Turkish State Banks and Treasury is not disclosed in accordance with this exemption. The ultimate parent and ultimate controlling party of the Group is ("TOKİ"). TOKİ is a State institution under control of Republic of Turkey Prime Ministry. The transactions made between the Group and TOKİ and its affiliates are presented in Note 24.

Foreign Currency Transactions

The foreign exchange transactions during the year are translated using the prevailing exchange rates on the related transaction dates. The foreign currency exchange gain and losses that arise by the exchange rate change based on monetary assets and liabilities are presented in the comprehensive income statement.

Financial Investments

Classification

The Group classifies its financial assets as "Financial assets at amortised cost", "fair value through other comprehensive income", "fair value through profit or loss". The classification is based on the business model used by the entity for the management of financial assets and the characteristics of the contractual cash flows of the financial asset. The Group makes the classification of its financial assets on the date of purchase. Financial assets are not reclassified after initial recognition, except where the business model of the Group used is changed for the management of financial assets, in case of a change in business model, the financial assets are reclassified on the first day of the following reporting period.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 2 – BASIS OF PRESENTATION OF CONSOLIDATED FINANCIAL STATEMENTS (Continued)

2.4. Summary of Significant Accounting Policies (Continued)

Recognition and Measurement

"Financial assets measured at amortized cost" are non-derivative financial assets that are held within a business model whose objective is to collect contractual cash flows, including cash flows that include only the interest payments on principal dates and principal balances at certain dates. The Group's financial assets that are recognized at amortized cost include "cash and cash equivalents", "trade receivables" and "other receivables". In the initial recognition, the related assets are measured at fair value, and, in subsequent accounting, they are measured at discounted cost using the effective interest rate method. Gains and losses resulting from the valuation of non-derivative financial assets measured at amortized cost are recognized in profit or loss.

"Financial assets measured at FVTOCI" are non-derivative financial assets that are held within a business model whose objective is to collect contractual cash flows, including cash flows that include only the interest payments on principal dates and principal balances at certain dates. Gains or losses resulting from the related financial assets are recognized in other comprehensive income, except for impairment losses or gains and foreign exchange income or expenses. In case of sale of such assets, the valuation differences classified in other comprehensive income are classified to prior years' profits. For investments in equity-based financial assets, the Group may irrevocably choose the method of reflecting subsequent changes in the fair value of other comprehensive income to the financial statements for the first time. In the event that such preference is made, dividends received from related investments are recognized in the income statement.

"Financial assets measured at fair value through profit or loss", are assets that are not measured at amortised cost or at fair value through other comprehensive income. Gains and losses on valuation of these financial assets are accounted for under the consolidated statement of income.

Derecognition of Financial Assets

The Group derecognizes financial assets when the rights related to the cash flows that occur in accordance with the contract related to the financial asset expire or when the Group transfers the ownership of all the risks and returns related to the financial asset through a trading transaction. Any rights created or retained to the financial assets transferred by the Group are recognized as a separate asset or liability.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 2 – BASIS OF PRESENTATION OF CONSOLIDATED FINANCIAL STATEMENTS (Continued)

2.4. Summary of Significant Accounting Policies (Continued)

Financial Investments (Continued)

Impairment

Impairment on financial assets and contractual assets is calculated using the "expected credit loss financial model" (ECL). Impairment model is applied to amortized cost financial assets and contractual assets. Loss provisions were measured on the following basis;

  • 12-month ECLs: ECLs resulting from possible default events within 12 months of the reporting date.

  • Lifetime ECLs: the ECLs resulting from all possible default events during the expected life of a financial instrument. Lifetime ECL measurement is applied at the reporting date when the credit risk associated with a financial asset increases significantly after the initial recognition. In all other cases where the related increase was not observed, the 12 month estimation of ECL was applied.

The Group may determine that the credit risk of the financial asset does not increase significantly if the credit risk of the financial asset has a low credit risk at the reporting date. Nevertheless, lifelong ECL measurement (simplified approach) is always applicable to trade receivables and contract assets without a significant financing element.

Trade Receivables and Payables

Trade receivables are recognized at amortized value of the amount will be received in the following periods from receivables recorded at original invoice value. Short-term receivables with no stated interest rate are measured at the original invoice amount unless the effect of imputing interest is significant. A "simplified approach" is applied for the impairment of trade receivables, which are accounted for at amortized cost and which do not include a significant financing component (less than one year). In cases where the trade receivables are not impaired due to certain reasons (except for the realized impairment losses), the provisions for losses are measured by an amount equal to the "life time expected loan losses".

In the event that all or some of the amount of the receivable that is impaired is collected following the provision for impairment, the amount collected is recognized in other income from operating activities by deducting the provision for impairment.

Income/expenses from maturity differences and foreign exchange gains/loss related to transactions are recognized under "Other Income/Expenses from Operating Activities" in the statement of profit or loss.

Trade payables consist of payables to suppliers for purchases of goods and services. Trade payables and other liabilities are offset from unaccrued financial expenses. Trade payables and other liabilities after unaccrued financial expenses are calculated by discounting the amounts to be paid of payables recognized at original invoice cost in the subsequent periods, using effective interest method. Shortterm payables without a determined interest rate stated at amortized cost if the effect of the original effective interest rate is not too significant. HAS payables are classified as short-term payables and stated at carrying value since they will be paid upon beneficiaries' request.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 2 – BASIS OF PRESENTATION OF CONSOLIDATED FINANCIAL STATEMENTS (Continued)

2.4. Summary of Significant Accounting Policies (Continued)

Financial Liabilities

Financial liabilities are classified as at FVTPL on initial recognition. Financial liabilities are recognized with their acquisition costs including transaction costs and then measured at amortized cost value using the effective interest rate method. In cases where the contractual obligations are fulfilled or canceled; The Group derecognizes the financial liability from its records (Note 5).

Employment Termination Benefits

Provision for employee termination benefit defines the current value of total expected provision for the liabilities due to retirement of the employees. Under Turkish labor law, the Group is required to pay termination benefits to each employee who has completed at least one year of service and whose employment is terminated without due cause, is called up for military service, dies or who retires after completing 25 years of service (20 years for women) and reaches the retirement age (58 for women and 60 for men). Since the legislation was changed on 23 May 2002, there are certain transitional provisions relating to length of service prior to retirement. The amount payable consists of one month's salary limited to a maximum of full TRY 41,828.42 as of 31 December 2024 (31 December 2023: full TRY 23,489.83).

The provision for the present value of the defined benefit obligation is calculated by using the projected liability method. All actuarial profits and losses are recognized in the statement of comprehensive income.

TFRS requires actuarial valuation estimates to be developed to estimate the obligation underdefined benefit plans. In the individual financial statements, the Group calculates a liability on the basis of its experience in the previous years, based on its experience in the past, and on the beneficiaries of the severance payment as of the date of termination. This provision is calculated by estimating the present value of the future probable obligation of the employees.

The principal actuarial assumption is that the maximum liability will increase in line with inflation. Thus, the effective discount rate applied represents the expected real interest rate after adjusting for the effects of future inflation. As the maximum liability amount is revised semi-annually by the authorities, the maximum amount of full TRY 46,655.43 which is effective from 1 January 2025 has been taken into consideration when calculating the liability (1 January 2024: full TRY 41,828.42) (Note 13).

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 2 – BASIS OF PRESENTATION OF CONSOLIDATED FINANCIAL STATEMENTS (Continued)

2.4. Summary of Significant Accounting Policies (Continued)

Provisions, Contingent Assets and Liabilities

Provisions are recognised when the Group has a present legal or constructive obligation as a result of past events, it is probable that an outflow of resources embodying economic benefits will be required to settle the obligation, and a reliable estimate of the amount of the obligation can be made. Provisions are not recognised for future operating losses.

Contingent assets or contingent obligations that arise from past events and whose existence will be confirmed only by the occurrence or non-occurrence of one or more uncertain future events not wholly within the control of the Group are not included in consolidated financial statements and are treated as contingent assets or liabilities.

Land and Residential Unit Inventories

The Group has four types of inventories in its consolidated financial statements. These are;

1. Vacant Land and Plots

Vacant land and plots are carried at lower of cost or net realizable value and represent vacant land and plot of the Group with no ongoing or planned construction project on them. Such land and plots are classified as inventories because the Group uses such land and plots the development of residual and commercial units, as explained below, which are also classified as inventories.

2. Turnkey Projects

Turnkey projects are valued at lower of cost or net realizable value. Turnkey projects costs consist of construction costs of the semi-finished residential units together with the cost of land (progress payments to contractor) on which these projects are developed. Upon completion of residential units costs including the cost of land are classified under completed residential unit inventories.

3. Land Subject to Revenue Sharing Agreements ("LSRSA")

The Group enters into revenue sharing agreements with construction entities to maximize sales proceeds from the sale of its vacant land and plots. Such land and plot sold subject to revenue share agreements to construction entities are accounted at cost until sale is recognized.

4. Completed Residential and Commercil Unit Inventories

Completed residential and commercial units comprise units build in Turnkey projects and units transferred to the Group by the contractor in order to meet minimum revenue stated in the agrements when the projects can not reach the expected revenue as stated in the agreements signed within the framework of LSRSA.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 2 – BASIS OF PRESENTATION OF CONSOLIDATED FINANCIAL STATEMENTS (Continued)

2.4 Summary of Significant Accounting Policies (Continued)

Land and Residential Unit Inventories (Continued)

4. Completed Residential and Commercil Unit Inventories (Continued)

Completed residential and commercial unit inventories are valued at lower of cost or net realizable value.

The Group takes into consideration independent expert valuation reports for inventory (land, finished and semi-finished residential and commercial units) separately at least once a year and uses these reports to assess impairment if any. Fair values are determined on the basis of the price that would be realized on the valuation date between a willing buyer and a willing seller in an arm's length transaction, using the arm's length comparison method. Impairments are recognized under other expenses from operations in the statement of profit or loss and comprehensive income in the period during which they are incurred. Impairments released are recognized under other income from operations when the relevant land or residential are sold.

Property, Plant and Equipment

Property and equipment are carried at cost less accumulated depreciation and provision for impairment, if any. The cost value also includes costs that can be directly attributed to the asset to perform its operation as planned. Depreciation is calculated over of the cost of property and equipment using the straight-line method based on expected useful lives (Note 10).

The expected useful lives for property, plant and equipment are stated below:

Years
Buildings 50
Motor vehicles 5
Furniture and fixtures 4-5
Machinery and equipment 5

The cost of major subsequent expenditures is included in the carrying amount of the asset when it is probable that future economic benefits in excess of the originally assessed of performance of the existing asset will flow to the Group and major subsequent expenditures are depreciated over the remaining useful life of the related assets. All other expenses other than these items are recognized as expense.

Where the carrying amount of an asset is greater than its estimated recoverable amount, it is written down to its recoverable amount and the provision for impairment is charged to the income statement.

Gains and losses on the disposal of property and equipment are determined by comparing the carrying of the property and equipment with the collected amount and then included in the related income and expense accounts, as appropriate.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 2 – BASIS OF PRESENTATION OF CONSOLIDATED FINANCIAL STATEMENTS (Continued)

2.4 Summary of Significant Accounting Policies (Continued)

Intangible Assets

Intangible assets comprise of licenses and computer software. They are initially recognized at acquisition cost and amortized on a straight-line basis over 5 years their estimated useful lives (Note 11). Whenever there is an indication that the intangible is impaired, the carrying amount of the intangible asset is reduced to its recoverable amount.

Investment Properties

Investment properties are defined as land and buildings held to earn rental income or capital appreciation or both, rather than for use in the production of goods or services or for administrative purposes; or sale in the ordinary course of business. The Group uses cost model for all investment properties. Investment properties are presented in the consolidated financial statements at cost less accumulated depreciation and less impairment, if any (Note 9). Investment properties consist of residences and buildings and their economic life is 40 years.

Impairment of Assets

The Group reviews all assets subject to amortization at each balance sheet date in order to see if there is a sign of impairment on the stated asset. If there is such a sign, carrying amount of the stated asset is projected. Impairment exists if the carrying value of an asset is greater than its net realizable value. Net recoverable value is the higher of the net sales value or value in use. Value in use is the present value of cash flows generated from the use of the asset and the disposal of the asset after its useful life.

Impairment losses are recorded in the comprehensive income statement. Impairment loss for an asset is reversed, if an increase in recoverable amount is related to a subsequent event following the booking of impairment by not exceeding the amount reserved for impairment. The Group takes the valuation reports for each property separately into consideration over investment property at least once a year to compare carrying value of assets with its net recoverable value and calculate the impairment if any.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 2 – BASIS OF PRESENTATION OF CONSOLIDATED FINANCIAL STATEMENTS (Continued)

2.4. Summary of Significant Accounting Policies (Continued)

Taxation

Turkish tax legislation does not permit a parent company and its subsidiary to file a consolidated tax return. Therefore, provisions for taxes, as reflected in the accompanying consolidated financial statements, have been calculated on a separate-entity basis.

