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DRIVER AUSTRALIA MASTER TRUST Interim / Quarterly Report 2016

Nov 24, 2016

64757_rns_2016-11-24_5f2486c1-b672-49b8-a911-33a7512a6004.pdf

Interim / Quarterly Report

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Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

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Deal Name: Issuer:

Driver Australia Master

Perpetual Corporate Trust Limited (ABN 99 000 341 533) of Level 12, 123 Pitt Street, Sydney NSW 2000 Australia in its capacity as trustee of the Driver Australia Master Trust.

Originator of the Receivables: Volkswagen Financial Services Australia Pty Ltd Seller of the Receivables: Volkswagen Financial Services Australia Pty Ltd Servicer name: Volkswagen Financial Services Australia Pty Ltd Reporting Entity: Volkswagen Financial Services Australia Pty Ltd ABS Operations (Physical Address) Level 1, 24 Muir Road, Chullora NSW 2190 (Postal Address) Locked Bag 6252 Regents Park NSW 2143

Contact: Phone: +61 2 9751 6257 Fax: +61 2 9695 6399 Email: [email protected] Corporate Service Provider: Perpetual Corporate Trust Limited (ABN 99 000 341 533) of Level 12, 123 Pitt Street, Sydney NSW 2000 Australia in its personal capacity.

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1

Volkswagen Financial Services Australia | ABS Operations Australia | [email protected] | +61 2 9751 6257

Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

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Contents

Page Table of Contents
1 Cover
2 Contents
3 Reporting Details
4 Parties Overview
5 Transaction Events I
6 Transaction Events II
7 Transaction Events III
8 Information regarding the Notes I
9 Information regarding the Notes II
11 Cash Collateral Account
12 Swap Fixing / Waterfall
13 Retention of Net Economic Interest
14 Amortisation Profile I
15 Amortisation Profile II
16 Run Out Schedule I
18 Run Out Schedule II
19 Outstanding Contracts I
21 Outstanding Contracts II
22 Arrears
24 Net Salvage Loss
25 Net Salvage After Recoveries
26 Pool Data I
28 Pool Data II
29 Pool Data III
31 Pool Data IV
33 Pool Data V
35 Pool Data VI
36 Pool Data VII
40 Pool Data VIII
42 Hardship Extensions
43 Engine Type
45 Contract Level Data

3

Volkswagen Financial Services Australia | ABS Operations Australia | [email protected] | +61 2 9751 6257

Publication Date: 18/11/2016
Period: 10/2016 / Period No. 5
Contents
Reporting Details
Deal Overview
PoolCutDate 31/05/2016 Publication Date: 18/11/2016(5 business days before Payment Date)
Scheduled Date of Clean-Up-Call 27/04/2021 PaymentDate: 25/11/2016(25th of each month)
Legal MaturityDate 25/08/2025 ReportingDate: 31/10/2016(last dayof each month)
IssueDate 29/06/2016 Asset Collection Period: from 01/10/2016 until 31/10/2016
PeriodNo.: 5 InterestAccrual Period from 25/10/2016 until 25/11/2016
Reportingfrequency: Monthly NotePaymentPeriod: from 25/10/2016 until 25/11/2016
NextPaymentDate: 28/12/2016 Days accrued: 31
Vehicle Type at Pool Cut Number of
Contracts
Percentage of
Contracts
Outstanding Discounted
Receivables Balance
Percentage Outstanding
Discounted Receivables
Balance
New 2,996 83.87% 113,632,498.43 AUD 88.40%
Used 576 16.13% 14,908,985.82 AUD 11.60%
Total 3,572 100.00% 128,541,484.25 AUD 100.00%
Credit Type at Pool Cut Number of
Contracts
Percentage of
Contracts
Outstanding Discounted
Receivables Balance
Percentage Outstanding
Discounted Receivables
Balance
Hire Purchase 27 0.76% 595,370.53 AUD 0.46%
Chattel Mortgage 2,047 57.31% 82,162,211.56 AUD 63.92%
Consumer Loan 1,498 41.94% 45,783,902.16 AUD 35.62%
Total 3,572 100.00% 128,541,484.25 AUD 100.00%

Volkswagen Financial Services Australia | ABS Operations Australia | [email protected] | +61 2 9751 6257

5

Publication Date: 1
Period: 10/2016 / Pe
8/11/2016
riod No. 5
Contents
Parties Overview
Arranger:
Australia and New Zealand Banking Group Limited
(ABN 11 005 357 522)
ANZ Tower
242 Pitt Street
Sydney, NSW 2000
Australia
P.T. Limited
(ABN 67 004 454 666)
Level 12
123 Pitt Street
Sydney NSW 2000
Australia
Security Trustee:
Trustee:
Perpetual Corporate Trust Limited
Trust Manager:
Perpetual Nominees Limited
(ABN 99 000 341 533)
of Level 12, 123 Pitt Street,
Sydney NSW 2000 Australia
in its capacity as trustee of the Driver Australia Master Trust.
(ABN 37 000 733 700)
of Level 12, 123 Pitt Street,
Sydney NSW 2000 Australia
in its capacity as the trust manager

for the Driver Australia Two Trust
Sub Trust Manager:
Volkswagen Financial Services Australia Pty Limited
(ABN 20 097 071 460)
Level 1, 24 Muir Road,
Chullora, NSW 2190
Account Bank:
Australia and New Zealand Banking Group Limite
(ABN 11 005 357 522)
ANZ Tower
242 Pitt Street
Sydney, NSW 2000
Australia
d
Clearing Systems:
Austraclear Limited
30-32 Grosvener Street.
Sydney, NSW 2000
Swap Counterparty:
Australia and New Zealand Banking Group Limite
(ABN 11 005 357 522)
ANZ Tower
d
242 Pitt Street
Sydney, NSW 2000
Australia
Servicer:
Volkswagen Financial Services Australia Pty Limited
(ABN 20 097 071 460)
Level 1, 24 Muir Road,
Chullora, NSW 2190
email: [email protected]
phone: +61 2 9751 6257
Rating Agencies:
Fitch Ratings
Attn.: James Zanesi
Level 15, 77 King Street
Sydney, NSW 2000
Australia
email: [email protected]
Standard & Poor's
Attn.: Structured Finance Surveillance
Level 45, 120 Collins Street
Melbourne, VIC 3000
Australia
email: [email protected]

Volkswagen Financial Services Australia | ABS Operations Australia | [email protected] | +61 2 9751 6257

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Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

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Transaction Events (I)

Clean-Up Call Condition
Current Percentage of Initial Outstanding Discounted Receivables Balance* 300.16%
Percentage of Maximum OutstandingDiscounted Receivables Balance to trigger Clean-UpCall Condition 10.00%
Current Percentage of Maximum Outstanding Discounted Receivables Balance 100.00%

*This percentage may become greater than 100% whenever the current total outstanding discounted balance is larger than the Initial discounted balance as of initial Cut-Off-Date.

Clean-Up Call

VWFS Australia will have the right at its option, after the expiration of the Revolving Period, to exercise a Clean-Up Call and to repurchase all (but not only some) of the Purchased Receivables from the Issuer at any time when the then Outstanding Aggregate Discounted Receivables Balance is less than ten (10) per cent. of the Maximum Outstanding Discounted Receivables Balance and, assuming the Transaction Documents are given full effect, all payment obligations under the Notes, including principal and accrued interest, will thereby be fulfilled in accordance with the Order of Priority (the Clean-up Call Conditions).

Repurchase of Receivables Number of contracts % of
Contracts
Outstanding
Discounted
Receivables Balance
% of Outstanding
Discounted Receivables
Balance
Interest Compensation
Payment
Re-Purchase Price
Current Period -
0.00%
- AUD 0.00% - AUD - AUD
Previous Periods -
0.00%
- AUD 0.00% - AUD - AUD
Total -
0.00%
**- AUD ** 0.00% **- AUD ** **- AUD **

If a repurchase of receivables occurred, it would only result from non-eligibility as of the respective Pool Cut Date (which has been discovered at a later stage), a Legitimate Repudiation of a Receivables Contract, a Reloaded Contract or a Flat-Cancelled Contract.

Transaction Party Replacements

Capacity of Transaction Party Date of Replacement Reason for
Replacement
Replaced Party Replaced by

Volkswagen Financial Services Australia | ABS Operations Australia | [email protected] | +61 2 9751 6257

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Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

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Transaction events (II)

Revolving period Spalte1
Series revolving period expiration date of the last
outstanding series of notes
26/06/2017
Date of occurrence of an early amortisation event -
Revolving period end 26/06/2017
Accumulation account balance 30/09/2016 31/10/2016
Amounts not invested for the purchase of additional assets 5,942,497.79 AUD - AUD
Percentage not invested for the purchase of additional assets 1.97% 0.00%
Weighted Average Seasoning >36 Months
<=12 Months >12 <=24 Months >24 <=36 Months >36 Months
Dynamic Net Loss Ratio Ratio >0.20% ≥0.25% ≥0.30% ≥0.50%
31/08/2016 0.00000% No No No No
30/09/2016 0.00000% No No No No
31/10/2016 0.00000% No No No No
Dynamic Net Loss Ratio Cumulative Payment Date Ratio
31/10/2016 0.00000%
Discounted balance as of thepreviousperiod 296,009,482.18 AUD
Discounted balance of all initial and additional assets 385,825,380.57 AUD
Weighted average seasoning 6.56 Months
Late DelinqencyRatio 0.00000%
Enforcement event No
Credit Enhancement Increase Condition Not In Effect
a)the Dynamic Net Loss Ratio for three consecutive Payment Dates exceeds:
(i)if weighted average seasoningis less or equal than 12 months 0.20% No
(ii)if weighted average seasoningis between 12(excl.)- 24(incl.)months 0.25% No
(iii)if weighted average seasoningis between 24(excl.)- 36(incl.)months 0.30% No
(iv)if weighted average seasoningis > 36 months 0.50% No
b)the sum of the Dynamic Net Loss Ratio for each Dynamic Net Loss Ratio Cumul ative Payment Date exceeds: 1.00% No
c)the Late DelinquencyRatio exceeds
on anyPayment Date on or before 29 June 2017,or 0.8% No
for any Payment Date thereafter 1.4% No
d)a Servicer Replacement Event occurs and is continuing;or No
e)the amount credited to the Cash Collateral Account is less than the Specified Ge neral Cash Collateral Account Balance. No
Early Amortisation Event Not In Effect
(a)The occurence of a foreclosure event;or No
(b)the Accumulation account balance > 15% of Aggregate Discounted Receivable s Balance on two consecutive months; No
(c)a Credit Enhancement Increase Condition has occurred;or No
(d)In case of default/termination event: failure to replace swapcounterpartyor failu re topost collatereal byswapcounterparty;or No
(e)VWFS Australia ceases to be a whollyowned subsidiaryof Volkswagen Financi al Services AG;or No
(f) On any Payment Date, the Class A Actual Overcollateralisation Percentage is de
Overcollateralisation Percentage is determined as beinglower than 10.9per cent
termined as being lower than 17.9 per cent, or the Class B Actual No

Volkswagen Financial Services Australia | ABS Operations Australia | [email protected] | +61 2 9751 6257

11

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Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

Transaction Events (III)

r long
or
Fitch Fitch Fitch S&P S&P S&P
Long Term Short Term Outlook Long Term2 Short Term3 Outlook4
AA- F1+ Stable AA- A-1+ Negative
A F1 - A A-1 -
A F1 - A+ -
If none of the Required Rating:
Fulfilled
If the Account Bank ceases to have the Account Bank Required Rating it shall, at its own cost,
(i) transfer the accounts to an Eligible Collateral Bank, or
(ii) provide a guarantee from an Eligible Guarantor, or
measures is taken within a given timespan, the Issuer may enter into new banking arrangements at its own initiative with another Account Bank.
(Please refer to the Prospectus for a complete description of the mechanism)

Account Bank:

Australia and New Zealand Banking Group Limited Current Rating[*] Minimum required Rating (if no short term Rating available, the higher long term rating is applicable)

Swap Counterparty

Australia and New Zealand Banking Group Limited Current Rating[*]

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Minimum required Rating - Class A and Class B
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or Fitch Fitch Fitch S&P S&P S&P
Long Term Short Term Outlook Long Term2 Short Term3 Outlook4
AA- F1+ Stable AA- A-1+ Negative
A F1 - A A-1 -
A F1 >A - -

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Required Rating: Fulfilled
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If the Swap Bank falls below the above mentioned Minimum Rating (Level I) it shall provide Eligible Credit Support by means of Cash or certain types of Prime Debt Obligations

If the Swap Bank ceases to have the even lower Rating as an Eligible Swap Counterparty (Level II) it shall, at its own cost,

  • (i) transfer all rights and obligations under the Swap Agreement to another Eligible Swap Partner or

(ii) provide a guarantee from an Eligible Guarantor.

If none of the measures is taken within a given timespan, the Issuer may enter into new arrangements at its own initiative with another Swap Bank.

(Please refer to the Prospectus for a complete description of the mechanism)

Servicer

Volkswagen Financial Services Australia Pty Ltd

If the Monthly Remittance Condition is satisfied, VWFS Australia, as the Servicer, is required to pay collections of the Purchased Receivables (including proceeds from the

  • disposition of any Financed Objects) received by it during each Monthly Period into the Distribution Account in a single deposit no later than the Payment Date for that Monthly Period.

  • If the Monthly Remittance Condition is not met, the Servicer must remit collections received by it in respect of the Purchased Receivables in accordance with the procedure outlined in detail in "ADMINISTRATION OF THE PURCHASED RECEIVABLES UNDER THE SERVICING AGREEMENT - Commingling".

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Monthly
Remittance Not fulfilled
Condition:
----- End of picture text -----

Volkswagen Financial Services Australia | ABS Operations Australia | [email protected] | +61 2 9751 6257

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Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

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Information regarding the Notes I

Rating at Issue Date Series A 2016-1 Series A 2016-2 Series A 2016-3 Series A 2016-4 Series B 2016-1 Series B 2016-2
S&P AAAsf [AAAsf] [AAAsf] [AAAsf] A+sf [A+sf]
Fitch AAA (sf) [AAA (sf)] [AAA (sf)] [AAA (sf)] A+ (sf) [A+ (sf)]
Current Rating Series A 2016-1 Series A 2016-2 Series A 2016-3 Series A 2016-4 Series B 2016-1 Series B 2016-2
S&P AAAsf [AAAsf] [AAAsf] [AAAsf] A+sf [A+sf]
Fitch AAA (sf) [AAA (sf)] [AAA (sf)] [AAA (sf)] A+ (sf) [A+ (sf)]
Information on Notes Series A 2016-1 Series A 2016-2 Series A 2016-3 Series A 2016-4 Series B 2016-1 Series B 2016-2
ISIN N/A TBC TBC TBC AU3FN0031662 TBC
Common code N/A TBC TBC TBC 143947823 TBC
Original face value 100,000.00 AUD 100,000.00 AUD 100,000.00 AUD 100,000.00 AUD 10,000.00 AUD 10,000.00 AUD
Spread / Margin 1.6000% 1.6000% 1.6000% 1.6000% 3.2500% 3.2500%
Current coupon 3.2150% 3.2150% 3.2150% 3.2150% 4.8650% 4.8650%
Information on Interest Class A Class A Class A Class A Class B Class B
Legal final maturity date 25/08/2025 25/08/2025 25/08/2025 25/08/2025 25/08/2025 25/08/2025
Fixed/Floating floating floating floating floating floating floating
Day Count Convention actual/365 actual/365 actual/365 actual/365 actual/365 actual/365
Index Rate (1-Month-BBSW) 1.6150% 1.6150% 1.6150% 1.6150% 1.6150% 1.6150%

Please note: Details of new series may be subject to change before the Payment Date

15

Volkswagen Financial Services Australia | ABS Operations Australia | [email protected] | +61 2 9751 6257

Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

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Information regarding the Notes II

Information regarding the Notes II
Monthly Period: 10/2016
Payment Date: 25/11/2016
Interest Accrual Period (from/until) from 25/10/2016 until 25/11/2016
Days accrued 31
Index Rate 1-Month-BBSW
Base Interest Rate: 1.6150%
Day Count Convention actual/365
Information regarding the Notes II Information regarding the Notes II
Monthly Period:
10/2016
Payment Date:
25/11/2016
Interest Accrual Period (from/until)
from 25/10/2016 until 25/11/2016
Days accrued
31
Index Rate
1-Month-BBSW
Base Interest Rate:
1.6150%
Day Count Convention
actual/365
Class A Notes Class B Notes
Interest Payments Total Class A and B Series A 2016-1 Series A 2016-2 Series A 2016-3 Series A 2016-4 Total Class A Series B 2016-1 Series B 2016-2 Total Class B

Total InterestAmount oftheReportingPeriod
760,073.11 AUD 672,807.01 AUD - AUD - AUD - AUD 672,807.01 AUD 87,266.10AUD - AUD 87,266.10 AUD
PaidInterest 672,807.01 AUD - AUD - AUD - AUD 672,807.01 AUD
87,266.10 AUD
- AUD 87,266.10 AUD
Unpaid Interest Total Class A and B Series A 2016-1 Series A 2016-2 Series A 2016-3 Series A 2016-4 Total Class A Series B 2016-1 Series B 2016-2 Total Class B

UnpaidInterestintheReportingPeriod
- AUD - AUD - AUD - AUD - AUD - AUD - AUD - AUD - AUD
Cumulative UnpaidInterest - AUD - AUD - AUD - AUD - AUD
- AUD
- AUD - AUD
Note Balance Total Class Aand B Series A 2016-1 Series A 2016-2 Series A 2016-3 Series A 2016-4 Total Class A Series B 2016-1 Series B 2016-2 Total Class B
NoteBalance as oftheBeginning ofthePeriod 267,520,000.00 AUD 246,400,000.00AUD - AUD - AUD - AUD 246,400,000.00 AUD 21,120,000.00AUD - AUD 21,120,000.00 AUD
Additional issue amount 73,690,000.00 AUD - AUD [17,000,000.00AUD] [33,900,000.00AUD] [17,000,000.00AUD] 67,900,000.00 AUD - AUD [5,790,000.00AUD] 5,790,000.00 AUD
Redemptionamount due toAmortising Series - AUD - AUD - AUD - AUD - AUD - AUD - AUD - AUD - AUD
Redemptionamount due toTerm Take Out - AUD - AUD - AUD - AUD - AUD - AUD - AUD - AUD - AUD
Class Balance as of the End of the Period 341,210,000.00 AUD **246,400,000.00 AUD ** **[17,000,000.00 AUD] ** **[33,900,000.00 AUD] ** [17,000,000.00 AUD] 314,300,000.00 AUD 21,120,000.00 AUD [5,790,000.00 AUD] 26,910,000.00 AUD
Payments to Investors per note Total Class A and B Series A 2016-1 Series A 2016-2 Series A 2016-3 Series A 2016-4 Series B 2016-1 Series B 2016-2 Total Class B

InterestPer Note
273.05AUD - AUD - AUD - AUD 41.32 AUD - AUD
Principal Repayment bynote - AUD - AUD - AUD - AUD - AUD - AUD
Total 273.05 AUD - AUD - AUD - AUD 41.32 AUD - AUD
Notes Total Class A and B Series A 2016-1 Series A 2016-2 Series A 2016-3 Series A 2016-4 Total Class A Series B 2016-1 Series B 2016-2 Total Class B
Numberof notes as ofthe beginning ofthe period 4,576 2,464 - - - 2,464 2,112 - 2,112
Increase of outstandingnotes from tap-up 1,258 - [170] [339] [170] 679 - [579] 579
Reduction of outstandingnotes from term take out - - - - - - - - -
Number of notes as of the end of the period 5,834 2,464 [170] [339] [170] 3,143 2,112 [579] 2,691
Facevalue per note as ofthe beginning ofperiod 100,000.00AUD - AUD - AUD - AUD 100,000.00 AUD 10,000.00AUD - AUD 10,000.00 AUD
Balanceper note as of the end of theperiod 100,000.00AUD [100,000.00AUD] [100,000.00AUD] [100,000.00AUD] 100,000.00 AUD 10,000.00AUD [10,000.00AUD] 10,000.00 AUD
Notes Factor 1.0000 [1.0000] [1.0000] [1.0000] 1.0000 1.0000 [1.0000] 1.0000
Overcollateralisation Percentage Total Class A and B Series A 2016-1 Series A 2016-2 Series A 2016-3 Series A 2016-4 Total Class A Series B 2016-1 Series B 2016-2 Total Class B

