Delfin Group

Interest Rate Update/Notice • Sep 22, 2025

DelfinGroup announces fixing of coupon rate for the floating-rate bonds effective from 25 September 2025

The new coupon rate of DelfinGroup bonds with a variable rate with quarterly interest rate fixing, from 25 September 2025 to 24 December 2025, is as follows.

Bonds included in the Nasdaq Riga Baltic First North market:

• DGRBFLOT26FA, ISIN LV0000802718: 11.016%;
• DGRBFLOT26FB, ISIN LV0000860146: 11.016%;
• DGRBFLOT28FA, ISIN LV0000802700: 13.516%;

Bonds:

• ISIN LV0000870145: 13.016%.

About DelfinGroup

DelfinGroup is a licenced fintech company established in 2009 and currently operating in Latvia and Lithuania. The company operates under the brand names Banknote and VIZIA. The company has been profitable every year since 2010. DelfinGroup continuously develops and offers consumer loans, pawn loans, and the sale of pre-owned goods online and at more than 80 branches across Latvia. Since 2014, DelfinGroup has been known on the Nasdaq Riga Stock Exchange as a bond issuer and, since 2021, as a listed company on the Baltic Main List. The company regularly pays dividends to its shareholders. The sustainability of DelfinGroup is based on focused corporate governance, fintech innovation, responsible lending, financial inclusion, and facilitating the circular economy.

Additional information:

Artūrs Dreimanis

DelfinGroup Head of Treasury and Investor Relations

Phone: +371 26189988

E-mail: IR@delfingroup.lv