Income tax expense represents the sum of the tax currently payable and deferred tax.

Current Tax

According to Article 5/1(d)(4) of the Corporate Tax Law No. 5520 ("CTL"), income derived from real estate investment trusts (REITs) is exempt from corporate tax. However, with Law No. 7524, certain conditions have been introduced for the corporate tax exemption applicable to REITs as of 1 January 2025. Accordingly, if at least 50% of the income derived from real estate is distributed as dividends, the tax rate applicable to corporate income will be 10%. Therefore, a 30% tax rate, applicable to undistributed profits, is used in the calculation of current and deferred tax assets and liabilities. The subsidiaries, associates, and joint ventures of the Group are subject to corporate tax applicable in Turkey. Necessary provisions have been recognized in the accompanying financial statements for the Group's estimated tax liabilities related to the current period's operating results.

Deferred Tax

Due to tax regulations, taxable or deductible temporary differences recognized in the financial statements as of 31 December 2024, have been calculated by applying the 30% tax rate applicable to undistributed profits for periods after 1 January 2025, to determine deferred tax liabilities or assets. In accordance with the letter titled "Reporting of Tax Amounts in Real Estate Investment Trusts and Real Estate Investment Funds" sent to REITs by the Public Oversight, Accounting, and Auditing Standards Authority (POA) on 12 February 2025, the deferred tax asset arising from the legislative change is reflected in the statement of profit or loss for 2024 in the financial statements dated 31 December 2024.

Deferred tax is recognized on differences between the carrying amounts of assets and liabilities in the financial statements and the corresponding tax bases which is used in the computation of taxable profit, and is accounted for using the balance sheet liability method. Deferred tax liabilities are recognized for all taxable temporary differences, whereas deferred tax assets consist of deductible temporary differences are recognized on the condition that it is highly probable that the differences can be utilised by earning future taxable profit. Such deferred tax assets and liabilities are not recognized if the temporary difference arises from goodwill or from the initial recognition (other than in a business combination) of other assets and liabilities in a transaction that affects neither the taxable profit nor the accounting profit.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 2 – BASIS OF PRESENTATION OF CONSOLIDATED FINANCIAL STATEMENTS (Continued)

2.4. Summary of Significant Accounting Policies (Continued)

Deferred Tax (Devamı)

Deferred tax liabilities are recognized for taxable temporary differences associated with investments in subsidiaries and associates, and interests in joint ventures, except where the Group is able to control the reversal of the temporary difference and it is probable that the temporary difference will not reverse in the foreseeable future. Deferred tax assets arising from deductible temporary differences associated with such investments and interests are only recognized to the extent that it is probable that there will be sufficient taxable profits against which to utilize the benefits of the temporary differences and they are expected to reverse in the foreseeable future.

Deferred tax assets and liabilities are measured at the tax rates that are expected to apply in the period in which the liability is settled or the asset realized, based on tax rates (and tax laws) that have been enacted or substantively enacted by the end of the reporting period. The measurement of deferred tax liabilities and assets reflects the tax consequences that would follow from the manner in which the Group expects, at the reporting date, to recover or settle the carrying amount of its assets and liabilities.

Deferred tax assets and liabilities are offset when there is a legally enforceable right to set off current tax assets against current tax liabilities and when they relate to income taxes levied by the same taxation authority and the Group intends to settle its current tax assets and liabilities on a net basis.

Segment Reporting

Operating segments shall be reported in a manner consistent with the internal reporting provided to the chief operating decision-makers. However, since the Group operates in only one geographical segment (Turkey) and all of its operations are concentrated in one industrial department (development of residential projects on its vacant land and plot inventories), the Group does not prepare a segment report.

Chief operating decision maker of the Group is its Board of Directors. Board of Directors uses quarterly consolidated financial statements of the Group prepared in accordance with the TFRS when making decisions.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 2 – BASIS OF PRESENTATION OF CONSOLIDATED FINANCIAL STATEMENTS (Continued)

2.4. Summary of Significant Accounting Policies (Continued)

Revenue Recognition

The Group recognizes revenue in the financial statements within the 5-step model below in accordance with TFRS 15 "Revenue from Contracts with Customers" standard that is effective as of 1 January 2018.

  • (a) Identify the contract(s) with a customer
  • (b) Identify the performance obligations in the contract
  • (c) Determine the transaction price
  • (d) Allocate the transaction price to the performance obligations in the contract
  • (e) Recognize revenue when the entity satisfies a performance obligation

Revenue is comprises of sale of vacant land and plots, sale of residential units produced by turnkey projects and sale of land and plots by way of LSRSA.

1. Sale of Vacant Land and Plots

Revenue is recognized when the unprojectized lands are transferred to the customer according to the contract and performance obligations are fulfilled. Unprojectized land are carried over when the customer takes control of the land.

2. Sale of Residential Units Produced by Turnkey Projects

Revenue is recognized when the independent units are transferred to according to the contract and performance obligations are fulfilled. Residential units are carried over when the customer takes control of the units.

3. Sale of land and plots by way of LSRSA

The Group recognizes the revenue for the sale of land by way of LSRSA when performance obligations (the one before the signing of the temporary acceptance protocol with the contractor or the signing of the delivery protocol with the buyer) are fulfilled. In cases where the temporary acceptance protocol or delivery protocol with the buyer is not signed, the Group follows-up its revenue share in the deferred revenue (Note 15) and the share of the construction entity as a liability to contractors (Note 5). The Group's share in the Total Sales Revenue ("TSR") is recorded as revenue from sale of land and the related cost of land is recognised as cost of land sold in the comprehensive income statement (Note 17).

4. Consultancy revenues

The Group provides project consultancy services as its core business. Within the scope of consultancy services, the Group undertakes works such as controlling the production processes of customers' projects, sales and follow-up of the project to third parties. The Company recognizes consultancy income on a periodic accrual basis, taking into account the substance of the contract.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 2 – BASIS OF PRESENTATION OF CONSOLIDATED FINANCIAL STATEMENTS (Continued)

2.4. Summary of Significant Accounting Policies (Continued)

Interest Income and Expense

Interest income and expense are recognised on an accrual basis using the internal rate of return method. Interest income comprises mostly interest income from time deposits and interest income from credit sales of residences (Note 21).

Paid-in Capital

Ordinary shares are classified in equity. Costs related to the issue of new shares are recognized in equity less the amounts discounted by tax effect.

Treasury Shares

Repurchased shares are recognized in the financial statements in accordance with the CMB's Communiqué No. II-22.1 "Treasury Shares". In the statements of shareholders' equity, it is recorded under "Repurchased Shares" account. In addition, in accordance with the related communiqué the amount equal to the repurchase price of the repurchased shares as "Reserves related to the repurchased shares restricted reserves".

Share Premium

Share premiums represent the difference between the fair value of the shares held by the Group at a price higher than the nominal value of the Group or the difference between the fair value and the fair value of the shares of the Group that the Group has acquired. Expenses that are directly attributable to the secondary public offering, in which the shares are re-issued and provide cash inflows to the Group, are deducted from the premiums on issue of share sales.

Earnings Per Share

Earnings per share are determined by dividing net comprehensive income by the weighted average number of shares that have been outstanding during the period concerned.

In Turkey, companies can increase their share capital by making a pro rata distribution of their shares "bonus shares" to existing shareholders funded from retained earnings. For the purpose of earnings per share computations, such "bonus share" issuances are regarded as issued shares. Accordingly, the weighted average number of shares used in earnings per share computations are determined by taking into consideration the retroactive effect of aforementioned share distributions. In case of increase in issued shares after balance sheet date but before the date that consolidated financial statement is prepared due to the bonus share distribution, earning per share calculation is performed taking account of total new share amount.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 2 – BASIS OF PRESENTATION OF CONSOLIDATED FINANCIAL STATEMENTS (Continued)

2.4. Summary of Significant Accounting Policies (Continued)

Payments for Housing Acquisition Support ("HAS")

HAS was a compulsory of saving fund, established by the state to be used by fund participants in the future for acquisition of affordable housing between 1987 and 1995. This system aimed to collect the deducted amounts in a single account, apply interest to the savings and provide the employees with these contributions at the time they wish to acquire a house/residential unit in the future. However, this project was suspended in 1996 and as per decree law No. 588, issued in 1999, the decision was taken to terminate the HAS accounts. With this decree law, real estate corresponding to the monetary value of the HAS deductions which were held by Emlak Bankası was transferred to the Company.

Within the scope of Law No. 5664, dated 30 May 2007, and the regulation issued on 14 August 2007, the decision was taken to pay back these savings, which were still held as capital in kind in the accounts of the Company, to the HAS beneficiaries. Accordingly, the shares of HAS beneficiaries were removed from the Company's equity capital and comprehensive income for the current period based on the ratios specified in the law and recognized as debts to HAS beneficiaries under other payables. The amount payable was determined as the share in the net asset value of the Company at 28 February 2008. The payable amount does not bear any interest or does not change with subsequent changes in the net asset value in subsequent periods and is payable on demand any date after 28 February 2008. The Company has borrowed funds from the Treasury to make such payments.

In addition, the Treasury has an interest liability against HAS beneficiaries calculated before 1999. In accordance with an agreement signed in 2008, the Company undertook this liability on behalf of the Treasury and recorded as payable be paid together with the Company's own payables. However, Company resources are not used for this extra liability. Since all payments are made on behalf of the Treasury, they are instantly collected by cashing the government bonds given for these payments from the Treasury to the Company beforehand.

In accordance with the relevant articles of Law No. 5564 on HAS to the Owners of KEY and Payment to the Rightholders, the receivables that are not requested within five years from the announcement date are recorded as revenue to the Treasury. Due to the expiry of the payment request period of the beneficiaries in the current period, the Company's receivables and debts obligations within the scope of HAS have expired.

Dividend Distribution

Dividends payable are recognized as an appropriation of the profit in the period in which they are declared and reflected in the Group's financial statements as liability.

Statement of Cash Flows

Cash flows during the period are classified and reported by operating, investing and financing activities in the cash flow statements.

Cash flows from operating activities represent the cash flows of the Group generated from its main activities. Cash flows related to investing activities represent the cash flows that are used in or provided from the investing activities of the Group (fixed investments and financial investments).

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 2 – BASIS OF PRESENTATION OF CONSOLIDATED FINANCIAL STATEMENTS (Continued)

2.4. Summary of Significant Accounting Policies (Continued)

Statement of Cash Flows (Continued)

Cash flows arising from financing activities represent the cash proceeds from the financing activities of the Group and the repayments of these funds.

Cash and cash equivalents comprise cash on hand and bank deposits and short-term, highly liquid investments that are readily convertible to known amounts of cash with maturities equal or less than three months.

Events After the Reporting Period

Events after the reporting period cover any events that arise between the reporting date and the balance sheet date, even if they occurred after any declaration of the net profit for the period or specific financial information publicly disclosed. The Company adjusts its standalone financial statements if such events arise which require an adjustment to the standalone financial statements (Note 30).

2.5 Critical Accounting Judgements, Assumptions and Estimates

The preparation of financial statements requires the use of assumptions and estimates that affect the reported amounts of assets and liabilities, and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and reported amounts of revenues expenses which are reported throughout the period. Even though these assumptions and estimates rely on the best estimates of the Group management both the actual results may differ and not material for these financial statements.

Net Realizable Value of Lands and Residential Inventories

When the estimated net realizable value of land and commercial units is less than the cost value, the allowance is recognized to reduce the value of inventories to their estimated net realizable value. As of 31 December 2024, valuation reports prepared by Net Kurumsal Gayrimenkul Değerleme ve Danışmanlık A.Ş., Form Gayrimenkul Değerleme ve Danışmanlık A.Ş. and Yetkin Gayrimenkul Değerleme ve Danışmanlık A.Ş. have been taken into consideration when determining the net realizable value of lands and residential inventories.

Provisions for Lawsuits

As of 31 December 2024, lawsuits filed against the Company, possible and potential lawsuits against the Company Provision has been recognized for the parts for which an outflow of resources is probable, based on the opinion of the lawyers. According to the legal judgment of the lawyers, there is no risk of outflow of resources for the cases for which no provision has been recognized. is not seen.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 2 – BASIS OF PRESENTATION OF CONSOLIDATED FINANCIAL STATEMENTS (Continued)

2.6. Comparative Information

To facilitate the identification of financial position and performance trends, the Group's consolidated financial statements are prepared on a comparative basis with the previous period. Comparative information is reclassified when necessary to ensure consistency with the presentation of the current period's consolidated financial statements, and significant differences are explained.