Current OCAmount (beforeTop/Tap Up/TTO)
55,803,151.59AUD 55,803,151.59AUD 55,803,151.59AUD 55,803,151.59AUD 55,803,151.59 AUD 34,683,151.59AUD 34,683,151.59AUD 34,683,151.59 AUD
Current OCPercentage (beforeTop/Tap Up/TTO) 18.47% 18.47% 18.47% 18.47% 18.47% 11.48% 11.48% 11.48%
Current OCAmount (after Top Up) 56,603,573.59AUD 56,603,573.59AUD 56,603,573.59AUD 56,603,573.59AUD 56,603,573.59 AUD 35,483,573.59AUD 35,483,573.59AUD 35,483,573.59 AUD
Current OCPercentage (after Top Up) 18.68% 18.68% 18.68% 18.68% 18.68% 11.71% 11.71% 11.71%
Current OC Amount(after Top/TapUp/TTO) 71,525,380.57 AUD 71,525,380.57 AUD 71,525,380.57 AUD 71,525,380.57 AUD 71,525,380.57 AUD
44,615,380.57 AUD
44,615,380.57 AUD 44,615,380.57 AUD
Current OCPercentage (after Top/Tap Up/TTO) 18.54% 18.54% 18.54% 18.54% 18.54% 11.56% 11.56% 11.56%
Target OCPercentage (RevolvingPeriod) 18.50% 18.50% 18.50% 18.50% 18.50% 11.50% 11.50% 11.50%
Target OC Percentage (Amortising Period) 30.00% 30.00% 30.00% 30.00% 30.00% 21.00% 21.00% 21.00%
Subordinated Loan Please note:Details of new series may be subject to change before the Payment Date
Balance as ofthe beginning ofthe period 30,183,914.73AUD
Balanceincreasefromtap up 8,303,588.91 AUD
Redemptionpayments from term take out - AUD
Regular redemption from waterfall - AUD
Redemption from cash collateral account - AUD
Balance as of the end of the period 38,487,503.64 AUD
Current OC amount (before Top/Tap Up/TTO) 4,499,236.86AUD

Current OC percentage (before Top/Tap Up/TTO)
1.4888%

Current OC amount (after Top/Tap Up/TTO)
6,127,876.93AUD

Current OC percentage (after Top/Tap Up/TTO)
1.5883%

Volkswagen Financial Services Australia | ABS Operations Australia | [email protected] | +61 2 9751 6257

17

Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

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Cash Collateral Account

Cash collateral account (CCA) Value
CCA Opening Balance - Initial balance at poolcut plus increases from tap-
up/decrease from TTO
3,210,240.00 AUD
Balance as of the beginning of the period 3,210,240.00 AUD
Specified General Cash Collateral Account Balance 3,210,240.00 AUD
the greater of: 1.20% of the aggregate outstanding principal amount of the Notes as
ofthe end oftheMonthlyPeriod; and
3,210,240.00 AUD
thelessorof:0.60% oftheMaximum DiscountedReceivablesBalance; and 1,776,056.89AUD
the aggregate outstanding principal amount of the Notes as of the end of the Monthly
Period
267,520,000.00 AUD
Payments (884,280.00) AUD
General payment from CCA - AUD
General payment to CCA - AUD
Payment from CCA due to TTO - AUD
Payment to CCA due to tap-up 884,280.00 AUD
Balance as of the end of the period 4,094,520.00 AUD

20

Volkswagen Financial Services Australia | ABS Operations Australia | [email protected] | +61 2 9751 6257

Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

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Swap Fixing / Waterfall

Amortising Interest Rate Swap Class A Class B
UnderlyingPrincipal for ReportingPeriod 246,400,000.00AUD 21,120,000.00AUD
PayingLeg Fixed Interest Rate Fixed Interest Rate
ReceivingLeg FloatingInterestRate FloatingInterestRate
Net SwapPayments- Net SwapReceipts 46,886.32 AUD 2,669.90AUD
Available Distribution Amount Calculation Payment to waterfallposition Remaining Amount
1) i) Available Collections Amount from Contracts 8,577,258.91 AUD 8,577,258.91 AUD
1) ii) Available Collections-Interest on Trust Accounts 16,954.20AUD 8,594,213.11 AUD
2) Drawings from the Cash Collateral Account as provided for in clause 12.1 of the Issue Supplement - AUD 8,594,213.11 AUD
3) Transfers from the Accumulation Account to the Distribution Account pursuant to clause 12.2 of the Issue
Supplement
- AUD 8,594,213.11 AUD
4) Net Swap Receipts-Class A and Class B - AUD 8,594,213.11 AUD
5) Damages and Indemnity Payments to Issuer - AUD 8,594,213.11 AUD
6) Other Reimbursement Amounts - AUD 8,594,213.11 AUD
7) Buffer Release Amount (898,284.21 AUD) 7,695,928.90AUD
Purchase price amount (clean-up call) - AUD 7,695,928.90AUD
Remaining Rounding Amount (M-1) - AUD 7,695,928.90AUD
Waterfall Payment to waterfallposition Remaining Amount
Available Distribution Amount - AUD 7,695,928.90AUD
1) Trust Beneficiary $1 (1.00AUD) 7,695,927.90AUD
2) Taxes - AUD 7,695,927.90AUD
3) Trust Fees & Expenses and Servicer Fees (288,851.68AUD) 7,407,076.22 AUD
4) Equal Rank Swap Payments (49,556.22 AUD) 7,357,520.00AUD
Net Swap Payments on Series A 2016-1 (46,886.32 AUD) 7,360,189.90AUD
Net Swap Payments on Series A 2016-2 - AUD 7,360,189.90AUD
Net Swap Payments on Series A 2016-3 - AUD 7,360,189.90AUD
Net Swap Payments on Series A 2016-4 - AUD 7,360,189.90AUD
Net Swap Payments on Series B 2016-1 (2,669.90AUD) 7,357,520.00AUD
Net Swap Payments on Series B 2016-2 - AUD 7,357,520.00AUD
5) Interest Payment-Class A (672,807.01 AUD) 6,684,712.99AUD
(a) Accrued Interest & (b) Interest Shortfalls on Series A 2016-1 (672,807.01 AUD) 6,684,712.99AUD
(a) Accrued Interest & (b) Interest Shortfalls on Series A 2016-2 - AUD 6,684,712.99AUD
(a) Accrued Interest & (b) Interest Shortfalls on Series A 2016-3 - AUD 6,684,712.99AUD
(a) Accrued Interest & (b) Interest Shortfalls on Series A 2016-4 - AUD 6,684,712.99AUD
6) Interest Payment-Class B (87,266.10AUD) 6,597,446.89AUD
(a) Accrued Interest & (b) Interest Shortfalls on Series B 2016-1 (87,266.10AUD) 6,597,446.89AUD
(a) Accrued Interest & (b) Interest Shortfalls on Series B 2016-2 - AUD 6,597,446.89AUD
7) Payment to Cash Collateral Account - AUD 6,597,446.89AUD
8. a) Principal Payment-Class A - AUD 6,597,446.89AUD
Principal Payments on Series A 2016-1 - AUD 6,597,446.89AUD
Principal Payments on Series A 2016-2 - AUD 6,597,446.89AUD
Principal Payments on Series A 2016-3 - AUD 6,597,446.89AUD
Principal Payments on Series A 2016-4 - AUD 6,597,446.89AUD
Remaining Rounding Amount from Current Period Class A - AUD 6,597,446.89AUD
8. b) Class A Accumulation Amount to Accumulation Account (6,597,446.89AUD) - AUD
9. a) Principal Payment-Class B - AUD - AUD
Principal Payments on Series B 2016-1 - AUD - AUD
Principal Payments on Series B 2016-2 - AUD - AUD
Remaining Rounding Amount from Current Period Class B - AUD - AUD
9. b) Class B Accumulation Amount to Accumulation Account **- AUD ** **- AUD **
10) Penalties, Costs, Expenses, Damages, Losses or Liabilities - AUD - AUD
11. a) Other Payment to Swap Counterparties - AUD - AUD
11. b) Other Payment to Note Purchasers - AUD - AUD
12) Subordinated Loan Accrued and Unpaid Interest - AUD - AUD
13) Subordinated Loan Principal - AUD - AUD
14) Surplus Income Distribution to Beneficiary of the Trust - AUD - AUD
Distribution of Cash Collateral Account surplus Payment Remaining amount
Payment from CCA - AUD - AUD
Payment of Interest Accrued this period on the Subordinated Loan - AUD - AUD
Payment of Unpaid Interest on the Subordinated Loan - AUD - AUD
Payment in respect of regular redemption to subordinated lender - AUD - AUD
Distribution to Beneficiary of the Trust - AUD - AUD
Payments due to Term Take Out- not part of the waterfall Payment Remaining amount
Purchase price from Term Take Out - AUD - AUD
Redemption Class A - AUD - AUD
Redemption Class B - AUD - AUD
Redemption Subordinated Loan - AUD - AUD
Distribution to Beneficiary of the Trust - AUD - AUD

Volkswagen Financial Services Australia | ABS Operations Australia | [email protected] | +61 2 9751 6257

22

Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

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Retention of Net Economic Interest

Period Poolcut Balance as of the end of period - before
top/tap-up
Balance as of the end of period - after
top/tap-up
Balance as of the end of period - before
top/tap-up
Balance as of the end of period - after
top/tap-up
Total Assets 157,645,986.79 AUD 365,435,586.67 AUD 472,275,349.48 AUD
Nominal ReceivablesBalance 157,645,986.79 AUD 352,895,641.99 AUD
472,275,349.48 AUD
Accumulation Account balance - AUD 12,539,944.68 AUD - AUD
First loss piece 15,425,364.25 AUD 37,893,391.59 AUD 48,709,900.57 AUD
Subordinated Loan balance 12,766,069.41 AUD 30,183,914.73 AUD 38,487,503.64 AUD
Overcollateralisation 1,285,414.84 AUD 4,499,236.86 AUD 6,127,876.93 AUD
GeneralCashCollateral Account balance 1,373,880.00 AUD 3,210,240.00 AUD 4,094,520.00 AUD
Actual retention 9.78% 10.37% 10.31%

In its capacity as originator and original lender, VWFSA complies with the retention requirement of a material net economic interest in accordance with option (d) Article 405 (1) CRR. By adhering to option d) of the CRR, VWFSA will keep the exposures designated for retention on its balance sheet on an ongoing basis. The latest end of month level of retention will be published on a monthly basis in the investor report.

24

Volkswagen Financial Services Australia | ABS Operations Australia | [email protected] | +61 2 9751 6257

Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

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Amortisation Profile I

Note Class Class A Class A Class B Class B
WAL At Closing: 2.64 yrs At Closing: 2.64 yrs At Closing: 3.25 yrs At Closing: 3.25 yrs
Payment Date Actual Note Balance Forecasted Note
Balance
Actual Note
Balance2
Forecasted Note
Balance2
Poolcut 105,400,000.00 AUD - AUD 9,090,000.00 AUD - AUD
07/2016 146,800,000.00 AUD - AUD 12,620,000.00 AUD - AUD
08/2016 189,600,000.00 AUD - AUD 16,270,000.00 AUD - AUD
09/2016 246,400,000.00 AUD - AUD 21,120,000.00 AUD - AUD
10/2016 246,400,000.00 AUD - AUD 21,120,000.00 AUD - AUD
11/2016 314,300,000.00 AUD - AUD 26,910,000.00 AUD - AUD
12/2016 - AUD 314,300,000.00 AUD - AUD 26,910,000.00 AUD
01/2017 - AUD 314,300,000.00 AUD - AUD 26,910,000.00 AUD
02/2017 - AUD 314,300,000.00 AUD - AUD 26,910,000.00 AUD
03/2017 - AUD 314,300,000.00 AUD - AUD 26,910,000.00 AUD
04/2017 - AUD 314,300,000.00 AUD - AUD 26,910,000.00 AUD
05/2017 - AUD 314,300,000.00 AUD - AUD 26,910,000.00 AUD
06/2017 - AUD 314,300,000.00 AUD - AUD 26,910,000.00 AUD
07/2017 - AUD 303,412,813.09 AUD - AUD 26,910,000.00 AUD
08/2017 - AUD 292,640,467.02 AUD - AUD 26,910,000.00 AUD
09/2017 - AUD 282,021,554.61 AUD - AUD 26,910,000.00 AUD
10/2017 - AUD 271,610,248.99 AUD - AUD 26,910,000.00 AUD
11/2017 - AUD 261,265,229.58 AUD - AUD 26,910,000.00 AUD
12/2017 - AUD 251,110,005.36 AUD - AUD 26,910,000.00 AUD
01/2018 - AUD 241,004,248.24 AUD - AUD 26,910,000.00 AUD
02/2018 - AUD 230,950,177.92 AUD - AUD 26,910,000.00 AUD
03/2018 - AUD 221,200,667.33 AUD - AUD 26,910,000.00 AUD
04/2018 - AUD 211,443,621.92 AUD - AUD 26,910,000.00 AUD
05/2018 - AUD 201,738,275.63 AUD - AUD 26,910,000.00 AUD
06/2018 - AUD 192,567,219.58 AUD - AUD 26,553,340.01 AUD
07/2018 - AUD 186,273,754.94 AUD - AUD 23,949,482.78 AUD
08/2018 - AUD 179,935,425.18 AUD - AUD 23,134,554.67 AUD
09/2018 - AUD 173,833,951.78 AUD - AUD 22,350,079.52 AUD
10/2018 - AUD 167,881,955.56 AUD - AUD 21,584,822.86 AUD
11/2018 - AUD 161,977,423.55 AUD - AUD 20,825,668.74 AUD
12/2018 - AUD 156,040,451.36 AUD - AUD 20,062,343.75 AUD
01/2019 - AUD 150,234,920.16 AUD - AUD 19,315,918.31 AUD
02/2019 - AUD 144,461,196.50 AUD - AUD 18,573,582.41 AUD
03/2019 - AUD 138,597,149.60 AUD - AUD 17,819,633.52 AUD
04/2019 - AUD 132,691,444.70 AUD - AUD 17,060,328.61 AUD
05/2019 - AUD 126,780,230.43 AUD - AUD 16,300,315.34 AUD
06/2019 - AUD 120,886,480.38 AUD - AUD 15,542,547.48 AUD
07/2019 - AUD 114,950,324.53 AUD - AUD 14,779,327.44 AUD
08/2019 - AUD 109,490,252.33 AUD - AUD 14,077,318.16 AUD
09/2019 - AUD 104,379,825.65 AUD - AUD 13,420,263.30 AUD
10/2019 - AUD 99,742,758.39 AUD - AUD 12,824,068.93 AUD
11/2019 - AUD 95,154,710.43 AUD - AUD 12,234,177.06 AUD
12/2019 - AUD 90,695,200.97 AUD - AUD 11,660,811.56 AUD
01/2020 - AUD 86,284,519.43 AUD - AUD 11,093,723.93 AUD
02/2020 - AUD 81,866,060.21 AUD - AUD 10,525,636.32 AUD
03/2020 - AUD 77,009,275.96 AUD - AUD 9,901,192.62 AUD
04/2020 - AUD 71,531,174.81 AUD - AUD 9,196,865.34 AUD
05/2020 - AUD 66,440,392.23 AUD - AUD 8,542,336.15 AUD
06/2020 - AUD 61,280,498.51 AUD - AUD 7,878,921.24 AUD
07/2020 - AUD 56,198,701.92 AUD - AUD 7,225,547.39 AUD
08/2020 - AUD 51,666,463.74 AUD - AUD 6,642,831.06 AUD
09/2020 - AUD 47,615,561.91 AUD - AUD 6,122,000.82 AUD
10/2020 - AUD 44,630,043.88 AUD - AUD 5,738,148.50 AUD
11/2020 - AUD 41,688,052.79 AUD - AUD 5,359,892.50 AUD
12/2020 - AUD 38,843,084.99 AUD - AUD 4,994,110.92 AUD
01/2021 - AUD 36,100,099.10 AUD - AUD 4,641,441.32 AUD
02/2021 - AUD 33,498,970.64 AUD - AUD 4,307,010.51 AUD
03/2021 - AUD 29,108,974.70 AUD - AUD 3,742,582.46 AUD
04/2021 - AUD - AUD - AUD - AUD

[+] Based on the following assumptions: CPR of 10%, Net Losses of 0% and Clean Up Call at 10% of the original outstanding portfolio

26

Volkswagen Financial Services Australia | ABS Operations Australia | [email protected] | +61 2 9751 6257

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Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

Amortisation Profile II

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----- Start of picture text -----

Amortisation Profile Class A-Notes
Outstanding
Balance in AUD Actual Amort. A-Notes Expected Amort. A-Notes
350,000,000
300,000,000
Assuming a Clean-Up Call at 10% of the
initial Outstanding Discounted Receivables
250,000,000 Balance, annual prepayments of 10% and
0% Net Losses.
200,000,000
150,000,000
100,000,000
50,000,000
0
Payment Date
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----- Start of picture text -----

Amortisation Profile Class B-Notes
Outstanding
Balance in AUD
Actual Amort. B-Notes Expected Amort. B-Notes
35,000,000
30,000,000
Assuming a Clean-Up Call at 10% of the
initial Outstanding Discounted Receivables
25,000,000 Balance, annual prepayments of 10% and
0% Net Losses.
20,000,000
15,000,000
10,000,000
5,000,000
0
Payment Date
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28

Volkswagen Financial Services Australia | ABS Operations Australia | [email protected] | +61 2 9751 6257

Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

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Run Out Schedule I

End of Collection
Period
Interest Principal Nominal Instalments
arrears 44,232.68 AUD 138,355.20 AUD 182,587.88 AUD
11/2016 2,819,817.62 AUD 6,033,765.75 AUD 8,853,583.37 AUD
12/2016 2,804,672.76 AUD 6,046,595.41 AUD 8,851,268.17 AUD
01/2017 2,762,005.06 AUD 6,102,680.71 AUD 8,864,685.77 AUD
02/2017 2,717,653.81 AUD 6,177,379.36 AUD 8,895,033.17 AUD
03/2017 2,672,271.05 AUD 6,251,984.68 AUD 8,924,255.73 AUD
04/2017 2,626,603.20 AUD 6,431,811.08 AUD 9,058,414.28 AUD
05/2017 2,579,477.13 AUD 6,220,508.00 AUD 8,799,985.13 AUD
06/2017 2,533,761.50 AUD 6,306,317.75 AUD 8,840,079.25 AUD
07/2017 2,487,422.86 AUD 6,322,480.61 AUD 8,809,903.47 AUD
08/2017 2,440,844.73 AUD 6,322,578.87 AUD 8,763,423.60 AUD
09/2017 2,394,117.47 AUD 6,322,167.82 AUD 8,716,285.29 AUD
10/2017 2,347,282.11 AUD 6,411,458.31 AUD 8,758,740.42 AUD
11/2017 2,300,108.25 AUD 6,364,570.66 AUD 8,664,678.91 AUD
12/2017 2,253,237.45 AUD 6,363,933.18 AUD 8,617,170.63 AUD
01/2018 2,206,092.43 AUD 6,564,082.53 AUD 8,770,174.96 AUD
02/2018 2,157,560.73 AUD 6,514,099.90 AUD 8,671,660.63 AUD
03/2018 2,109,373.60 AUD 6,527,279.83 AUD 8,636,653.43 AUD
04/2018 2,061,184.39 AUD 6,661,529.37 AUD 8,722,713.76 AUD
05/2018 2,011,834.94 AUD 6,590,264.43 AUD 8,602,099.37 AUD
06/2018 1,963,013.73 AUD 6,548,878.31 AUD 8,511,892.04 AUD
07/2018 1,914,956.21 AUD 6,709,030.25 AUD 8,623,986.46 AUD
08/2018 1,865,292.75 AUD 6,458,628.94 AUD 8,323,921.69 AUD
09/2018 1,817,447.30 AUD 6,434,184.06 AUD 8,251,631.36 AUD
10/2018 1,770,073.93 AUD 6,437,862.36 AUD 8,207,936.29 AUD
11/2018 1,722,381.62 AUD 6,726,960.34 AUD 8,449,341.96 AUD
12/2018 1,672,571.61 AUD 6,588,284.22 AUD 8,260,855.83 AUD
01/2019 1,623,768.57 AUD 6,695,652.69 AUD 8,319,421.26 AUD
02/2019 1,574,166.55 AUD 7,199,400.51 AUD 8,773,567.06 AUD
03/2019 1,520,942.00 AUD 7,255,059.68 AUD 8,776,001.68 AUD
04/2019 1,467,204.95 AUD 7,472,972.59 AUD 8,940,177.54 AUD
05/2019 1,411,845.14 AUD 7,529,966.39 AUD 8,941,811.53 AUD
06/2019 1,356,062.20 AUD 7,808,849.08 AUD 9,164,911.28 AUD
07/2019 1,298,213.94 AUD 6,998,984.13 AUD 8,297,198.07 AUD
08/2019 1,246,378.11 AUD 6,480,952.37 AUD 7,727,330.48 AUD
09/2019 1,198,366.38 AUD 5,769,510.47 AUD 6,967,876.85 AUD
10/2019 1,155,625.36 AUD 5,806,045.24 AUD 6,961,670.60 AUD
11/2019 1,112,613.91 AUD 5,779,571.20 AUD 6,892,185.11 AUD
12/2019 1,069,818.82 AUD 5,830,050.90 AUD 6,899,869.72 AUD
01/2020 1,026,730.09 AUD 6,040,240.54 AUD 7,066,970.63 AUD
02/2020 981,992.08 AUD 7,202,844.20 AUD 8,184,836.28 AUD
03/2020 928,632.40 AUD 8,563,254.93 AUD 9,491,887.33 AUD
04/2020 865,194.90 AUD 7,928,737.41 AUD 8,793,932.31 AUD
05/2020 806,470.84 AUD 8,153,649.73 AUD 8,960,120.57 AUD
06/2020 746,128.96 AUD 8,131,035.52 AUD 8,877,164.48 AUD
07/2020 685,893.39 AUD 7,047,250.05 AUD 7,733,143.44 AUD
08/2020 633,686.78 AUD 6,138,206.17 AUD 6,771,892.95 AUD
09/2020 588,214.80 AUD 3,996,004.15 AUD 4,584,218.95 AUD
10/2020 558,612.20 AUD 4,069,110.74 AUD 4,627,722.94 AUD
11/2020 528,467.72 AUD 4,111,138.77 AUD 4,639,606.49 AUD

30

Volkswagen Financial Services Australia | ABS Operations Australia | [email protected] | +61 2 9751 6257

End of Collection
Period
Interest Principal Nominal Instalments
12/2020 498,039.10 AUD 4,078,827.21 AUD 4,576,866.31 AUD
01/2021 467,836.74 AUD 3,985,001.78 AUD 4,452,838.52 AUD
02/2021 438,315.49 AUD 8,290,624.78 AUD 8,728,940.27 AUD
03/2021 376,898.04 AUD 7,568,901.10 AUD 7,945,799.14 AUD
04/2021 320,826.73 AUD 8,821,945.58 AUD 9,142,772.31 AUD
05/2021 255,529.63 AUD 8,010,716.76 AUD 8,266,246.39 AUD
06/2021 196,185.83 AUD 9,811,829.01 AUD 10,008,014.84 AUD
07/2021 123,498.81 AUD 7,347,684.54 AUD 7,471,183.35 AUD
08/2021 69,070.68 AUD 6,042,691.25 AUD 6,111,761.93 AUD
09/2021 24,305.94 AUD 165,142.48 AUD 189,448.42 AUD
10/2021 23,082.58 AUD 165,351.19 AUD 188,433.77 AUD
11/2021 21,857.65 AUD 166,576.36 AUD 188,434.01 AUD
12/2021 20,623.57 AUD 166,960.68 AUD 187,584.25 AUD
01/2022 19,386.69 AUD 167,579.58 AUD 186,966.27 AUD
02/2022 18,145.17 AUD 166,387.74 AUD 184,532.91 AUD
03/2022 16,912.70 AUD 162,690.37 AUD 179,603.07 AUD
04/2022 15,707.38 AUD 161,062.65 AUD 176,770.03 AUD
05/2022 14,514.36 AUD 160,061.30 AUD 174,575.66 AUD
06/2022 13,328.45 AUD 157,022.17 AUD 170,350.62 AUD
07/2022 12,165.27 AUD 152,215.68 AUD 164,380.95 AUD
08/2022 11,037.69 AUD 150,592.06 AUD 161,629.75 AUD
09/2022 9,922.02 AUD 146,951.70 AUD 156,873.72 AUD
10/2022 8,833.43 AUD 147,108.82 AUD 155,942.25 AUD
11/2022 7,743.71 AUD 147,077.98 AUD 154,821.69 AUD
12/2022 6,654.00 AUD 146,526.14 AUD 153,180.14 AUD
01/2023 5,568.56 AUD 146,952.40 AUD 152,520.96 AUD
02/2023 4,479.89 AUD 145,420.61 AUD 149,900.50 AUD
03/2023 3,402.69 AUD 125,793.11 AUD 129,195.80 AUD
04/2023 2,470.82 AUD 108,850.16 AUD 111,320.98 AUD
05/2023 1,664.35 AUD 90,610.82 AUD 92,275.17 AUD
06/2023 993.15 AUD 66,599.41 AUD 67,592.56 AUD
07/2023 499.77 AUD 47,618.43 AUD 48,118.20 AUD
08/2023 147.01 AUD 19,847.33 AUD 19,994.34 AUD
Total **86,449,968.91 AUD ** **385,825,380.57 AUD ** 472,275,349.48 AUD

31

Volkswagen Financial Services Australia | ABS Operations Australia | [email protected] | +61 2 9751 6257

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Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

Run Out Schedule II

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----- Start of picture text -----

Outstanding Expected Amortisation of the Outstanding Discounted Asset-Portfolio
Balance in AUD
600,000,000
The expected Portfolio amortisation is solely based on the scheduled
payments according to rental plan, no assumptions on prepayments or
defaults are made.
500,000,000
400,000,000
300,000,000
200,000,000
100,000,000
Reporting
Period 0
Expected Outstanding Discounted Asset-Portfolio Actual Outstanding Discounted Asset-Portfolio
Poolcut 07/2016 09/2016 11/2016 01/2017 03/2017 05/2017 07/2017 09/2017 11/2017 01/2018 03/2018 05/2018 07/2018 09/2018 11/2018 01/2019 03/2019 05/2019 07/2019 09/2019 11/2019 01/2020 03/2020 05/2020 07/2020 09/2020 11/2020 01/2021 03/2021 05/2021 07/2021 09/2021 11/2021 01/2022 03/2022 05/2022 07/2022 09/2022 11/2022 01/2023 03/2023
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Volkswagen Financial Services Australia | ABS Operations Australia | [email protected] | +61 2 9751 6257

34

Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

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Outstanding Contracts I - Overview

Total Portfolio as of Poolcut Date Total Portfolio as of Poolcut Date Total Portfolio as of Poolcut Date Product Type Product Type Product Type Product Type Product Type Product Type
Hire Purchase Chattel Mortgage Consumer Loan
Contract Status Development Number of Contracts Outstanding Discounted
Receivables Balance
Number of Contracts Outstanding Discounted
Receivables Balance
Number of Contracts Outstanding Discounted
Receivables Balance
Number of Contracts Outstanding Discounted
Receivables Balance
Normal 3,572 128,541,484.25 AUD
27
595,370.53 AUD 2,047 82,162,211.56 AUD 1,498 45,783,902.16 AUD
In Advance - -AUD - -AUD - -AUD - -AUD
In Arrears - -AUD - -AUD - -AUD - -AUD
Paid out/Matured - -AUD - -AUD - -AUD - -AUD
Early Payout - -AUD - -AUD - -AUD - -AUD

Gross Salvage
- -AUD - -AUD - -AUD - -AUD
Net Salvage - -AUD - -AUD - -AUD - -AUD
Total 3,572 128,541,484.25 AUD
27
595,370.53 AUD 2,047 82,162,211.56 AUD 1,498 45,783,902.16 AUD
Total Portfolio as of Previous Month Product Type
Hire Purchase Chattel Mortgage Consumer Loan
Contract Status Development Number of Contracts Outstanding Discounted
Receivables Balance
Number of Contracts Outstanding Discounted
Receivables Balance
Number of Contracts Outstanding Discounted
Receivables Balance
Number of Contracts Outstanding Discounted
Receivables Balance
Normal 8,127 288,729,821.39 AUD
50
1,056,392.91 AUD 4,642 186,629,803.08 AUD 3,435 101,043,625.40 AUD
In Advance 74 2,079,687.08 AUD
-
-AUD 39 1,241,252.53 AUD 35 838,434.55 AUD
In Arrears 137 5,199,973.71 AUD
3
62,814.35 AUD 107 4,280,035.64 AUD 27 857,123.72 AUD
Paid out/Matured 9 -AUD - -AUD 6 -AUD 3 -AUD
Early Payout 107 -AUD 2 -AUD 49 -AUD 56 -AUD

Gross Salvage
- -AUD - -AUD - -AUD - -AUD
Net Salvage - -AUD - -AUD - -AUD - -AUD
Total 8,454 296,009,482.18 AUD
55
1,119,207.26 AUD 4,843 192,151,091.25 AUD 3,556 102,739,183.67 AUD
Total Portfolio as of Current Reporting Period Product Type
Hire Purchase Chattel Mortgage Consumer Loan
Contract Status Development Number of Contracts Outstanding Discounted
Receivables Balance
Number of Contracts Outstanding Discounted
Receivables Balance
Number of Contracts Outstanding Discounted
Receivables Balance
Number of Contracts Outstanding Discounted
Receivables Balance
Normal 10,480 374,380,213.50 AUD
56
1,247,720.60 AUD 5,988 240,033,415.17 AUD 4,436 133,099,077.73 AUD
In Advance 167 6,573,757.02 AUD
1
18,073.07 AUD 98 4,399,278.62 AUD 68 2,156,405.33 AUD
In Arrears 149 4,871,410.05 AUD
3
56,358.18 AUD 117 4,019,904.58 AUD 29 795,147.29 AUD
Paid out/Matured 15 -AUD - -AUD 7 -AUD 8 -AUD
Early Payout 149 -AUD 4 -AUD 66 -AUD 79 -AUD

Gross Salvage
- -AUD - -AUD - -AUD - -AUD
Net Salvage - -AUD - -AUD - -AUD - -AUD
Total 10,960 385,825,380.57 AUD
64
1,322,151.85 AUD 6,276 248,452,598.37 AUD 4,620 136,050,630.35 AUD

Volkswagen Financial Services Australia | ABS Operations Australia | [email protected] | +61 2 9751 6257

36

Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

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Outstanding Contracts I - Overview

Total Portfolio as of Poolcut Date Total Portfolio as of Poolcut Date Total Portfolio as of Poolcut Date Balloon Balloon Balloon Balloon Type of Car Type of Car Type of Car Type of Car
Balloon No Balloon New Vehicle Used Vehicle
Contract Status Development Number of Contracts Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Normal 3,572 128,541,484.25 AUD 1,460 67,743,395.28 AUD 2,112 60,798,088.97 AUD 2,996 113,632,498.43 AUD 576 14,908,985.82 AUD
In Advance - -AUD - -AUD - -AUD - -AUD - -AUD
In Arrears - -AUD - -AUD - -AUD - -AUD - -AUD
Paid out/Matured - -AUD - -AUD - -AUD - -AUD - -AUD
Early Payout - -AUD - -AUD - -AUD - -AUD - -AUD

Gross Salvage
- -AUD - -AUD - -AUD - -AUD - -AUD
Net Salvage - -AUD - -AUD - -AUD - -AUD - -AUD
Total 3,572 128,541,484.25 AUD 1,460 67,743,395.28 AUD 2,112 60,798,088.97 AUD 2,996 113,632,498.43 AUD 576 14,908,985.82 AUD
Total Portfolio as of Previous Month Balloon Type of Car
Balloon No Balloon New Vehicle Used Vehicle
Contract Status Development Number of Contracts Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Normal 8,127 288,729,821.39 AUD 3,348 152,209,886.41 AUD 4,779 136,519,934.98 AUD 6,924 256,585,985.72 AUD 1,203 32,143,835.67 AUD
In Advance 74 2,079,687.08 AUD 23 658,608.24 AUD 51 1,421,078.84 AUD 53 1,624,020.46 AUD 21 455,666.62 AUD
In Arrears 137 5,199,973.71 AUD 68 3,164,481.54 AUD 69 2,035,492.17 AUD 89 4,109,230.30 AUD 48 1,090,743.41 AUD
Paid out/Matured 9 -AUD 3 -AUD 6 -AUD 4 -AUD 5 -AUD
Early Payout 107 -AUD 44 -AUD 63 -AUD 74 -AUD 33 -AUD

Gross Salvage
- -AUD - -AUD - -AUD - -AUD - -AUD
Net Salvage - -AUD - -AUD - -AUD - -AUD - -AUD
Total 8,454 296,009,482.18 AUD 3,486 156,032,976.19 AUD 4,968 139,976,505.99 AUD 7,144 262,319,236.48 AUD 1,310 33,690,245.70 AUD
Total Portfolio as of Current Reporting Period Balloon Type of Car
Balloon No Balloon New Vehicle Used Vehicle
Contract Status Development Number of Contracts Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Normal 10,480 374,380,213.50 AUD 4,279 196,091,767.79 AUD 6,201 178,288,445.71 AUD 8,788 329,443,617.92 AUD 1,692 44,936,595.58 AUD
In Advance 167 6,573,757.02 AUD 79 3,666,080.17 AUD 88 2,907,676.85 AUD 137 5,707,939.39 AUD 30 865,817.63 AUD
In Arrears 149 4,871,410.05 AUD 75 3,037,116.35 AUD 74 1,834,293.70 AUD 99 3,851,791.85 AUD 50 1,019,618.20 AUD
Paid out/Matured 15 -AUD 3 -AUD 12 -AUD 8 -AUD 7 -AUD
Early Payout 149 -AUD 66 -AUD 83 -AUD 103 -AUD 46 -AUD

Gross Salvage
- -AUD - -AUD - -AUD - -AUD - -AUD
Net Salvage - -AUD - -AUD - -AUD - -AUD - -AUD
Total 10,960 385,825,380.57 AUD 4,502 202,794,964.31 AUD 6,458 183,030,416.26 AUD 9,135 339,003,349.16 AUD 1,825 46,822,031.41 AUD

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Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

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Outstanding Contracts II - Collections

Development of Pool within Reporting Period Number of Active
Contracts
Total Number of
Contracts
Collection Variations Outstanding
Nominal Balance
Outstanding
Nominal Balance
Beginning of Period 8,338 8,454 361,883,474.24 AUD
Scheduled Collections For Contracts Active This Period **6,842,399.13 AUD ** 6,842,399.13 AUD
CollectionsVariationsFrom NormalContractsThisPeriod 42,431.17 AUD
Collection VariationsFromContractsPaying OutEarlyThisPeriod 1,767,276.06AUD
Collection VariationsFromContractsPaying Out/MaturingThisPeriod (24.41 AUD)
Collection VariationsfromContractsin AdvanceThisPeriod 170,178.94 AUD
Collection VariationsfromContractIn ArrearsThisPeriod (102,522.08AUD)
Collection VariationsfromContracts GoingInto Gross SalvageThisPeriod - AUD
Collection VariationsfromContracts GoingIntoNet SalvageThisPeriod - AUD
Other VariationsFromScheduled CollectionsThisPeriod - AUD
Instalment Collection Variations 1,877,339.68AUD 1,877,339.68AUD
ContractFees CollectedThisPeriod 22,640.73AUD
Interest CompensationCollectionsThisPeriod (165,120.63AUD)
Non Instalment Collection Variations (142,479.90AUD)
Actual Collections For Contracts Active This Period 8,577,258.91 AUD
NumberofContractsPaid OutEarlyThisMonth 42
NumberofContractsPaid Out/MaturedThisMonth 6
NumberofContractsIntoNet SalvageThisMonth -
Repurchased Contracts - -
LessRecoveriesAfter Net Salvage - AUD
ReducedNominal BalanceDue to UnpaidRental AtNet Salvage - AUD
ReducedNominal BalanceDue to UnpaidRental AtEarlyPayout 267,710.54 AUD
ReducedNominal BalanceDue to Other 382.90AUD
End of Period before Top / Tap-up 8,290 8,454 352,895,641.99 AUD
Top /Tap-up 2,506 2,506 119,379,707.49AUD
End of Period after Top / Tap-up 10,796 10,960 472,275,349.48 AUD
Development of outstanding pool during the reporting period
Number of active
contracts
Outstanding
Discounted
Receivables Balance
Outstanding Nominal
Balance
Balance as at theBeginning of Period
8,338
296,009,482.18AUD
361,883,474.24 AUD
Balance as at theEnd of Period-beforeTop /Tap-up
8,290
289,663,206.91 AUD
352,895,641.99AUD
Top /Tap-upforthePeriod
2,506
96,162,173.66AUD
119,379,707.49AUD
Term Take Out
-
- AUD
- AUD
Balance as at the end of the period
10,796
385,825,380.57 AUD
472,275,349.48 AUD
Development of outstanding pool during the reporting period Number of active
contracts
Outstanding
Discounted
Receivables Balance
Outstanding Nominal
Balance
Balance as at theBeginning of Period 8,338 296,009,482.18AUD 361,883,474.24 AUD
Balance as at theEnd of Period-beforeTop /Tap-up 8,290 289,663,206.91 AUD 352,895,641.99AUD
Top /Tap-upforthePeriod 2,506 96,162,173.66AUD 119,379,707.49AUD
Term Take Out - - AUD - AUD
Balance as at the end of the period 10,796 385,825,380.57 AUD 472,275,349.48 AUD

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40

Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

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Arrears Contracts

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Product Type Product Type Product Type Product Type Product Type Product Type
Hire Purchase Chattel Mortgage Consumer Loan
Days in Arrears Number of
Contracts
Number of
Contracts (%)
Outstanding Discounted
Receivables Balance
Outstanding Discounted
Receivables Balance (%)
Number of Contra cts2 Outstanding Discounted
Receivables Balance
Number of Contracts2 Outstanding Discounted
Receivables Balance
Number of Contracts4 Outstanding Discounted
Receivables Balance
> 0 <=30 111 1.03% 3,551,956.51 AUD 0.92% 2 30,374.59 AUD 84 2,869,432.87 AUD 25 652,149.05 AUD
> 30 <=60 26 0.24% 955,219.71 AUD 0.25% 1 25,983.59 AUD 22 809,272.56 AUD 3 119,963.56 AUD
> 60 <=90 10 0.09% 289,611.77 AUD 0.08% - -AUD 9 266,577.09 AUD 1 23,034.68 AUD
> 90 <=120 2 0.02% 74,622.06AUD 0.02% - -AUD 2 74,622.06 AUD - -AUD
> 120 <=150 - 0.00% - AUD 0.00% - -AUD - -AUD - -AUD
> 150 <=180 - 0.00% - AUD 0.00% - -AUD - -AUD - -AUD
> 180 <= 210 - 0.00% - AUD 0.00% - -AUD - -AUD - -AUD
>210 <= 240 - 0.00% - AUD 0.00% - -AUD - -AUD - -AUD
>240 <= 270 - 0.00% - AUD 0.00% - -AUD - -AUD - -AUD
>270 <=300 - 0.00% - AUD 0.00% - -AUD - -AUD - -AUD
> 300 <=330 - 0.00% - AUD 0.00% - -AUD - -AUD - -AUD
> 330 <=360 - 0.00% - AUD 0.00% - -AUD - -AUD - -AUD
> 360 - 0.00% - AUD 0.00% - -AUD - -AUD - -AUD
Total 149 **1.3801% ** 4,871,410.05 AUD 1.26% **3 ** 56,358.18 AUD 117 4,019,904.58 AUD **29 ** 795,147.29 AUD
- AUD
5,000,000.00 AUD
10,000,000.00 AUD
15,000,000.00 AUD
20,000,000.00 AUD
25,000,000.00 AUD
> 0 <= 30
> 150 <=
> 300 <=
1
2
3
4
5
6
7
8
9
10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46
Period
Arrears Contracts - Total Outstanding Discounted Receivables Balance
Days Arrears
> 30 <= 60 Days Arrears
> 60 <= 90 Days Arrears
> 90 <= 120 Days Arrears
> 120 <= 150 Days Arrears
180 Days Arrears
> 180 <= 210 Days Arrears
> 210 <= 240 Days Arrears
> 240 <= 270 Days Arrears
> 270 <= 300 Days Arrears
330 Days Arrears
> 330 <= 360 Days Arrears
> 360 Days Arrears

