AI assistant
Computer Age Management Services Limited — Interim / Quarterly Report 2022
Aug 10, 2021
61773_rns_2021-08-10_10e2b6d0-6147-4394-b323-41de5d51df49.pdf
Interim / Quarterly Report
Open in viewerOpens in your device viewer
==> picture [566 x 81] intentionally omitted <==
10[th] August 2021
BSE Limited, National Stock Exchange of India Phiroze Jeejeebhoy Towers, Limited Dalal Street Exchange Plaza, 5th floor, Plot No. C/1, Mumbai 400 001 G Block, Bandra Kurla Complex, Bandra (East), Mumbai 400 051 Scrip Code: 543232 Trading Symbol : CAMS
Dear Sirs/Madam,
Sub: Presentation of the Standalone and Consolidated Financial Data for the quarter ended June 30, 2021
Please find enclosed presentation of the Standalone and Consolidated Financial Data for the quarter ended June 30, 2021. The Company has scheduled an Earnings call on August 11, 2021 at 10.00 AM IST. During this call, the Management will discuss the company’s Q1 FY2122 financial performance for the quarter ended June 30, 2021.
The details of the said earnings conference call has already been filed with the Exchanges and are available on the website of the Company.
We request you to kindly take the same on record.
Thanking you,
Yours faithfully, For Computer Age Management Services Limited
Digitally signed by G MANIKANDAN G DN: cn=G MANIKANDAN c=IN o=Personal MANIKANDAN Reason: I am the author of this documentLocation: Date: 2021-08-10 19:59+05:30 G Manikandan Company Secretary and Compliance Officer
==> picture [565 x 94] intentionally omitted <==
COMPUTER AGE MANAGEMENT SERVICES LIMITED FY22: Q1 Earnings Presentation
SAFE HARBOUR STATEMENT
==> picture [73 x 34] intentionally omitted <==
This Presentation, except for the historical information, may contain statements, including the words or phrases such as ‘expects, anticipates, intends, will, would, undertakes, aims, estimates, contemplates, seeks to, objective, goal, projects, should’ and similar expressions or variations of these expressions or negatives of these terms indicating future performance or results, financial or otherwise, which are forward looking statements.
These forward-looking statements are based on certain expectations, assumptions, anticipated developments and other factors like risk and uncertainties regarding market growth, competition, ability to maintain and manage key customer relationship and those factors which may affect our ability to implement business strategies successfully.
The Company, therefore, cannot guarantee that the forward-looking statements made herein shall be realized. The Company does not undertake any obligation to update forward looking statements that may be made from time to time by or on behalf of the Company to reflect the events or circumstances after the date hereof.
FY22 Q1 Earnings Presentation
PRESENTERS
==> picture [73 x 34] intentionally omitted <==
==> picture [193 x 161] intentionally omitted <==
==> picture [477 x 266] intentionally omitted <==
----- Start of picture text -----
Anuj Kumar
Managing Director
Ram Charan Sesharaman
Chief Financial Officer
----- End of picture text -----
FY22 Q1 Earnings Presentation
3
Presentation Flow
Business Overview
Business Highlights Page No:06
Franklin Templeton Went Live Page No: 07
AAuM Q4 – MF industry & CAMS Page No:08
Operational Metrics FY22 Q1 Page No:9
Financials
Financials Highlights Page No:11-13
Consolidated Statements Page No:14-20
Standalone statements Page No:21-23
Revenue Profile Page No:24
About CAMS
Business at a Glance Page No:26-27
Mutual Fund Services Business Page No:28-29
Non Mutual Fund Services Business Page No:31-35
Unified Platform Page No: 36
Governance/ Management Team Page No: 37-39
Appendix
Corporate Structure Page No:41
History / Milestones Page No:42
Awards &Accolades Page No:43 Shareholding Page No:44 Glossary Page No:45
FY22 Q1 Earnings Presentation
BUSINESS OVERVIEW
==> picture [792 x 112] intentionally omitted <==
BUSINESS HIGHLIGHTS
==> picture [73 x 34] intentionally omitted <==