Except for the changes mentioned in the paragraph below, the Group has applied consistent accounting policies in its consolidated financial statements for the presented periods and has not made any significant changes in accounting policies or estimates during the current period.

In order to align with the presentation in the cash flow statement dated 31 December 2024, the monetary loss/gain balance of TRY 9,884,342 on cash and cash equivalents as of 31 December 2023, has been reclassified to monetary loss/gain arising from operating activities.

NOTE 3 – ACCOUNTING POLICIES

The Consolidated financial statements as of 31 December 2024 have been prepared by applying accounting policies that are consistent with the accounting policies applied in the preparation of the financial statements for the year ended 31 December 2024. Therefore, the consolidated financial statements should be read together with the end-of-year financial statements in order to create coherence.

3.1 New and Revised Turkish Financial Reporting Standards

The accounting policies adopted in preparation of the consolidated financial statements as of 31 December 2024 are consistent with those of the previous financial year, except for the adoption of new and amended TFRS and Turkey Financial Reporting Interpretations Committee's ("TFRIC") interpretations effective as of 1 January 2024.

i) The new standards, amendments and interpretations which are effective as of 31 December 2024 are as follows

  • Amendment to IAS 1 – Non-current liabilities with covenants; effective from annual periods beginning on or after 1 January 2024. These amendments clarify how conditions with which an entity must comply within twelve months after the reporting period affect the classification of a liability. The amendments also aim to improve information an entity provides related to liabilities subject to these conditions.
  • Amendment to IFRS 16 – Leases on sale and leaseback; effective from annual periods beginning on or after 1 January 2024. These amendments include requirements for sale and leaseback transactions in IFRS 16 to explain how an entity accounts for a sale and leaseback after the date of the transaction. Sale and leaseback transactions where some or all the lease payments are variable lease payments that do not depend on an index or rate are most likely to be impacted.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 3 – ACCOUNTING POLICIES (Continued)

  • 3.1 New and Revised Turkish Financial Reporting Standards (Continued)
  • i) The new standards, amendments and interpretations which are effective as of 31 December 2024 are as follows (Continued)
  • Amendments to IAS 7 and IFRS 7 on Supplier finance arrangements; effective from annual periods beginning on or after 1 January 2024. These amendments require disclosures to enhance the transparency of supplier finance arrangements and their effects on a company's liabilities, cash flows and exposure to liquidity risk. The disclosure requirements are the IASB's response to investors' concerns that some companies' supplier finance arrangements are not sufficiently visible, hindering investors' analysis.
  • IFRS S1, 'General requirements for disclosure of sustainability-related financial information; effective from annual periods beginning on or after 1 January 2024. This standard includes the core framework for the disclosure of material information about sustainability-related risks and opportunities across an entity's value chain.
  • IFRS S2, 'Climate-related disclosures'; effective from annual periods beginning on or after 1 January 2024. This is the first thematic standard issued that sets out requirements for entities to disclose information about climate-related risks and opportunities.

ii) Standards, amendments and improvements issued but not yet effective and not early adopted as of 31 December 2024

Standards, interpretations and amendments to existing standards that are issued but not yet effective up to the date of issuance of the financial statements are as follows. The Company will make the necessary changes if not indicated otherwise, which will be affecting the financial statements and disclosures, when the new standards and interpretations become effective.

  • Amendments to IAS 21 - Lack of Exchangeability; effective from annual periods beginning on or after 1 January 2025. An entity is impacted by the amendments when it has a transaction or an operation in a foreign currency that is not exchangeable into another currency at a measurement date for a specified purpose. A currency is exchangeable when there is an ability to obtain the other currency (with a normal administrative delay), and the transaction would take place through a market or exchange mechanism that creates enforceable rights and obligations.
  • Amendment to IFRS 9 and IFRS 7 - Classification and Measurement of Financial Instruments; effective from annual reporting periods beginning on or after 1 January 2026 (early adoption is available). These amendments:
  • clarify the requirements for the timing of recognition and derecognition of some financial assets and liabilities, with a new exception for some financial liabilities settled through an electronic cash transfer system;
  • clarify and add further guidance for assessing whether a financial asset meets the solely payments of principal and interest (SPPI) criterion;
  • add new disclosures for certain instruments with contractual terms that can change cash flows (such as some instruments with features linked to the achievement of environment, social and governance (ESG) targets); and
  • make updates to the disclosures for equity instruments designated at Fair Value through Other Comprehensive Income (FVOCI).

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 3 – ACCOUNTING POLICIES (Continued)

3.1 New and Revised Turkish Financial Reporting Standards (Continued)

ii) Standards, amendments and improvements issued but not yet effective and not early adopted as of 31 December 2024 (Continued)

  • Annual improvements to IFRS – Volume 11; Annual improvements are limited to changes that either clarify the wording in an Accounting Standard or correct relatively minor unintended consequences, oversights or conflicts between the requirements in the Accounting Standards. The 2024 amendments are to the following standards:
  • IFRS 1 First-time Adoption of International Financial Reporting Standards;
  • IFRS 7 Financial Instruments: Disclosures and its accompanying Guidance on implementing IFRS 7;
  • IFRS 9 Financial Instruments;
  • IFRS 10 Consolidated Financial Statements; and
  • IAS 7 Statement of Cash Flows.
  • IFRS 18 Presentation and Disclosure in Financial Statements; effective from annual periods beginning on or after 1 January 2027. This is the new standard on presentation and disclosure in financial statements, with a focus on updates to the statement of profit or loss. The key new concepts introduced in IFRS 18 relate to:
  • the structure of the statement of profit or loss;
  • required disclosures in the financial statements for certain profit or loss performance measures that are reported outside an entity's financial statements (that is, management-defined performance measures); and
  • enhanced principles on aggregation and disaggregation which apply to the primary financial statements and notes in general.
  • IFRS 19 Subsidiaries without Public Accountability: Disclosures; effective from annual periods beginning on or after 1 January 2027. Earlier application is permitted. This new standard works alongside other IFRS Accounting Standards. An eligible subsidiary applies the requirements in other IFRS Accounting Standards except for the disclosure requirements and instead applies the reduced disclosure requirements in IFRS 19. IFRS 19's reduced disclosure requirements balance the information needs of the users of eligible subsidiaries' financial statements with cost savings for preparers. IFRS 19 is a voluntary standard for eligible subsidiaries. A subsidiary is eligible if:
  • it does not have public accountability; and
  • it has an ultimate or intermediate parent that produces financial statements available for public use that comply with IFRS Accounting Standards.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 4 - CASH AND CASH EQUIVALENTS

31 December 2024 31 December 2023
Cash on hand 91 111
Banks 6,151,030 22,204,157
- Demand deposit 431,934 112,881
- Time deposits with maturities less than 3 months 5,719,096 22,091,276
Other cash and cash equivalents 2,130,263 703,868
8,281,384 22,908,136

Maturities of cash and cash flows are as follows:

31 December 2024 31 December 2023
Demand 431,934 112,881
Up to 3 month 5,719,096 22,091,276
6,151,030 22,204,157

Average effective annual interest rates on time deposits in TRY on the balance sheet date:

31 December 2024 31 December 2023
(%) (%)
46.34
Effective annual interest rate
40.58

The calculation of cash and cash equivalents of the Group for the use in statements of cash flows is as follows:

31 December 2024 31 December 2023
Cash and cash equivalents 8,281,384 22,908,136
Less: Interest accruals on deposits (3,079) (173,208)
Less: LSRSA project deposits (*) (1,641,783) (1,290,341)
Add: the effect of provisions released under TFRS 9 3,358 23,994
6,639,880 21,468,581

(*) The contractors' portion of the residential unit sales from the LSRSA projects under construction and which accumulated in the bank accounts opened under the control of the Group is kept in deposits accounts in the name of the related projects under the control of the Group as stated in the agreement. There is no blocked deposit (31 December 2023: None) project accounts amounting TRY1,641,783 (31 December 2023: TRY1,290,341).

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 5 – FINANCIAL LIABILITIES

31 December 2024 31 December 2023
Short-term financial liabilities
Short-term bank loans 6,458,455 216,981
Issued debt instruments (*) 5,147,500 1,299,409
Short-term portion of long-term borrowings 1,296,184 3,150,003
Lease obligation 3,039 1,363
12,905,178 4,667,756

(*) The Company issued lease certificates on various dates, including 9 September 2024 (TRY 1,122,000 and TRY 500,000, maturing on 10 January 2025, at 45%), 10 October 2024 (TRY 1,000,000, maturing on 16 January 2025, at 46%), 13 November 2024 (TRY 1,000,000, maturing on 12 February 2025, at 44%), 25 November 2024 (TRY 300,000, maturing on 26 May 2025, at 43%), and 10 December 2024 (TRY 1,225,500, maturing on 12 June 2025, at 42.5%), while previously issuing two lease certificates on 5 October 2023 (TRY 577,515, maturing on 3 January 2024, with a 38% profit share) and 15 November 2023 (TRY 721,894, maturing on 15 February 2024, with a 40% profit share).

Long-term financial liabilities 31 December 2024 31 December 2023
Long-term borrowings - 1,823,979
Lease obligation 19,465 8,143
19,465 1,832,122

Borrowings used as of 31 December 2024 are denominated in TRY and the weighted average interest rate is 48.38% (31 December 2023: 20.66%).

The redemption schedules of the borrowings as of 31 December 2024 and 31 December 2023 are as follows:

31 December 2024 31 December 2023
2025 - 1,823,979
- 1,823,979

The maturity distributions of the borrowings are as follows:

31 December 2024 31 December 2023
Less than 3 months 2,345,300 1,435,992
Between 3 - 12 months 10,556,839 3,230,401
Between 1 - 5 years - 1,823,979
12,902,139 6,490,372

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 5 – FINANCIAL LIABILITIES (Continued)

As of 31 December 2024 and 2023, the movement schedule of financial borrowings is as follows:

2024 2023
Opening balance, 1 January 6,490,372 14,717,757
Additions during the period 15,742,711 9,205,774
Payments during the period (6,930,449) (12,541,215)
Interest accruals 1,139,348 1,164,722
Monetary loss (3,539,843) (6,056,666)
Closing balance, 31 December 12,902,139 6,490,372

NOTE 6 – TRADE RECEIVABLES AND PAYABLES

Short-term trade receivables 31 December 2024 31 December 2023
Receivables from sale of residential and commercial units 4,288,410 2,803,094
Receivables from contractors of the lands
invoiced under LSRSA 1,225,209 2,024,872
Receivables from land sales 1,110,492 1,179,140
Notes of receivables 149,567 305,212
Receivables from lessees 69,501 99,493
Due from related parties (Note 24) 7,738 5,437,793
Other 20,174 12,783
Unearned finance income (691,418) (446,936)
6,179,673 11,415,451
Doubtful receivables 12,462 7,570
Less: Provision for doubtful receivables (12,462) (3,414) (7,123) (7,570)
6,179,673 11,415,451
31 December 2024 31 December 2023
Long-term trade receivables
Receivables from sale of residential and commercial units 5,762,153 5,855,503
Receivables from land sales 710,650 2,102,269
Unearned finance income (2,126,825) (1,433,148)
4,345,978 6,524,624

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 6 – TRADE RECEIVABLES AND PAYABLES (Continued)

Short-term trade payables 31 December 2024 31 December 2023
Trade payables 5,764,136 3,631,785
Payables to LSRSA contractors invoiced 1,475,278 1,333,892
Interest accruals on time deposits of contractors (*) 244,979 911,828

(*) The contractors' portion of the residential unit sales from the LSRSA projects under construction and which accumulated in the bank accounts opened under the control of the Group is kept in deposits accounts in the name of the related projects under the control of the Group as stated in the agreement. The Group tracks the contractor's share of the interest obtained from the advances accumulated in these accounts in short-term payables.