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42

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Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

Arrears Contracts

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Balloon Balloon Balloon Balloon Vehicle Status Vehicle Status Vehicle Status Vehicle Status
Balloon No Balloon New Used
Days in Arrears Number of
Contracts
Number of
Contracts (%)
Outstanding Discounted
Receivables Balance
Outstanding Discounted
Receivables Balance (%)
Number of
Contracts6
Outstanding Discounted
Receivables Balance
Number of
Contracts8
Outstanding Discounted
Receivables Balance
Number of
Contracts10
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
> 0 <=30 111 1.03% 3,551,956.51 AUD 0.92% 52 2,043,651.84 AUD 59 1,508,304.67 AUD 73 2,754,005.60 AUD 38 797,950.91 AUD
> 30 <=60 26 0.24% 955,219.71 AUD 0.25% 17 781,112.55 AUD 9 174,107.16 AUD 19 825,990.37 AUD 7 129,229.34 AUD
> 60 <=90 10 0.09% 289,611.77 AUD 0.08% 6 212,351.96 AUD 4 77,259.81 AUD 6 207,910.86 AUD 4 81,700.91 AUD
> 90 <=120 2 0.02% 74,622.06AUD 0.02% - -AUD 2 74,622.06 AUD 1 63,885.02AUD 1 10,737.04 AUD
> 120 <=150 - 0.00% - AUD 0.00% - -AUD - -AUD - -AUD - -AUD
> 150 <=180 - 0.00% - AUD 0.00% - -AUD - -AUD - -AUD - -AUD
> 180 <= 210 - 0.00% - AUD 0.00% - -AUD - -AUD - -AUD - -AUD
>210 <= 240 - 0.00% - AUD 0.00% - -AUD - -AUD - -AUD - -AUD
>240 <= 270 - 0.00% - AUD 0.00% - -AUD - -AUD - -AUD - -AUD
>270 <=300 - 0.00% - AUD 0.00% - -AUD - -AUD - -AUD - -AUD
> 300 <=330 - 0.00% - AUD 0.00% - -AUD - -AUD - -AUD - -AUD
> 330 <=360 - 0.00% - AUD 0.00% - -AUD - -AUD - -AUD - -AUD
> 360 - 0.00% - AUD 0.00% - -AUD - -AUD - -AUD - -AUD
Total 149 **1.3801% ** 4,871,410.05 AUD 1.26% **75 ** 3,037,116.35 AUD 74 1,834,293.70 AUD **99 ** 3,851,791.85 AUD **50 ** 1,019,618.20 AUD

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43

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Net Salvage Loss

Net Salvage Loss This Period Net Salvage Loss This Period Net Salvage Loss This Period Net Salvage Loss This Period
Product Type Type of Car Number of Contracts Net Salvage Loss
Hire Purchase New - - AUD
Used - - AUD
Total Hire Purchase - - AUD
Chattel Mortgage New - - AUD
Used - - AUD
Total Chattel Mortgage - - AUD
Consumer Loan New - - AUD
Used - - AUD
Total Consumer Loan - - AUD
Total - - AUD
  • AUD

Cumulative Net Salvage Loss as of the End of the Monthly Period - AUD

Per Period Per Period Cumulative Net Salvage Loss Cumulative Net Salvage Loss
Monthly Period Number of Contracts Net Salvage Loss Number of Contracts2 Net Salvage Loss
06/2016 - - AUD - - AUD
07/2016 - - AUD - - AUD
08/2016 - - AUD - - AUD
09/2016 - - AUD - - AUD
10/2016 - - AUD - - AUD
11/2016 - - AUD - - AUD
12/2016 - - AUD - - AUD
01/2017 - - AUD - - AUD
02/2017 - - AUD - - AUD
03/2017 - - AUD - - AUD
04/2017 - - AUD - - AUD
05/2017 - - AUD - - AUD
06/2017 - - AUD - - AUD
07/2017 - - AUD - - AUD
08/2017 - - AUD - - AUD
09/2017 - - AUD - - AUD
10/2017 - - AUD - - AUD
11/2017 - - AUD - - AUD
12/2017 - - AUD - - AUD
01/2018 - - AUD - - AUD
02/2018 - - AUD - - AUD
03/2018 - - AUD - - AUD
04/2018 - - AUD - - AUD
05/2018 - - AUD - - AUD
06/2018 - - AUD - - AUD
07/2018 - - AUD - - AUD
08/2018 - - AUD - - AUD
09/2018 - - AUD - - AUD
10/2018 - - AUD - - AUD
11/2018 - - AUD - - AUD
12/2018 - - AUD - - AUD
01/2019 - - AUD - - AUD
02/2019 - - AUD - - AUD
03/2019 - - AUD - - AUD
04/2019 - - AUD - - AUD
05/2019 - - AUD - - AUD
06/2019 - - AUD - - AUD
07/2019 - - AUD - - AUD
08/2019 - - AUD - - AUD
09/2019 - - AUD - - AUD
10/2019 - - AUD - - AUD
11/2019 - - AUD - - AUD
12/2019 - - AUD - - AUD
01/2020 - - AUD - - AUD
02/2020 - - AUD - - AUD
03/2020 - - AUD - - AUD
04/2020 - - AUD - - AUD
Total - - AUD

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46

Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

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Net Salvage After Recoveries

Net Salvaged Contracts Net Salvaged Contracts Net Salvaged Contracts Net Salvaged Contracts Net Salvaged Contracts Net Salvaged Contracts Net Salvaged Contracts
Product Type Vehicle Status Number of Contracts Gross Salvage Loss Net Salvage Loss Recoveries After Net
Salvage

Net Salvage Loss After
Recoveries
Hire Purchase New - - AUD - AUD - AUD - AUD
Used - - AUD - AUD - AUD - AUD
Total Hire Purchase - **- AUD ** **- AUD ** **- AUD ** - AUD
Chattel Mortgage New - - AUD - AUD - AUD - AUD
Used - - AUD - AUD - AUD - AUD
Total Chattel Mortgage - **- AUD ** **- AUD ** **- AUD ** - AUD
Consumer Loan New - - AUD - AUD - AUD - AUD
Used - - AUD - AUD - AUD - AUD
Total Consumer Loan - **- AUD ** **- AUD ** **- AUD ** - AUD
- AUD
Total - **- AUD ** **- AUD ** **- AUD ** - AUD

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48

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Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

Pool Data I

Down Payments

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Product Type Product Type Product Type Product Type Product Type Product Type
Hire Purchase Chattel Mortgage Consumer Loan
Down Payment Number of
Contracts
Percentage
of
Contracts
Outstanding Discounted
Receivables Balance
Percentage
of Balance
Down Payment/
Purchase Price in %
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
No Down Payment 3,539 32.78% 132,611,752.20AUD 34.37% 0.00% 50 961,243.10 AUD 2,218 89,599,780.62 AUD 1,271 42,050,728.48 AUD
0.01-10.000.00 5,038 46.67% 170,340,369.90AUD 44.15% 9.63% 9 333,836.16 AUD 2,710 102,849,720.18 AUD 2,319 67,156,813.56 AUD
10,000.01-20.000.00 1,344 12.45% 46,670,654.10AUD 12.10% 28.50% 1 27,072.59 AUD 767 30,754,460.25 AUD 576 15,889,121.26 AUD
20,000.01-30.000.00 463 4.29% 15,690,872.05AUD 4.07% 40.96% - -AUD 263 10,258,542.10 AUD 200 5,432,329.95 AUD
30,000.01-40.000.00 208 1.93% 7,923,983.21 AUD 2.05% 47.78% - -AUD 121 5,521,822.06 AUD 87 2,402,161.15 AUD
40,000.01-50,000.00 114 1.06% 3,805,127.20AUD 0.99% 58.31% - -AUD 60 2,325,775.67 AUD 54 1,479,351.53 AUD
50,000.01-60,000.00 39 0.36% 2,298,212.16AUD 0.60% 50.19% - -AUD 25 1,487,487.45 AUD 14 810,724.71 AUD
60,000.01-70,000.00 11 0.10% 444,671.84 AUD 0.12% 63.23% - -AUD 8 355,707.95 AUD 3 88,963.89 AUD
70,000.01-80,000.00 13 0.12% 1,112,917.51 AUD 0.29% 47.97% - -AUD 9 1,026,777.41 AUD 4 86,140.10 AUD
80,000.01-90,000.00 9 0.08% 1,518,638.61 AUD 0.39% 36.28% - -AUD 6 1,220,679.24 AUD 3 297,959.37 AUD
90,000.01-100,000.00 3 0.03% 485,773.10AUD 0.13% 38.60% - -AUD 3 485,773.10 AUD - -AUD
100,000.01-110,000.00 2 0.02% 284,561.84 AUD 0.07% 51.54% - -AUD 1 100,478.40 AUD 1 184,083.44 AUD
110,000.01-120,000.00 2 0.02% 500,377.80AUD 0.13% 38.93% - -AUD 2 500,377.80 AUD - -AUD
120,000.01-130,000.00 - 0.00% - AUD 0.00% 0.00% - -AUD - -AUD - -AUD
130,000.01-140,000.00 2 0.02% 350,378.87 AUD 0.09% 51.62% - -AUD 2 350,378.87 AUD - -AUD
140,000.01-150,000.00 - 0.00% - AUD 0.00% 0.00% - -AUD - -AUD - -AUD
> 150,000.00 9 0.08% 1,787,090.18AUD 0.46% 61.02% - -AUD 8 1,614,837.27 AUD 1 172,252.91 AUD
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00% 14.56% 60 1,322,151.85 AUD 6,203 248,452,598.37 AUD 4,533 136,050,630.35 AUD
Statistics Down Payments
Minimum Down Payment - AUD
Maximum Down Payment 430,000.00AUD
Weighted Average Down Payment (Customers that made a Down Payment) 12,594.50AUD
Weighted Average Down Payment 8,265.65AUD
Type of Payment
Total Portfolio Product Type
Hire Purchase Chattel Mortgage Consumer Loan
Type of Payment Number of
Contracts
Percentage
of
Contracts
Outstanding Discounted
Receivables Balance
Percentage
of Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Direct Debit 10,683 98.95% 381,800,951.59AUD 98.96% 57 1,281,365 6,110 244,822,851 4,516 135,696,736
Other 113 1.05% 4,024,428.98AUD 1.04% 3 40,787 93 3,629,747 17 353,895
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00% 60 **1,322,151.85 AUD ** 6,203 **248,452,598.37 AUD ** 4,533 136,050,630.35 AUD

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50

Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

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Pool Data I

Pool Data I Pool Data I Pool Data I Pool Data I Pool Data I Pool Data I
Down Payments
Total Portfolio Balloon Vehicle Status
Balloon No Balloon New Used
Down Payment Number of
Contracts
Percentage
of
Contracts
Outstanding Discounted
Receivables Balance
Percentage
of Balance
Down Payment/
Purchase Price in %
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
No Down Payment 3,539 32.78% 132,611,752.20AUD 34.37% 0.00% 1,630 74,436,480.70 AUD 1,909 58,175,271.50 AUD 2,772 113,294,224.87 AUD 767 19,317,527.33 AUD
0.01-10.000.00 5,038 46.67% 170,340,369.90AUD 44.15% 9.63% 2,065 87,374,524.87 AUD 2,973 82,965,845.03 AUD 4,216 149,541,119.99 AUD 822 20,799,249.91 AUD
10,000.01-20.000.00 1,344 12.45% 46,670,654.10AUD 12.10% 28.50% 491 22,205,534.71 AUD 853 24,465,119.39 AUD 1,224 42,790,862.53 AUD 120 3,879,791.57 AUD
20,000.01-30.000.00 463 4.29% 15,690,872.05AUD 4.07% 40.96% 129 6,691,320.94 AUD 334 8,999,551.11 AUD 427 14,577,781.33 AUD 36 1,113,090.72 AUD
30,000.01-40.000.00 208 1.93% 7,923,983.21 AUD 2.05% 47.78% 58 3,919,991.66 AUD 150 4,003,991.55 AUD 194 7,502,994.72 AUD 14 420,988.49 AUD
40,000.01-50,000.00 114 1.06% 3,805,127.20AUD 0.99% 58.31% 18 1,047,173.77 AUD 96 2,757,953.43 AUD 108 3,274,331.50 AUD 6 530,795.70 AUD
50,000.01-60,000.00 39 0.36% 2,298,212.16AUD 0.60% 50.19% 11 1,312,122.34 AUD 28 986,089.82 AUD 38 2,232,854.91 AUD 1 65,357.25 AUD
60,000.01-70,000.00 11 0.10% 444,671.84 AUD 0.12% 63.23% 3 223,103.20 AUD 8 221,568.64 AUD 10 402,206.21 AUD 1 42,465.63 AUD
70,000.01-80,000.00 13 0.12% 1,112,917.51 AUD 0.29% 47.97% 6 905,471.16 AUD 7 207,446.35 AUD 12 881,374.39 AUD 1 231,543.12 AUD
80,000.01-90,000.00 9 0.08% 1,518,638.61 AUD 0.39% 36.28% 5 1,353,600.90 AUD 4 165,037.71 AUD 9 1,518,638.61 AUD - -AUD
90,000.01-100,000.00 3 0.03% 485,773.10AUD 0.13% 38.60% 3 485,773.10 AUD - -AUD 2 427,064.24 AUD 1 58,708.86 AUD
100,000.01-110,000.00 2 0.02% 284,561.84 AUD 0.07% 51.54% 2 284,561.84 AUD - -AUD 2 284,561.84 AUD - -AUD
110,000.01-120,000.00 2 0.02% 500,377.80AUD 0.13% 38.93% 2 500,377.80 AUD - -AUD 2 500,377.80 AUD - -AUD
120,000.01-130,000.00 - 0.00% - AUD 0.00% 0.00% - -AUD - -AUD - -AUD - -AUD
130,000.01-140,000.00 2 0.02% 350,378.87 AUD 0.09% 51.62% 1 267,837.14 AUD 1 82,541.73 AUD 2 350,378.87 AUD - -AUD
140,000.01-150,000.00 - 0.00% - AUD 0.00% 0.00% - -AUD - -AUD - -AUD - -AUD
> 150,000.00 9 0.08% 1,787,090.18AUD 0.46% 61.02% 9 1,787,090.18 AUD - -AUD 6 1,424,577.35 AUD 3 362,512.83 AUD
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00% 14.56% 4,433 202,794,964.31 AUD 6,363 183,030,416.26 AUD 9,024 339,003,349.16 AUD 1,772 46,822,031.41 AUD
Statistics Down Payments
Minimum Down Payment - AUD
Maximum Down Payment 430,000.00AUD
Weighted Average Down Payment (Customers that made a Down Payment) 12,594.50AUD
Weighted Average Down Payment 8,265.65AUD
Type of Payment
Total Portfolio Balloon Vehicle Status
Balloon No Balloon New Used
Type of Payment Number of
Contracts
Percentage
of
Contracts
Outstanding Discounted
Receivables Balance
Percentage
of Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Direct Debit 10,683 98.95% 381,800,951.59AUD 98.96% 4,373 200,213,408 6,310 181,587,544 8,938 335,630,997 1,745 46,169,955
Other 113 1.05% 4,024,428.98AUD 1.04% 60 2,581,557 53 1,442,872 86 3,372,352 27 652,077
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00% 4,433 202,794,964.31 AUD 6,363 183,030,416.26 AUD 9,024 **339,003,349.16 AUD ** 1,772 46,822,031.41 AUD

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51

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Pool Data II

Distribution of Contracts and Vehicles per Borrower

Number of
Contracts Per
Borrower
Number of Customers Percentage of
Customers
Number of
Contracts
Percentage
of Contracts
Outstanding
Discounted
Receivables Balance
Percentage
of Balance
1 11,948 98.43% 10,428 96.39% 429,884,572.84 AUD 96.44%
2 161 1.33% 278 2.57% 11,916,548.05 AUD 2.67%
3 18 0.15% 42 0.39% 1,793,167.38 AUD 0.40%
4 9 0.07% 36 0.33% 1,196,688.83 AUD 0.27%
5 2 0.02% 10 0.09% 456,720.33 AUD 0.10%
6 - 10 - 0.00% - 0.00% - AUD 0.00%
> 10 1 0.01% 24 0.22% 491,000.16 AUD 0.11%
Total 12,139 100.00% 10,818 **100.00% ** 445,738,697.59 AUD 100.00%

Top 20 Borrower

Ranking Outstanding
Discounted
Receivables Balance
Percentage of
Overall Balance
Number of
Contracts
1 491,000.16 AUD 0.12726 % 24
2 424,341.75 AUD 0.10998 % 1
3 421,259.22 AUD 0.10918 % 2
4 407,275.01 AUD 0.10556 % 1
5 370,216.86 AUD 0.09595 % 1
6 368,824.09 AUD 0.09559 % 1
7 368,824.09 AUD 0.09559 % 1
8 368,373.89 AUD 0.09548 % 1
9 355,691.59 AUD 0.09219 % 5
10 346,759.07 AUD 0.08987% 1
11 324,401.26 AUD 0.08408 % 1
12 319,353.83 AUD 0.08277% 1
13 315,317.22 AUD 0.08173 % 1
14 312,906.98 AUD 0.08110 % 1
15 299,757.97 AUD 0.07769 % 1
16 299,650.49 AUD 0.07766 % 1
17 299,650.49 AUD 0.07766 % 1
18 292,312.91 AUD 0.07576 % 1
19 292,312.91 AUD 0.07576 % 1
20 291,240.47 AUD 0.07549 % 1
6,969,470.26 AUD 1.80638 % 48

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Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