Business Continuity – Q1 FY22 – Overall edge360 (distributor) Mobile CAMSfinserv Account CAMSPay Payment Smooth Management of Work transactions volume App launched in the previous Aggregator business gaining Aggregator Services from home and work from touched a historic high of quarter has had 10K traction with 18 FIU and 4 FIP transactions touched a historic office during the 2[nd] wave of 87.5 Mn which includes downloads in play store. sign ups high of 10 Mn+ Transactions COVID 19 and second round 16.6 Mn* investor and Overall registered distributors per month. of closure and reopening of distributor-initiated touch 40K front offices transactions
==> picture [18 x 17] intentionally omitted <==
==> picture [14 x 15] intentionally omitted <==
==> picture [16 x 16] intentionally omitted <==
==> picture [18 x 19] intentionally omitted <==
==> picture [15 x 15] intentionally omitted <==
Franklin Templeton operations go live with Rebadged staff in Chennai and Hyderabad. BAU operations stabilizing
- Excluding triggered transactions; ** As at July 2021
OTP based Aadhaar eKYC my CAMS touched 4.2 Mn** launched in the previous registered users with 2.5 Lakh quarter has been integrated logins per day (Avg) with multiple AMC digital properties to facilitate digital onboarding of MF investors
CRA platform development progressing well for Q4 FY22 launch
CAMS as a part of SEBI’s ease of doing business committee is working with AMFI, RTA and depositories to develop unified platform to service investors and distributors across the entire MF ecosystem
FY22 Q1 Earnings Presentation
FRANKLIN TEMPLETON WENT LIVE ON 19[TH] JULY AS THE 17[TH] MF CLIENT FOR CAMS
==> picture [73 x 34] intentionally omitted <==
-
Only instance of shifting an inhouse RTA to a 3[rd] party RTA
-
1[st] ever people migration to CAMS – rebadged FT RTA team
-
Set up an additional back office in Hyderabad
-
The largest migration ever in the MF industry completed amidst a challenging environment
-
Managed complexities arising out of different processes, practices and systems during transition
==> picture [792 x 39] intentionally omitted <==
FY22 Q1 Earnings Presentation
MUTUAL FUND INDUSTRY & CAMS AAUM – FY22 Q1
==> picture [484 x 250] intentionally omitted <==
----- Start of picture text -----
Growth Equity Asset
34.8% 49.8%
Industry AAuM
Over PY Q1 Over PY Q1
Rs.33.2 trillion
3.3% 6.8%
Over Q4 of PY Over Q4 of PY
Growth Equity Asset
32.3% 45.7%
AAuM Serviced by CAMS
over PY Q1 Over PY Q1
Rs. 23.1trillion
3.4% 6.5%
over Q4 of PY Over Q4 of PY
----- End of picture text -----
==> picture [73 x 34] intentionally omitted <==
o Net flows into equity assets remain positive in FY22 Q1
- Inflows through SIP increased by 6% QoQ
o Growth in total AAuM driven by both equity and debt assets
Market Share (based on Quarterly AAuM)
~69.6%
FY22 Q1 Earnings Presentation
OPERATIONAL METRICS – FY22 Q1
==> picture [73 x 34] intentionally omitted <==
==> picture [708 x 216] intentionally omitted <==
----- Start of picture text -----
Transaction Systematic Unique
Volume (Total) Transactions Investors
Processed Serviced
87.5 mn
64.6 mn 17.0 mn
15% YoY 10% YoY 6% YoY
SIP Book Live Investor
2% QoQ 5% QoQ 2% QoQ
Folios
22.9 mn
41.6 mn
(as on 30 [th] June 21)
15% YoY
7% QoQ 5% YoY
3% QoQ
----- End of picture text -----
FY22 Q1 Earnings Presentation
FINANCIALS
==> picture [792 x 112] intentionally omitted <==
==> picture [792 x 360] intentionally omitted <==
----- Start of picture text -----
REVENUE HIGHLIGHTS – FY22 Q1
35.4% YoY
Revenue ₹2,0117.6 Lakhs
0.7% QoQ
Asset Non-Asset Non-MF
32.7% YoY 60.5% YoY 29.1% YoY
Based Based Revenue
Revenue 2.3% QoQ Revenue 8.5% QoQ 1.4% QoQ
Asset Mix Equity component : up 3% YoY and up 1% QoQ
----- End of picture text -----
==> picture [15 x 13] intentionally omitted <==
----- Start of picture text -----
11
----- End of picture text -----
FY22 Q1 Earnings Presentation
==> picture [792 x 377] intentionally omitted <==
----- Start of picture text -----
FINANCIALS FY22 Q1
PAT
Return on
6,324 Lakhs
Net-Worth
58.9% YoY
43.3%