7,484,393 5,877,505

369,224 533,485
369,224 533,485

NOTE 7 – OTHER RECEIVABLES AND PAYABLES

31 December 2024 31 December 2023
Short-term other receivables
Advances given to contractor firms 802,116 778,890
Other receivables from related parties (Note 24) 260,008 103,394
Receivables from the authorities 31,843 40,422
Other 96,433 499,465
1,190,400 1,422,171
31 December 2024 31 December 2023
Long-term other receivables
Other receivables from third parties 24,737 33,086
Deposits and guarantees given 1,014 1,464
25,751 34,550
31 December 2024 31 December 2023
Short-term other payables
Taxes and funds payable 2,901,914 1,563,775
Other payables to related parties (Note 24) 671 866
Other 126,502 133,799
3,029,087 1,698,440

As of 31 December 2024, other long-term payables are amount to TRY 472,836 and consist of deposits and guarantees received (31 December 2023: TRY 303,974)

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 8 – INVENTORIES

31 December 2024 31 December 2023
Lands 49,330,319 26,997,245
Cost 53,007,743 35,241,795
Impairment (3,677,424) (8,244,550)
Planned land by LSRSA 43,820,333 48,637,834
Planned land by turnkey project 11,812,160 31,161,158
Planned land by turnkey project 11,812,160 38,170,369
Impairment (*) - (7,009,211)
Residential and commercial units ready for sale 42,110,545 12,341,363
Cost 50,200,505 13,998,283
Impairment (8,089,960) (1,656,920)
Inventories of Emlak Konut Asansör 2,488,684 1,070,557
Advances given for inventories (**) 17,656,962 1,710,643
Cost 18,111,569 1,710,643
Impairment (454,607) -
167,219,003 121,918,800

(*) It is the provision for impairment due to the increase in construction costs in the Global and Turkish markets.

(**) As of 31 December 2024, TL 15,118,731 of the advances given for inventory consists of the amount paid for 1,615 independent units purchased within the scope of the Yeni Fikirtepe Project, undertaken on behalf of the Republic of Türkiye Ministry of Environment, Urbanization, and Climate Change.

The determination of the net realizable value of the Company's assets classified as "Inventories" and the calculation of any impairment provision, if necessary, have been based on valuation reports prepared by Net Kurumsal Gayrimenkul Değerleme ve Danışmanlık A.Ş., Form Gayrimenkul Değerleme ve Danışmanlık A.Ş., and Yetkin Gayrimenkul Değerleme ve Danışmanlık A.Ş. as of 31 December 2024.

The movements of impairment on inventories are as follows:

2024 2023
Opening balance at 1 January 16,910,681
15,912,942
24,999,109
23,524,147
Impairment on inventories within
the current period
2,418,720 10,007,089
Reversal of impairment on invetories within
the current period
(7,107,410) (18,095,517)
Closing balance at 31 December 12,221,991 16,910,681

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 8 – INVENTORIES (Continued)

As of 31 December 2024 and 2023 the details of land and residential inventories of the Group are as follows:

Lands 31 December 2024 31 December 2023
İstanbul
Esenler Lands
20,848,361 5,010,556
İstanbul
Küçükçekmece Lands
8,316,344 7,204,817
İstanbul
Avcılar Lands
5,808,911 4,159,539
Muğla Bodrum Lands 4,840,510 5,260,891
İzmir
Çeşme Lands
1,691,905 -
Aydın Didim Lands 1,604,384 -
İstanbul
Başakşehir Lands
1,189,657 1,469,813
Antalya Alanya Lands 1,005,378 -
İstanbul
Arnavutköy Lands
881,704 640,248
İstanbul
Çekmeköy Lands
721,048 695,146
İstanbul
Kartal Lands
591,033 129,407
İzmir
Urla Lands
486,495 459,110
İzmir
Aliağa Lands
366,386 302,300
İstanbul
Resneli Lands
208,956 229,285
Antalya Konyaaltı Lands 166,675 -
İzmir
Seferihisar Lands
116,677 170,764
Tekirdağ Çorlu Lands 107,068 106,591
Zonguldak Merkez Lands 97,909 -
İstanbul
Tuzla Lands
97,720 98,248
Sakarya Sapanca Lands 61,009 66,947
İstanbul
Eyüp Lands
56,293 571,529
Yalova Lands 41,172 -
İstanbul
Sarıyer Lands
14,022 14,275
Kocaeli Lands 6,438 21,840
Muğla Milas Lands - 213,311
İzmir
Konak Umurbey Lands
- 70,323
Balıkesir Lands - 18,875
Ankara Çankaya Lands - 30,231
Other 4,264 53,199
49,330,319 26,997,245

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 8 - INVENTORIES (Continued)

Planned land by LSRSA 31 December 2024 31 December 2023
Nidapark İstinye
Project
6,566,899 6,570,542
Bizim Mahalle 2. Etap 2. Kısım Project 3,654,680 3,656,865
Merkez Ankara Project 3,278,179 3,279,993
Nidapark Küçükyalı Project 3,229,163 3,230,950
Yeni Levent Project 2,319,672 2,318,203
Bizim Mahalle 2. Etap 1. Kısım Project 2,129,751 2,130,930
Çekmeköy Çınarköy Project 2,016,069 2,017,184
Batıyakası 2. Etap Project 1,725,138 1,726,092
Next Level İstanbul
Project
1,597,530 1,598,414
Beşiktaş Akat Project 1,572,831 1,538,585
Ümraniye
İnkılap
Project
1,458,229 1,457,655
İstanbul
Kayabaşı 9. Etap Project
1,426,554 1,427,343
Başakşehir Ayazma 4. Etap Project 1,288,970 1,289,684
İstanbul
Tuzla Merkez Project
1,274,470 1,275,175
Meydan Başakşehir Project 986,009 1,910,120
İstanbul
Kayabaşı 8. Etap Project
973,331 966,822
Batıyakası 1. Etap Project 946,827 1,122,910
İstanbul
Eyüpsultan Kemerburgaz Project
930,793 931,265
Avcılar Firüzköy 1. Etap 2. Kısım Project 899,554 900,450
Avcılar Firüzköy 2. Etap Project 888,487 888,978
Avcılar Firüzköy 1. Etap 1. Kısım Project 826,583 826,242
Nişantaşı Koru Project 736,564 4,582,732
Bodrum Türkbükü Project 670,076 670,447
Nezihpark Project 410,857 411,072
Antalya Aksu Project 361,074 360,186
Barbaros 48 Project 354,194 354,147
İstanbul
Ataşehir Küçükbakkalköy Project
332,992 333,174
İstanbul
Kayabaşı 10. Etap Project
311,110 311,282
Muğla Milas Meşelik Project 213,322 -
Cer İstanbul
Project
205,123 205,237
Ankara Çayyolu 2. Etap Project 174,842 174,874
Allsancak Project 37,926 -
Other 22,534 170,281
43,820,333 48,637,834

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 8 - INVENTORIES (Continued)

Residential and commercial units ready for sale 31 December 2024 31 December 2023
Çekmeköy Konut Parselleri 2. Etap Project 5,276,075 -
Çekmeköy Villa Parselleri Project 4,847,232 -
Merkez Ankara Project 4,150,047 5,494,454
Çekmeköy Konut Parselleri 3. Etap 4. Kısım Project 3,855,318 -
Çekmeköy Konut Parselleri 3. Etap 1. Kısım Project 3,082,650 -
Çekmeköy Konut Parselleri 3. Etap 3. Kısım Project 2,789,659 -
Ataşehir Küçükbakkalköy Project 2,625,000 -
Bizim Mahalle 1. Etap 3. Kısım Project 2,510,550 -
Balıkesir Altıeylül Gümüşçeşme Project 2,237,388 -
Saraçoğlu Mahallesi Project 1,921,564 -
Kuzey Yakası Project 1,725,533 1,980,171
Maslak 1453 Project 1,309,970 1,398,355
Çekmeköy Konut Parselleri 4. Etap 3. Kısım Project 1,161,240 -
Bizim Mahalle 1. Etap 4. Kısım Project 939,834 -
Komşu Finans Evleri Project 798,858 1,052,178
Hoşdere Vadi Evleri 1. Etap Project 714,495 -
Çekmeköy Konut Parselleri 4. Etap 1. Kısım Project 381,011 -
Hoşdere Vadi Evleri 2. Etap Project 330,518 -
Samsun Canik Kentssel Dönüşüm Project 327,603 -
Sarphan Finanspark Project 314,015 435,179
Bizim Mahalle 1. Etap 1. Kısım Project 310,817 563,288
Bizim Mahalle 1. Etap 2. Kısım Project 121,593 322,012
Semt Bahçekent 1. Etap 2. Kısım Project 93,078 93,078
Denizli Merkez Efendi İkmal
İşi
Project
74,063 515,629
Büyükyalı Project 43,418 43,418
İdealist
Cadde / Koru Project
33,050 -
Metropol İstanbul
Project
27,989 27,989
Karat 34 Project 18,472 55,336
Kocaeli Körfezkent Emlak Konutları Project 8,850 11,550
Göl Panorama Project 4,419 4,419
Başakşehir Ayazma Emlak Konutları Project 4,310 4,311
Temaşehir Project 1,430 3,409
Evora Denizli Project - 20,714
Yalova Armutlu Project - 70,496
Emlak Konut Florya Evleri - 111,794
Köy 2. Etap Project - 80,807
Nidapark İstinye
Project
- 47,742
Other 70,496 5,034

42,110,545 12,341,363

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 8 - INVENTORIES (Continued)

Planned land by turnkey project 31 December 2024 31 December 2023
Arnavutköy Yenişehir Project 8,664,749 246,589
Çekmeköy Çınarköy Project 1,365,943 18,496,292
İstanbul
Avcılar Firuzköy Project
1,130,607 2,286,062
Emlak Konut Vadi Evleri Project - 3,048,211
Bizim Mahalle Project - 2,473,211
Balıkesir Altıeylül Project - 1,268,206
Ankara Saraçoğlu Project - 3,247,624
Other 650,861 94,963
11,812,160 31,161,158

NOTE 9 – INVESTMENT PROPERTIES

Rent income is obtained in investment properties and the appraisal used in calculation of low value is made through a precedent comparison and income reduction. As of 31 December 2024 the Group evaluated that there is no situation that would lead to low value in investment properties.

The movements of investment properties as of 31 December 2024 and 2023 are as follows:

Lands, residential and
Cost Value commercial units Total
Opening balance as of 1 January 2024 2,912,765 2,912,765
Transfers to commercial units and land inventories
Transfers to residential and commercial unit inventories - -
- -
Disposal (-) - -
Closing balance as of 31 December 2024 2,912,765 2,912,765
Accumulated Depreciation
Opening balance as of 1 January 2024 218,117 218,117
Charge for the year 54,234 54,234
Disposal (-) - -
Closing balance as of 31 December 2024 272,351 272,351
Net book value as of 31 December 2024 2,640,414 2,640,414

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 9 – INVESTMENT PROPERTIES (Continued)

Lands, residential and
Cost Value commercial units Total
Opening balance as of 1 January 2023 4,398,925 4,398,925
Transfers to commercial units and land inventories (1,543,380) (1,543,380)
Transfers to residential and commercial unit inventories 57,220 57,220
Closing balance as of 31 December 2023 2,912,765 2,912,765
Accumulated Depreciation
Opening balance as of 1 January 2023 164,342 164,342
Charge for the year 53,775 53,775
Closing balance as of 31 December 2023 218,117 218,117
Net book value as of 31 December 2023 2,694,648 2,694,648

As of 31 December 2024, the valuation reports prepared by Net Kurumsal Gayrimenkul Değerleme ve Danışmanlık A.Ş., Form Gayrimenkul Değerleme ve Danışmanlık A.Ş. and Yetkin Gayrimenkul Değerleme ve Danışmanlık A.Ş. have taken into consideration when determining the fair values of investment properties. The fair values of the investment property determined by independent valuation experts are as follows:

31 December 2024 31 December 2023
Independent commercial units of Büyükyalı AVM 2,537,028 2,639,218
Atasehir General Management Office A Block 2,100,000 1,791,486
Independent commercial units of Istmarina AVM 1,446,784 1,670,676
Lands and completed units 1,182,841 897,204
7,266,653 6,998,584

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 10 – PROPERTY, PLANT AND EQUIPMENT

Machinary Furniture,
31 December 2024 Buildings Motor
vehicles
and
equipment
equipment
and fixtures
Special
Cost
Construction
in progress
Total
Net book value as of 1 January 2024 975,298 30,388 175,224 198,505 59,892 196,076 1,635,383
Additions 286,276 20,453 51,960 48,007 99,183 1,745 507,624
Transfers - - - (39,607) 234,198 (194,591) -
Disposal, (net) (-) - (359) - (1,866) - - (2,225)
Depreciation expense(-) (15,445) (12,749) (27,634) (51,095) (23,176) - (130,099)
Net book value 31 December 2024 1,246,129 37,733 199,550 153,944 370,097 3,230 2,010,683
Cost 1,369,647 85,684 257,576 511,190 407,787 3,230 2,635,114
Accumulated depreciation (-) (123,518) (47,951) (58,026) (357,246) (37,690) - (624,431)
Net book value 31 December 2024 1,246,129 37,733 199,550 153,944 370,097 3,230 2,010,683
Machinary Furniture,
Motor and equipment Special Construction
31 December 2023 Buildings vehicles equipment and fixtures Cost in progress Total
Net book value as of 1 January 2023 999,178 8,348 133,501 114,394 67,909 233,709 1,557,039
Additions - 29,562 60,105 79,763 601 1,974 172,005
Transfers from construction in progres, net - - - 39,607 - (39,607) -
Disposal, (net) (-) (2,066) (1,217) - (1,630) (1,040) - (5,953)
Depreciation expense(-) (21,814) (6,305) (18,382) (33,629) (7,578) - (87,708)
Net book value 31 December 2023 975,298 30,388 175,224 198,505 59,892 196,076 1,635,383
Cost 1,083,371 65,590 205,616 504,656 74,406 196,076 2,129,715
Accumulated depreciation (-) (108,073) (35,202) (30,392) (306,151) (14,514) - (494,332)
Net book value 31 December 2023 975,298 30,388 175,224 198,505 59,892 196,076 1,635,383

All of the depreciation expenses are included in the general administrative expenses.

