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CREDIT ACCEPTANCE CORP Director's Dealing 2025

Aug 27, 2025

31014_dirs_2025-08-27_2073e0b8-d60c-4b79-9ee7-a0ab14c96f7e.zip

Director's Dealing

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SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CREDIT ACCEPTANCE CORP (CACC)
CIK: 0000885550
Period of Report: 2025-08-25

Reporting Person: LUM JONATHAN (Chief Operating Officer)

Non-Derivative Transactions

Date Security Code Shares Price A/D Holdings After Ownership
2025-08-25 Common Stock M 6000 $333.94 Acquired 37493 Direct
2025-08-25 Common Stock S 612 $508.69 Disposed 36881 Direct
2025-08-25 Common Stock S 982 $509.79 Disposed 35899 Direct
2025-08-25 Common Stock S 494 $510.90 Disposed 35405 Direct
2025-08-25 Common Stock S 1064 $512.24 Disposed 34341 Direct
2025-08-25 Common Stock S 971 $513.33 Disposed 33370 Direct
2025-08-25 Common Stock S 659 $514.44 Disposed 32711 Direct
2025-08-25 Common Stock S 443 $515.47 Disposed 32268 Direct
2025-08-25 Common Stock S 535 $516.57 Disposed 31733 Direct
2025-08-25 Common Stock S 229 $517.31 Disposed 31504 Direct
2025-08-25 Common Stock S 11 $518.39 Disposed 31493 Direct

Derivative Transactions

Date Security Exercise Price Code Shares A/D Expiration Underlying Ownership
2025-08-25 Employee Stock Option (right to buy) $333.94 M 6000 Disposed 2026-12-30 Common Stock (6000) Direct

Footnotes

F1: Includes 23,884 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of
common stock of Credit Acceptance Corporation.

F2: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $508.38 to $509.30, inclusive. The reporting person undertakes to
provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the
number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4.

F3: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $509.45 to $510.07, inclusive.

F4: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $510.47 to $511.35, inclusive.

F5: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $511.61 to $512.58, inclusive.

F6: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $512.87 to $513.75, inclusive.

F7: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $513.94 to $514.93, inclusive.

F8: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $514.95 to $515.91, inclusive.

F9: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $516.00 to $516.83, inclusive.

F10: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $517.09 to $517.83, inclusive.