EFG International AG

Regulatory Filings • Nov 25, 2025

Ad hoc announcement pursuant to Art. 53 LR

Zurich, 25 November 2025

EFG International presents 2028 strategic plan: Consistent performance and the power of compounding

EFG International (EFG) is today presenting its 2026-2028 strategic plan as it continues on its path of generating sustainable and profitable growth. Building on its strengths and seizing untapped opportunities, EFG aims to continue delivering double-digit profit growth of around 15% p.a. over the next cycle. Key areas of focus will be commercial excellence, investing in digital solutions to “augment” EFG’s CROs and enhancing the client experience and brand visibility. EFG intends to complement its strong organic growth ambition with M&A optionality, leveraging its surplus capital and strong capital generation.

**2028 Financial targets:

**

• Average annual net new asset growth rate of 4-6%  over the 2026-2028 strategic cycle 
• Revenue margin of >85 basis points
• Cost/income ratio of 68% 
• Return on tangible equity of 20% 
• Management floor of 12% CET1 capital ratio
• Dividend payout ratio of 60% of net profit

2028 Ambition:

• Annual average growth in net profit of 15% in the 2026-2028 strategic cycle
• Hire 50 to 70 new CROs p.a.
• Targeted cost savings of CHF 70-80 million by end-2028 (compared to 2025 cost base)

• Accelerate delivery through bolt-on acquisitions

  1 All financial figures in this media release are unaudited

Giorgio Pradelli, CEO of EFG International, commented:  *“Over the past seven years we have generated strong growth and have translated this growth into profitability, delivering attractive returns to shareholders. At the same time, we have transformed EFG and positioned it for the future. Looking ahead to the 2026-2028 strategic cycle, we will build on our strong track record and solid foundations to unlock the full power of compounding and consistently create value for all our stakeholders.  

We will maintain our strong focus on generating operating leverage and on consistently delivering bottom line growth for our shareholders. At the same time, we continue to look for new opportunities to further build scale through targeted M&A in markets where we already operate. We aspire to be the private bank of choice for generations of clients. To realise this aspiration, we will build on our strengths, which are centred around our client-focused CRO model and our global presence. We plan to make targeted investments to capture new opportunities for growth, with an emphasis on client experience and branding, on commercial excellence, as well as on technology and innovation. We want to “augment” our CROs through even deeper collaboration with our specialist teams, through the right tools and through a strong brand to empower them to deliver best-in-class advice to our clients worldwide.”

*

The full ad hoc announcement and presentation slides are available for download at:

efginternational.com/investors

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Contact

Investor Relations

+41 44 212 73 77investorrelations@efginternational.com

Media Relations

+41 44 226 12 72mediarelations@efginternational.com

About EFG International

EFG International is a global private banking group offering private banking and asset management services and is headquartered in Zurich. EFG International’s group of private banking businesses operates in over 40 locations worldwide. Its registered shares (EFGN) are listed on the SIX Swiss Exchange.

EFG International AG, Bleicherweg 8, 8001 Zurich, Switzerland

www.efginternational.com

Important Disclaimer

This document has been prepared by EFG International AG (“EFG”) solely for use by you for general information only and does not contain and is not to be taken as containing any securities advice, recommendation, offer or invitation to subscribe for, purchase or redeem any securities regarding EFG.

This release contains specific forward-looking statements that reflect EFG’s intentions, beliefs or current expectations and projections about EFG’s future results of operations, financial condition, liquidity, performance, prospects, strategies, opportunities and the industries in which it operates. Forward-looking statements involve all matters that are not historical facts. EFG has tried to identify those forward-looking statements by using the words “may”, “will”, “would”, “should”, “expect”, “intend”, “estimate”, “anticipate”, “project”, “believe”, “seek”, “plan”, “predict”, “continue” and similar expressions. Such statements are made on the basis of assumptions and expectations which, although EFG believes them to be reasonable at this time, may prove to be erroneous.

These forward-looking statements are subject to risks, uncertainties and assumptions and other factors that could cause EFG’s actual results of operations, financial condition, liquidity, performance, prospects or opportunities, as well as those of the markets it serves or intends to serve, to differ materially from those expressed in, or suggested by, these forward-looking statements. Important factors that could cause those differences include, but are not limited to: changing business or other market conditions, legislative, fiscal and regulatory developments, general economic conditions in Switzerland, the European Union and elsewhere, and EFG’s ability to respond to trends in the financial services industry. Additional factors could cause actual results, performance or achievements to differ materially. In view of these uncertainties, readers are cautioned not to place undue reliance on these forward-looking statements. EFG and its subsidiaries, and their directors, officers, employees and advisors expressly disclaim any obligation or undertaking to release any update of or revisions to any forward-looking statements in this media release and any change in EFG’s expectations or any change in events, conditions or circumstances on which these forward-looking statements are based, except as required by applicable law or regulation.

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