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CREDIT ACCEPTANCE CORP Director's Dealing 2025

Oct 28, 2025

31014_dirs_2025-10-28_b2d698e8-a5a3-4c82-854e-1859ccd3f9be.zip

Director's Dealing

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SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CREDIT ACCEPTANCE CORP (CACC)
CIK: 0000885550
Period of Report: 2025-10-24

Reporting Person: Valiyaveettil Ravi Mohan (Chief Technology Officer)

Non-Derivative Transactions

Date Security Code Shares Price A/D Holdings After Ownership
2025-10-24 Common Stock F 1269.5 $506.56 Disposed 27317.62 Direct

Holdings (Derivative)

Security Exercise Price Expiration Underlying Shares Ownership
Employee Stock Option (right to buy) $424.12 2028-10-24 Common Stock (16000) 16000 Direct

Footnotes

F1: Shares withheld to satisfy tax withholding obligations in conjunction with the vesting and settlement of restricted stock units to shares of common stock.

F2: Includes 23,458 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of
common stock of Credit Acceptance Corporation.

F3: The option vests in four equal annual installments beginning on October 24, 2023, which was the first anniversary of the date on which the option was granted.