CTO Realty Growth, Inc. — Director's Dealing 2025

Jul 3, 2025

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CTO Realty Growth, Inc. (CTO)
CIK: 0000023795
Period of Report: 2025-07-01

Reporting Person: Haga Christopher W (N/A)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2025-07-01	Common Stock	A	1155	$18.1265	Acquired	24048	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	28520	Indirect

Footnotes

F1: These shares were issued to the Reporting Person in lieu of his 2nd quarter 2025 board retainer fee of $12,500 and committee retainer fees of $8,437.50 pursuant to the Issuer's Non-Employee Director Compensation Policy (the "Policy") adopted by the Issuer's board of directors on February 27, 2019 (last amended February 14, 2024). Pursuant to the Policy, the share price utilized to calculate the number of shares issued was the 20-day trailing average closing price as of the last business day of the calendar quarter, or $18.126500.

F2: The number of shares reported in Column 5 as indirectly owned differs from the number of shares reported in the Reporting Person's Form 4 filed on April 25, 2025, due to a typographical error in the prior Form 4.

F3: The Reporting Person's spouse is both a beneficiary and a trustee of the above-named trust. The Reporting Person disclaims beneficial ownership of the shares of the Issuer's common stock held by said trust, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of the shares of the Issuer's common stock held by said trust for purposes of Section 16 of the Securities Exchange Act of 1934, as amended, or for any other purpose.