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CTT-Correios de Portugal

Earnings Release Jul 31, 2018

1911_iss_2018-07-31_8d9ac973-bc45-431b-b0fb-39e91c71941b.pdf

Earnings Release

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1H18 Results Presentation

Disclaimer

DISCLAIMER

This document has been prepared by CTT - Correios de Portugal, S.A. (the "Company" or "CTT") exclusively for use during the presentation of the 1st half 2018 results. As a consequence thereof, this document may not be disc nor used by any other person or entity, for any other reason or purpose without the express and prior written consent of CTT. This document (i) may contain summarised information and be subject to amendments and supplement information contained herein has not been verified, reviewed nor audited by any of the Company's advisors or auditors. Except as required by applicable law. CTT does not undertake any obligation to publicly update or revis contained in this document. Consequently, the Company does not assume liability for this document if it is used for a purpose other than the above. No express or implied representation, warranty or undertaking is made as t placed on, the accuracy, completeness or correctness of the information or the opinions or statements expressed herein. Neither the Company nor its subsidiaries, affiliates, directors, employees or advisors assume liabilit negligence or any other reason, for any damage or loss arising from any use of this document or its contents. Neither this document nor any part of it constitutes a contract, nor may it be used for incorporation into or co agreement.

This document has an informative nature and does not constitute, nor must it be interpreted as, an offer to sell, issue, exchange or buy any financial instruments (namely any securities issued by CTT or by any of its subsi solicitation of any kind by CTT, its subsidiaries or affiliates. Distribution of this document in certain jurisdictions may be prohibited, and recipients into whose possession this document comes shall be solely responsibl about, and observing any such restrictions. Moreover, the recipients of this document are invited and advised to consult the public information disclosed by CTT on its website (www.ctt.pt) as well as on the Portuguese Secu Commission's website (www.cmvm.pt). In particular, the contents of this presentation shall be read and understood in light of the financial information disclosed by CTT, through such means, which prevail in regard to any d document. By attending the meeting where this presentation is made and reading this document, you agree to be bound by the foregoing restrictions.

FORWARD-LOOKING STATEMENTS

This presentation contains forward-looking statements. All the statements herein which are not historical facts, including, but not limited to, statements expressing our current opinion or, as applicable, those of our dire performance, the business strategy, the management plans and objectives concerning future operations and investments are forward-looking statements. Statements that include the words "expects", "estimates", "foresees", "pr "plans","believes","anticipates","will","targets","may","would","could","continues" and similar statements of a future or forward-looking nature identify forward-looking statements.

All forward-looking statements included herein involve known and unknown risks and uncertainties. Accordingly, there are or will be important factors that could cause our actual results, performance or achievements to diff indicated in these statements. Any forward-looking statements in this document reflect our current views with respect to future events and are subject to these and other risks, uncertainties and assumptions relating to the growth strategy and liquidity, and the wider environment (specifically, market developments, investment opportunities and requlatory conditions).

Although CTT believes that the assumptions beyond such forward-looking statements are reasonable when made, any third parties are cautioned that forward-looking information and statements are subject to various risks and u of which are difficult to predict and generally beyond the control of CTT, what could cause the models, objectives, plans, estimates and/or projections to be materially reviewed and/or actual results and developments to di expressed in, or implied or projected by, the forward-looking information and statements.

Forward-looking statements (in particular, the objectives, estimates and projections as well as the corresponding assumptions) do neither represent a commitment regarding the models and plans to be implemented, nor are the future performance, nor have they been reviewed by the auditors of CTT. You are cautioned not to place undue reliance on the forward-looking statements herein.

All forward-looking statements included herein speak only as at the date of this presentation. Except as required by applicable law. CTT does not undertake any obligation to publicly update or revise any forward-looking st result of new information, future events or otherwise.

SOLID RECURRING EBITDA GENERATION AS A RESULT OF POSITIVE EVOLUTION IN THE GROWTH LEVERS AND STABILISATION OF THE RECURRING OPERATING COSTS THROUGH THE OTP1 INITIATIVES

$-0.3\%$

Mail & other

Return to revenues growth as positive evolution in the growth levers offsets declines in the legacy businesses Supported by strong growth in Banco CTT (+€2.0m, +23.3% 2), E&P (+€11.1m, +17.7%, or +€6.5m, +10.7% excluding the Transporta acquisition), and the resilience of Mail revenues, aided by pricing and strong product mix

Addressed mail volumes decline higher than the guidance range mitigated by strong positive product mix effect International and registered mail revenues growth and price increase offset the impact of -7.9% addressed mail volumes decline on revenues. Decline of -7.2% adjusted for the effect of -1 working day in the half. The year will finish with +2 working days (+3 in 4018)