5.2% QoQ
PBT Operating
1 [st] Interim
8,499 Lakhs EBITDA
Dividend
63.8% YoY 8,712 Lakhs
Rs.6.5 Per share
5.1% QoQ 43.3% [#]
Margin expansion partly due to reduced revenue from low margin businesses
Cash & Cash Equivalent as on 30 [th] June 21: Rs.393 Crs
----- End of picture text -----*
- Return on Net-worth – PAT(annualized)/Period end Net-worth | ** Includes Bank balances, Fixed deposit & Investment in MF / Excludes money held in trust (ECS, NPS & Stamp duty collection a/c & Money in unpaid dividend a/c.) | # 46.2 % considering AS 116 lease capitalization
FY22 Q1 Earnings Presentation 12
CONSOLIDATED FINANCIAL HIGHLIGHTS – QUARTERLY
==> picture [73 x 34] intentionally omitted <==
==> picture [764 x 348] intentionally omitted <==
----- Start of picture text -----
In INR Lakhs In INR Lakhs
Total Revenue
OP.EBITDA & OP. EBITDA in %
2150019500 0.20.1 100009000 39.7% 41.0% 41.8% 43.3% 50.0%45.0%
17500 8000 30.2% 40.0%
0 35.0%
15500 7000 30.0%
13500 -0.1 6000 25.0%
11500 5000 20.0%
-0.2
15.0%
9500 4000
-0.3 10.0%
7500 14863 17114 18595 19977 20118 3000 4492 6801 7621 8356 8712 5.0%
5500 -0.4 2000 0.0%
FY21 Q1 Q2 Q3 Q4 FY 22 Q1 FY21 Q1 Q2 Q3 Q4 FY 22 Q1
OP.EBITDA OP.EBIDA in (%)
Total Revenue
9800 PBT & PBT in % 41.3%In INR Lakhs 45.0% 7200 PAT & PAT in % 30.7%In INR Lakhs 35.0%
39.7% 29.3%
8800 31.9% 37.5% 39.3% 40.0%35.0% 6200 24.4% 27.8% 29.5% 30.0%
7800 25.0%
5200
30.0%
6800 20.0%
25.0%
5800 4200
20.0% 15.0%
4800 15.0% 3200
10.0%
3800 10.0%
2200 5.0%
2800 5190 6610 7559 8087 8499 5.0% 3980 4895 5642 6013 6324
1800 0.0% 1200 0.0%
FY21 Q1 Q2 Q3 Q4 FY22 Q1 FY21 Q1 Q2 Q3 Q4 FY22 Q1
PBT PBT in (%) PAT PAT in (%)
----- End of picture text -----
FY22 Q1 Earnings Presentation
==> picture [73 x 34] intentionally omitted <==
FY22 Q1 CONSOLIDATED P&L
| Computer Age Management Services Ltd Statement of Unaudited Consolidated Profit and Loss For the Quarter ended 30 June 2021 (Particulars (Rs in lakhs) Quarter ended Financial Year ended 30 June 2021 31 March 2021 30 June 2020 31-Mar-21 I Revenue from operations 20,117.63 19,977.27 14,862.54 70,549.58 II Other income 452.29 416.27 1,413.58 2,975.87 III Total revenue 20,569.92 20,393.54 16,276.12 73,525.45 IV Expenses Employee benefits expense 7,238.08 7,107.85 6,454.62 26,236.20 Finance costs 180.41 174.63 234.86 790.4 Depreciation and amortisation expense 1,062.12 1,059.75 1,125.81 4,341.32 Operating expenses 1,917.49 1,990.44 1,467.97 7,679.08 Other expenses 1,672.74 1,974.30 1,803.10 7,032.94 Total expenses 12,070.84 12,306.97 11,086.36 46,079.94 V Profit before tax 8,499.08 8,086.57 5,189.76 27,445.51 VI Tax expense: Current tax 2,183.12 2,584.39 1,385.54 7,439.68 Current tax expense of earlier years - 4.22 - (29.20) Deferred tax (8.18) (514.72) (175.28) (494.10) Net tax expense 2,174.94 2,073.90 1,210.26 6,916.37 VII Profit / (Loss) for the period 6,324.14 6,012.68 3,979.50 20,529.13 VIII Other Comprehensive Income Items that will not be reclassified to Profit or Loss -Remeasurements of the defined benefit liabilities / asset 41.00 (26.03) (27.54) 61.00 Income tax relating to items that will not be reclassified to profit or loss (10.32) 4.94 6.93 (15.35) -Exchange differences in translating the financial statements of foreign operations 1.00 (6.50) (2.19) (3.65) Total Other Comprehensive Income / (Loss) 31.68 (27.59) (22.80) 42.00 IX Total Comprehensive Income 6,355.82 5,985.09 3,956.70 20,571.13 |
Computer Age Management Services Ltd Statement of Unaudited Consolidated Profit and Loss For the Quarter ended 30 June 2021 (Particulars (Rs in lakhs) Quarter ended Financial Year ended 30 June 2021 31 March 2021 30 June 2020 31-Mar-21 I Revenue from operations 20,117.63 19,977.27 14,862.54 70,549.58 II Other income 452.29 416.27 1,413.58 2,975.87 III Total revenue 20,569.92 20,393.54 16,276.12 73,525.45 IV Expenses Employee benefits expense 7,238.08 7,107.85 6,454.62 26,236.20 Finance costs 180.41 174.63 234.86 790.4 Depreciation and amortisation expense 1,062.12 1,059.75 1,125.81 4,341.32 Operating expenses 1,917.49 