The expected useful lives for property, plant and equipment are as follows:

Years
Buildings 50
Motor vehicles 5
Furniture, equipment and fixtures 4-5
Machinery
and equipment
5

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 11 – INTANGIBLE ASSETS

Computer
31 December 2024 Licenses software Rights Total
Net book value, 1 January 2024 8,436 36,414 42,834 87,684
Additions 4,952 54,357 18,788 78,097
Amortization expense (-) (7,792) (20,436) (10,913) (39,141)
Net book value 31 December 2024 5,596 70,335 50,709 126,640
Cost 121,196 132,973 83,796 337,965
Accumulated amortization (-) (115,600) (62,638) (33,087) (211,325)
Net book value 31 December 2024 5,596 70,335 50,709 126,640
Computer
31 December 2023 Licenses software Rights Total
Net book value, 1 January 2023
Additions
16,814
1,878
9,578
31,099
12,132
49,581
38,524
82,558
Amortization expense (-) (10,256) (4,263) (18,879) (33,398)
Net book value 31 December 2023 8,436 36,414 42,834 87,684
Cost 116,244 78,616 65,008 259,868
Accumulated amortization (-) (107,808) (42,202) (22,174) (172,184)
Net book value 31 December 2023 8,436 36,414 42,834 87,684

NOTE 12 – PROVISIONS, CONTINGENT ASSETS AND LIABILITIES

31 December 2024 31 December 2023
Provisions
Provision for lawsuits 400,522 373,240
Provision for bonuses and premiums 29,803 6,021
430,325 379,261

The amount of risk arising from the total possible cash outflow is TRY 671,069 (31 December 2023: TRY 872,272) and the lawsuits are still pending. According to the opinions of the Group's lawyers, provisions amounting to TRY 400,522 have been made as of 31 December 2024 (31 December 2023: TRY 373,240). As of 31 December 2024, there are 2 cases of defect, 8 cases of loss of rent, 5 cases of cancellation of title deeds and registration, 10 cases of business and 34 other cases.

The movements of provision for lawsuits as of 31 December 2024 and 2023 are as follows:

2024 2023
Balance at 1 January 379,261 588,414
Provision added within the current period 172,470 26,141
Monetary gain/loss (121,406) (235,294)
Closing balance at 31 December 430,325 379,261

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 12 – PROVISIONS, CONTINGENT ASSETS AND LIABILITIES (Continued)

12.1 Continuing Lawsuits and Provisions

12.1.1 On 21 December 2005, a contract was signed for the İzmir Mavişehir Project, consisting of 750 independent units in the İzmir Mavişehir Northern Upper Region 2nd Phase LSRSA project. However, due to the contractor's failure to fulfill the contractual obligations, the contract was terminated on December 21, 2009. Following the termination, the project was transferred to the Company, and the remaining portion of the project was tendered in accordance with the Public Procurement Law and completed by another construction company.

The sales of the related independent units have been carried out by the Company, similar to turnkey projects. The contractor filed a lawsuit claiming unjust termination and partial receivables, arguing that the level of completion was significantly high and that the legal relationship between the parties was based on a revenue-sharing construction contract. An expert report prepared upon the instruction of the İzmir Karşıyaka Commercial Court of First Instance determined that the completion level was approximately 83% and concluded that the legal relationship between the parties was not a revenue-sharing construction contract. Upon the Company's objections regarding unclear aspects of the report and the completion level, an additional expert report was requested. Subsequently, both the contractor and the Company filed additional lawsuits against each other. Regarding the case, the Istanbul 10th Commercial Court of First Instance ruled partial acceptance of the main claim and determined that the contract was unjustly terminated by the defendant. However, as the plaintiff had assigned its receivable and compensation claim to Vakıflar Bankası T.A.O., the court dismissed the claim in terms of active legal standing.

The court also ruled partial acceptance of the material compensation claim within the scope of a partial lawsuit, while dismissing the remaining claims due to the statute of limitations. Additionally, the court ordered the return of the letter of guarantee amount and dismissed the remaining claims. In the counterclaim, the court ruled partial acceptance, and in line with the rectification petition, ordered the payment of the relevant deposit pledge and building inspection costs to Emlak Konut GYO A.Ş. During the litigation process, based on various expert reports submitted to the case file, the plaintiff increased the claim amount to TRY 122,651. As of 31 December 2024, a provision amounting to TRY 238,452, including interest and litigation costs, has been recognized.

12.1.2 Within the scope of the İstanbul Riva Land Revenue Sharing Tender for the properties located in İstanbul Province, Beykoz District, Riva Neighborhood, parcels 3201, 3202, and 3203, the contractor participating in the tender submitted temporary letters of guarantee to the Company through the Joint Venture in accordance with Article 14 of the Tender Specifications. During the second session of the tender held on 15 June 2017, it was decided to award the tender to the Joint Venture, which submitted the most economically advantageous bid. However, the companies invited to sign the contract applied to the Company, requesting a revision of the tender conditions and criteria, citing the amendments introduced in the Planned Areas Zoning Regulation published in the Official Gazette No. 30113 dated 3 July 2017, by the Ministry of Environment, Urbanization, and Climate Change of the Republic of Turkey. These amendments significantly reduced the construction area subject to the zoning coefficient for the project. The Company rejected the revision requests, stating that the enforcement of the said regulation would not affect the construction area subject to the zoning coefficient, and granted a deadline until 15 August 2017, for the contract to be signed.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 12 – PROVISIONS, CONTINGENT ASSETS AND LIABILITIES (Continued)

12.1 Continuing Lawsuits and Provisions (Continued)

12.1.2 Since the contract was not signed within the given period, the Company confiscated the temporary letters of guarantee submitted by the plaintiff companies as part of the İstanbul Beykoz Riva Land Revenue Sharing Tender and awarded the tender to the contractor that submitted the second most favorable bid.

The lawsuit in question is a material and moral compensation claim filed on the grounds that the rejection of the plaintiffs' revision requests and the confiscation of their letters of guarantee were unlawful.For the plaintiff, the court ruled that the guarantee amount should be collected from the defendant along with advance interest accruing from 17 August 2017, and paid to the plaintiff; additionally, the amount required under LSRSA and commissions should be collected from the defendant with advance interest accruing from 15 September 2017, and paid to the plaintiff. The court also ruled similarly for another plaintiff. Other claims regarding material and moral damages beyond these were rejected. The court further ruled that the prepaid portion of the court fees should be deducted from the total fee, with the remaining amount collected from the defendant and recorded as revenue for the Treasury. The entire litigation costs, including summons and expert fees, incurred by the plaintiffs should be recovered from the defendant and reimbursed to the plaintiffs. If any balance remains in the litigation advance fund after the finalization of the decision, it should be refunded to the plaintiffs. Additionally, according to the Attorney's Minimum Fee Tariff applicable at the date of the decision, the relative attorney's fee should be collected from the defendant and paid to the plaintiff. The case is currently at the appeal stage, and as of 31 December 2024, a provision amounting to TRY 14,276, including interest and litigation costs, has been recognized.

  • 12.1.3 The lawsuit was filed by Şekerbank T.A.Ş., which had acquired the receivable of TRY 46,000 arising and to arise from Emlak Konut GYO A.Ş. on behalf of the contractor Yeni Sarp-Özarak Ordinary Partnership for the İstanbul Ümraniye 1st Phase Land Revenue Sharing Project. The plaintiff claimed that the remaining assigned receivable amounting to TRY 34,135 had been unjustly unpaid and sought the establishment of a mortgage on certain properties within the scope of the project as security for the claimed receivable. On 15 October 2020, the court ruled for the dismissal of the case. The plaintiff appealed the decision, and the appellate court overturned the ruling. Following the retrial after the reversal, the court ruled in favor of the plaintiff. This decision was subsequently appealed by the Company, and as of 31 December 2024, a provision amounting to TRY 94,617, including interest and litigation costs, has been recognized.
  • 12.1.4 The lawsuit was filed for compensation due to defective construction in Çerkezköy Yıldızkent Ayışığı Complex. In the ongoing trial, the latest expert report has applied the principle of compensatory justice in its calculations. The litigation process is still ongoing, and as of 31 December 2024, a provision amounting to TRY 25,750, including interest and litigation costs, has been recognized.

12.2 Contingent Liabilities of the Group

In the financial statements prepared as of 31 December 2024, the ongoing litigation liabilities were evaluated in the following matters. According to the opinion of the Group Management and its lawyers, no provision has been made in the financial statements prepared as of 31 December 2024 on the grounds that it is not probable that the outflow of resources with economic benefits will be realized in cases filed against the Group in order to fulfill its obligation.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 12 – PROVISIONS, CONTINGENT ASSETS AND LIABILITIES (Continued)

12.2 Contingent Liabilities of the Group (Continued)

12.2.1 The lawsuit was filed due to the alleged wrongful termination of the contract related to the infrastructure and landscaping works within the Alemdağ Emlak Konutları Construction Area in Çekmeköy District, İstanbul, on 17 September 2012. The contractor claimed that the cost of the completed works was not included in the progress payments. However, the court dismissed the case, ruling that the plaintiff failed to provide sufficient evidence. The Appellate Court determined that the lower court's decision was based on an incomplete examination and that a new expert report should be obtained. The court instructed that the additional report should assess all contractual obligations of the parties by considering the annexes to the contract and the General Specifications for Construction Works. The assessment should determine which obligations were primary and whether the termination was justified based on the principle that a party failing to fulfill its primary obligation cannot demand performance from the other party. Consequently, the Appellate Court overturned the lower court's decision and remanded the case for further investigation and a new ruling in line with these principles. Following the reevaluation, the primary lawsuit was dismissed due to a lack of evidence, while the consolidated lawsuit was dismissed due to the statute of limitations. The plaintiff has appealed the decision. Based on the opinion obtained from the Company's legal counsel, no liability is expected to arise from this case.

12.3 Contingent Assets of the Group

12.3.1 As of 31 December 2024 and 2023, breakdown of nominal commercial receivables from residential and commercial unit sales by maturities and based on the residential and commercial units that are under construction or completed but not yet delievered within the scope of the sales promise contract that is not yet included in the balance sheet as it does not meet the TFRS 15 criteria, expected collection times of nominal installments that are not due or collected by maturities are as follows:

31 December 2024 Trade Receivables Off-balance sheet
deferred revenue
Total
1 year 5,398,902 14,272,242 19,671,144
2 years 3,338,360 8,958,901 12,297,261
3 years 1,188,192 3,326,623 4,514,815
4 years 732,984 1,242,280 1,975,264
5 years and above 1,213,267 549,908 1,763,175
11,871,705 28,349,954 40,221,659
31 December 2023 Trade Receivables Off-balance sheet
deferred revenue
Total
1 year 3,888,400 13,442,377 17,330,777
2 years 2,961,766 9,481,341 12,443,107
3 years 2,236,634 6,245,065 8,481,699
4 years 732,653 1,832,112 2,564,765
5 years and above 1,978,123 1,101,116 3,079,239
11,797,576 32,102,011 43,899,587

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 13 -EMPLOYEE BENEFITS

31 December 2024 31 December 2023
Short-term provisions
Unused vacation provision 94,785 152,142
94,785 152,142
Long-term provisions
Provision for employment termination benefit 178,136 174,698
178,136 174,698

TAS 19 requires actuarial valuation methods to be developed to estimate the Company's provision for severance pay. Accordingly, the following actuarial assumptions were used in the calculation of the total liability:

31 December 2024 31 December 2023
Discount Rate (%) 3.50 3.50
Turnover rate to estimate probability of retirement (%) 1.10 1.10

The basic assumption is that the ceiling provision for each year of service will increase in line with inflation. Thus, the discount rate applied represents the expected real rate after adjusting for the expected effects of inflation.