Stabilisation of the recurring operating costs, increasing only in growth-related areas, as the OTP1 starts to have a positive impact on overheads

Recurring operating costs decline in Mail & other (-1.1%) and Financial Services (-14.4%) and increase mainly as a result of growth in activity in Banco CTT and E&P

OTP1 savings objective for 2018 fully secured

€14.0m of FY18 recurring cost savings secured vs. initial objective of €13.8m (€5.3m of savings already impacting the P&L in1H18)

4.1% annual price increase implemented in April

€1.9m impact of delay of implementation of price increase to April, to be recovered in the subsequent 3 quarters with a projected 4.7% average price increase. Final decision on quality of service and pricing (except on volumes projections3) for 2019 & 2020 issued by ANACOM in July.

Solid recurring EBITDA generation in a semester with one less working day

1 Operational Transformation Plan. 2 Payshop migrated to Banco CTT business unit in Jan-18, the numbers for 1H17 are proforma. 3 New Draft Decision issued by ANACOM on this topic.

$+0.9%$

total

$£46.1m$

5

THE RECOVERY IN SAVINGS & INSURANCE PLACEMENTS CONTINUED WHILE THE ACTIVITY IN THE GROWTH BUSINESSES REMAINS SOLID

$-20.6\%$

$3Q$

$4Q$

2017

$1Q$

$2Q$

$3Q$

40

2018

$1Q$

$2Q$

$3.0$

$3Q$

$4Q$

2017

$1Q$

$2Q$

$3Q$

$4Q$

2018

$1Q$

$\overline{7}$

$2Q$

Strategy & OTP
Update

CTT STRATEGY: TRANSFORM THE POSTAL BUSINESS AND CONTINUE TO DEVELOP THE GROWTH LEVERS EXPRESS & PARCELS AND BANCO CTT

Preserve the value of the Mail business through the implementation of a sizeable Operational Transformation Plan to improve profitability, reinforce quality of service and sustain the midterm transformation of the Company

EXPRESS & PARCELS

Consolidate CTT's positioning as a strong and integrated Iberian CEP operator, leader in the last-mile distribution in Portugal, leveraging on the e-commerce growth trend

Develop an innovative and fast-growing retail banking & financial services player focused on simplicity, transparency and proximity

Key initiatives 1H18

THE RECENT STRATEGIC ANNOUNCEMENTS UNDERPIN CTT'S COMMITMENT TO DEVELOP ITS KEY GROWTH LEVERS: EXPRESS & PARCELS AND BANCO CTT

OPERATIONAL TRANSFORMATION PLAN SAVINGS OBJECTIVE FOR 2018 FULLY SECURED

ES&S COSTS & HR OPTIMISATION INITIATIVES SAVINGS FAR EXCEEDING THE INITIAL PROJECTIONS, WHILE NETWORKS INITIATIVES ARE EXPECTED TO HAVE A MORE SIGNIFICANT IMPACT FROM 2019 ONWARDS

Progress has been made on all initiatives...

Adjust HR policies and deepen the ES&S cost reduction efforts

Reinforce HR optimisation programme and rationalise non-core assets

Optimise the Retail Network maintaining proximity to the citizens

Reengineer the Distribution Network to improve operational efficiency and quality of service

... with FY18 savings1 in general exceeding the initial projections

€7.1 $m$
$(vs. \in 3.9m plan)$
E1.1m
$(vs. \in 3.9m plan)$
€1.4m
$(vs.\epsilon2.3m plan)$

Key Financials

QUARTERLY NET PROFIT IMPACTED BY ~€10M OF RESTRUCTURING COSTS RELATED TO THE OPERATIONAL TRANSFORMATION PLAN; RECURRING EBITDA BEGINS TO STABILISE

Financial and operational performance

$\epsilon$ million, except when otherwise indicated

Quarter Half
Financial indicators 2Q17 2Q18 $\Delta\%$ 1H17 1H18 $\Delta\%$
Revenues 175.2 178.2 $+1.7%$ 352.1 355.1 $+0.9%$
Recurring operating costs $1$ 150.6 154.8 $+2.8%$ 299.5 309.1 $+3.2%$
Recurring EBITDA 1 24.6 23.3 $-5.0%$ 52.6 46.1 $-12.4%$
Reported Net profit 7.4 0.9 $-87.9%$ 17.7 6.3 $-64.8%$
Recurring Net profit 1 11.4 10.3 $-10.0\%$ 26.4 21.1 $-19.9%$
Ε Unaddressed mail
Addressed mail
$\equiv$
(million items)
(million items)
Parcels
Lange Parcels
(million items)
G Savings & insurance
€ flows (€ billion)
BCTT credit to clients
$\Box$ (E million)
2Q18 volumes 172.1 110.8 9.2 0.9 34.7
vs. 2Q17 $-6.7%$ $-13.0%$ $+18.8%$ $-32.4%$ +337.6%