1,990.44 1,467.97 7,679.08 Other expenses 1,672.74 1,974.30 1,803.10 7,032.94 Total expenses 12,070.84 12,306.97 11,086.36 46,079.94 V Profit before tax 8,499.08 8,086.57 5,189.76 27,445.51 VI Tax expense: Current tax 2,183.12 2,584.39 1,385.54 7,439.68 Current tax expense of earlier years - 4.22 - (29.20) Deferred tax (8.18) (514.72) (175.28) (494.10) Net tax expense 2,174.94 2,073.90 1,210.26 6,916.37 VII Profit / (Loss) for the period 6,324.14 6,012.68 3,979.50 20,529.13 VIII Other Comprehensive Income Items that will not be reclassified to Profit or Loss -Remeasurements of the defined benefit liabilities / asset 41.00 (26.03) (27.54) 61.00 Income tax relating to items that will not be reclassified to profit or loss (10.32) 4.94 6.93 (15.35) -Exchange differences in translating the financial statements of foreign operations 1.00 (6.50) (2.19) (3.65) Total Other Comprehensive Income / (Loss) 31.68 (27.59) (22.80) 42.00 IX Total Comprehensive Income 6,355.82 5,985.09 3,956.70 20,571.13 |
Computer Age Management Services Ltd Statement of Unaudited Consolidated Profit and Loss For the Quarter ended 30 June 2021 (Particulars (Rs in lakhs) Quarter ended Financial Year ended 30 June 2021 31 March 2021 30 June 2020 31-Mar-21 I Revenue from operations 20,117.63 19,977.27 14,862.54 70,549.58 II Other income 452.29 416.27 1,413.58 2,975.87 III Total revenue 20,569.92 20,393.54 16,276.12 73,525.45 IV Expenses Employee benefits expense 7,238.08 7,107.85 6,454.62 26,236.20 Finance costs 180.41 174.63 234.86 790.4 Depreciation and amortisation expense 1,062.12 1,059.75 1,125.81 4,341.32 Operating expenses 1,917.49 1,990.44 1,467.97 7,679.08 Other expenses 1,672.74 1,974.30 1,803.10 7,032.94 Total expenses 12,070.84 12,306.97 11,086.36 46,079.94 V Profit before tax 8,499.08 8,086.57 5,189.76 27,445.51 VI Tax expense: Current tax 2,183.12 2,584.39 1,385.54 7,439.68 Current tax expense of earlier years - 4.22 - (29.20) Deferred tax (8.18) (514.72) (175.28) (494.10) Net tax expense 2,174.94 2,073.90 1,210.26 6,916.37 VII Profit / (Loss) for the period 6,324.14 6,012.68 3,979.50 20,529.13 VIII Other Comprehensive Income Items that will not be reclassified to Profit or Loss -Remeasurements of the defined benefit liabilities / asset 41.00 (26.03) (27.54) 61.00 Income tax relating to items that will not be reclassified to profit or loss (10.32) 4.94 6.93 (15.35) -Exchange differences in translating the financial statements of foreign operations 1.00 (6.50) (2.19) (3.65) Total Other Comprehensive Income / (Loss) 31.68 (27.59) (22.80) 42.00 IX Total Comprehensive Income 6,355.82 5,985.09 3,956.70 20,571.13 |
Computer Age Management Services Ltd Statement of Unaudited Consolidated Profit and Loss For the Quarter ended 30 June 2021 (Particulars (Rs in lakhs) Quarter ended Financial Year ended 30 June 2021 31 March 2021 30 June 2020 31-Mar-21 I Revenue from operations 20,117.63 19,977.27 14,862.54 70,549.58 II Other income 452.29 416.27 1,413.58 2,975.87 III Total revenue 20,569.92 20,393.54 16,276.12 73,525.45 IV Expenses Employee benefits expense 7,238.08 7,107.85 6,454.62 26,236.20 Finance costs 180.41 174.63 234.86 790.4 Depreciation and amortisation expense 1,062.12 1,059.75 1,125.81 4,341.32 Operating expenses 1,917.49 1,990.44 1,467.97 7,679.08 Other expenses 1,672.74 1,974.30 1,803.10 7,032.94 Total expenses 12,070.84 12,306.97 11,086.36 46,079.94 V Profit before tax 8,499.08 8,086.57 5,189.76 27,445.51 VI Tax expense: Current tax 2,183.12 2,584.39 1,385.54 7,439.68 Current tax expense of earlier years - 4.22 - (29.20) Deferred tax (8.18) (514.72) (175.28) (494.10) Net tax expense 2,174.94 2,073.90 1,210.26 6,916.37 VII Profit / (Loss) for the period 6,324.14 6,012.68 3,979.50 20,529.13 VIII Other Comprehensive Income Items that will not be reclassified to Profit or Loss -Remeasurements of the defined benefit liabilities / asset 41.00 (26.03) (27.54) 61.00 Income tax relating to items that will not be reclassified to profit or loss (10.32) 4.94 6.93 (15.35) -Exchange differences in translating the financial statements of foreign operations 1.00 (6.50) (2.19) (3.65) Total Other Comprehensive Income / (Loss) 31.68 (27.59) (22.80) 42.00 IX Total Comprehensive Income 6,355.82 5,985.09 3,956.70 20,571.13 |
