CREDIT ACCEPTANCE CORP — Director's Dealing 2026

Feb 3, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CREDIT ACCEPTANCE CORP (CACC)
CIK: 0000885550
Period of Report: 2026-01-30

Reporting Person: Booth Kenneth (Director, Executive Board Member)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2026-01-30	Common Stock	M	4000	$333.94	Acquired	72116	Direct
2026-01-30	Common Stock	S	4000	$494	Disposed	68116	Direct
2026-01-31	Common Stock	F	1390.6	$498.24	Disposed	66725.4	Direct
2026-02-01	Common Stock	A	135	—	Acquired	28051.4	Direct
2026-02-02	Common Stock	M	4000	$333.94	Acquired	32051.4	Direct
2026-02-02	Common Stock	S	4000	$514	Disposed	28051.4	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2026-01-30	Employee Stock Option (right to buy)	$333.94	M	4000	Disposed	2026-12-30	Common Stock (4000)	Direct
2026-02-02	Employee Stock Option (right to buy)	$333.94	M	4000	Disposed	2026-12-30	Common Stock (4000)	Direct

Holdings (Derivative)

Security	Exercise Price	Expiration	Underlying	Shares	Ownership
Employee Stock Option (right to buy)	$390.39	2028-01-31	Common Stock (110000)	110000	Direct

Footnotes

F1: Shares withheld to satisfy tax withholding obligations in conjunction with the vesting and settlement of restricted stock units to shares of common stock.

F2: Number of shares reflects the reporting person's forfeiture of 38,809 unvested restricted stock units upon the reporting person's retirement as an officer and employee of the issuer effective January 31, 2026.

F3: As a result of the reporting person's retirement as an officer and employee of the issuer effective January 31, 2026, pursuant to the terms of the stock option, the expiration date changed from April 28, 2031 (the tenth anniversary of the date of the option grant) to January 31, 2028 (two years after termination of the reporting person's employment with the issuer).