Pool Data III

Distribution by Outstanding Discounted Receivables Balance

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Product Type Product Type Product Type Product Type Product Type Product Type
Hire Purchase Chattel Mortgage Consumer Loan
Distribution by
Outstanding Discounted
Receivables Balance
Number of
Contracts
Percentage
of Contracts
Outstanding Discounted
Receivables Balance
Percentage of
Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
0.00-10.000.00 398 3.69% 2,885,045.87 AUD 0.75% 15 109,252.94 AUD 175 1,205,890.18 AUD 208 1,569,902.75 AUD
10,000.01-20.000.00 1,945 18.02% 31,141,506.94 AUD 8.07% 22 340,717.40 AUD 803 12,949,944.38 AUD 1,120 17,850,845.16 AUD
20,000.01-30.000.00 2,806 25.99% 69,556,150.21 AUD 18.03% 12 296,259.68 AUD 1,347 33,724,976.52 AUD 1,447 35,534,914.01 AUD
30,000.01-40.000.00 2,298 21.29% 79,679,219.18AUD 20.65% 3 100,825.20 AUD 1,448 50,366,522.45 AUD 847 29,211,871.53 AUD
40,000.01-50,000.00 1,489 13.79% 66,517,395.81 AUD 17.24% 2 88,607.87 AUD 1,037 46,317,100.86 AUD 450 20,111,687.08 AUD
50,000.01-60,000.00 828 7.67% 45,005,523.20AUD 11.66% 4 221,399.74 AUD 588 32,019,271.96 AUD 236 12,764,851.50 AUD
60,000.01-70,000.00 370 3.43% 23,865,912.89AUD 6.19% 1 64,633.43 AUD 278 17,981,844.93 AUD 91 5,819,434.53 AUD
70,000.01-80,000.00 241 2.23% 17,995,642.63AUD 4.66% - -AUD 186 13,914,577.94 AUD 55 4,081,064.69 AUD
80,000.01-90,000.00 161 1.49% 13,607,070.02 AUD 3.53% - -AUD 130 10,991,003.22 AUD 31 2,616,066.80 AUD
90,000.01-100,000.00 95 0.88% 8,976,853.68AUD 2.33% - -AUD 70 6,624,994.06 AUD 25 2,351,859.62 AUD
100,000.01-110,000.00 45 0.42% 4,691,186.80AUD 1.22% 1 100,455.59 AUD 41 4,285,246.99 AUD 3 305,484.22 AUD
110,000.01-120,000.00 29 0.27% 3,324,841.35AUD 0.86% - -AUD 26 2,983,344.86 AUD 3 341,496.49 AUD
120,000.01-130,000.00 15 0.14% 1,888,724.28AUD 0.49% - -AUD 10 1,268,509.05 AUD 5 620,215.23 AUD
130,000.01-140,000.00 8 0.07% 1,075,617.55AUD 0.28% - -AUD 7 945,138.36 AUD 1 130,479.19 AUD
140,000.01-150,000.00 5 0.05% 721,956.01 AUD 0.19% - -AUD 5 721,956.01 AUD - -AUD
> 150,000.00 63 0.58% 14,892,734.15AUD 3.86% - -AUD 52 12,152,276.60 AUD 11 2,740,457.55 AUD
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00% 60 1,322,151.85 AUD 6,203 248,452,598.37 AUD 4,533 136,050,630.35 AUD
Statistics Outstanding Discounted Receivables Balance
Minimum Outstanding Discounted Receivables Balance - AUD
Maximum Outstanding Discounted Receivables Balance 424,341.75AUD
Average Outstanding Discounted Receivables Balance 35,737.81 AUD

Distribution by Original Balance

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Product Type Product Type Product Type Product Type Product Type Product Type
Hire Purchase Chattel Mortgage Consumer Loan
Distribution by Original
Balance
Number of
Contracts
Percentage
of Contracts
Outstanding Discounted
Receivables Balance
Percentage of
Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
0.00-10.000.00 84 0.78% 510,860.43AUD 0.13% 2 14,626.81 AUD 38 219,036.62 AUD 44 277,197.00 AUD
10,000.01-20.000.00 1,172 10.86% 14,962,976.60AUD 3.88% 22 225,809.20 AUD 444 5,614,916.76 AUD 706 9,122,250.64 AUD
20,000.01-30.000.00 2,473 22.91% 51,315,710.64 AUD 13.30% 8 162,249.02 AUD 1,072 22,254,050.82 AUD 1,393 28,899,410.80 AUD
30,000.01-40.000.00 2,262 20.95% 65,943,985.26AUD 17.09% 10 246,339.65 AUD 1,266 37,180,487.15 AUD 986 28,517,158.46 AUD
40,000.01-50,000.00 1,813 16.79% 67,493,001.39AUD 17.49% 4 90,379.70 AUD 1,182 43,972,727.28 AUD 627 23,429,894.41 AUD
50,000.01-60,000.00 1,187 10.99% 54,241,404.52 AUD 14.06% 4 109,611.43 AUD 843 38,392,874.86 AUD 340 15,738,918.23 AUD
60,000.01-70,000.00 723 6.70% 38,551,757.29AUD 9.99% 5 241,100.12 AUD 514 27,425,330.91 AUD 204 10,885,326.26 AUD
70,000.01-80,000.00 362 3.35% 22,398,792.20AUD 5.81% 2 85,183.80 AUD 262 16,237,564.95 AUD 98 6,076,043.45 AUD
80,000.01-90,000.00 231 2.14% 16,443,073.62 AUD 4.26% 2 46,396.53 AUD 179 12,798,131.45 AUD 50 3,598,545.64 AUD
90,000.01-100,000.00 166 1.54% 13,146,068.66AUD 3.41% - -AUD 135 10,655,583.63 AUD 31 2,490,485.03 AUD
100,000.01-110,000.00 103 0.95% 9,028,430.29AUD 2.34% 1 100,455.59 AUD 84 7,292,394.79 AUD 18 1,635,579.91 AUD
110,000.01-120,000.00 66 0.61% 6,461,618.08AUD 1.67% - -AUD 55 5,394,975.62 AUD 11 1,066,642.46 AUD
120,000.01-130,000.00 39 0.36% 4,119,256.93AUD 1.07% - -AUD 33 3,528,668.51 AUD 6 590,588.42 AUD
130,000.01-140,000.00 21 0.19% 2,398,540.88AUD 0.62% - -AUD 19 2,161,420.80 AUD 2 237,120.08 AUD
140,000.01-150,000.00 11 0.10% 1,306,682.07 AUD 0.34% - -AUD 7 815,853.54 AUD 4 490,828.53 AUD
> 150,000.00 83 0.77% 17,503,221.71 AUD 4.54% - -AUD 70 14,508,580.68 AUD 13 2,994,641.03 AUD
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00% 60 1,322,151.85 AUD 6,203 248,452,598.37 AUD 4,533 136,050,630.35 AUD
Statistics
MinimumOriginal Balance 5,398.00AUD
MaximumOriginal Balance 519,051.00AUD
Weighted AverageOriginal Receivables Balance (by ODRB) 62,953.29AUD

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56

Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

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Pool Data III

Distribution by Outstanding Discounted Receivables Balance

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Balloon Balloon Balloon Balloon Vehicle Status Vehicle Status Vehicle Status Vehicle Status
Balloon No Balloon New Used
Distribution by
Outstanding Discounted
Receivables Balance
Number of
Contracts
Percentage
of Contracts
Outstanding Discounted
Receivables Balance
Percentage of
Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
0.00-10.000.00 398 3.69% 2,885,045.87 AUD 0.75% 5 33,080.60 AUD 393 2,851,965.27 AUD 213 1,538,127.01 AUD 185 1,346,918.86 AUD
10,000.01-20.000.00 1,945 18.02% 31,141,506.94 AUD 8.07% 336 5,709,052.09 AUD 1,609 25,432,454.85 AUD 1,354 22,145,990.09 AUD 591 8,995,516.85 AUD
20,000.01-30.000.00 2,806 25.99% 69,556,150.21 AUD 18.03% 926 23,283,235.88 AUD 1,880 46,272,914.33 AUD 2,339 58,086,521.16 AUD 467 11,469,629.05 AUD
30,000.01-40.000.00 2,298 21.29% 79,679,219.18AUD 20.65% 1,029 35,954,000.03 AUD 1,269 43,725,219.15 AUD 2,028 70,320,670.50 AUD 270 9,358,548.68 AUD
40,000.01-50,000.00 1,489 13.79% 66,517,395.81 AUD 17.24% 812 36,331,503.41 AUD 677 30,185,892.40 AUD 1,378 61,589,931.91 AUD 111 4,927,463.90 AUD
50,000.01-60,000.00 828 7.67% 45,005,523.20AUD 11.66% 529 28,852,330.01 AUD 299 16,153,193.19 AUD 753 40,912,146.01 AUD 75 4,093,377.19 AUD
60,000.01-70,000.00 370 3.43% 23,865,912.89AUD 6.19% 264 17,069,320.46 AUD 106 6,796,592.43 AUD 348 22,444,802.67 AUD 22 1,421,110.22 AUD
70,000.01-80,000.00 241 2.23% 17,995,642.63AUD 4.66% 185 13,834,021.33 AUD 56 4,161,621.30 AUD 219 16,363,853.69 AUD 22 1,631,788.94 AUD
80,000.01-90,000.00 161 1.49% 13,607,070.02 AUD 3.53% 125 10,578,525.21 AUD 36 3,028,544.81 AUD 154 13,022,184.67 AUD 7 584,885.35 AUD
90,000.01-100,000.00 95 0.88% 8,976,853.68AUD 2.33% 77 7,265,558.78 AUD 18 1,711,294.90 AUD 90 8,503,330.08 AUD 5 473,523.60 AUD
100,000.01-110,000.00 45 0.42% 4,691,186.80AUD 1.22% 39 4,066,036.79 AUD 6 625,150.01 AUD 40 4,168,000.02 AUD 5 523,186.78 AUD
110,000.01-120,000.00 29 0.27% 3,324,841.35AUD 0.86% 24 2,752,719.70 AUD 5 572,121.65 AUD 25 2,866,940.98 AUD 4 457,900.37 AUD
120,000.01-130,000.00 15 0.14% 1,888,724.28AUD 0.49% 13 1,638,113.49 AUD 2 250,610.79 AUD 13 1,636,013.34 AUD 2 252,710.94 AUD
130,000.01-140,000.00 8 0.07% 1,075,617.55AUD 0.28% 7 940,466.80 AUD 1 135,150.75 AUD 8 1,075,617.55 AUD - -AUD
140,000.01-150,000.00 5 0.05% 721,956.01 AUD 0.19% 5 721,956.01 AUD - -AUD 5 721,956.01 AUD - -AUD
> 150,000.00 63 0.58% 14,892,734.15AUD 3.86% 57 13,765,043.72 AUD 6 1,127,690.43 AUD 57 13,607,263.47 AUD 6 1,285,470.68 AUD
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00% 4,433 202,794,964.31 AUD 6,363 183,030,416.26 AUD 9,024 339,003,349.16 AUD 1,772 46,822,031.41 AUD
Statistics Outstanding Discounted Receivables Balance
Minimum Outstanding Discounted Receivables Balance - AUD
Maximum Outstanding Discounted Receivables Balance 424,341.75AUD
Average Outstanding Discounted Receivables Balance 35,737.81 AUD

Distribution by Original Balance

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Balloon Balloon Balloon Balloon Vehicle Status Vehicle Status Vehicle Status Vehicle Status
Balloon No Balloon New Used
Distribution by Original
Balance
Number of
Contracts
Percentage
of Contracts
Outstanding Discounted
Receivables Balance
Percentage of
Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
0.00-10.000.00 84 0.78% 510,860.43AUD 0.13% - -AUD 84 510,860.43 AUD 26 162,498.45 AUD 58 348,361.98 AUD
10,000.01-20.000.00 1,172 10.86% 14,962,976.60AUD 3.88% 106 1,606,242.28 AUD 1,066 13,356,734.32 AUD 638 8,156,461.51 AUD 534 6,806,515.09 AUD
20,000.01-30.000.00 2,473 22.91% 51,315,710.64 AUD 13.30% 633 13,469,007.77 AUD 1,840 37,846,702.87 AUD 1,985 40,858,514.79 AUD 488 10,457,195.85 AUD
30,000.01-40.000.00 2,262 20.95% 65,943,985.26AUD 17.09% 864 25,741,098.32 AUD 1,398 40,202,886.94 AUD 1,963 56,999,706.39 AUD 299 8,944,278.87 AUD
40,000.01-50,000.00 1,813 16.79% 67,493,001.39AUD 17.49% 888 33,323,651.56 AUD 925 34,169,349.83 AUD 1,629 60,563,009.18 AUD 184 6,929,992.21 AUD
50,000.01-60,000.00 1,187 10.99% 54,241,404.52 AUD 14.06% 655 30,147,600.05 AUD 532 24,093,804.47 AUD 1,102 50,215,972.70 AUD 85 4,025,431.82 AUD
60,000.01-70,000.00 723 6.70% 38,551,757.29AUD 9.99% 455 24,461,321.18 AUD 268 14,090,436.11 AUD 673 35,792,149.92 AUD 50 2,759,607.37 AUD
70,000.01-80,000.00 362 3.35% 22,398,792.20AUD 5.81% 257 16,020,150.06 AUD 105 6,378,642.14 AUD 337 20,817,267.81 AUD 25 1,581,524.39 AUD
80,000.01-90,000.00 231 2.14% 16,443,073.62 AUD 4.26% 180 12,855,271.08 AUD 51 3,587,802.54 AUD 216 15,398,261.52 AUD 15 1,044,812.10 AUD
90,000.01-100,000.00 166 1.54% 13,146,068.66AUD 3.41% 125 10,013,980.78 AUD 41 3,132,087.88 AUD 153 12,122,035.23 AUD 13 1,024,033.43 AUD
100,000.01-110,000.00 103 0.95% 9,028,430.29AUD 2.34% 84 7,414,454.81 AUD 19 1,613,975.48 AUD 100 8,738,223.07 AUD 3 290,207.22 AUD
110,000.01-120,000.00 66 0.61% 6,461,618.08AUD 1.67% 54 5,313,923.90 AUD 12 1,147,694.18 AUD 60 5,834,894.54 AUD 6 626,723.54 AUD
120,000.01-130,000.00 39 0.36% 4,119,256.93AUD 1.07% 31 3,296,369.77 AUD 8 822,887.16 AUD 37 3,909,236.60 AUD 2 210,020.33 AUD
130,000.01-140,000.00 21 0.19% 2,398,540.88AUD 0.62% 19 2,170,046.10 AUD 2 228,494.78 AUD 20 2,274,001.09 AUD 1 124,539.79 AUD
140,000.01-150,000.00 11 0.10% 1,306,682.07 AUD 0.34% 6 721,466.12 AUD 5 585,215.95 AUD 9 1,061,092.80 AUD 2 245,589.27 AUD
> 150,000.00 83 0.77% 17,503,221.71 AUD 4.54% 76 16,240,380.53 AUD 7 1,262,841.18 AUD 76 16,100,023.56 AUD 7 1,403,198.15 AUD
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00% 4,433 202,794,964.31 AUD 6,363 183,030,416.26 AUD 9,024 339,003,349.16 AUD 1,772 46,822,031.41 AUD
Statistics
MinimumOriginal Balance 5,398.00AUD
MaximumOriginal Balance 519,051.00AUD
Weighted AverageOriginal Receivables Balance (by ODRB) 62,953.29AUD

Volkswagen Financial Services Australia | ABS Operations Australia | [email protected] | +61 2 9751 6257

57

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Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

Pool Data IV

Interest Rate paid by the Receivable Debtor

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Product Type Product Type Product Type Product Type Product Type Product Type
Hire Purchase Chattel Mortgage Consumer Loan
Interest Rate paid
by the Receivable
Debtor
Number of
Contracts
Percentage
of Contracts
Outstanding Discounted
Receivables Balance
Percentage
of Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
0.00% 34 0.31% 688,825.85 AUD 0.18% - - AUD 24 469,595.94 AUD 10 219,229.91 AUD
0.01%- 1.00% 305 2.83% 6,163,624.22 AUD 1.60% 1 19,700.38AUD 80 1,674,607.72 AUD 224 4,469,316.12 AUD
1.01%- 2.00% 332 3.08% 11,012,154.78 AUD 2.85% 1 41,720.27 AUD 131 4,773,440.76AUD 200 6,196,993.75AUD
2.01%-3.00% 1,301 12.05% 33,894,429.13 AUD 8.78% 1 53,452.08AUD 393 10,765,180.47 AUD 907 23,075,796.58AUD
3.01%- 4.00% 1,280 11.86% 55,060,811.61 AUD 14.27% - - AUD 943 43,179,444.51 AUD 337 11,881,367.10AUD
4.01%-5.00% 1,108 10.26% 51,343,967.39 AUD 13.31% - - AUD 837 39,382,060.97 AUD 271 11,961,906.42 AUD
5.01%-6.00% 2,019 18.70% 80,914,933.37 AUD 20.97% 4 156,278.37 AUD 1,248 53,743,072.94 AUD 767 27,015,582.06AUD
6.01%- 7.00% 1,657 15.35% 61,209,357.14 AUD 15.86% 8 318,930.78AUD 938 39,103,531.35AUD 711 21,786,895.01 AUD
7.01%-8.00% 1,088 10.08% 35,280,658.41 AUD 9.14% 20 362,727.72 AUD 600 22,038,135.01 AUD 468 12,879,795.68AUD
8.01%-9.00% 753 6.97% 22,198,336.03 AUD 5.75% 22 337,195.76AUD 438 14,402,156.33AUD 293 7,458,983.94 AUD
9.01%- 10.00% 399 3.70% 12,333,844.95 AUD 3.20% 2 11,596.12 AUD 238 7,951,405.31 AUD 159 4,370,843.52 AUD
10.01%- 11.00% 185 1.71% 5,656,440.24 AUD 1.47% 1 20,550.37 AUD 116 3,941,826.51 AUD 68 1,694,063.36AUD
11.01%- 12.00% 113 1.05% 3,307,819.73 AUD 0.86% - - AUD 73 2,280,985.95AUD 40 1,026,833.78AUD
12.01%- 13.00% 76 0.70% 2,307,570.10 AUD 0.60% - - AUD 43 1,500,059.88AUD 33 807,510.22 AUD
13.01%- 14.00% 109 1.01% 3,099,761.02 AUD 0.80% - - AUD 74 2,193,797.18AUD 35 905,963.84 AUD
14.01%- 15.00% 23 0.21% 747,063.48 AUD 0.19% - - AUD 16 530,032.52 AUD 7 217,030.96AUD
15.01% - 16.00% 14 0.13% 605,783.12 AUD 0.16% - - AUD 11 523,265.02 AUD 3 82,518.10AUD
> 16.00% - 0.00% - AUD 0.00% - - AUD - - AUD - - AUD
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00% **60 ** 1,322,151.85 AUD **6,203 ** 248,452,598.37 AUD **4,533 ** 136,050,630.35 AUD
Statistics Interest Rate
Minimum InterestRateDebtor 0.00%
Maximum InterestRateDebtor 15.99%
WeightedAverageInterestRateDebtor 5.77%

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60

Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

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Pool Data IV

Interest Rate paid by the Receivable Debtor

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Balloon Balloon Balloon Balloon Vehicle Status Vehicle Status Vehicle Status Vehicle Status
Balloon No Balloon New Used
Interest Rate paid
by the Receivable
Debtor
Number of
Contracts
Percentage
of Contracts
Outstanding Discounted
Receivables Balance
Percentage
of Balance
Number of
Contracts
Outstanding
Discounted
Receivables Balance
Number of
Contracts
Outstanding
Discounted
Receivables Balance
Number of
Contracts
Outstanding
Discounted
Receivables Balance
Number of
Contracts
Outstanding
Discounted
Receivables Balance
0.00% 34 0.31% 688,825.85 AUD 0.18% 21 477,465.97 AUD 13 211,359.88AUD 33 681,593.68AUD 1 7,232.17 AUD
0.01%- 1.00% 305 2.83% 6,163,624.22 AUD 1.60% 85 1,839,112.31 AUD 220 4,324,511.91 AUD 305 6,163,624.22 AUD - - AUD
1.01%- 2.00% 332 3.08% 11,012,154.78 AUD 2.85% 154 5,593,982.72 AUD 178 5,418,172.06AUD 291 9,780,452.80AUD 41 1,231,701.98AUD
2.01%-3.00% 1,301 12.05% 33,894,429.13 AUD 8.78% 524 15,109,872.19AUD 777 18,784,556.94 AUD 1,300 33,877,475.43AUD 1 16,953.70AUD
3.01%- 4.00% 1,280 11.86% 55,060,811.61 AUD 14.27% 654 33,647,349.65AUD 626 21,413,461.96AUD 1,270 54,447,070.15AUD 10 613,741.46AUD
4.01%-5.00% 1,108 10.26% 51,343,967.39 AUD 13.31% 606 32,664,714.81 AUD 502 18,679,252.58AUD 1,045 49,302,240.40AUD 63 2,041,726.99AUD
5.01%-6.00% 2,019 18.70% 80,914,933.37 AUD 20.97% 934 46,144,198.45AUD 1,085 34,770,734.92 AUD 1,748 71,787,595.43AUD 271 9,127,337.94 AUD
6.01%- 7.00% 1,657 15.35% 61,209,357.14 AUD 15.86% 654 32,078,192.55AUD 1,003 29,131,164.59AUD 1,334 52,173,865.30AUD 323 9,035,491.84 AUD
7.01%-8.00% 1,088 10.08% 35,280,658.41 AUD 9.14% 373 16,117,699.33AUD 715 19,162,959.08AUD 720 25,559,694.09AUD 368 9,720,964.32 AUD
8.01%-9.00% 753 6.97% 22,198,336.03 AUD 5.75% 211 9,221,482.57 AUD 542 12,976,853.46AUD 458 16,388,129.17 AUD 295 5,810,206.86AUD
9.01%- 10.00% 399 3.70% 12,333,844.95 AUD 3.20% 96 4,474,241.10AUD 303 7,859,603.85AUD 261 9,278,226.14 AUD 138 3,055,618.81 AUD
10.01%- 11.00% 185 1.71% 5,656,440.24 AUD 1.47% 46 1,877,237.02 AUD 139 3,779,203.22 AUD 105 3,551,428.26AUD 80 2,105,011.98AUD
11.01%- 12.00% 113 1.05% 3,307,819.73 AUD 0.86% 20 867,030.77 AUD 93 2,440,788.96AUD 54 1,958,299.73AUD 59 1,349,520.00AUD
12.01%- 13.00% 76 0.70% 2,307,570.10 AUD 0.60% 19 844,328.41 AUD 57 1,463,241.69AUD 47 1,671,407.07 AUD 29 636,163.03AUD
13.01%- 14.00% 109 1.01% 3,099,761.02 AUD 0.80% 21 1,069,232.46AUD 88 2,030,528.56AUD 34 1,431,676.43AUD 75 1,668,084.59AUD
14.01%- 15.00% 23 0.21% 747,063.48 AUD 0.19% 6 259,959.80AUD 17 487,103.68AUD 10 439,588.58AUD 13 307,474.90AUD
15.01% - 16.00% 14 0.13% 605,783.12 AUD 0.16% 9 508,864.20AUD 5 96,918.92 AUD 9 510,982.28AUD 5 94,800.84 AUD
> 16.00% - 0.00% - AUD 0.00% - - AUD - - AUD - - AUD - - AUD
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00% **4,433 ** 202,794,964.31 AUD **6,363 ** 183,030,416.26 AUD 9,024 339,003,349.16 AUD 1,772 46,822,031.41 AUD
Statistics Interest Rate
Minimum InterestRateDebtor 0.00%
Maximum InterestRateDebtor 15.99%
WeightedAverageInterestRateDebtor 5.77%

