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CREDIT ACCEPTANCE CORP Director's Dealing 2025

Dec 29, 2025

31014_dirs_2025-12-29_95d8a327-01ff-4e94-8de6-6c6c1764f823.zip

Director's Dealing

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SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CREDIT ACCEPTANCE CORP (CACC)
CIK: 0000885550
Period of Report: 2025-12-24

Reporting Person: Flanagan Glenda J (Director)

Non-Derivative Transactions

Date Security Code Shares Price A/D Holdings After Ownership
2025-12-24 Common Stock G 1894 Disposed 0 Indirect

Holdings (Non-Derivative)

Security Shares Ownership
Common Stock 9666 Direct
Common Stock 8000 Indirect

Footnotes

F1: Shares are owned by The Glenda J. Flanagan 2020 Grantor Retained Annuity Trust (the "2020 GRAT"). Ms. Flanagan disclaims beneficial ownership of these shares except to the extent of her pecuniary interest therein.

F2: Includes (i) 1,500 vested restricted stock units and 736 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan, and (ii) 888 shares transferred from the 2020 GRAT to Ms. Flanagan on December 11, 2025 as an annuity payment, which transfer is exempt from Section 16 pursuant to Rule 16a-13 under the Securities Exchange Act of 1934.

F3: Shares are owned by GCM GP, LP. Ms. Flanagan disclaims beneficial ownership of these shares except to the extent of her pecuniary interest therein.