Movement in the provision for severance pay during the period is as follows:

2024 2023
Balance at 1 January 174,698 115,982
Service cost 30,142 121,662
Interest cost 47,730 61,943
Severance payments during the current period (42,236) (29,775)
Actuarial gain/loss 30,738 -
Monetary gain/loss (62,936) (95,114)
Closing balance at 31 December 178,136 174,698

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 14 – OTHER ASSETS

Other current assets 31 December 2024 31 December 2023
Deferred VAT 4,194,032 2,239,827
Other payments to contractors 869,641 3,552,824
Receivables from tax office 165,203 190,928
Income accruals 130,878 527,668
Prepaid income tax 6,298 10,242
Other 12,380 9,530
5,378,432 6,531,019

NOTE 15 – DEFERRED INCOME AND PREPAID EXPENSES

Short-term deferred income 31 December 2024 31 December 2023
Advances taken from turnkey project sales 34,799,310 29,456,648
Deferred income from LSRSA projects (*) 25,269,533 24,348,188
Advances taken from LSRSA contractors (**) 16,990,601 17,650,976
Advances received from related parties (Note 24) 4,510,624 5,077,835
Deferred income related to sales of independent units 2,413,286 533,808
83,983,354 77,067,455

(*) The balance is comprised of deferred income of future land sales regarding the related residential unit's sales under LSRSA projects.

(**) Before the contract is signed with the contractor companies in the ASKGP projects, the company collects the first payment of the total income corresponding to the share of the company from the total sales income in advance at the determined rates.

Long-term deferred income 31 December 2024 31 December 2023
Other advances given 5,745 80,348
5,745 80,348
Prepaid expenses 31 December 2024 31 December 2023
Prepaid expenses 430,457 186,396
430,457 186,396

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 16 – SHAREHOLDERS' EQUITY

The Group's authorized capital amount is TRY3,800,000 (31 December 2023: TRY3,800,000) and consists of 380,000,000,000 (31 December 2023: 380,000,000,000) authorized number of shares with a nominal value of TRY0.01 each.

The Group's shareholders and their shareholding percentages as of 31 December 2024 and 2023 is as follows:

31 December 2024 31 December 2023
Shareholders Share (%) TL Share (%) TL
Public offering portion 50.66 1,925,119 50.66 1,925,119
T.C. Toplu Konut İdaresi Başkanlığı "TOKİ" 49.34 1,874,831 49.34 1,874,831
HAS beneficiaries 0.00 48 0.00 48
Other 0.00 2 0.00 2
Total paid-in capital 100 3,800,000 100 3,800,000
Share capital adjustments 51,255,545 51,255,545
55,055,545 55,055,545

The legal reserves consist of first and second reserves, appropriated in accordance with the Turkish Commercial Code ("TCC"). The TCC stipulates that the first legal reserve is appropriated out of statutory profits at the rate of 5% per annum, until the total reserve balance reaches 20% of the Group's paid-in share capital. The second legal reserve is appropriated at the rate of 10% per annum of all cash distributions in excess of 5% of the paid-in share capital. Under the TCC, the legal reserves can only be used to offset losses and are not available for any other usage unless they exceed 50% of paid-in share capital.

In accordance with the Communiqué Serial: II, No: 14,1 which became effective as of 13 June 2013 and according to the CMB's announcements clarifying the said Communiqué, "Share Capital", "Restricted Reserves Appropriated from Profit" and "Share Premiums" need to be recognized over the amounts contained in the legal records. The valuation differences (such as inflation adjustment differences) shall be disclosed as follows:

  • If the difference is arising from the valuation of "Paid-in Capital" and not yet been transferred to capital should be classified under the "Inflation Adjustment to Share Capital";
  • If the difference is arising from valuation of "Restricted Reserves Appropriated from Profit" and "Share Premium" and the amount has not been subject to dividend distribution or capital increase, it shall be classified under "Retained Earnings". Other equity items should be revaluated in accordance with the CMB standards.

The capital adjustment differences can only be used for capitalization and have no other usage. The Company's explanation regarding the restated equity calculations prepared in accordance with IAS 29, based on the Capital Markets Board Bulletin published on 7 March 2024, is as follows:

PPI Indexed Legal
Records
CPI Indexed Records Amounts followed in
Accumulated Profit/Low
77,476,728 51,255,545 (26,221,183)
44,380,812 28,930,464 (15,450,348)
12,349,508 (1,739,204) (14,088,712)
Inflation accounting Inflation accounting
after balance
19,132,461 (8,238,933)
before balance

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 17 – REVENUE AND COST OF SALES

1 January - 1 January -
Sales income 31 December 2024 31 December 2023
Land sales 12,013,198 21,758,659
Sales of planned lands by way of LSRSA 8,172,233 7,593,532
Land sales income 3,840,965 14,165,127
Residential and commercial units sales 12,907,157 17,200,950
Consultancy income 6,442,209 2,069,397
Elevator sales income 373,538 100,934
Rent income 177,135 200,457
31,913,237 41,330,397
Sales returns and discounts (14,064) (188,484)
Net sales income 31,899,173 41,141,913
Cost of sales
Cost of lands (9,068,763) (12,508,403)
Cost of lands planned by way of
LSRSA (6,617,950) (5,057,679)
Cost of lands sold (2,450,813) (7,450,724)
Cost of residential and commercial units sold (12,772,172) (16,080,778)
Cost of elevator (367,075) (289,869)
Cost of consultancy (1,084,958) -
(23,292,968) (28,879,050)
Gross Profit 8,606,205 12,262,863

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 18 - GENERAL ADMINISTRATIVE EXPENSES, MARKETING EXPENSES

1 January -
31 December 2024 31 December 2023
(1,919,175) (1,588,605)
(262,469) (545,924)
(256,332) (481,366)
(226,441) (198,620)
(223,474) (174,881)
(89,132) (43,714)
(71,008) (53,095)
(72,967) (1,565,679)
(50,280) (37,590)
(22,934) (28,612)
(75,315) (47,005)
(6,741)
(17,878) (23,922)
(141,493) (222,428)
(3,438,317) (5,018,182)
1 January -
(9,419)
Marketing and sales expenses 1 January -
31 December 2024
1 January -
31 December 2023
Advertising expenses (311,022) (471,528)
Personnel expenses (154,674) (145,486)
Consultancy expenses (41,253) (41,198)
Other (62,825) (102,762)
(569,774) (760,974)

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 19 – EXPENSE BY NATURE

1 January - 1 January -
31 December 2024 31 December 2023
Expense by nature
Expenses from residential and commercial units sales 12,772,172 16,080,778
Land costs 9,068,763 12,508,403
Personnel expenses 2,073,849 1,734,091
Cost of consultancy 1,084,958 -
Cost of elevator 367,075 289,869
Advertising expenses 311,022 471,528
Consultancy expenses 297,585 522,564
Taxes,duties and fees 262,469 545,924
Security and cleaning expenses 226,441 198,620
Depreciation and amortisation (Note 9, 10,11) 223,474 174,881
Maintenance and repair expenses 75,315 47,005
Donations 72,967 1,565,679
Due and contribution expenses 71,008 53,095
Information technologies expenses 50,280 37,590
Insurance expenses 22,934 28,612
Lawsuit and notary expenses 17,878 23,922
Communication expenses 9,419 6,741
Other 293,450 368,904
27,301,059 34,658,206

NOTE 20 – OTHER INCOME/EXPENSES FROM OPERATING ACTIVITIES

1 January -
31 December 2024
1 January -
31 December 2023
Other income from operating activities
Impairment provisions released 6,075,219 738,122
Financial income from forward sales 1,605,507 544,529
Income from transfer commissions 294,436 355,557
Default interest income from projects 190,706 1,851,297
Foreign exchange gains - 74,511
Other 770,644 388,545
8,936,512 3,952,561

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 20 – OTHER INCOME/EXPENSES FROM OPERATING ACTIVITIES (Continued)

1 January -
31 December 2024
1 January -
31 December 2023
Other expenses from operating activities
Provision for impairment of land and
residential inventories (2,272,764) (4,028,913)
Reversal of unaccrued financial expense (1,636,413) (911,013)
Provision for lawsuits (Note 12) (172,470) (26,141)
Foreign exchange loss (96,235) -
Other (217,055) (76,025)
(4,394,937) (5,042,092)

NOTE 21 – FINANCIAL INCOME / EXPENSES

.

1 January - 1 January -
Financial income 31 December 2024 31 December 2023
Interest income from time deposits 2,273,998 4,919,744
Interest and updating income 1,145,571 930,590
Foreign exchange gains 54,734 70,707
3,474,303 5,921,041
1 January - 1 January -
Financial expenses 31 December 2024 31 December 2023
(2,042,214) (2,460,961)
Other (28,033) (6,640)
interest expense (*) - (97,999)
T.C. Çevre, Şehircilik ve İklim
Değişikliği Bakanlığı
Foreign exchange loss (33,172) (423,385)
Borrowings interest and lease certificate expenses (1,981,009) (1,932,937)

(*) This amount consists of interest expense accrued as of 31 December 2023 for the Company's debt in return for the land purchased from The Ministry of Environment, Urbanisation and Climate Change.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 22 – INCOME TAXES (INCLUDING DEFERRED TAX ASSETS AND LIABILITIES)

Corporate Tax

Significant changes have been made to the tax regulations for Real Estate Investment Trusts (REITs) and Real Estate Investment Funds (REIFs) in Turkey, effective from January 1, 2025. According to these changes, earnings generated until December 31, 2024, will remain subject to the current regulations and will be exempt from corporate tax. However, new conditions and taxation practices will apply to earnings generated from January 1, 2025, onwards.

The Group's subsidiaries, associates and joint operations are subject to Turkish corporate taxes. Provision is made in the accompanying financial statements for the estimated charge based on the Group's results for the years and periods. Turkish tax legislation does not permit a parent company and its subsidiary to file a consolidated tax return. Therefore, provisions for taxes, as reflected in the accompanying consolidated financial statements, have been calculated on a separate-entity basis.

Corporate tax is applied on taxable corporate income, which is calculated from the statutory accounting profit by adding back non-deductible expenses, and by deducting dividends received from resident companies, other exempt income and other incentives (prior year's losses if any and investment incentives used if preferred) utilized.

31 December 2024 31 December 2023
Current tax liability
Current corporate tax provision 291,729 -
Less: prepaid taxes and funds (164,422) (6,959)
Current period profit tax (liability) 127,307 (6,959)

The Group's tax expenses/income as of 31 December 2024 and 2023 is as follows:

1 January- 1 January
Tax expense comprises: 31 December 2024 31 December 2023
Current tax expense (291,729) -
Deferred tax expense 6,961,176 213,873
Total tax expense 6,669,447 213,873

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 22 – INCOME TAXES (INCLUDING DEFERRED TAX ASSETS AND LIABILITIES) (Continued)

Deferred Tax:

The Group recognizes deferred tax assets and liabilities based upon temporary differences arising from the differences between its consolidated financial statements as reported for TFRS purposes and its statutory tax financial statements. These differences usually result in the recognition of revenue and expenses in different reporting periods for TFRS and tax purposes and they are given below.

The tax rate used in the calculation of deferred tax assets and liabilities has been determined at 30-25% based on the temporary timing differences expected to reverse in the future.

In Turkey, the companies cannot declare a tax return, therefore subsidiaries that have deferred tax assets position were not netted off against subsidiaries that have deferred tax liabilities position and disclosed separately.

Deferred tax (assets)/liabilities: 31 December 2024 31 December 2023
Adjustments to TFRS 9 expected credit loss 1,007 -
Adjustment to inventories 4,232,444 11,380
Effect of amortized cost method on receivables 843,513 621
Depreciation / amortization differences of
property, plant and equipment and other intangible assets 6,927 (15,638)
Adjustments to investment properties 405,399 -
Adjustment to deferred income 1,388,592 9,901
Provision for provisions 196,779 14,685
Adjustment to prepaid expenses (86,029) -
Adjustment to leases 1,432 -
6,990,064 20,949

The movements of deferred tax (asses)/ liabilities for the periods ended 31 December 2024 and 2023 are as follows:

Movement of deferred tax (assets)/liabilities: 31 December 2024 31 December 2023
Opening balance as of 1 January 20,949 (192,924)
Charged to profit or loss 6,961,176 213,873
Other comprehensive income 7,939 -
Closing balance at 31 December 6,990,064 20,949

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 22 – INCOME TAXES (INCLUDING DEFERRED TAX ASSETS AND LIABILITIES) (Continued)

Reconciliation of tax provision: 31 December 2024 31 December 2023
Profit/(loss) from operations before tax 6,527,934 (6,096,315)
Tax income rate at 2024: 30%-25% (2023:30%-25%) (1,958,380) (1,524,079)
Tax effects of:
- Non-deductible expenses (36,383) -
- Discounts and exceptions 39,473 -
- Non-taxable income 783,829 1,376,481
- Current period loss for which deferred tax has not been recognized (57,798) -
- Temporary differences for which tax has not been recognized previously 10,821,919 -
- Monetary gain/loss (2,960,092) 303,551
- Other 36,879 57,920
Total tax income 6,669,447 213,873

NOTE 23 – EARNINGS PER SHARE

In Turkey, companies can increase their share capital by making a pro rata distribution of shares "bonus shares" to existing shareholders from retained earnings. The issue of such shares is treated as the issuance of ordinary shares in the calculation of earnings per share. Accordingly, the weighted average number of shares used in these calculations is determined by taking into consideration the retroactive effects of these share distributions. Earnings per share is calculated by considering the total number of new shares when there is an increase in issued shares because of distribution of bonus shares after the balance sheet date but before the preparation of financial statements.