1Excludingnon-recurring costs affecting EBITDA of €3.7m and €10.7m and affecting EBITDA and EBIT of €4.1m and €10.9m in 2Q17 and 2Q18, respectively. Excludingnon-recurring costs affecting EBITDA of €6.9m and affecting E €7.9m and €17.2m in 1H17 and 1H18, respectively. Recurring net profit excludes non-recurring revenues and costs and considers the theoretical (nominal) tax rate of CTT.

RETURN TO REVENUES GROWTH AS POSITIVE EVOLUTION IN THE GROWTH LEVERS OFFSET THE DECLINE OF THE LEGACY BUSINESSES

  • The growth levers continued to post strong increases in volumes and revenues. E&P volumes grew significantly in Portugal (+20.4%, +10.0% excl. Transporta) and in Spain $(+19.1\%)$ . Banco CTT revenues grew $\epsilon$ 2.0m $(+23.3\%)$ , driven by net interest margin expansion
  • The impact of -7.9% addressed mail volumes decline (-7.2% when adjusted for the loss of one working day in the half) was offset by an effective 3.6% average price increase in the half, strong positive mix effect (growth in international mail (+4.9m) & registered mail (+ $\epsilon$ 1.2m)) and higher lottery sales (+ $\epsilon$ 1.7m), the latter partially suspended in 1H17
  • -52.6% decline in subscriptions led to -€9.5m decline (-56.3%) in the commissions from public debt products, the principal driver of Financial Services revenues

1 Payshop migrated to Banco CTT business unit in Jan-18 (proforma figures used for 1H17 for FS and Banco CTT). 2 Including income related to CTT Central Structure and Intragroup Eliminations amounting to -€18.8m in 1H17 and -€20.3m in 1H18.

THE RECURRING OPERATING COSTS INCREASE, MAINLY AS A RESULT OF GROWTH IN ACTIVITY, AS THE OPERATIONAL TRANSFORMATION PLAN STARTS TO HAVE A POSITIVE IMPACT ON OVERHEADS

  • +€1.6m increase in costs of goods sold of lottery products impacting other costs (with corresponding +€1.7m impact on revenues), sales were partially suspended in 1H17
  • ES& S costs increased by +€9.1m (+18.0%) in E&P and by +€2.8m (+33.2%) in Banco CTT. Transportation & distribution costs (+€8.3m) and banking fees and commissions (+€0.7m) increase as a result of growth in activity, while savings were realised in IT (-€1.4m), electricity (-€0.7m) and transport of valuables (-€0.1m) costs, as a result of the OTP
  • The impacts of the Operational Transformation Plan on Staff costs more than offset the salary increase (+€1.3m impact in 1H18) negotiated with the unions
  • The large majority of the non-rec. op. costs were related to the Operational Transformation Plan (€13.7m, >90%), of which €13.2m indemnities related to negotiated staff exits

THE EBITDA EVOLUTION REFLECTS PRIMARILY THE LOSS OF HIGH INCREMENTAL MARGIN PRODUCT

REVENUES IN FINANCIAL SERVICES

  • " Solid EBITDA performance in Mail as the stabilisation of the recurring cost base and a strong pricing / positive mix effect fully offset the decline in volumes
  • Financial Services EBITDA declined markedly, due to the loss of public debt certificates revenues with very high incremental margin
  • Express & Parcels EBITDA growth reflects primarily the improvement in Spain and the preservation of the EBITDA margin in Portugal
  • Banco CTT EBITDA declined as a result of higher marketing costs in 1H18 and one-time commission fee received in 1H17

