EML PAYMENTS LIMITED — Director's Dealing 2020

Jan 23, 2020

Appendix 3Y Change of Director’s Interest Notice

Rule 3.19A.2

Appendix 3Y

Change of Director’s Interest Notice

Information or documents not available now must be given to ASX as soon as available. Information and documents given to ASX become ASX’s property and may be made public.

Introduced 30/09/01 Amended 01/01/11

Name	of	entityEML PAYMENTS LIMITED
ABN		93 104 757 904

We (the entity) give ASX the following information under listing rule 3.19A.2 and as agent for the director for the purposes of section 205G of the Corporations Act.

Name of Director Thomas Cregan

Date of last notice 11 December 2019

Part 1 - Change of director’s relevant interests in securities

In the case of a trust, this includes interests in the trust made available by the responsible entity of the trust

Note: In the case of a company, interests which come within paragraph (i) of the definition of “notifiable interest of a director” should be disclosed in this part.

Direct or indirect interest	Direct and Indirect
Nature of indirect interest(including registered holder)Note: Provide details of the circumstances giving rise to therelevant interest.	1. Diana Barton Cregan (spouse)2. TACDBM Pty Ltd atf the Cregan FamilyTrust 3. Tom Cregan and Associates Pty Ltd4. Cregan Holdings Pty Ltd <T & DCregan Super A/C>
Date of change	20 January 2020

• See chapter 19 for defined terms.

01/01/2011 Appendix 3Y Page 1

Appendix 3Y Change of Director’s Interest Notice

==> picture [434 x 392] intentionally omitted <==

----- Start of picture text ----- No. of securities held prior to change Total fully paid Ordinary Shares 17,935,946Direct shares:6,088,787 fully paid Ordinary SharesIndirect shares:1. 1,866,666 fully paid Ordinary Shares2. 2,600,698 fully paid Ordinary Shares3. 7,267,490 fully paid Ordinary Shares4. 112,305 fully paid Ordinary SharesDirect Options & Rights:376,712 Unlisted Options391,566 Unlisted RightsClass Unlisted OptionsNumber acquired 412,475 Unlisted Options, issued under theEML Equity Incentive Plan and pursuant toresolutions 4 and 5 approved byshareholders at the AGM held on 13November 2019.Number disposed N/AValue/Consideration NilNote: If consideration is non-cash, provide details and estimatedvaluation----- End of picture text -----

• See chapter 19 for defined terms. Appendix 3Y Page 2

01/01/2011

Appendix 3Y Change of Director’s Interest Notice

No. of securities held after change		Total fully paid Ordinary Shares 17,935,946Direct shares:6,088,787 fully paid Ordinary SharesIndirect shares:5. 1,866,666 fully paid Ordinary Shares6. 2,600,698 fully paid Ordinary Shares7. 7,267,490 fully paid Ordinary Shares8. 112,305 fully paid Ordinary SharesDirect Options & Rights:376,712 Unlisted Options (Nil Exerciseprice, expire on 30/09/2020)391,566 Unlisted Rights (NilConsideration, expire on 30/11/2021)185,994 Unlisted Options (Nil Exerciseprice, expire on 30/08/2020226,481 Unlisted Options (Nil Exerciseprice, expire 30/10/2022)
Nature of changeExample: on-market trade, off-market trade, exercise of options,issue of securities under dividend reinvestment plan, participationin buy-back		Issued under the EML Equity IncentivePlan and pursuant to resolutions 4 and 5approved by shareholders at the AGM heldon 13 November 2019.Refer to Notice of Meeting dated 11 October2019for further details.

Part 2 – Change of director’s interests in contracts

Note: In the case of a company, interests which come within paragraph (ii) of the definition of “notifiable interest of a director” should be disclosed in this part.

Detail of contract	N/A
Nature of interest	N/A
Name of registered holder(if issued securities)	N/A
Date of change	N/A
No. and class of securities to whichinterest related prior to changeNote: Details are only required for a contract inrelation to which the interest has changed	N/A

• See chapter 19 for defined terms.

01/01/2011 Appendix 3Y Page 3

Appendix 3Y Change of Director’s Interest Notice

Interest acquired	N/A
Interest disposed	N/A
Value/ConsiderationNote: If consideration is non-cash, provide detailsand an estimated valuation	N/A
Interest after change	N/A

Part 3 –[+] Closed period

Part 3 –+Closed period
Were the interests in the securities or contracts detailedabove traded during a+closed period where prior writtenclearance was required?	No.
If so, was prior written clearance provided to allow the tradeto proceed during this period?
If prior written clearance was provided, on what date was thisprovided?

• See chapter 19 for defined terms.

Appendix 3Y Page 4

01/01/2011