CREDIT ACCEPTANCE CORP — Director's Dealing 2026

Feb 4, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CREDIT ACCEPTANCE CORP (CACC)
CIK: 0000885550
Period of Report: 2026-02-02

Reporting Person: Rummler Wendy A (Chief People Officer)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2026-02-02	Common Stock	M	2890	$333.94	Acquired	23080.6	Direct
2026-02-02	Common Stock	S	240	$500	Disposed	22840.6	Direct
2026-02-02	Common Stock	S	208	$501.29	Disposed	22632.6	Direct
2026-02-02	Common Stock	S	120	$503.73	Disposed	22512.6	Direct
2026-02-02	Common Stock	S	120	$505.61	Disposed	22392.6	Direct
2026-02-02	Common Stock	S	120	$506.72	Disposed	22272.6	Direct
2026-02-02	Common Stock	S	220	$508.17	Disposed	22052.6	Direct
2026-02-02	Common Stock	S	380	$509.64	Disposed	21672.6	Direct
2026-02-02	Common Stock	S	292	$511.20	Disposed	21380.6	Direct
2026-02-02	Common Stock	S	458	$512.11	Disposed	20922.6	Direct
2026-02-02	Common Stock	S	617	$513.58	Disposed	20305.6	Direct
2026-02-02	Common Stock	S	115	$515.15	Disposed	20190.6	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2026-02-02	Employee Stock Option (right to buy)	$333.94	M	2890	Disposed	2026-12-30	Common Stock (2890)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	2704	Indirect
Common Stock	1722	Indirect

Holdings (Derivative)

Security	Exercise Price	Expiration	Underlying	Shares	Ownership
Employee Stock Option (right to buy)	$468.67	2028-10-06	Common Stock (10000)	10000	Direct
Employee Stock Option (right to buy)	$390.39	2027-04-28	Common Stock (1250)	1250	Direct

Footnotes

F1: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $500.00 to $500.01, inclusive. The reporting person undertakes to
provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the
number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4.

F2: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $501.13 to $501.66, inclusive.

F3: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $503.73 to $503.74, inclusive.

F4: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $506.72 to $506.73, inclusive.

F5: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $507.96 to $508.42, inclusive.

F6: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $509.20 to $510.01, inclusive.

F7: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $510.59 to $511.58, inclusive.

F8: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $511.60 to $512.54, inclusive.

F9: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $513.03 to $514.02, inclusive.

F10: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $515.15 to $515.16, inclusive.

F11: These shares are owned of record by Kevin Rummler, spouse of Wendy A. Rummler, as trustee of the Kevin Rummler Revocable Trust.

F12: These shares are owned of record by Wendy A. Rummler, as trustee of the Wendy A. Rummler Revocable Trust.

F13: The option, initially representing the right to purchase 10,000 shares, is exercisable in four equal annual installments beginning on October 6, 2023, which was the first anniversary of the date on which the option was granted.