1 Payshop migrated to Banco CTT business unit in Jan-18 (proforma figures used for 1H17 for FS & Banco CTT).

THE OPERATING FREE CASH FLOW GENERATION IN 1H18 WAS INFLUENCED BY ONE-TIME PAYMENTS OF

€24M, AS PART OF THE OPERATIONAL TRANSFORMATION PLAN

Cash flow

€ million; % change vs. prior year

Reported (Excl. FS float & Banco CTT deposits and fin. assets)
1H17 1H18 ∆% 1H17 1H18 ∆% Impacted by $E24.0$ m in
payments related to the
From operating activities 296.7 189.9 $-36.0%$ 35.8 $1.1$ $-96.9\%$ OTP, including €22.2m
of indemnities for
Cashflow excl. FS float & Banco CTT 42.2 $3.6 -$ $-91.4%$ negotiated staff exits in
4Q17&1H18
Banco CTT cash flow $-6.4$ $-2.5$ 60.5%
From investing activities $-117.9$ $-133.5$ $-13.2%$ $-21.2$ $-15.5$ 27.0%
Capex payments $-22.9$ $-17.1$ 25.3% $-22.9$ $-17.1$ 25.3%
of which Banco CTT $-4.4$ $-3.6$ 19.1% $-4.4$ $-3.6$ 19.1% €8.3m Capex in 1H18
Banco CTT investments and fin. assets $-96.7$ $-118.0$ $-22.0%$
Other 1.7 1.6 $-4.1%$ 1.7 $1.6\phantom{0}$ $-4.1%$
Operating free cash flow 178.8 56.4 $-68.4%$ 14.6 $-14.4$ $-198.3\%$
From financing activities $-73.8$ $-65.0$ 11.9% $-73.8$ $-65.0$ 11.9%
of which Dividends $-72.0$ $-57.0$ 20.8% $-72.0$ $-57.0$ 20.8%
Other $-3.6$ $-26.5$ $-644.4\%$ 0.1 0.0 $-100.0\%$
Net change in cash 101.5 $-35.1$ $-134.6\%$ $-59.0$ $-79.4$ $-34.5%$

1 Cash flow from operating and investing activities excluding changes in Net Financial Services payables and the following items from the CF statement, all of them relating to Banco CTT financial activity: "Banking custo clients", third parties' "Other operating assets and liabilities" regarding Banco CTT, "Investments in securities", "Deposits at Bank of Portugal" and "Other banking financial assets".

THE BALANCE SHEET REFLECTS THE SIGNIFICANT CASH FLOAT GENERATED BY FINANCIAL SERVICES AND

THE STRONG DEPOSIT GATHERING CAPACITY OF BANCO CTT

Balance Sheet - 30 June 2018

€ million; % change vs. 31 December 2017

1 Including Financial Services receivables of €4m and €9m as at Dec-17 and Jun-18, respectively. 2 including current and non-current liabilities 3 Including€67m of Banco CTT's own cash.

MAIL: PRICING AND STRONG POSITIVE PRODUCT REVENUES MIX EFFECT OFFSET THE IMPACTS OF STRUCTURAL & COMPETITIVE PRESSURES AND ONE LESS WORKING DAY ON MAIL VOLUMES

100 1 Other revenues include + £2.6m of revenues from lottery sales, which were partially suspended in 1H17 (+ £1.7mimpact in 1H18); similarly, operating costs include + £2.4m in CGS related to this product in 1H18, vs. €0

EXPRESS & PARCELS: DOUBLE-DIGIT LIKE-FOR-LIKE VOLUMES GROWTH IN BOTH PORTUGAL AND SPAIN

DROVE STRONG REVENUES GROWTH AND HEALTHY INCREASE IN PROFITABILITY

Operating costs EBITDA 1H18 revenues € million; % change vs. prior year $\epsilon$ million $\epsilon$ million $16.2^{\circ}$ $147^\circ$ €45.6m (+20.1%) $-$ Portugal & other1 €32.6m $(+7.5%)$ $-$ Parcels 72.0 1.9 $72.4$ - Cargo & Logistics2 €7.9m (+156.7%) 1.5 €3.1m (+22.0%) - Banking network 63.6 62.0 $-$ Other2 €1.9m $(-1.6%)$ $0.8$ €27.4m (+14.3%) $-Spain$ $2.5%$ $E0.9m (+10.5%)$ - Mozambique $1.2%$ €73.9m $(+17.7%)$ Total 1H18 1H17 1H18 1H17 Total excl. Transporta €66.9m (+10.7%) $-0.8$ $- - - -$ Recurring $-$ - Reported Recurring $-$ - Reported $-\bullet$ Rec. EBITDA Margin E&P volumes by region (mitems) Portugal excl. Total Portugal Metric Spain Mozambique Transporta 8.5 $9.4$ 8.1 $0.03$ 1H18 18.0

$+20.4%$

$+10.0\%$

$+19.1%$

1 Including revenues from intra-group transactions with companies of other business units and other operating income of Portugal, Spain and Mozambique. 2 Including Transporta revenues in 1H18 (€6.8m in Cargo & Logistics and €0.1m in Other).