Computer Age Management Services Ltd Statement of Unaudited Consolidated Profit and Loss For the Quarter ended 30 June 2021 (Particulars (Rs in lakhs) Quarter ended Financial Year ended 30 June 2021 31 March 2021 30 June 2020 31-Mar-21 I Revenue from operations 20,117.63 19,977.27 14,862.54 70,549.58 II Other income 452.29 416.27 1,413.58 2,975.87 III Total revenue 20,569.92 20,393.54 16,276.12 73,525.45 IV Expenses Employee benefits expense 7,238.08 7,107.85 6,454.62 26,236.20 Finance costs 180.41 174.63 234.86 790.4 Depreciation and amortisation expense 1,062.12 1,059.75 1,125.81 4,341.32 Operating expenses 1,917.49 1,990.44 1,467.97 7,679.08 Other expenses 1,672.74 1,974.30 1,803.10 7,032.94 Total expenses 12,070.84 12,306.97 11,086.36 46,079.94 V Profit before tax 8,499.08 8,086.57 5,189.76 27,445.51 VI Tax expense: Current tax 2,183.12 2,584.39 1,385.54 7,439.68 Current tax expense of earlier years - 4.22 - (29.20) Deferred tax (8.18) (514.72) (175.28) (494.10) Net tax expense 2,174.94 2,073.90 1,210.26 6,916.37 VII Profit / (Loss) for the period 6,324.14 6,012.68 3,979.50 20,529.13 VIII Other Comprehensive Income Items that will not be reclassified to Profit or Loss -Remeasurements of the defined benefit liabilities / asset 41.00 (26.03) (27.54) 61.00 Income tax relating to items that will not be reclassified to profit or loss (10.32) 4.94 6.93 (15.35) -Exchange differences in translating the financial statements of foreign operations 1.00 (6.50) (2.19) (3.65) Total Other Comprehensive Income / (Loss) 31.68 (27.59) (22.80) 42.00 IX Total Comprehensive Income 6,355.82 5,985.09 3,956.70 20,571.13 |
Computer Age Management Services Ltd Statement of Unaudited Consolidated Profit and Loss For the Quarter ended 30 June 2021 (Particulars (Rs in lakhs) Quarter ended Financial Year ended 30 June 2021 31 March 2021 30 June 2020 31-Mar-21 I Revenue from operations 20,117.63 19,977.27 14,862.54 70,549.58 II Other income 452.29 416.27 1,413.58 2,975.87 III Total revenue 20,569.92 20,393.54 16,276.12 73,525.45 IV Expenses Employee benefits expense 7,238.08 7,107.85 6,454.62 26,236.20 Finance costs 180.41 174.63 234.86 790.4 Depreciation and amortisation expense 1,062.12 1,059.75 1,125.81 4,341.32 Operating expenses 1,917.49 1,990.44 1,467.97 7,679.08 Other expenses 1,672.74 1,974.30 1,803.10 7,032.94 Total expenses 12,070.84 12,306.97 11,086.36 46,079.94 V Profit before tax 8,499.08 8,086.57 5,189.76 27,445.51 VI Tax expense: Current tax 2,183.12 2,584.39 1,385.54 7,439.68 Current tax expense of earlier years - 4.22 - (29.20) Deferred tax (8.18) (514.72) (175.28) (494.10) Net tax expense 2,174.94 2,073.90 1,210.26 6,916.37 VII Profit / (Loss) for the period 6,324.14 6,012.68 3,979.50 20,529.13 VIII Other Comprehensive Income Items that will not be reclassified to Profit or Loss -Remeasurements of the defined benefit liabilities / asset 41.00 (26.03) (27.54) 61.00 Income tax relating to items that will not be reclassified to profit or loss (10.32) 4.94 6.93 (15.35) -Exchange differences in translating the financial statements of foreign operations 1.00 (6.50) (2.19) (3.65) Total Other Comprehensive Income / (Loss) 31.68 (27.59) (22.80) 42.00 IX Total Comprehensive Income 6,355.82 5,985.09 3,956.70 20,571.13 |
||
|---|---|---|---|---|---|---|---|
| (Particulars (Rs in lakhs) | Quarter ended | ||||||
| 30 June 2021 | 31 March 2021 | 30 June 2020 | 31-Mar-21 | ||||
| I | Revenue from operations | 20,117.63 | 19,977.27 |
14,862.54 |
70,549.58 |
||
| II | Other income | 452.29 | 416.27 |
1,413.58 |
2,975.87 |
||
| III | Total revenue | 20,569.92 | 20,393.54 | 16,276.12 | 73,525.45 | ||
| IV | Expenses | ||||||
| Employee benefits expense | 7,238.08 | 7,107.85 | 6,454.62 | 26,236.20 | |||
Finance costs |
180.41 | 174.63 | 234.86 | 790.4 | |||