The earnings per share stated in income statement are calculated by dividing net income for the period by the weighted average number of the Group's shares for the period.

The Group can withdraw the issued shares. The weighted average number of shares taken back changes the calculation of earnings per share in line with the number of shares.

1 January - 1 January -
31 December 2024 31 December 2023
Net income/loss attributable to equity holders
of the parent in full TL 13,197,381 (5,882,442)
Weighted average number of ordinary shares 3,804,550,291 3,804,550,291
Earnings/(loss) per share in full TRY 0.34688 (0.15462)

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 24 – RELATED PARTY DISCLOSURES

The main shareholder of the Group is T.C. Toplu Konut İdaresi Başkanlığı ("TOKİ"). TOKİ is a state institution under the control of Republic of Turkey Ministry of Enviroment and Urbanisation. Related parties of the Group are as listed below.

    1. T.C. Toplu Konut İdaresi Başkanlığı ("TOKİ")
    1. GEDAŞ (Gayrimenkul Değerleme A.Ş.) (an affiliate of TOKİ)
    1. TOBAŞ (Toplu Konut Büyükşehir Bel. İnş. Emlak ve Proje A.Ş.) (an affiliate of TOKİ)
    1. Vakıf Gayrimenkul Yatırım Ortaklığı A.Ş. (an affiliate of TOKİ)
    1. Vakıf İnşaat Restorasyon ve Ticaret A.Ş. (an affiliate of TOKİ)
    1. Emlak-Toplu Konut İdaresi Spor Kulübü
    1. Emlak Planlama İnşaat Proje Yönetimi ve Tic. A.Ş. Emlak Basın Yayın A.Ş. Ortak Girişimi
    1. Ege Yapı Emlak Planlama, İnşaat, Proje Yönetimi ve Tic. A.Ş. Ortak Girişimi
    1. Emlak Planlama, İnşaat, Proje Yönetimi ve Tic. A.Ş. Cathay Ortak Girişimi
    1. Emlak Konut Spor Kulübü Derneği
    1. Türkiye Emlak Katılım Bankası A.Ş.
    1. T.C. Çevre, Şehircilik ve İklim Değişikliği Bakanlığı Kentsel Dönüşüm Hizmetleri Genel Müdürlüğü
    1. İller Bankası A.Ş.
    1. Emlak Basın Yayın A.Ş.

According to the revised TAS 24 – "Related Parties Transactions Standard", exemptions have been made to the related party disclosures of state institutions and organizations. The Group has transactions with state banks (T.C.Ziraat Bankası A.Ş., Türkiye Vakıflar Bankası T.A.O., Türkiye Halk Bankası A.Ş., Türkiye Emlak Katılım Bankası A.Ş.) and Republic of Turkey Undersecretariat of Treasury.

  • The Group keeps its deposits predominantly in state banks in accordance with the relevant provisions. As of 31 December 2024 the Group has deposits amounting to TRY 5,806,322 in state banks (31 December 2023: TRY 8,090,001). Average effective interest rates of time deposits of the Group as of 31 December 2024 are explained in Note 4.

The transactions between the Group and the related parties are as follows:

Trade receivables from related parties 31 December 2024 31 December 2023
T.C. Çevre, Şehircilik ve İklim Değişikliği Bakanlığı (*) 5,118 5,437,793
T.C. Toplu Konut İdaresi Başkanlığı ("TOKİ") 2,620 -
7,738 5,437,793

(*) The Company's trade receivables from the Ministry of Environment and Urbanization consist of payments made by the Company for urban transformation projects

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 24 – RELATED PARTY DISCLOSURES (Continued)

31 December 2024 31 December 2023
259,076 13,436
- 89,887
932 71
260,008 103,394
31 December 2024 31 December 2023
1,834,203 64,864
1,834,203 64,864
31 December 2024 31 December 2023
4,510,624 5,077,835
4,510,624 5,077,835
(*) Includes amounts received by the Group for 29 commercial units sold to Türkiye Emlak Katılım Bankası
31 December 2024 31 December 2023
671 866

671 866

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 24 – RELATED PARTY DISCLOSURES (Continued)

1 January - 1 January -
Purchases from related parties 31 December 2024 31 December 2023
T.C. Çevre, Şehircilik ve İklim
Değişikliği Bakanlığı
35,422,907 -
Marmara Kentsel Dönüşüm Müdürlüğü 6,222,605 -
T.C. Toplu Konut İdaresi
Başkanlığı ("TOKİ")
523,031 -
Emlak Basın Yayın A.Ş. - 3,690
42,168,543 3,690
1 January - 1 January -
Sales to related parties 31 December 2024 31 December 2023
T.C. Toplu Konut İdaresi
Başkanlığı ("TOKİ")
- 67,093
T.C. Çevre, Şehircilik ve İklim
Değişikliği Bakanlığı
- 1,681,223
Gedaş Gayrimenkul Değerleme A.Ş. - 46,311
İller
Bankası A.Ş.
- -
- 1,794,627

Key management personnel are those who have the authority and responsibility to plan, manage and control the activities (administrative or other) directly or indirectly of the Group including any manager. Salaries and other short-term benefits provided to the key management personnel, General Manager of the Board of Directors, Assistant General Managers and General Manager Consultant, are as follows:

Compensation to key management 1 January -
31 December 2024
1 January -
31 December 2023
Salaries and other short-term benefits 92,769 57,809
92,769 57,809

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 25 – EXPLANATIONS ON MONETARY POSITION GAINS/(LOSSES)

The monetary position gains (losses) reported in the statement of profit or loss arise from the monetary/non-monetary financial statement items listed below:

31 December 2024
Non-monetary items
Statement of financial position items
Inventories 32,866,458
Given advances 277,467
Investment properties, tangible and intangible assets 1,352,360
Deferred tax assets 36,842
Deferred income (17,140,819)
Share premiums / discounts (8,892,571)
Paid-in capital (16,922,830)
Treasury shares (-) 19,871
Restricted reserves appropriated from profit (2,669,670)
Gain / (loss) arising from defined benefit plans 2,997
Other equity items 534,592
Retained earnings / accumulated losses 2,532,463
Statement of profit or loss items
Revenue (9,469,635)
Cost of sales (-) 13,425,117
General administrative expenses (-) 359,338
Marketing expenses (-) 55,684
Other income from main operations (198,488)
Other expenses from main operations (-) 146,420
Income from investing activities (-) 10
Expenses from investing activities (-) -
Finance income (535,644)
Finance costs (-) 172,807
Current tax expense (-) 4,144
Monetary loss (4,043,087)

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 26 – NATURE AND LEVEL OF RISKS ARISING FROM FINANCIAL INSTRUMENTS

The Group's activities expose it to a variety of financial risks, including the effects of changes in debt and equity market prices, foreign currency exchange rates and interest rates. The Company's management focuses on the unpredictability of financial markets and seeks to minimize potential adverse effects on the financial performance of the Group.

Liquidity Risk

Liquidity risk is the inability of the Group to match the net funding requirements with sufficient liquidity.

The Group management monitors the undiscounted estimated cash flows arising from the financial liabilities and trade payables of the Group with special reporting methods and analysis. The maturity distribution of financial liabilities of the Group as of 31 December 2024 and 2023 is as follows:

31 December 2024 Carrying
value
Constractual
cash flows
Up to
3 months
3 months
to 1 year
1 year
to 5 years
Short-term financial liabilities
(Non-derivative):
Financial liabilities 12,905,178 16,726,600 8,380,193 8,346,407 -
Trade payables 7,484,393 7,484,393 7,484,393 - -
Other payables 3,029,087 3,029,087 3,029,087 - -
23,418,658 27,240,080 18,893,673 8,346,407 -
Long-term financial liabilities
(Non-derivative):
Financial liabilities 19,465 30,706 - - 30,706
Trade payables 369,224 369,224 - - 369,224
Other payables 472,836 472,836 - - 472,836
861,525 872,766 - - 872,766
31 December 2023 Carrying
value
Constractual
cash flows
Up to
3 months
3 months
to 1 year
1 year
to 5 years
Short-term financial liabilities
(Non-derivative):
Financial liabilities 4,667,756 6,049,950 3,031,085 3,018,865 -
Trade payables 5,877,505 5,877,505 5,877,505 - -
Other payables 1,698,440 1,698,440 1,697,574 866 -
12,243,701 13,625,895 10,606,164 3,019,731 -
Long-term financial liabilities
(Non-derivative):
Financial liabilities 1,832,122 2,890,147 - - 2,890,147
Trade payables 533,485 533,485 - - 533,485
Other payables 303,974 303,974 - - 303,974

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 26 – NATURE AND LEVEL OF RISKS ARISING FROM FINANCIAL INSTRUMENTS (Continued)

Interest Rate Risk

The Group is vulnerable to interest rate arising from the change of interest rates due to its interestearning asset and interest-paid liabilities. This risk is managed through on-balance sheet method by balancing the amount and maturity of interest rate sensitive assets and liabilities. In this context, great importance is attached to the fact that not only the due dates of receivables and payables, but also the periods of interest renewal are similar.

Average effective annual interest rates of balance sheet items as of 31 December 2024 and 2023 are as follows:

The table showing the Group's interest rate sensitive financial instruments is as follows:

31 December 2024 31 December 2023
Financial instruments with fixed interest rate
Time deposits 5,719,096 22,091,276
Financial liabilities 12,924,643 6,499,878

Credit Risk Disclosures

The Group is subject to credit risk arising from trade receivables related to forward sales, other receivables and deposits at banks. The Group manages credit risk of bank deposits by working mainly with state banks established in Turkey and having long standing relations with the Group. Majority of bank deposits in this regard are with the state owned retail banks.Credit risk of receivables from third parties is managed by securing receivables with collaterals covering receivables at the highest possible proportion. Methods used are as follows:

  • Bank guarantees (letter of guarantee, etc.),
  • Mortgage on real estate,
  • Retain the legal title to the goods solely to protect the collectability of the amount due.

In credit risk control, the credit quality of each customer is assessed; taking into account its financial position, past experience and other factors, individual risk limits are set in accordance and the utilisation of credit limits is regularly monitored.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 26 – NATURE AND LEVEL OF RISKS ARISING FROM FINANCIAL INSTRUMENTS (Continued)

Credit Risk Disclosures (Continued)

As of 31 December 2024 and 2023, details of credit and receivables risk are as follows:

Trade Receivables Other Receivables
31 December 2024 Related Party Other Related Party Other Deposits
at Banks
Maximum credit risks exposed
as of reporting date 7,738 10,517,913 260,008 956,143 6,151,030
Secured portion of the maximum
credit risk by guarantees,etc, 7,738 10,517,913 260,008 956,143 6,151,030
A. Net carrying value of financial assets that
are neither past due nor impaired 7,738 10,517,913 260,008 956,143 6,151,030
Secured portion by guarantees etc. 7,738 10,517,913 260,008 956,143 -
B. Net carrying value of assets with negotiated terms
Secured portion by guarantees etc. - - - - -
C. Net carrying value of fianancial assets
that are past due but not impaired - - - - -
Secured portion by guarantees etc. - - - - -
D. Net carrying value of
impaired assets - - - - -
Past due (Gross carrying value) - 12,462 - - -
Impairment (-) - (12,462) - - -
Secured portion by guarantees etc. - - - - -
Trade Receivables Other Receivables
31 December 2023 Related Party Other Related Party Other Deposits
at Banks
Maximum credit risks exposed
as of reporting date 5,437,793 12,502,282 103,394.00 1,353,327 22,204,157
Secured portion of the maximum
credit risk by guarantees,etc, 5,437,793 12,502,282 103,394 1,353,327 22,204,157
A.
Net carrying value of financial assets that
are neither past due nor impaired
5,437,793 12,502,282 103,394 1,353,327 22,204,157
Secured portion by guarantees etc. 5,437,793 12,502,282 103,394 1,353,327 -
B. Net carrying value of assets with negotiated terms
Secured portion by guarantees etc. - - - - -
C. Net carrying value of fianancial assets
that are past due but not impaired - - - - -
Secured portion by guarantees etc. - - - - -
D. Net carrying value of
impaired assets - - - - -
Past due (Gross carrying value) - 7,570 - - -
Impairment (-) - (7,570) - - -
Secured portion by guarantees etc. - - - - -

In determining the amounts above, factors that enhance credit reliability, such as received collaterals, have not been taken into account. The Group has no off-balance sheet items involving credit risk.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 26 – NATURE AND LEVEL OF RISKS ARISING FROM FINANCIAL INSTRUMENTS (Continued)

Foreign Exchange Risk

The Group is subject to the foreign currency risk due to the foreign currency deposits in the bank deposit account. Since the Group does not use foreign currency in its main operations, the foreign currency risk is only originated from deposits of the Group.