$+19.7%$

vs. 1H17

$-5.4%$

FINANCIAL SERVICES: THE LOSS OF MORE THAN 50% OF HIGH INCREMENTAL MARGIN PUBLIC DEBT PRODUCTS REVENUES IMPACTED THE FINANCIAL SERVICES PROFITABILITY

BANCO CTT: BANCO CTT REVENUES GROWTH DRIVEN BY THE CONTINUED EXPANSION OF THE NET INTEREST MARGIN, AS MORE LIQUIDITY IS BEING DEPLOYED IN HIGHER YIELDING ASSETS, INCLUDING CREDIT

1 Payshop business migrated to Banco CTT Business Unitin Jan-18 (proforma figures presented for 1H17).

2 Consumer credit & credit cards sold in partnership with BNP Paribas Personal Finance (Cetelem). The 1H17 revenues included a fixed commission fee of €0.8m from an insurance provider for the launch of sale of insurance 3 Amount outside CTT's Balance Sheet, representing the amount of credit placed in 1H18, in partnership with BNP Paribas Personal Finance (Cetelem).

CONSOLIDATED RESULTS

million Reported - Recurring 1 $-$ Reported with Banco CTT
under equity method 2
1H17 1H18 1H17 1H18 1H17 1H18
Revenues 352.1 355.1 352.1 355.1 346.8 348.0
Operating costs 306.4 324.1 299.5 309.1 292.2 308.3
EBITDA 45.7 31.0 52.6 46.1 54.6 39.8
EBITDA margin 13.0% 8.7% 14.9% 13.0% 15.7% 11.4%
Depreciations, amortisations, impairments
& provisions
$-15.2$ $-16.7$ $-14.2$ $-14.5$ 13.8 15.3
EBIT 30.6 14.3 38.4 31.6 40.8 24.5
Financial income / (costs) $-2.4$ $-2.8$ $-2.4$ $-2.8$ $-2.4$ $-2.8$
Associated companies - gains / (losses) 0.0 0.1 0.0 0.1 $-8.2$ $-7.9$
Earnings before taxes (EBT) 28.2 11.7 36.0 28.9 30.3 13.9
Income tax for the period 10.5 5.4 9.7 7.7 $-12.6$ $-7.6$
Non-controlling interests $-0.05$ 0.03 $-0.05$ 0.03 $-0.05$ 0.03
Net profit attributable to equity holders 17.7 6.3 26.4 21.1 17.7 6.3

1 Recurring net profit excludes non-recurring revenues and costs and considers the theoretical (nominal) tax rate of CTT.
2 Payshop migrated to Banco CTT business unit in Jan-18 (proforma figures presented for 1H17).

BALANCE SHEET

$\epsilon$ million CTT With Banco CTT
under equity method $1$
31-Dec-17 $30$ -Jun-18 31-Dec-17 30-Jun-18
Non-current assets 678.5 867.1 413.4 415.2
Current assets 930.3 925.5 557.3 620.6
Assets 1,608.8 1,792.6 970.7 1,035.7
Equity 184.0 131.8 184.0 131.8
Liabilities 1,424.8 1,660.8 786.8 904.0
Non-current liabilities 282.7 272.2 282.7 272.1
Current liabilities 1,142.0 1,388.6 504.1 631.8
Equity and Liabilities 1,608.8 1,792.6 970.7 1,035.7

€15.1M OF NON-RECURRING ITEMS AFFECTING EBITDA IN 1H18, €13.7M OF WHICH RELATED TO THE OPERATIONAL TRANSFORMATION PLAN

$\epsilon$ million Non-recurring items -
1H17 1H18
Recurring EBITDA 52.6 46.1
Non-recurring items affecting EBITDA 6.9 15.1 €13.2m of indemnities related to the
Other operating income 0.0 0.01 Operational Transformation Plan
Staff costs 2.9 13.3
ES&S & other op. costs 4.0 1.7 €1.3m of strategic studies, €0.5m of which
Reported EBITDA 45.7 31.0 related to the Operational Transformation Plan
Recurring EBIT 38.4 31.6
Non-recurring costs affecting only EBIT 1.0 2.2
Provisions (reinforcements / reductions) $-0.1$ 1.7 $£1.4m$ provision related to the Spanish
Competition Authority fine
Impairments and D&A (losses / reductions) 1.1 0.4
Non-recurring items affecting EBITDA & EBIT 7.9 17.2
Reported EBIT 30.6 14.3

CTT Investor Relations

Contacts: Phone: +351 210 471 087 E-mail: [email protected]

Upcoming Events:

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