| Depreciation and amortisation expense | 1,062.12 | 1,059.75 | 1,125.81 | 4,341.32 | |||
| Operating expenses | 1,917.49 | 1,990.44 | 1,467.97 | 7,679.08 | |||
Other expenses |
1,672.74 | 1,974.30 | 1,803.10 | 7,032.94 | |||
| Total expenses | 12,070.84 | 12,306.97 | 11,086.36 | 46,079.94 | |||
| V | Profit before tax | 8,499.08 | 8,086.57 | 5,189.76 | 27,445.51 | ||
| VI | Tax expense: | ||||||
| Current tax | 2,183.12 | 2,584.39 | 1,385.54 | 7,439.68 | |||
| Current tax expense of earlier years | - | 4.22 | - | (29.20) | |||
| Deferred tax | (8.18) | (514.72) | (175.28) | (494.10) | |||
| Net tax expense | 2,174.94 | 2,073.90 | 1,210.26 | 6,916.37 | |||
| VII | Profit / (Loss) for the period | 6,324.14 | 6,012.68 | 3,979.50 | 20,529.13 | ||
| VIII | Other Comprehensive Income |
||||||
| Items that will not be reclassified to Profit or Loss | |||||||
| -Remeasurements of the defined benefit liabilities / asset | 41.00 | (26.03) |
(27.54) | 61.00 | |||
| Income tax relating to items that will not be reclassified to profit or loss | (10.32) | 4.94 | 6.93 | (15.35) | |||
-Exchange differences in translating the financial statements of foreign operations |
1.00 | (6.50) |
(2.19) | (3.65) | |||
Total Other Comprehensive Income / (Loss) |
31.68 | (27.59) |
(22.80) | 42.00 | |||
| IX | Total Comprehensive Income |
6,355.82 | 5,985.09 | 3,956.70 | 20,571.13 | ||
FY22 Q1 Earnings Presentation
CONSOLIDATED BALANCE SHEET (1/2)
==> picture [73 x 34] intentionally omitted <==
| Unaudited Consolidated Balance sheet as at 30th June 2021 | Unaudited Consolidated Balance sheet as at 30th June 2021 | Unaudited Consolidated Balance sheet as at 30th June 2021 | Unaudited Consolidated Balance sheet as at 30th June 2021 |
|---|---|---|---|
| Particulars (Rs in Lakhs) | As at 30 June 2021 | As at 31 March 2021 | |
| A | Assets | ||
| 1 | Non-current assets | ||
| Property, plant and equipment | 6,656.04 | 6,524.12 | |
Right of use assets |
7,053.40 | 7,373.59 | |
Goodwill |
13,359.83 | 13,359.83 | |
| Intangible assets | 999.59 | 1,144.02 | |
Financial Assets |
|||
| -Investments | 53.84 | 53.07 | |
| -Loans & Advances | 15.36 | 17.33 | |
| -Other financial assets | 1083.92 | 1,081.66 | |
| Deferred tax assets | 1,023.04 | 1,016.86 | |
| Other non-current assets | 455.76 | 296.98 | |
| Total Non-Current Assets | 30,700.78 | 30,867.46 | |
| 2 | Current assets | ||
| Financial Assets | |||
| -Investments | 31,252.56 | 23,553.66 |
|
| -Trade Receivables | 3,229.75 | 2,899.04 |
|
| -Loans & Advances | 79.46 | 69.82 |
|
| -Other Financial Assets | 532.03 | 507.34 |
|
| -Cash and Cash Equivalents | 174.79 | 1,742.85 |
|
| -Bank Balances other than Cash and Cash Equivalents | 15,936.63 | 16,282.65 |
|
| Current Tax Assets | 661.57 | 751.50 |
|
| Other Current Assets | 7,991.31 | 7,518.74 |
|
| Total Current Assets | 59,858.10 | 53,325.59 | |
| Total Assets | 90,558.88 | 84,193.05 |
FY22 Q1 Earnings Presentation
CONSOLIDATED BALANCE SHEET (2/2)
==> picture [73 x 34] intentionally omitted <==
| Unaudited Consolidated Balance sheet as at 30th June 2021 | Unaudited Consolidated Balance sheet as at 30th June 2021 | Unaudited Consolidated Balance sheet as at 30th June 2021 | Unaudited Consolidated Balance sheet as at 30th June 2021 |
|---|---|---|---|
| Particulars (Rs in Lakhs) | As at 30 June 2021 | As at 31 March 2021 | |
| 1 | Equity | ||
| Share Capital | 4,882.55 | 4,879.10 |
|
| Other Equity | 53,608.40 | 46,708.07 |
|
Equity attributable to owners of the Company |
58,490.95 | 51,587.17 |
|
Non-Controlling Interests |
- | - | |
Total Equity |
58,490.95 | 51,587.17 |
|
| 2 | Non-current liabilities | ||
| Financial Liabilities | |||
| -Lease Liability | 6,138.07 | 6,453.66 |
|
Provisions |
7,409.44 | 7,483.12 |
|
| Deferred Tax Liabilities | 2.51 | 4.51 |
|
| Total Non-Current Liabilities | 13,550.02 | 13,941.29 |
|
| 3 | Current liabilities | ||
| Financial Liabilities | |||
| -Lease Liability | 1,557.59 | 1,460.85 |
|
-Trade Payables |
|||
-Total outstanding dues to micro enterprises and small enterprises |