Foreign Currency Position

Foreign currency denominated assets, liabilities and effects arising from foreign exchanges arising from having off-balance sheet items constitute exchange rate risk.

As of 31 December 2024, the Group's foreign currency assets and liabilities did not need to be balanced with any off-balance sheet items. The table below summarizes the Group's foreign currency position of the Group as of 31 December 2024 and 2023. TRY equivalents of carrying values of assets and liabilities denominated in foreign currencies are as follows:

31 December 2024
TL Equivalent (Functional
currency)
US Dollar EURO
1a. Monetary Finacial Assets 274,431 182 7,295
2.CURRENT ASSETS 274,431
-
182
-
7,295
-
3. TOTAL ASSETS 274,431 182 7,295
5. CURRENT LIABILITIES - - -
6.TOTAL LIABILITIES - - -
7.Net foreign currency asset / liability position 274,431 182 7,295
8. Monetary items net foreign currency asset / liability
position (1a-4a)
274,431 182 7,295
TL Equivalent (Functional
currency) US Dollar EURO
1a. Monetary Finacial Assets
2.CURRENT ASSETS
48,472 4,525 -
3. TOTAL ASSETS 48,472
48,472
4,525
4,525
-
-
5. CURRENT LIABILITIES - - -
6.TOTAL LIABILITIES - - -
7.Net foreign currency asset / liability position 48,472 4,525 -
8. Monetary items net foreign currency asset / liability
position (1a-4a)
48,472 4,525 -

31 December 2023

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 26 – NATURE AND LEVEL OF RISKS ARISING FROM FINANCIAL INSTRUMENTS (Continued)

Capital Risk Management

The Group attempts to manage its capital by minimizing the investment risk with portfolio diversification. The Group's objectives when managing capital are to safeguard the Group's ability to continue as a going concern in order to provide returns for shareholders and benefits for other stakeholders and to maintain an optimal capital structure to reduce the cost of capital.

While managing the capital, the Group's objectives are to maintain the Group's operability in order to maintain the most appropriate capital structure in order to provide benefits to its shareholders, benefit from other stakeholders and reduce the cost of capital.

Gearing ratio as of 31 December 2024 and 2023 is as follows:

31 December 2024 31 December 2023
Financial liabilities 12,924,643 6,499,878
Less: cash and cash equivalents (8,281,384) (22,908,136)
Net liability/(asset) 4,643,259 (16,408,258)
Total shareholder's equity 95,803,122 82,628,540
Equity + net debt 100,446,381 66,220,282
Net debt (assets) / equity ratio 5% (25%)

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 27 – FINANCIAL INSTRUMENTS

Fair Value of Financial Instruments

Fair value is the amount at which a financial instrument could be exchanged in a current transaction between willing parties, other than in a forced sale or liquidation, and is best evidenced by a quoted market price, if one exists.

The Group has determined the estimated fair values of financial instruments using current market information and appropriate valuation methods. However, evaluating market information and estimating fair values requires interpretation and judgment. As a result, the estimations presented here cannot be an indication of the amounts that the Group can obtain in a current market transaction.

The following methods and assumptions are used to estimate the fair values of financial instruments that are practically possible to estimate fair values:

31 December 2024 31 December 2023
Net book
Value
Fair value Net book
Value
Fair value Note
Financial assets
Cash and cash equivalents 8,281,384 8,281,384 22,908,136 22,908,136 4
Short-term financial investments 57,456 57,456 - -
Trade receivables 10,517,913 10,517,913 12,502,282 12,502,282 6
Trade receivables from related parties 267,746 267,746 5,541,187 5,541,187 24
Other receivables 956,143 956,143 1,353,327 1,353,327 7
Total financial assets 20,080,642 20,080,642 42,304,932 42,304,932
Financial liabilities
Borrowings 12,924,643 12,924,643 6,499,878 6,499,878 5
Trade payables 7,853,617 7,853,617 6,410,990 6,410,990 6
Due to related parties 671 671 866 866 24
Other payables 3,501,252 3,501,252 2,001,548 2,001,548 7
Total financial liabilities 24,280,183 24,280,183 14,913,282 14,913,282
Net (4,199,541) (4,199,541) 27,391,650 27,391,650

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 27 – FINANCIAL INSTRUMENTS (Continued)

Fair Value of Financial Instruments (Continued)

Financial Assets:

The fair values of cash and due from banks are considered to approximate their respective carrying values due to their short-term nature.

The carrying values of trade and other receivables are expected to reflect the fair value along with the relevant impairment provisions.

It is estimated that the fair values of the foreign currency balances converted with the exchange rates at the end of the period are close to their carrying values.

Special issue Government Debt Securities issued by the Treasury and given to the Group for the payments to be made to the HAS beneficiaries are not subject to trading in the secondary market and do not contain interest. They are recognized with their carrying value which is their fair value by the Group and they can be amortised at carrying value by the Group against the Treasury.

As of the period-end, there are no financial assets measured at fair value.

Financial Liabilities:

The Group's borrowing from the Treasury in order to finance HAS payments are calculated at each interest payment period based on the weighted average compound interest rate of the Government Debt Securities. Therefore, the carrying value of this financial borrowing of the Group approximate their fair value.

Short-term trade payables and other liabilities with no stated interest rate are measured at original invoice amount. Since, these trade payables and other liabilities will be paid when requested they are considered as short-term.

It is anticipated that there is no significant difference between the cost values and fair values of the borrowings with floating interest rates including its accruals for the regarding period.

Fair Value of Financial Instruments

The fair value of financial assets and liabilities are determined as follows:

  • Level 1: Financial assets and financial liabilities with standard terms and conditions are valued with quoted marke prices which are determined on active liquid markets.
  • Level 2: Finansal assets and financial liabilities are valued by directly or indirectly observable market prices rather than the quoted market prices mentioned in first level of the regarding assets or liabilities.
  • Level 3: Finansal assets and financial liabilities are valued by inputs where there is no observable market data of the fair value of the regarding assets and liabilities.

As of the period-end, there are no financial liabilities measured at fair value.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 28 – COMMITMENTS

The Group's mortgage and guarantees received as of 31 December 2024 and 2023 are as follows:

31 December 2024 31 December 2023
Guarantees received (*) 53,781,529 34,810,578
Mortgages received (**) 670,005 1,085,962
54,451,534 35,896,540

(*) Guarantees received consist of letters of guarantee given by contractors for construction projects and temporary guarantee letters received during the tender process.

(**) Mortgages received consist of mortgaged independent sections and lands sold but not yet collected.

The collaterals, pledges and mortgages ("CPM") of the Group as of 31 December 2024 and 2023 are as follows :

ii) In the name of other group companies that are not included in the scope
of item B and C
- -
i) In the name of the parent Company - -
D. Total amount of other CPM given
C. Total amount of CPM given to maintain operations and
collect payables from third parties
- -
B. Total amount of CPM given against the subsidiaries included
in full consolidation
- -
A. Total amount of CPM given on behalf of the Company's
own legal entity
606,452 423,755
31 December 2024 31 December 2023

NOTE 29 – FEES FOR SERVICES RECEIVED FROM INDEPENDENT AUDIT FIRM

2024 2023
BDK Other BDK Total BDK Other BDK Total
Independent audit fee for the reporting period 4,647 - 4,647 3,350
-
1,917
-
3,350
Fees for tax advisory services - 2,777 2,777 1,917
4,647 2,777 7,424 3,350 1,917 5,267

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

NOTE 30 - EVENTS AFTER THE REPORTING PERIOD

Our Group has signed a protocol with the Republic of Turkey Ministry of Environment, Urbanization, and Climate Change Mass Housing Administration (TOKİ) for the purchase of the real estate located in Istanbul, Esenler district, Atışalanı neighborhood, parcel number 1692/2, for a total price of 6,884,300 TL (VAT exempt). This protocol has been executed in line with our strategy to expand our portfolio and develop our areas of operation.

In the scope of developing our Istanbul Esenler Atışalanı Phase 1 revenue-sharing land sale project, it has been decided to enter into a partnership based on the Musharakah principles with Türkiye Emlak Katılım Bankası A.Ş. This collaboration represents a strategic step towards diversifying financial resources and expanding our investment portfolio. Under the Musharakah model, the project's revenues and expenses will be shared equally between the parties.

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

(Amounts expressed in thousands of Turkish Lira ("TRY") in terms of the purchasing power of TRY as of 31 December 2024, unless otherwise stated.)

ADDITIONAL NOTE – CONTROL OF COMPLIANCE WITH THE PORTFOLIO LIMITATIONS

Unconsolidated (Separate) Financial Statement Main
Account Items Related Regulation 31 December 2024 31 December 2023
A Money and Capital Market Instruments Series: III-No.48, Art.24/(b) 6,268,468 20,591,036
Properties, Projects based on Properties and Rights based on
B Properties Series: III-No.48, Art.24/(a) 171,305,359 125,061,497
İŞ Subsidiaries Series: III-No.48, Art.24/(b) 4,120,947 4,120,947
Due from Related Parties (Non-trade) Series: III-No.48, Art.23/(f) - -
DV Other Assets 19,913,653 24,682,179
D Total Assets (Total Assets) 201,608,427 174,455,659
E Financial Liabilities Series: III-No.48, Art.24/(b) 12,902,139 6,353,789
F Other Financial Liabilities Series: III-No.48, Art.24/(a) - -
G Due from Financial Leases Series: III-No.48, Art.24/(b) - -
H Due to Related Parties (Non commercial) Series: III-No.48, Art.23/(f) - -
İ Shareholders' equity 97,317,081 84,533,176
EB Other Resources 91,389,207 83,568,694
D Total Resources Series: III-No.48, Art.3/(k) 201,608,427 174,455,659
Non-Consolidated (Standole) Other Financial Information Related Regulation 31 December 2024 31 December 2023
The Portion of Money and Capital Market Instruments Held for 3-
A1 Year Real Estate Payments Series: III-No.48, Art.24/(b) 6,268,468 20,591,036
A2 Term / Demand / Currency Series: III-No.48, Art.24/(b) 7,906,893 22,030,591
A3 Foreign Capital Market Instruments Series: III-No.48, Art.24/(d) - -
Foreign Properties, Projects based on properties and rights based
B1 on Properties Series: III-No.48, Art.24/(d) - -
B2 Idle Land Series: III-No.48, Art.24/(c) 14,900,885 14,517,117
C1 Foreign Subsidiaries Series: III-No.48, Art.24/(d) - -
C2 Subsidiaries of the Operating Company Series: III-No.48, Art.28 4,393,955 1,513,090
J Non-Cash Loans Series: III-No.48, Art.31 165,113 214,212
Mortgage amount of servient lands which will be developed and
K not owned Series: III-No.48, Art.22/(e)
Portfolio Restrictions Related Regulation 31 December 2024 31 December 2023
Mortgage amount of Servient Lands Which Will be Developed
1
And Not Owned
Series: III-No.48, Art.22/(e) 0% 0%
Properties, Projects based on Properties and Rights based on
2
Properties
Series: III-No.48, Art.24/(a),(b) 88% 83%
3 Money and Capital Market Instruments and Affiliates Series: III-No.48, Art.24/(b) 2% 2%
Foreign Properties, Projects based on properties and rights based
on Properties,
4
Subsidiaries, Capital Market Instruments
Series: III-No.48, Art.24/(d) 0% 0%

The information in the table of Control of Compliance with the Portfolio Limitations is condensed information derived from financial statements as per Article 16 of Communiqué Serial II, No: 14.1 "Basis of Financial Reporting in Capital Markets" and is prepared within the frame of provisions related to compliance to portfolio limitations stated in the Communiqué Serial III No 48.1 "Principles Regarding Real Estate Investment Trusts" published in the Official Gazette No. 28660 on 28 May 2013.

Idle Land Series: III-No.48, Art.24/(c) 7% 8% Subsidiaries of the Operating Company Series: III-No.48, Art.28 2% 1% Borrowing Limit Series: III-No.48, Art.31 13% 8% Term / Demand / Currency Series: III-No.48, Art.22/(e) 1% 1%

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