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Pool Data V
Original Term
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Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Product Type Product Type Product Type Product Type Product Type Product Type
Hire Purchase Chattel Mortgage Consumer Loan
Length of Original
Term (months)
Number of
Contracts
Percentage of
Contracts
Outstanding Discounted
Receivables Balance
Percentage of
Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
0-11 1 0.01% 30,088.89AUD 0.01% - -AUD - -AUD 1 30,088.89 AUD
12-23 183 1.70% 1,938,714.01 AUD 0.50% 10 100,550.18 AUD 111 1,268,219.41 AUD 62 569,944.42 AUD
24-35 341 3.16% 6,593,359.92 AUD 1.71% 16 238,536.06 AUD 177 3,885,038.94 AUD 148 2,469,784.92 AUD
36-47 1,294 11.99% 40,717,531.36AUD 10.55% 11 226,886.50 AUD 839 29,513,745.33 AUD 444 10,976,899.53 AUD
48-59 3,091 28.63% 99,414,667.81 AUD 25.77% 6 187,762.44 AUD 1,557 57,677,807.38 AUD 1,528 41,549,097.99 AUD
60-71 5,560 51.50% 225,734,676.56AUD 58.51% 17 568,416.67 AUD 3,519 156,107,787.31 AUD 2,024 69,058,472.58 AUD
> 71 326 3.02% 11,396,342.02 AUD 2.95% - -AUD - -AUD 326 11,396,342.02 AUD
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00% 60 1,322,151.85 AUD 6,203 248,452,598.37 AUD 4,533 136,050,630.35 AUD
Statistics Original Term
Minimum Original Term in months 9
Maximum Original Term in months 84
Weighted Average Original Term month (by ODRB) 54.27

Remaining Term

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Product Type Product Type Product Type Product Type Product Type Product Type
Hire Purchase Chattel Mortgage Consumer Loan
Length of Remaining
Term (months)
Number of
Contracts
Percentage of
Contracts
Outstanding Discounted
Receivables Balance
Percentage of
Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
0-11 262 2.43% 3,116,350.79AUD 0.81% 17 226,037.46 AUD 164 2,002,198.95 AUD 81 888,114.38 AUD
12-23 506 4.69% 10,544,096.67 AUD 2.73% 19 280,212.27 AUD 304 7,111,925.32 AUD 183 3,151,959.08 AUD
24-35 1,451 13.44% 46,289,374.02 AUD 12.00% 11 232,483.91 AUD 954 34,055,623.22 AUD 486 12,001,266.89 AUD
36-47 3,401 31.50% 111,936,542.59AUD 29.01% 5 168,062.06 AUD 1,711 65,483,395.32 AUD 1,685 46,285,085.21 AUD
48-59 4,865 45.06% 202,945,300.11 AUD 52.60% 8 415,356.15 AUD 3,070 139,799,455.56 AUD 1,787 62,730,488.40 AUD
60-71 51 0.47% 1,703,847.25AUD 0.44% - -AUD - -AUD 51 1,703,847.25 AUD
> 71 260 2.41% 9,289,869.14 AUD 2.41% - -AUD - -AUD 260 9,289,869.14 AUD
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00% 60 1,322,151.85 AUD 6,203 248,452,598.37 AUD 4,533 136,050,630.35 AUD
Statistics Remaining Term
Minimum Remaining Term in months 0
Maximum Remaining Term in months 82
Weighted Average Remaining Term in months (by ODRB) 47.81

Distribution by Seasoning

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Product Type Product Type Product Type Product Type Product Type Product Type
Hire Purchase Chattel Mortgage Consumer Loan
Seasoning (months) Number of
Contracts
Percentage of
Contracts
Outstanding Discounted
Receivables Balance
Percentage of
Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
0-11 9,578 88.72% 348,440,957.63AUD 90.31% 46 1,111,330.94 AUD 5,434 222,622,162.56 AUD 4,098 124,707,464.13 AUD
12-23 862 7.98% 28,820,392.42 AUD 7.47% 4 38,060.01 AUD 529 19,686,087.44 AUD 329 9,096,244.97 AUD
24-35 236 2.19% 5,938,693.85AUD 1.54% - -AUD 155 4,073,958.11 AUD 81 1,864,735.74 AUD
36-47 88 0.82% 1,943,504.96AUD 0.50% 2 42,647.16 AUD 68 1,574,638.66 AUD 18 326,219.14 AUD
48-59 30 0.28% 657,741.50AUD 0.17% 6 106,023.53 AUD 17 495,751.60 AUD 7 55,966.37 AUD
60-71 2 0.02% 24,090.21 AUD 0.01% 2 24,090.21 AUD - -AUD - -AUD
> 71 - 0.00% - AUD 0.00% - -AUD - -AUD - -AUD
Total 10,796
**100.00% **
385,825,380.57 AUD 100.00% 60 1,322,151.85 AUD 6,203 248,452,598.37 AUD 4,533 136,050,630.35 AUD
Statistics Seasoning
Minimum Seasoning in months 2
Maximum Seasoning in months 60
Weighted Average Seasoning Term in months (by ODRB) 6.56

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64

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Pool Data V

Original Term

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Balloon Balloon Balloon Balloon Vehicle Status Vehicle Status Vehicle Status Vehicle Status
Balloon No Balloon New Used
Length of Original
Term (months)
Number of
Contracts
Percentage of
Contracts
Outstanding Discounted
Receivables Balance
Percentage of
Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
0-11 1 0.01% 30,088.89AUD 0.01% - -AUD 1 30,088.89 AUD 1 30,088.89 AUD - -AUD
12-23 183 1.70% 1,938,714.01 AUD 0.50% 9 206,565.94 AUD 174 1,732,148.07 AUD 85 932,081.99 AUD 98 1,006,632.02 AUD
24-35 341 3.16% 6,593,359.92 AUD 1.71% 40 1,501,044.56 AUD 301 5,092,315.36 AUD 172 3,990,502.55 AUD 169 2,602,857.37 AUD
36-47 1,294 11.99% 40,717,531.36AUD 10.55% 418 18,131,177.00 AUD 876 22,586,354.36 AUD 1,051 35,153,902.25 AUD 243 5,563,629.11 AUD
48-59 3,091 28.63% 99,414,667.81 AUD 25.77% 1,362 52,173,041.67 AUD 1,729 47,241,626.14 AUD 2,895 94,254,224.09 AUD 196 5,160,443.72 AUD
60-71 5,560 51.50% 225,734,676.56AUD 58.51% 2,604 130,783,135.14 AUD 2,956 94,951,541.42 AUD 4,583 195,928,842.72 AUD 977 29,805,833.84 AUD
> 71 326 3.02% 11,396,342.02 AUD 2.95% - -AUD 326 11,396,342.02 AUD 237 8,713,706.67 AUD 89 2,682,635.35 AUD
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00% 4,433 202,794,964.31 AUD 6,363 183,030,416.26 AUD 9,024 339,003,349.16 AUD 1,772 46,822,031.41 AUD
Statistics Original Term
Minimum Original Term in months 9
Maximum Original Term in months 84
Weighted Average Original Term month (by ODRB) 54.27

Remaining Term

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Balloon Balloon Balloon Balloon Vehicle Status Vehicle Status Vehicle Status Vehicle Status
Balloon No Balloon New Used
Length of Remaining
Term (months)
Number of
Contracts
Percentage of
Contracts
Outstanding Discounted
Receivables Balance
Percentage of
Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
0-11 262 2.43% 3,116,350.79AUD 0.81% 57 1,447,816.00 AUD 205 1,668,534.79 AUD 167 2,251,044.28 AUD 95 865,306.51 AUD
12-23 506 4.69% 10,544,096.67 AUD 2.73% 122 4,236,741.38 AUD 384 6,307,355.29 AUD 305 7,392,161.84 AUD 201 3,151,934.83 AUD
24-35 1,451 13.44% 46,289,374.02 AUD 12.00% 506 21,621,205.67 AUD 945 24,668,168.35 AUD 1,201 40,527,111.44 AUD 250 5,762,262.58 AUD
36-47 3,401 31.50% 111,936,542.59AUD 29.01% 1,483 58,808,731.20 AUD 1,918 53,127,811.39 AUD 3,125 104,465,404.21 AUD 276 7,471,138.38 AUD
48-59 4,865 45.06% 202,945,300.11 AUD 52.60% 2,265 116,680,470.06 AUD 2,600 86,264,830.05 AUD 4,000 176,008,695.22 AUD 865 26,936,604.89 AUD
60-71 51 0.47% 1,703,847.25AUD 0.44% - -AUD 51 1,703,847.25 AUD 38 1,334,649.16 AUD 13 369,198.09 AUD
> 71 260 2.41% 9,289,869.14 AUD 2.41% - -AUD 260 9,289,869.14 AUD 188 7,024,283.01 AUD 72 2,265,586.13 AUD
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00% 4,433 202,794,964.31 AUD 6,363 183,030,416.26 AUD 9,024 339,003,349.16 AUD 1,772 46,822,031.41 AUD
Statistics Remaining Term
Minimum Remaining Term in months 0
Maximum Remaining Term in months 82
Weighted Average Remaining Term in months (by ODRB) 47.81

Distribution by Seasoning

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Balloon Balloon Balloon Balloon Vehicle Status Vehicle Status Vehicle Status Vehicle Status
Balloon No Balloon New Used
Seasoning (months) Number of
Contracts
Percentage of
Contracts
Outstanding Discounted
Receivables Balance
Percentage of
Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
0-11 9,578 88.72% 348,440,957.63AUD 90.31% 3,881 180,635,315.71 AUD 5,697 167,805,641.92 AUD 8,006 305,954,189.67 AUD 1,572 42,486,767.96 AUD
12-23 862 7.98% 28,820,392.42 AUD 7.47% 378 16,493,385.92 AUD 484 12,327,006.50 AUD 711 25,430,154.99 AUD 151 3,390,237.43 AUD
24-35 236 2.19% 5,938,693.85AUD 1.54% 104 3,553,337.82 AUD 132 2,385,356.03 AUD 207 5,393,675.79 AUD 29 545,018.06 AUD
36-47 88 0.82% 1,943,504.96AUD 0.50% 48 1,467,588.99 AUD 40 475,915.97 AUD 74 1,732,166.05 AUD 14 211,338.91 AUD
48-59 30 0.28% 657,741.50AUD 0.17% 20 621,245.66 AUD 10 36,495.84 AUD 24 469,072.45 AUD 6 188,669.05 AUD
60-71 2 0.02% 24,090.21 AUD 0.01% 2 24,090.21 AUD - -AUD 2 24,090.21 AUD - -AUD
> 71 - 0.00% - AUD 0.00% - -AUD - -AUD - -AUD - -AUD
Total 10,796
**100.00% **
385,825,380.57 AUD 100.00% 4,433 202,794,964.31 AUD 6,363 183,030,416.26 AUD 9,024 339,003,349.16 AUD 1,772 46,822,031.41 AUD
Statistics Seasoning
Minimum Seasoning in months 2
Maximum Seasoning in months 60
Weighted Average Seasoning Term in months (by ODRB) 6.56

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65

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Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

Pool Data VI

Product Type

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Balloon Balloon Balloon Balloon Vehicle Status Vehicle Status Vehicle Status Vehicle Status
Balloon No Balloon New Used
Product Type Number of
Contracts
Percentage
of
Contracts
Outstanding Discounted
Receivables Balance
Percentage
of Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
HirePurchase 60 0.56% 1,322,151.85 AUD 0.34% 17 552,939.81 AUD 43 769,212.04 AUD 19 684,040.39 AUD 41 638,111.46 AUD
Chattel Mortgage 6,203 57.46% 248,452,598.37 AUD 64.40% 2,972 145,979,698.99 AUD 3,231 102,472,899.38 AUD 5,280 221,162,896.28 AUD 923 27,289,702.09 AUD
Consumer Loan 4,533 41.99% 136,050,630.35 AUD 35.26% 1,444 56,262,325.51 AUD 3,089 79,788,304.84 AUD 3,725 117,156,412.49 AUD 808 18,894,217.86 AUD
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00% **4,433 ** 202,794,964.31 AUD **6,363 ** 183,030,416.26 AUD 9,024 339,003,349.16 AUD 1,772 46,822,031.41 AUD

Vehicle Status

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Product Type Product Type Product Type Product Type Product Type Product Type
Hire Purchase Chattel Mortgage Consumer Loan
Type of Car Number of
Contracts
Percentage
of
Contracts
Outstanding Discounted
Receivables Balance
Percentage
of Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
New Vehicles 9,024 83.59% 339,003,349.16 AUD 87.86% 19 684,040.39 AUD 5,280 221,162,896.28 AUD 3,725 117,156,412.49 AUD
UsedVehicles 1,772 16.41% 46,822,031.41 AUD 12.14% 41 638,111.46 AUD 923 27,289,702.09 AUD 808 18,894,217.86 AUD
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00% **60 ** 1,322,151.85 AUD **6,203 ** 248,452,598.37 AUD **4,533 ** 136,050,630.35 AUD

Balloon

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio
Balloon Number of
Contracts
Percentage
of
Contracts
Outstanding Discounted
Receivables Balance
Percentage
of Balance
Balloon 4,433 41.06% 202,794,964.31 AUD 52.56%
NoBalloon 6,363 58.94% 183,030,416.26 AUD 47.44%
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00%

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68

Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

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Pool Data VII

Distribution by Vehicle Brand and Models

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Product Type Product Type Product Type Product Type Product Type Product Type
Hire Purchase Chattel Mortgage Consumer Loan
Make Model Number of
Contracts
Percentage of
Contracts
Outstanding
Discounted
Receivables Balance
Percentage of
Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Volkswagen Group Vehicles
AUDI A1 188 1.74% 4,266,952.03AUD 1.11% - - AUD 72 1,661,931.98AUD 116 2,605,020.05AUD
A3 631 5.84% 26,590,167.26AUD 6.89% 3 76,331.10AUD 320 14,570,414.58AUD 308 11,943,421.58AUD
A4 324 3.00% 14,775,820.34 AUD 3.83% 6 138,625.24 AUD 202 9,984,829.57 AUD 116 4,652,365.53AUD
A5 166 1.54% 8,297,867.14 AUD 2.15% 1 28,592.76AUD 109 5,655,060.73AUD 56 2,614,213.65AUD
A6 65 0.60% 4,231,466.51 AUD 1.10% - - AUD 45 2,979,338.52 AUD 20 1,252,127.99AUD
A7 35 0.32% 2,956,023.12 AUD 0.77% - - AUD 26 2,180,983.73AUD 9 775,039.39AUD
A8 13 0.12% 1,285,693.18AUD 0.33% - - AUD 13 1,285,693.18AUD - - AUD
Q3 345 3.20% 13,587,592.62 AUD 3.52% - - AUD 190 7,844,708.73AUD 155 5,742,883.89AUD
Q5 395 3.66% 19,933,498.31 AUD 5.17% 6 192,526.17 AUD 269 14,311,573.06AUD 120 5,429,399.08AUD
Q7 373 3.45% 26,398,768.86AUD 6.84% 3 73,247.53AUD 306 21,781,047.80AUD 64 4,544,473.53AUD
R8 11 0.10% 2,380,330.29AUD 0.62% - - AUD 6 1,250,921.35AUD 5 1,129,408.94 AUD
TT 88 0.82% 4,369,734.02 AUD 1.13% 4 74,498.02 AUD 59 3,122,950.85AUD 25 1,172,285.15AUD
SubTotal 2,634 **24.40% ** 129,073,913.68 AUD 33.45% 23 583,820.82 AUD 1,617 86,629,454.08 AUD 994 41,860,638.78 AUD
BENTLEY ARNAGE 1 0.01% 128,171.15AUD 0.03% - - AUD 1 128,171.15AUD - - AUD
CONTINENTAL 1 0.01% 253,791.81 AUD 0.07% - - AUD - - AUD 1 253,791.81 AUD
FLYING SPUR 2 0.02% 546,009.35AUD 0.14% - - AUD 2 546,009.35AUD - - AUD
MULSANNE 1 0.01% 407,275.01 AUD 0.11% - - AUD 1 407,275.01 AUD - - AUD
SubTotal 5 **0.05% ** 1,335,247.32 AUD 0.35% - - AUD 4 1,081,455.51 AUD 1 253,791.81 AUD
LAMBORGHINI GALLARDO - 0.00% - AUD 0.00% - - AUD - - AUD - - AUD
AVENTADOR 1 0.01% 95,865.97 AUD 0.02% - - AUD 1 95,865.97 AUD - - AUD
HURACAN 7 0.06% 1,992,865.95AUD 0.52% - - AUD 5 1,372,145.29AUD 2 620,720.66AUD
SubTotal 8 **0.07% ** 2,088,731.92 AUD 0.54% - - AUD 6 1,468,011.26 AUD 2 620,720.66 AUD
PORSCHE BOXSTER 1 0.01% 79,201.66AUD 0.02% - - AUD 1 79,201.66AUD - - AUD
CARRERA / 911 5 0.05% 995,112.87 AUD 0.26% - - AUD 5 995,112.87 AUD - - AUD
CAYENNE 3 0.03% 192,768.14 AUD 0.05% - - AUD 2 122,484.07 AUD 1 70,284.07 AUD
CAYMAN 3 0.03% 313,600.83AUD 0.08% - - AUD 1 100,478.40AUD 2 213,122.43AUD
MACAN 8 0.07% 792,242.90AUD 0.21% - - AUD 8 792,242.90AUD - - AUD
PANAMERA 2 0.02% 240,819.10AUD 0.06% - - AUD 2 240,819.10AUD - - AUD
SubTotal 22 **0.20% ** 2,613,745.50 AUD 0.68% - - AUD 19 2,330,339.00 AUD 3 283,406.50 AUD
SKODA FABIA 57 0.53% 847,919.59AUD 0.22% - - AUD 11 194,211.62 AUD 46 653,707.97 AUD
OCTAVIA 116 1.07% 3,122,128.42 AUD 0.81% - - AUD 44 1,174,490.40AUD 72 1,947,638.02 AUD
RAPID 23 0.21% 390,692.57 AUD 0.10% - - AUD 5 87,747.91 AUD 18 302,944.66AUD
ROOMSTER - 0.00% - AUD 0.00% - - AUD - - AUD - - AUD
SUPERB 39 0.36% 1,224,010.24 AUD 0.32% 2 18,268.78AUD 18 616,307.06AUD 19 589,434.40AUD
YETI 37 0.34% 680,845.24 AUD 0.18% 1 9,002.30AUD 11 214,469.67 AUD 25 457,373.27 AUD
SubTotal 272 **2.52% ** 6,265,596.06 AUD 1.62% 3 27,271.08 AUD 89 2,287,226.66 AUD 180 3,951,098.32 AUD
VOLKSWAGEN AMAROK 1,223 11.33% 43,454,261.58AUD 11.26% 3 33,403.84 AUD 986 35,774,267.12 AUD 234 7,646,590.62 AUD
CADDY 202 1.87% 4,951,994.01 AUD 1.28% 2 19,148.48AUD 195 4,812,360.73AUD 5 120,484.80AUD
CARAVELLE 8 0.07% 318,106.89AUD 0.08% - - AUD 8 318,106.89AUD - - AUD
CRAFTER 81 0.75% 2,948,800.08AUD 0.76% - - AUD 78 2,840,111.61 AUD 3 108,688.47 AUD
EOS 11 0.10% 222,312.74 AUD 0.06% 1 23,963.69AUD 5 108,985.29AUD 5 89,363.76AUD
GOLF 2,032 18.82% 53,014,765.40AUD 13.74% 8 146,649.30AUD 708 19,410,404.02 AUD 1,316 33,457,712.08AUD
JETTA 326 3.02% 6,338,428.44 AUD 1.64% 1 12,869.88AUD 106 2,129,965.15AUD 219 4,195,593.41 AUD
MULTIVAN 96 0.89% 4,175,351.71 AUD 1.08% 1 20,550.37 AUD 79 3,551,084.32 AUD 16 603,717.02 AUD
NEW BEETLE 18 0.17% 445,307.55AUD 0.12% - - AUD 9 227,207.40AUD 9 218,100.15AUD
PASSAT 284 2.63% 8,679,868.06AUD 2.25% 4 87,835.93AUD 147 4,672,722.32 AUD 133 3,919,309.81 AUD
POLO 324 3.00% 5,562,353.65AUD 1.44% - - AUD 123 2,139,518.90AUD 201 3,422,834.75AUD
SCIROCCO 31 0.29% 1,096,511.98AUD 0.28% - - AUD 10 466,902.49AUD 21 629,609.49AUD
TIGUAN 252 2.33% 5,771,578.31 AUD 1.50% 3 30,417.95AUD 114 2,477,197.73AUD 135 3,263,962.63AUD
TOUAREG 180 1.67% 9,548,872.26AUD 2.47% - - AUD 128 7,038,686.59AUD 52 2,510,185.67 AUD
TRANSPORTER 246 2.28% 7,721,995.44 AUD 2.00% 1 6,559.53AUD 235 7,388,459.66AUD 10 326,976.25AUD
UP! 2 0.02% 15,229.96AUD 0.00% - - AUD 1 11,772.98AUD 1 3,456.98AUD
SubTotal 5,316 **49.24% ** 154,265,738.06 AUD 39.98% 24 381,398.97 AUD 2,932 93,367,753.20 AUD 2,360 60,516,585.89 AUD
Volkswagen Group Vehicles SubTotal 8,257 **76.48% ** 295,642,972.54 AUD 76.63% 50 992,490.87 AUD 4,667 187,164,239.71 AUD 3,540 107,486,241.96 AUD

