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Coop Pank Earnings Release 2024
2213_iss_2024-09-11_2fdddfc0-d76c-45ec-a6f2-6cf1f3fd93ec.pdf
Earnings Release
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Coop Pank Grupp Aug 2024 auditeerimata tulemuste kokkuvõte
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| Coop Pank Grupp |
Kuu | Aasta algusest (YTD) |
||||
|---|---|---|---|---|---|---|
| 08.24 | 07.24 | 08.24 | 08.23 | Erinevus YoY |
||
| Netotulud (tuhat €) |
7 147 |
7 320 |
55 153 |
57 328 |
175 -2 |
-4% |
| Intressid | 6 748 |
6 904 |
52 052 |
53 830 |
-1 778 |
-3% |
| Teenustasud | 357 | 349 | 2 720 |
2 981 |
-261 | -9% |
| Muud | 43 | 67 | 380 | 517 | -137 | -27% |
| Tegevuskulud | 3 504 |
3 405 |
26 427 |
22 144 |
+4 283 |
+19% |
| Personalikulud | 2 077 |
2 058 |
15 402 |
13 008 |
+2 393 |
+18% |
| Muud kulud |
1 427 |
1 347 |
11 025 |
9 136 |
+1 889 |
+21% |
| Ärikasum | 3 643 |
915 3 |
28 726 |
35 184 |
458 -6 |
-18% |
| Finantsvarade allahindluse kulu |
410 | 374 | 2 585 |
4 795 |
-2 211 |
-46% |
| Kasum enne tulumaksu |
3 233 |
541 3 |
26 142 |
30 389 |
-4 247 |
-14% |
| Tulumaksukulu | 417 | 459 | 3 108 |
3 225 |
-117 | |
| Puhaskasum | 2 816 |
3 081 |
23 033 |
27 164 |
-4 131 |
-15% |
| (ROE) Omakapitali tootlus |
16,6% | 18,4% | 17,7% | 25,1% | -7,4pp | |
| (CIR) Kulu ja tulu suhe |
49% | 47% | 48% | 39% | +9 3pp , |
|
| Neto intressimarginaal (NIM) |
3,8% | 4,0% | 3,9% | 4,4% | -0 6pp , |
|
| Finantseerimiskulu | 3,3% | 3,3% | 3,4% | 1,9% | +1 ,5pp |
|
| Panga klientide arv (tuhat) |
199,5 | 197,7 | 199,5 | 172,4 | +27,0 | +16% |
| klientide arv (tuhat) Arveldavate |
87,9 | 90,1 | 87,9 | 74,9 | +13,1 | +17% |
| Neto laenuportfell (mln €) |
1 645 |
1 637 |
1 645 |
1 492 |
+153 | +10% |
| Hoiused ja saadud laenud |
1 837 |
1 803 |
1 837 |
1 722 |
+115 | +7% |
| Omakapital | 202 | 199 | 202 | 173 | +29 | +17% |
Arimahud ja kasumlikkus viimased 13 kuud
Kasumlikkus
* Panga klient – vähemalt ühte avatud arvelduskontot omav klient. Arveldav klient – panga klient, kes on teinud 60 päeva jooksul vähemalt 4 tehingut
