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CREDIT ACCEPTANCE CORP Director's Dealing 2025

Jun 13, 2025

31014_dirs_2025-06-13_3d03ed36-7496-4c87-8a9d-ee1bad6e8028.zip

Director's Dealing

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SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CREDIT ACCEPTANCE CORP (CACC)
CIK: 0000885550
Period of Report: 2025-06-11

Reporting Person: ULATOWSKI DANIEL A. (Chief Sales Officer)

Non-Derivative Transactions

Date Security Code Shares Price A/D Holdings After Ownership
2025-06-11 Common Stock M 6356 $333.94 Acquired 34646 Direct
2025-06-11 Common Stock S 6118 $522.12 Disposed 28528 Direct
2025-06-11 Common Stock S 238 $523.09 Disposed 28290 Direct

Derivative Transactions

Date Security Exercise Price Code Shares A/D Expiration Underlying Ownership
2025-06-11 Employee Stock Option (right to buy) $333.94 M 6356 Disposed 2026-12-30 Common Stock (6356) Direct

Holdings (Non-Derivative)

Security Shares Ownership
Common Stock 4000 Indirect
Common Stock 53 Indirect

Footnotes

F1: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $522.00 to $522.85, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4.

F2: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $523.01 to $523.28, inclusive.

F3: Consists of 28,290 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

F4: These shares are owned of record by Daniel A. Ulatowski and Barbara Ulatowski, spouse of Mr. Ulatowski, as trustees of the D.&.B. Ulatowski Living Trust.

F5: Held in the Credit Acceptance Stock Fund of the Credit Acceptance Corporation 401(k) Plan and Trust as of June 11, 2025, according to the Plan trustee.