1.46 | 39.28 |
|
-Dues to Others |
5,255.21 | 5,249.90 |
|
| -Other Financial Liabilities | 6,723.09 | 6,723.50 |
|
| Other Current Liabilities | 3,261.15 | 3,703.67 |
|
| Provisions | 1,701.94 | 1,462.33 |
|
| Current Tax Liabilities | 17.47 | 25.06 |
|
| Total Current Liabilities | 18,517.91 | 18,664.59 |
|
| Total Liabilities | 32,067.93 | 32,605.88 |
|
| Total Equity and Liabilities | 90,558.88 | 84,193.05 |
FY22 Q1 Earnings Presentation
CONSOLIDATED STATEMENT OF PROFIT AND LOSS
==> picture [73 x 34] intentionally omitted <==
| Particulars (Rs in Lakhs) | Year ended | Year ended | Year ended | Quarter ended | Quarter ended |
|---|---|---|---|---|---|
| 31-Mar-19 | 31-Mar-20 | 31-Mar-21 | 30 June 2021 | 30 June 2020 | |
| Income | |||||
| Revenue From Operations | 69,364.39 | 69,962.99 |
70,549.58 |
20,117.63 |
14,862.54 |
| Other Income | 1,806.32 | 2,124.25 |
2,975.87 |
452.29 |
1,413.58 |
| Total Income | 71,170.71 | 72,087.24 |
73,525.45 |
20,569.92 |
16,276.12 |
| Expenses | |||||
| Employee benefits expense | 27,461.73 | 25,802.25 |
26,236.20 |
7,238.08 |
6,454.62 |
Finance costs |
27.81 | 972.39 |
790.40 |
180.41 |
234.86 |
| Depreciation and amortization expense | 2,843.66 | 5,125.08 |
4,341.32 |
1,062.12 |
1,125.81 |
| Operating expenses | 10,581.83 | 8,670.20 |
7,679.08 |
1,917.49 |
1,467.97 |
Other expenses |
9,529.88 | 6,833.50 |
7,032.94 |
1,672.74 |
1,803.10 |
| Total Expenses | 50,444.91 | 47,403.42 | 46,079.94 | 12,070.84 | 11,086.36 |
| Profit/(loss) before exceptional items and tax | 20,725.80 | 24,683.82 |
27,445.51 |
8,499.08 |
5,189.76 |
Exceptional Items |
- | - | - | - | - |
Profit/(loss) before tax |
20,725.80 | 24,683.82 |
27,445.51 |
8,499.08 |
5,189.76 |
| Current Tax | 7,643.35 | 6,542.10 |
7,410.47 |
2,183.12 |
1,385.54 |
| Deferred tax(includingMAT credit entitlement) | (435.28) | 952.50 | (494.10) |
(8.18) | (175.28) |
| Net Tax expense /(benefit) | 7,208.07 | 7,494.60 |
6,916.37 |
2,174.94 |
1,210.26 |
| Profit/(loss) for theyear | 13,517.73 | 17,189.22 | 20,529.13 | 6,324.14 | 3,979.50 |
| Earnings per share (In ₹): | |||||
| Basic | 27.61 | 35.24 | 42.08 | 12.95 | 8.16 |
| Diluted | 27.61 | 35.21 | 41.93 | 12.89 | 8.15 |
FY22 Q1 Earnings Presentation
17
CONSOLIDATED STATEMENT OF ASSETS AND LIABILITIES
==> picture [73 x 34] intentionally omitted <==
| Particulars (Rs in Lakhs) | As at March 31, 2019 | As at March 31, 2020 | As at March 31, 2021 | As at June 30, 2021 |
|---|---|---|---|---|
| Non-Current Assets | ||||
| Property, Plant and Equipment | 7,102.84 | 6,525.21 |
6,524.12 |
6,656.04 |
Right To Use Asset |
- | 9,906.30 | 7,373.59 |
7,053.40 |
Goodwill |
13,359.83 | 13,359.83 |
13,359.83 |
13,359.83 |
| Intangible Assets | 1,823.39 | 1,107.99 |
1,144.02 |
999.59 |
Financial Assets |
||||
| -Investments | 204.08 | 53.30 |
53.07 |
53.84 |
| -Loans & Advances | 1,257.46 | 17.88 |
17.33 |
15.36 |
| -Other financial assets | - | 1,283.04 | 1,081.66 |
1,083.92 |
| Deferred Tax Assets (Net) | 1,470.75 | 752.88 |
1,016.86 |
1,023.04 |
Other Non-Current Assets |
444.55 | 28.93 |
296.98 |
455.76 |
| Total Non-Current Assets | 25,662.90 | 33,035.35 | 30,867.46 | 30,700.78 |
| Current Assets | ||||
| Financial Asset | ||||
| -Investments | 23,049.76 | 30,560.50 |
23,553.66 |
31,252.56 |
| -Trade Receivables | 2,696.96 | 3,203.07 |
2,899.04 |
3,229.75 |
| -Loans & Advances | 66.88 | 64.65 |
69.82 |
79.46 |
| -Other Financial Assets | 37.04 | 571.15 |
507.34 |
532.03 |
| -Cash and Cash Equivalents | 486.11 | 2,322.14 |
1,742.85 |
174.79 |
| -Bank Balances other than Cash and Cash Equivalents | 3,864.24 | 2,723.77 |
16,282.65 |
15,936.63 |
| Current Tax Assets (Net) | - | 1,504.23 | 751.50 |
661.57 |
Other Current Assets |
8,056.55 | 6,324.79 |
7,518.74 |
7,991.31 |
| Total Current Assets | 38,257.54 | 47,274.30 | 53,325.59 | 59,858.10 |
| Total Assets | 63,920.44 | 80,309.65 | 84,193.05 | 90,558.88 |
FY22 Q1 Earnings Presentation
18
CONSOLIDATED STATEMENT OF ASSETS AND LIABILITIES (CONT’D.)
