Delfin Group

Capital/Financing Update • Mar 20, 2025

DelfinGroup announces fixing of coupon rate for the floating-rate bonds effective from 25 March 2025

The new coupon rate of DelfinGroup bonds with a variable rate with quarterly interest rate fixing, from 25 March 2025 to 24 June 2025, is as follows.

Bonds included in the Nasdaq Riga Baltic First North market:

• DGRBFLOT26FA, ISIN LV0000802718: 11.426%;
• DGRBFLOT26FB, ISIN LV0000860146: 11.426%;
• DGRBFLOT28FA, ISIN LV0000802700: 13.926%;

Bonds:

• ISIN LV0000870145: 13.426%.

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About DelfinGroup

DelfinGroup is a licensed Latvian fintech company founded in 2009 and operating under the Banknote and VIZIA brands. The Company has been profitable every year since 2010. DelfinGroup continuously develops and offers consumer loans, loans for seniors, buy now, pay later loans, pawn loans and sales of pre-owned, little used and new goods in almost 90 branches in Latvian and Lithuania, as well as online. Since 2014, DelfinGroup has been known on the Nasdaq Riga Stock Exchange as a bond issuer and, since 2021, as a listed company on the Baltic Main List. The Company pays regular quarterly dividends. The sustainability of DelfinGroup is based on focused corporate governance, fintech innovation, responsible lending, financial inclusion, and facilitating the circular economy.

For further information, please contact:

Artūrs Dreimanis

DelfinGroup Head of Treasury and Investor Relations

Phone: +371 26189988

E-mail: IR@delfingroup.lv