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Pool Data VII

Distribution by Vehicle Brand and Models

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Balloon Balloon Balloon Balloon Vehicle Status Vehicle Status Vehicle Status Vehicle Status
Balloon No Balloon New Used
Make Model Number of
Contracts
Percentage of
Contracts
Outstanding
Discounted
Receivables Balance
Percentage of
Balance
Number of
Contracts
Outstanding
Discounted
Receivables Balance
Number of
Contracts
Outstanding
Discounted
Receivables Balance
Number of
Contracts
Outstanding
Discounted
Receivables Balance
Number of
Contracts
Outstanding
Discounted
Receivables Balance
Volkswagen Group Vehicles
AUDI A1 188 1.74% 4,266,952.03AUD 1.11% 81 2,030,767.08AUD 107 2,236,184.95AUD 159 3,836,536.52 AUD 29 430,415.51 AUD
A3 631 5.84% 26,590,167.26AUD 6.89% 349 16,794,457.69AUD 282 9,795,709.57 AUD 588 25,467,154.47 AUD 43 1,123,012.79AUD
A4 324 3.00% 14,775,820.34 AUD 3.83% 194 10,133,251.24 AUD 130 4,642,569.10AUD 251 12,720,842.36AUD 73 2,054,977.98AUD
A5 166 1.54% 8,297,867.14 AUD 2.15% 107 6,044,045.96AUD 59 2,253,821.18AUD 111 6,257,083.99AUD 55 2,040,783.15AUD
A6 65 0.60% 4,231,466.51 AUD 1.10% 40 3,090,890.64 AUD 25 1,140,575.87 AUD 42 3,287,608.00AUD 23 943,858.51 AUD
A7 35 0.32% 2,956,023.12 AUD 0.77% 25 2,222,110.95AUD 10 733,912.17 AUD 24 2,243,662.16AUD 11 712,360.96AUD
A8 13 0.12% 1,285,693.18AUD 0.33% 7 793,181.64 AUD 6 492,511.54 AUD 10 1,147,456.42 AUD 3 138,236.76AUD
Q3 345 3.20% 13,587,592.62 AUD 3.52% 193 8,245,072.09AUD 152 5,342,520.53AUD 311 12,580,401.00AUD 34 1,007,191.62 AUD
Q5 395 3.66% 19,933,498.31 AUD 5.17% 221 12,803,248.40AUD 174 7,130,249.91 AUD 302 16,683,005.20AUD 93 3,250,493.11 AUD
Q7 373 3.45% 26,398,768.86AUD 6.84% 233 18,107,519.05AUD 140 8,291,249.81 AUD 300 23,260,241.65AUD 73 3,138,527.21 AUD
R8 11 0.10% 2,380,330.29AUD 0.62% 10 2,300,158.10AUD 1 80,172.19AUD 8 2,048,072.76AUD 3 332,257.53AUD
TT 88 0.82% 4,369,734.02 AUD 1.13% 54 3,121,519.27 AUD 34 1,248,214.75AUD 70 3,835,794.04 AUD 18 533,939.98AUD
SubTotal 2,634 **24.40% ** 129,073,913.68 AUD 33.45% 1,514 85,686,222.11 AUD 1,120 43,387,691.57 AUD 2,176 113,367,858.57 AUD 458 15,706,055.11 AUD
BENTLEY ARNAGE 1 0.01% 128,171.15AUD 0.03% - - AUD 1 128,171.15AUD - - AUD 1 128,171.15AUD
CONTINENTAL 1 0.01% 253,791.81 AUD 0.07% 1 253,791.81 AUD - - AUD 1 253,791.81 AUD - - AUD
FLYING SPUR 2 0.02% 546,009.35AUD 0.14% 1 269,479.50AUD 1 276,529.85AUD 1 269,479.50AUD 1 276,529.85AUD
MULSANNE 1 0.01% 407,275.01 AUD 0.11% 1 407,275.01 AUD - - AUD 1 407,275.01 AUD - - AUD
SubTotal 5 **0.05% ** 1,335,247.32 AUD 0.35% 3 930,546.32 AUD 2 404,701.00 AUD 3 930,546.32 AUD 2 404,701.00 AUD
LAMBORGHINI GALLARDO - 0.00% - AUD 0.00% - - AUD - - AUD - - AUD - - AUD
AVENTADOR 1 0.01% 95,865.97 AUD 0.02% 1 95,865.97 AUD - - AUD - - AUD 1 95,865.97 AUD
HURACAN 7 0.06% 1,992,865.95AUD 0.52% 7 1,992,865.95AUD - - AUD 7 1,992,865.95AUD - - AUD
SubTotal 8 **0.07% ** 2,088,731.92 AUD 0.54% 8 2,088,731.92 AUD - - AUD 7 1,992,865.95 AUD 1 95,865.97 AUD
PORSCHE BOXSTER 1 0.01% 79,201.66AUD 0.02% 1 79,201.66AUD - - AUD 1 79,201.66AUD - - AUD
CARRERA / 911 5 0.05% 995,112.87 AUD 0.26% 3 877,441.46AUD 2 117,671.41 AUD 4 959,983.19AUD 1 35,129.68AUD
CAYENNE 3 0.03% 192,768.14 AUD 0.05% 2 157,762.06AUD 1 35,006.08AUD - - AUD 3 192,768.14 AUD
CAYMAN 3 0.03% 313,600.83AUD 0.08% 2 288,976.88AUD 1 24,623.95AUD 2 288,976.88AUD 1 24,623.95AUD
MACAN 8 0.07% 792,242.90AUD 0.21% 7 676,250.57 AUD 1 115,992.33AUD 8 792,242.90AUD - - AUD
PANAMERA 2 0.02% 240,819.10AUD 0.06% 1 154,617.22 AUD 1 86,201.88AUD - - AUD 2 240,819.10AUD
SubTotal 22 **0.20% ** 2,613,745.50 AUD 0.68% 16 2,234,249.85 AUD 6 379,495.65 AUD 15 2,120,404.63 AUD 7 493,340.87 AUD
SKODA FABIA 57 0.53% 847,919.59AUD 0.22% 8 129,039.30AUD 49 718,880.29AUD 55 825,462.78AUD 2 22,456.81 AUD
OCTAVIA 116 1.07% 3,122,128.42 AUD 0.81% 46 1,401,545.85AUD 70 1,720,582.57 AUD 111 3,037,180.95AUD 5 84,947.47 AUD
RAPID 23 0.21% 390,692.57 AUD 0.10% 3 53,478.11 AUD 20 337,214.46AUD 23 390,692.57 AUD - - AUD
ROOMSTER - 0.00% - AUD 0.00% - - AUD - - AUD - - AUD - - AUD
SUPERB 39 0.36% 1,224,010.24 AUD 0.32% 17 622,288.13AUD 22 601,722.11 AUD 29 1,052,626.56AUD 10 171,383.68AUD
YETI 37 0.34% 680,845.24 AUD 0.18% 9 171,074.49AUD 28 509,770.75AUD 33 641,091.71 AUD 4 39,753.53AUD
SubTotal 272 **2.52% ** 6,265,596.06 AUD 1.62% 83 2,377,425.88 AUD 189 3,888,170.18 AUD 251 5,947,054.57 AUD 21 318,541.49 AUD
VOLKSWAGEN AMAROK 1,223 11.33% 43,454,261.58AUD 11.26% 474 19,061,754.35AUD 749 24,392,507.23AUD 1,155 41,933,763.92 AUD 68 1,520,497.66AUD
CADDY 202 1.87% 4,951,994.01 AUD 1.28% 80 2,111,958.80AUD 122 2,840,035.21 AUD 185 4,736,310.40AUD 17 215,683.61 AUD
CARAVELLE 8 0.07% 318,106.89AUD 0.08% 2 115,226.24 AUD 6 202,880.65AUD 6 270,584.04 AUD 2 47,522.85AUD
CRAFTER 81 0.75% 2,948,800.08AUD 0.76% 28 1,084,922.97 AUD 53 1,863,877.11 AUD 76 2,838,260.60AUD 5 110,539.48AUD
EOS 11 0.10% 222,312.74 AUD 0.06% 2 60,049.61 AUD 9 162,263.13AUD 3 68,362.57 AUD 8 153,950.17 AUD
GOLF 2,032 18.82% 53,014,765.40AUD 13.74% 813 24,149,610.09AUD 1,219 28,865,155.31 AUD 1,890 50,405,011.38AUD 142 2,609,754.02 AUD
JETTA 326 3.02% 6,338,428.44 AUD 1.64% 93 1,958,149.07 AUD 233 4,380,279.37 AUD 303 6,045,130.84 AUD 23 293,297.60AUD
MULTIVAN 96 0.89% 4,175,351.71 AUD 1.08% 54 2,554,412.57 AUD 42 1,620,939.14 AUD 88 3,916,281.54 AUD 8 259,070.17 AUD
NEW BEETLE 18 0.17% 445,307.55AUD 0.12% 7 210,645.00AUD 11 234,662.55AUD 14 388,035.10AUD 4 57,272.45AUD
PASSAT 284 2.63% 8,679,868.06AUD 2.25% 115 3,883,654.99AUD 169 4,796,213.07 AUD 205 6,996,797.56AUD 79 1,683,070.50AUD
POLO 324 3.00% 5,562,353.65AUD 1.44% 67 1,316,369.94 AUD 257 4,245,983.71 AUD 303 5,268,176.54 AUD 21 294,177.11 AUD
SCIROCCO 31 0.29% 1,096,511.98AUD 0.28% 11 442,600.93AUD 20 653,911.05AUD 24 921,273.06AUD 7 175,238.92 AUD
TIGUAN 252 2.33% 5,771,578.31 AUD 1.50% 48 1,390,073.52 AUD 204 4,381,504.79AUD 189 4,952,712.67 AUD 63 818,865.64 AUD
TOUAREG 180 1.67% 9,548,872.26AUD 2.47% 97 5,687,777.82 AUD 83 3,861,094.44 AUD 160 8,879,027.70AUD 20 669,844.56AUD
TRANSPORTER 246 2.28% 7,721,995.44 AUD 2.00% 104 3,629,445.42 AUD 142 4,092,550.02 AUD 224 7,354,490.46AUD 22 367,504.98AUD
UP! 2 0.02% 15,229.96AUD 0.00% - - AUD 2 15,229.96AUD 1 3,456.98AUD 1 11,772.98AUD
SubTotal 5,316 **49.24% ** 154,265,738.06 AUD 39.98% 1,995 67,656,651.32 AUD 3,321 86,609,086.74 AUD 4,826 144,977,675.36 AUD 490 9,288,062.70 AUD
Volkswagen Group Vehicles SubTotal 8,257 **76.48% ** 295,642,972.54 AUD 76.63% 3,619 160,973,827.40 AUD 4,638 134,669,145.14 AUD 7,278 269,336,405.40 AUD 979 26,306,567.14 AUD

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Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

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Pool Data VII

Distribution by Vehicle Brand and Models

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Product Type Product Type Product Type Product Type Product Type Product Type
Hire Purchase Chattel Mortgage Consumer Loan
Make Model Number of
Contracts
Percentage of
Contracts
Outstanding
Discounted
Receivables Balance
Percentage of
Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Other Vehicles
HOLDEN 374 3.46% 11,466,566.44 AUD 2.97% 1 34,309.61 AUD 206 6,650,098.48AUD 167 4,782,158.35AUD
LAND ROVER 159 1.47% 10,490,181.71 AUD 2.72% 1 20,412.94 AUD 126 8,779,918.64 AUD 32 1,689,850.13AUD
SUBARU 306 2.83% 9,414,624.81 AUD 2.44% 3 103,087.83AUD 141 4,487,557.64 AUD 162 4,823,979.34 AUD
FORD 168 1.56% 5,744,289.69AUD 1.49% 1 59,371.40AUD 132 4,623,649.40AUD 35 1,061,268.89AUD
MITSUBISHI 192 1.78% 5,481,030.61 AUD 1.42% - - AUD 127 3,828,811.65AUD 65 1,652,218.96AUD
MAZDA 188 1.74% 5,467,688.96AUD 1.42% - - AUD 123 3,904,654.28AUD 65 1,563,034.68AUD
TOYOTA 158 1.46% 4,719,920.24 AUD 1.22% - - AUD 110 3,404,340.65AUD 48 1,315,579.59AUD
NISSAN 140 1.30% 4,357,214.60AUD 1.13% 1 6,727.80AUD 93 3,115,574.25AUD 46 1,234,912.55AUD
BMW 100 0.93% 4,111,919.29AUD 1.07% - - AUD 59 2,621,326.47 AUD 41 1,490,592.82 AUD
HONDA 165 1.53% 3,942,254.26AUD 1.02% 1 27,072.59AUD 47 1,385,083.78AUD 117 2,530,097.89AUD
HYUNDAI 133 1.23% 3,548,092.74 AUD 0.92% - - AUD 79 2,282,598.39AUD 54 1,265,494.35AUD
MERCEDES-BENZ 67 0.62% 3,390,890.80AUD 0.88% - - AUD 43 2,531,294.14 AUD 24 859,596.66AUD
MASERATI 18 0.17% 2,620,471.95AUD 0.68% - - AUD 14 2,035,349.50AUD 4 585,122.45AUD
JEEP 60 0.56% 2,050,944.25AUD 0.53% - - AUD 35 1,369,157.60AUD 25 681,786.65AUD
MCLAREN 6 0.06% 1,844,694.50AUD 0.48% - - AUD 6 1,844,694.50AUD - - AUD
RENAULT 63 0.58% 1,780,213.01 AUD 0.46% - - AUD 46 1,390,044.78AUD 17 390,168.23AUD
JAGUAR 20 0.19% 1,446,048.68AUD 0.37% - - AUD 16 1,211,519.09AUD 4 234,529.59AUD
ROVER 24 0.22% 1,337,334.49AUD 0.35% 1 64,633.43AUD 16 872,865.12 AUD 7 399,835.94 AUD
KIA 45 0.42% 1,242,422.96AUD 0.32% - - AUD 23 753,765.64 AUD 22 488,657.32 AUD
VOLVO 18 0.17% 845,520.98AUD 0.22% 1 14,045.38AUD 10 516,903.51 AUD 7 314,572.09AUD
ISUZU 21 0.19% 695,727.63AUD 0.18% - - AUD 17 542,523.03AUD 4 153,204.60AUD
ASTON MARTIN 3 0.03% 686,853.59AUD 0.18% - - AUD 3 686,853.59AUD - - AUD
SUZUKI 27 0.25% 471,175.39AUD 0.12% - - AUD 14 254,835.76AUD 13 216,339.63AUD
FERRARI 1 0.01% 424,341.75AUD 0.11% - - AUD 1 424,341.75AUD - - AUD
LEXUS 11 0.10% 416,792.32 AUD 0.11% - - AUD 6 242,497.17 AUD 5 174,295.15AUD
FIAT 15 0.14% 333,811.71 AUD 0.09% - - AUD 7 158,347.31 AUD 8 175,464.40AUD
LOTUS 3 0.03% 244,307.46AUD 0.06% - - AUD 2 222,074.20AUD 1 22,233.26AUD
CHRYSLER 3 0.03% 236,819.46AUD 0.06% - - AUD 3 236,819.46AUD - - AUD
ALFA ROMEO 9 0.08% 196,142.51 AUD 0.05% - - AUD 3 63,275.25AUD 6 132,867.26AUD
PEUGEOT 8 0.07% 195,483.47 AUD 0.05% - - AUD 5 130,648.94 AUD 3 64,834.53AUD
ROLLS-ROYCE 1 0.01% 192,986.46AUD 0.05% - - AUD 1 192,986.46AUD - - AUD
FOTON 8 0.07% 164,020.82 AUD 0.04% - - AUD 5 93,530.75AUD 3 70,490.07 AUD
CITROEN 5 0.05% 161,103.94 AUD 0.04% - - AUD 5 161,103.94 AUD - - AUD
DODGE 6 0.06% 123,520.88AUD 0.03% - - AUD 3 66,511.01 AUD 3 57,009.87 AUD
MINI 4 0.04% 103,529.87 AUD 0.03% - - AUD 1 24,566.51 AUD 3 78,963.36AUD
GMC 1 0.01% 83,880.27 AUD 0.02% - - AUD 1 83,880.27 AUD - - AUD
SSANGYONG 3 0.03% 66,047.86AUD 0.02% - - AUD 1 10,818.08AUD 2 55,229.78AUD
LDV 1 0.01% 29,255.02 AUD 0.01% - - AUD 1 29,255.02 AUD - - AUD
GREAT WALL 3 0.03% 28,750.82 AUD 0.01% - - AUD 3 28,750.82 AUD - - AUD
MAHINDRA 1 0.01% 20,272.47 AUD 0.01% - - AUD 1 20,272.47 AUD - - AUD
OPEL 1 0.01% 5,259.36AUD 0.00% - - AUD 1 5,259.36AUD - - AUD
CHERY - 0.00% - AUD 0.00% - - AUD - - AUD - - AUD
HUMMER - 0.00% - AUD 0.00% - - AUD - - AUD - - AUD
Other Vehicles SubTotal 2,539 **23.52% ** 90,182,408.03 AUD 23.37% 10 329,660.98 AUD 1,536 61,288,358.66 AUD 993 28,564,388.39 AUD
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00% 60 1,322,151.85 AUD 6,203 248,452,598.37 AUD 4,533 136,050,630.35 AUD

