CREDIT ACCEPTANCE CORP — Director's Dealing 2026

Feb 3, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CREDIT ACCEPTANCE CORP (CACC)
CIK: 0000885550
Period of Report: 2026-01-31

Reporting Person: KERBER ERIN J (Chief Legal Officer)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2026-01-31	Common Stock	F	542.3	$498.24	Disposed	25710.7	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	236	Indirect

Holdings (Derivative)

Security	Exercise Price	Expiration	Underlying	Shares	Ownership
Employee Stock Option (right to buy)	$454.11	2027-06-28	Common Stock (15500)	15500	Direct
Employee Stock Option (right to buy)	$333.94	2026-12-30	Common Stock (14625)	14625	Direct

Footnotes

F1: Shares withheld to satisfy tax withholding obligations in conjunction with the vesting and settlement of restricted stock units to shares of common stock.

F2: Held in the Credit Acceptance Stock Fund of the Credit Acceptance Corporation 401(k) Profit Sharing Plan and Trust as of January 29, 2026, according to the Plan trustee.