CREDIT ACCEPTANCE CORP — Director's Dealing 2026

Feb 3, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CREDIT ACCEPTANCE CORP (CACC)
CIK: 0000885550
Period of Report: 2026-01-31

Reporting Person: Martin Jay D (Chief Financial Officer)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2026-01-31	Common Stock	F	695.9	$498.24	Disposed	27302.7	Direct

Holdings (Derivative)

Security	Exercise Price	Expiration	Underlying	Shares	Ownership
Employee Stock Option (right to buy)	$390.39	2027-04-28	Common Stock (2250)	2250	Direct
Employee Stock Option (right to buy)	$333.94	2026-12-30	Common Stock (19500)	19500	Direct

Footnotes

F1: Shares withheld to satisfy tax withholding obligations in conjunction with the vesting and settlement of restricted stock units to shares of common stock.