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72

Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

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Pool Data VII

Distribution by Vehicle Brand and Models

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Balloon Balloon Balloon Balloon Vehicle Status Vehicle Status Vehicle Status Vehicle Status
Balloon No Balloon New Used
Make Model Number of
Contracts
Percentage of
Contracts
Outstanding
Discounted
Receivables Balance
Percentage of
Balance
Number of
Contracts
Outstanding
Discounted
Receivables Balance
Number of
Contracts
Outstanding
Discounted
Receivables Balance
Number of
Contracts
Outstanding
Discounted
Receivables Balance
Number of
Contracts
Outstanding
Discounted
Receivables Balance
Other Vehicles
HOLDEN 374 3.46% 11,466,566.44 AUD 2.97% 110 4,412,215.40AUD 264 7,054,351.04 AUD 248 8,754,777.32 AUD 126 2,711,789.12 AUD
LAND ROVER 159 1.47% 10,490,181.71 AUD 2.72% 97 7,758,533.41 AUD 62 2,731,648.30AUD 112 8,597,369.37 AUD 47 1,892,812.34 AUD
SUBARU 306 2.83% 9,414,624.81 AUD 2.44% 100 3,519,869.63AUD 206 5,894,755.18AUD 259 8,303,184.48AUD 47 1,111,440.33AUD
FORD 168 1.56% 5,744,289.69AUD 1.49% 45 1,960,924.97 AUD 123 3,783,364.72 AUD 99 4,321,999.55AUD 69 1,422,290.14 AUD
MITSUBISHI 192 1.78% 5,481,030.61 AUD 1.42% 58 1,991,824.60AUD 134 3,489,206.01 AUD 156 4,722,187.84 AUD 36 758,842.77 AUD
MAZDA 188 1.74% 5,467,688.96AUD 1.42% 63 2,176,231.48AUD 125 3,291,457.48AUD 158 4,943,845.41 AUD 30 523,843.55AUD
TOYOTA 158 1.46% 4,719,920.24 AUD 1.22% 26 1,162,678.80AUD 132 3,557,241.44 AUD 57 2,395,493.35AUD 101 2,324,426.89AUD
NISSAN 140 1.30% 4,357,214.60AUD 1.13% 44 1,870,540.66AUD 96 2,486,673.94 AUD 91 3,414,107.16AUD 49 943,107.44 AUD
BMW 100 0.93% 4,111,919.29AUD 1.07% 36 2,046,865.36AUD 64 2,065,053.93AUD 28 1,664,668.68AUD 72 2,447,250.61 AUD
HONDA 165 1.53% 3,942,254.26AUD 1.02% 25 822,522.62 AUD 140 3,119,731.64 AUD 119 3,191,870.81 AUD 46 750,383.45AUD
HYUNDAI 133 1.23% 3,548,092.74 AUD 0.92% 38 1,199,638.12 AUD 95 2,348,454.62 AUD 110 3,085,708.68AUD 23 462,384.06AUD
MERCEDES-BENZ 67 0.62% 3,390,890.80AUD 0.88% 35 2,286,918.68AUD 32 1,103,972.12 AUD 18 1,227,056.22 AUD 49 2,163,834.58AUD
MASERATI 18 0.17% 2,620,471.95AUD 0.68% 14 2,184,259.38AUD 4 436,212.57 AUD 16 2,437,387.23AUD 2 183,084.72 AUD
JEEP 60 0.56% 2,050,944.25AUD 0.53% 19 773,009.14 AUD 41 1,277,935.11 AUD 31 1,293,065.75AUD 29 757,878.50AUD
MCLAREN 6 0.06% 1,844,694.50AUD 0.48% 6 1,844,694.50AUD - - AUD 5 1,613,151.38AUD 1 231,543.12 AUD
RENAULT 63 0.58% 1,780,213.01 AUD 0.46% 26 821,997.13AUD 37 958,215.88AUD 56 1,594,179.61 AUD 7 186,033.40AUD
JAGUAR 20 0.19% 1,446,048.68AUD 0.37% 11 926,130.86AUD 9 519,917.82 AUD 16 1,364,203.60AUD 4 81,845.08AUD
ROVER 24 0.22% 1,337,334.49AUD 0.35% 15 866,268.32 AUD 9 471,066.17 AUD 24 1,337,334.49AUD - - AUD
KIA 45 0.42% 1,242,422.96AUD 0.32% 6 233,761.75AUD 39 1,008,661.21 AUD 35 1,073,580.72 AUD 10 168,842.24 AUD
VOLVO 18 0.17% 845,520.98AUD 0.22% 10 588,205.11 AUD 8 257,315.87 AUD 12 713,184.96AUD 6 132,336.02 AUD
ISUZU 21 0.19% 695,727.63AUD 0.18% 3 106,254.66AUD 18 589,472.97 AUD 18 612,852.74 AUD 3 82,874.89AUD
ASTON MARTIN 3 0.03% 686,853.59AUD 0.18% 3 686,853.59AUD - - AUD 2 435,484.50AUD 1 251,369.09AUD
SUZUKI 27 0.25% 471,175.39AUD 0.12% 6 117,721.11 AUD 21 353,454.28AUD 21 400,356.63AUD 6 70,818.76AUD
FERRARI 1 0.01% 424,341.75AUD 0.11% 1 424,341.75AUD - - AUD 1 424,341.75AUD - - AUD
LEXUS 11 0.10% 416,792.32 AUD 0.11% 3 159,153.55AUD 8 257,638.77 AUD 3 172,055.88AUD 8 244,736.44 AUD
FIAT 15 0.14% 333,811.71 AUD 0.09% 2 56,452.28AUD 13 277,359.43AUD 15 333,811.71 AUD - - AUD
LOTUS 3 0.03% 244,307.46AUD 0.06% 2 222,074.20AUD 1 22,233.26AUD 1 119,087.61 AUD 2 125,219.85AUD
CHRYSLER 3 0.03% 236,819.46AUD 0.06% 1 100,420.88AUD 2 136,398.58AUD 3 236,819.46AUD - - AUD
ALFA ROMEO 9 0.08% 196,142.51 AUD 0.05% 1 27,946.95AUD 8 168,195.56AUD 7 169,480.08AUD 2 26,662.43AUD
PEUGEOT 8 0.07% 195,483.47 AUD 0.05% 2 52,614.28AUD 6 142,869.19AUD 6 160,036.27 AUD 2 35,447.20AUD
ROLLS-ROYCE 1 0.01% 192,986.46AUD 0.05% 1 192,986.46AUD - - AUD - - AUD 1 192,986.46AUD
FOTON 8 0.07% 164,020.82 AUD 0.04% - - AUD 8 164,020.82 AUD 7 145,064.17 AUD 1 18,956.65AUD
CITROEN 5 0.05% 161,103.94 AUD 0.04% 3 114,505.98AUD 2 46,597.96AUD 5 161,103.94 AUD - - AUD
DODGE 6 0.06% 123,520.88AUD 0.03% 1 28,841.03AUD 5 94,679.85AUD 1 28,841.03AUD 5 94,679.85AUD
MINI 4 0.04% 103,529.87 AUD 0.03% - - AUD 4 103,529.87 AUD 2 59,166.93AUD 2 44,362.94 AUD
GMC 1 0.01% 83,880.27 AUD 0.02% 1 83,880.27 AUD - - AUD 1 83,880.27 AUD - - AUD
SSANGYONG 3 0.03% 66,047.86AUD 0.02% - - AUD 3 66,047.86AUD 1 26,676.69AUD 2 39,371.17 AUD
LDV 1 0.01% 29,255.02 AUD 0.01% - - AUD 1 29,255.02 AUD 1 29,255.02 AUD - - AUD
GREAT WALL 3 0.03% 28,750.82 AUD 0.01% - - AUD 3 28,750.82 AUD - - AUD 3 28,750.82 AUD
MAHINDRA 1 0.01% 20,272.47 AUD 0.01% - - AUD 1 20,272.47 AUD 1 20,272.47 AUD - - AUD
OPEL 1 0.01% 5,259.36AUD 0.00% - - AUD 1 5,259.36AUD - - AUD 1 5,259.36AUD
CHERY - 0.00% - AUD 0.00% - - AUD - - AUD - - AUD - - AUD
HUMMER - 0.00% - AUD 0.00% - - AUD - - AUD - - AUD - - AUD
Other Vehicles SubTotal 2,539 **23.52% ** 90,182,408.03 AUD 23.37% 814 41,821,136.91 AUD 1,725 48,361,271.12 AUD 1,746 69,666,943.76 AUD 793 20,515,464.27 AUD
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00% 4,433 202,794,964.31 AUD 6,363 183,030,416.26 AUD 9,024 339,003,349.16 AUD 1,772 46,822,031.41 AUD

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Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents

Pool Data VIII

Region

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Product Type Product Type Product Type Product Type Product Type Product Type
Hire Purchase Chattel Mortgage Consumer Loan
Region Number of
Contracts
Percentage
of Contracts
Outstanding Discounted
Receivables Balance
Percentage
of Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
AustralianCapital Territory 378 3.50% 13,678,341.71 AUD 3.55% 1 6,727.80 AUD 162 7,349,135.24 AUD 215 6,322,478.67 AUD
NewSouth Wales 4,764 44.13% 178,355,656.71 AUD 46.23% 30 718,823.25 AUD 2,840 118,759,577.13 AUD 1,894 58,877,256.33 AUD
Northern Territory 13 0.12% 410,347.76 AUD 0.11% - - AUD 4 90,893.44 AUD 9 319,454.32 AUD
Queensland 1,600 14.82% 60,483,195.18 AUD 15.68% 6 139,492.46 AUD 1,024 41,733,756.66 AUD 570 18,609,946.06 AUD
South Australia 337 3.12% 11,481,214.02 AUD 2.98% - - AUD 205 7,695,620.63 AUD 132 3,785,593.39 AUD
Tasmania 47 0.44% 1,463,131.12 AUD 0.38% - - AUD 33 1,152,866.92 AUD 14 310,264.20 AUD
Victoria 2,986 27.66% 97,384,395.31 AUD 25.24% 22 397,736.94 AUD 1,571 58,560,721.89 AUD 1,393 38,425,936.48 AUD
Western Australia 671 6.22% 22,569,098.76 AUD 5.85% 1 59,371.40 AUD 364 13,110,026.46 AUD 306 9,399,700.90 AUD
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00% **60 ** 1,322,151.85 AUD **6,203 ** 248,452,598.37 AUD **4,533 ** 136,050,630.35 AUD

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Pool Data VIII

Region

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Balloon Balloon Balloon Balloon Vehicle Status Vehicle Status Vehicle Status Vehicle Status
Balloon No Balloon New Used
Region Number of
Contracts
Percentage
of Contracts
Outstanding Discounted
Receivables Balance
Percentage
of Balance
Number of
Contracts
Outstanding
Discounted
Receivables Balance
Number of
Contracts
Outstanding
Discounted
Receivables Balance
Number of
Contracts
Outstanding
Discounted
Receivables Balance
Number of
Contracts
Outstanding
Discounted
Receivables Balance
AustralianCapital Territory 378 3.50% 13,678,341.71 AUD 3.55% 115 5,986,383.34 AUD 263 7,691,958.37 AUD 315 12,231,082.77 AUD 63 1,447,258.94 AUD
NewSouth Wales 4,764 44.13% 178,355,656.71 AUD 46.23% 2,001 96,954,203.02 AUD 2,763 81,401,453.69 AUD 3,904 154,394,354.63 AUD 860 23,961,302.08 AUD
Northern Territory 13 0.12% 410,347.76 AUD 0.11% 1 33,826.12 AUD 12 376,521.64 AUD 9 289,880.92 AUD 4 120,466.84 AUD
Queensland 1,600 14.82% 60,483,195.18 AUD 15.68% 730 34,641,729.95 AUD 870 25,841,465.23 AUD 1,392 54,118,548.58 AUD 208 6,364,646.60 AUD
South Australia 337 3.12% 11,481,214.02 AUD 2.98% 126 5,465,931.90 AUD 211 6,015,282.12 AUD 294 10,408,255.84 AUD 43 1,072,958.18 AUD
Tasmania 47 0.44% 1,463,131.12 AUD 0.38% 12 468,231.06 AUD 35 994,900.06 AUD 40 1,296,967.13 AUD 7 166,163.99 AUD
Victoria 2,986 27.66% 97,384,395.31 AUD 25.24% 1,229 50,208,350.58 AUD 1,757 47,176,044.73 AUD 2,525 86,950,898.49 AUD 461 10,433,496.82 AUD
Western Australia 671 6.22% 22,569,098.76 AUD 5.85% 219 9,036,308.34 AUD 452 13,532,790.42 AUD 545 19,313,360.80 AUD 126 3,255,737.96 AUD
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00% **4,433 ** 202,794,964.31 AUD **6,363 ** 183,030,416.26 AUD 9,024 339,003,349.16 AUD 1,772 46,822,031.41 AUD

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Individual Hardship Extensions*

Individual Extensions Approved
For After Poolcut*
Number of Contracts Percentage of Contracts Outstanding Discounted
Receivables Balance
Percentage of Balance
None 10,788 99.93% 385,589,667.73AUD 99.94%
1 8 0.07% 235,712.84 AUD 0.06%
2 - 0.00% 0.00AUD 0.00%
3 - 0.00% 0.00AUD 0.00%
Total 10,796 100.00% 385,825,380.57 AUD 100.00%

*Individual Hardship Extensions Approved For After Poolcut For Contracts Active At End of Reporting Period

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Engine Type

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Product Type Product Type Product Type Product Type Product Type Product Type
Hire Purchase Chattel Mortgage Consumer Loan
Engine Type Number of
Contracts
Percentage
of Contracts
Outstanding Discounted
Receivables Balance
Percentage
of Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
Number of
Contracts
Outstanding Discounted
Receivables Balance
EA 189 (Unfixed) 346 3.20% 8,612,858.38 AUD 2.23% 12 130,595.95 AUD 196 4,915,447.77 AUD 138 3,566,814.66 AUD
Other 10,450 96.80% 377,212,522.19 AUD 97.77% 48 1,191,555.90 AUD 6,007 243,537,150.60 AUD 4,395 132,483,815.69 AUD
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00% **60 ** 1,322,151.85 AUD **6,203 ** 248,452,598.37 AUD **4,533 ** 136,050,630.35 AUD

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Engine Type

Total Portfolio Total Portfolio Total Portfolio Total Portfolio Total Portfolio Balloon Balloon Balloon Balloon Vehicle Status Vehicle Status Vehicle Status Vehicle Status
Balloon No Balloon New Used
Engine Type Number of
Contracts
Percentage
of Contracts
Outstanding Discounted
Receivables Balance
Percentage
of Balance
Number of
Contracts
Outstanding
Discounted
Receivables Balance
Number of
Contracts
Outstanding
Discounted
Receivables Balance
Number of
Contracts
Outstanding
Discounted
Receivables Balance
Number of
Contracts
Outstanding
Discounted
Receivables Balance
EA 189 (Unfixed) 346 3.20% 8,612,858.38 AUD 2.23% 115 3,660,268.31 AUD 231 4,952,590.07 AUD 146 4,296,707.73 AUD 200 4,316,150.65 AUD
Other 10,450 96.80% 377,212,522.19 AUD 97.77% 4,318 199,134,696.00 AUD 6,132 178,077,826.19 AUD 8,878 334,706,641.43 AUD 1,572 42,505,880.76 AUD
Total 10,796 **100.00% ** 385,825,380.57 AUD 100.00% **4,433 ** 202,794,964.31 AUD **6,363 ** 183,030,416.26 AUD 9,024 339,003,349.16 AUD 1,772 46,822,031.41 AUD

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Publication Date: 18/11/2016 Period: 10/2016 / Period No. 5 Contents Contract Level Data Net Salvage Recoveries By Contract By Month No. Month / Year of Origination Month / Year of Net Salvage Outstanding Discounted Receivables Balance at Poolcut ABS Gross Salvage Loss ABS Net Salvage Loss ABS Recoveries After Net Salvage ABS Net Salvage Loss After Recoveries Loss Percentage on Poolcut Balance Geographical Location of Borrower Vehicle Type (New/Used) Vehicle Manufacturer Product Type Total - - AUD - AUD - AUD - AUD - AUD

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Contract Level Data Net Salvage Recoveries By Contract By Month
No. Month / Year of
Origination
Month / Year of Net
Salvage
Jun-16 Jul-16 Aug-16 Sep-16 Oct-16 Nov-16 Dec-16 Jan-17 Feb-1 7
- AUD - AUD - AUD - AUD - AUD - AUD - AUD - AUD - AUD
Total
-
**- AUD ** **- AUD ** **- AUD ** **- AUD ** **- AUD ** **- AUD ** **- AUD ** **- AUD ** - AUD

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Contract Level Data Net Salvage Recoveries By Contract By Month
No. Month / Year of
Origination
Month / Year of Net
Salvage
Mar-17 Apr-17 May-17 Jun-17 Jul-17 Aug-17 Sep-17 Oct-17 Nov- 17
- AUD - AUD - AUD - AUD - AUD - AUD - AUD - AUD - AUD
Total
-
**- AUD ** **- AUD ** **- AUD ** **- AUD ** **- AUD ** **- AUD ** **- AUD ** **- AUD ** - AUD

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Period: 10/2016 / Pe
8/11/2016
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Contents
Contract Level Data Net Salvage Recoveries By Contract By Month
No. Month / Year of
Origination
Month / Year of Net
Salvage
Dec-17 Jan-18 Feb-18 Mar-18 Apr-18 May-18 Jun-18 Jul-18 Aug- 18
- AUD - AUD - AUD - AUD - AUD - AUD - AUD - AUD - AUD
Total
-
**- AUD ** **- AUD ** **- AUD ** **- AUD ** **- AUD ** **- AUD ** **- AUD ** **- AUD ** - AUD

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Contract Level Data Net Salvage Recoveries By Contract By Month
No. Month / Year of
Origination
Month / Year of Net
Salvage
Sep-18 Oct-18 Nov-18 Dec-18 Jan-19 Feb-19 Mar-19 Apr-19 May- 19
- AUD - AUD - AUD - AUD - AUD - AUD - AUD - AUD - AUD
Total
-
**- AUD ** **- AUD ** **- AUD ** **- AUD ** **- AUD ** **- AUD ** **- AUD ** **- AUD ** - AUD

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Contract Level Data Contract Level Data Contract Level Data Net Salvage Recoveries By Contract By Month Net Salvage Recoveries By Contract By Month Net Salvage Recoveries By Contract By Month Net Salvage Recoveries By Contract By Month Net Salvage Recoveries By Contract By Month Net Salvage Recoveries By Contract By Month Net Salvage Recoveries By Contract By Month Net Salvage Recoveries By Contract By Month Net Salvage Recoveries By Contract By Month
No. Month / Year of
Origination
Month / Year of Net
Salvage
Jun-19 Jul-19 Aug-19 Sep-19 Oct-19 Nov-19 Dec-19 Jan-20 Feb-20
- AUD - AUD - AUD - AUD - AUD - AUD - AUD - AUD - AUD
Total
-
**- AUD ** **- AUD ** **- AUD ** **- AUD ** **- AUD ** **- AUD ** **- AUD ** **- AUD ** - AUD

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Publication Date: 18/11/2016
Period: 10/2016 / Period No. 5
Contents
Contract Level Data
No. Month / Year of Origination Month / Year of Net Salvage Mar-20 Apr-20
- AUD - AUD
Total - - AUD - AUD
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