==> picture [73 x 34] intentionally omitted <==
| Particulars (Rs in Lakhs) | As at March 31, 2019 | As at March 31, 2020 | As at March 31, 2021 | As at June 30, 2021 |
|---|---|---|---|---|
| Equity | ||||
| Share Capital | 4,876.00 | 4,876.00 |
4,879.10 |
4,882.55 |
| Other Equity | 40,298.77 | 50,009.64 |
46,708.07 |
53,608.40 |
Equity attributable to owners of the Company |
45,174.77 | 54,885.64 |
51,587.17 |
58,490.95 |
Non Controlling Interest |
829.45 | - |
- | - |
Total Equity |
46,004.22 | 54,885.64 | 51,587.17 | 58,490.95 |
Non Current Liabilities |
||||
| Financial liabilities | ||||
| Lease Liability | - | 7,598.84 | 6,453.66 |
6,138.07 |
Provisions |
7,125.39 | 7,319.95 |
7,483.12 |
7,409.44 |
| Deferred Tax Liabilities | - | 234.63 | 4.51 |
2.51 |
| Total Non Current Liabilities | 7,125.39 | 15,153.42 |
13,941.29 | 13,550.02 |
| Current Liabilities | ||||
| Financial liabilities | ||||
| Lease Liability | 2,590.81 | 1,460.85 |
1,557.59 |
|
Trade Payables |
||||
| -Total outstanding dues to micro enterprises and small enterprises | 34.49 | 68.78 |
39.28 |
1.46 |
-Dues to Others |
3,559.22 | 3,539.45 |
5,249.90 |
5,255.21 |
| Other financial liabilities | - | 0.47 | 6,723.50 |
6,723.09 |
| Other Current Liabilities | 5,297.56 | 2,973.67 |
3,703.67 |
3,261.15 |
| Provisions | 1,708.74 | 1,097.42 |
1,462.33 |
1,701.94 |
| Current Tax Liabilities (Net) | 190.82 | - |
25.06 | 17.47 |
Total Current Liabilities |
10,790.83 | 10,270.59 |
18,664.59 | 18,517.91 |
| Total Liabilities | 17,916.22 | 25,424.01 | 32,605.88 | 32,067.93 |
| Total Equity and Liabilities | 63,920.44 | 80,309.65 | 84,193.05 | 90,558.88 |
FY22 Q1 Earnings Presentation
19
CONSOLIDATED CASH FLOW SUMMARY
==> picture [73 x 34] intentionally omitted <==
| Particulars (Rs. in lakhs) | For the Quarter ended | For the Quarter ended |
|---|---|---|
| 30th June 2021 | 30th June 2020 | |
| Net cash flow from/(used in) operating activities (A) | 6,770.52 | 3,866.52 |
| Net cash flow from/(used in) investing activities (B)* | (8,008.49) | 61.63 |
| Net cash flow from/(used in) financing activities (C)** | (330.09) | (5,958.24) |
| Net increase/(decrease) in cash and cash equivalents (A+B+C) | (1,568.06) | (2,030.09) |
| Cash and cash equivalents at the beginning of the period | 1,742.85 | 2,322.14 |
| Cash and cash equivalents at the end of the period | 174.79 | 292.05 |
Notes:
- Net cash flow from investing activity includes capital expenditure on fixed assets and investments in Mutual Funds & FD’s.
** Net cash flow from financing activity includes proceeds from ESOP allotment, Dividend paid (comparative period) and ROU lease payments.
FY22 Q1 Earnings Presentation
20
FY22 Q1 STANDALONE P&L
==> picture [73 x 34] intentionally omitted <==
| Computer Age Management Services Ltd | Computer Age Management Services Ltd | Computer Age Management Services Ltd | Computer Age Management Services Ltd | Computer Age Management Services Ltd | Computer Age Management Services Ltd |
|---|---|---|---|---|---|
| Statement of Unaudited Standalone Profit and Loss For the Quarter ended 30 June 2021 | |||||
| Particulars (Rs in Lakhs) | Quarter ended | Financial Year ended |
|||
| 30 June 2021 | 31 March 2021 | 30 June 2020 | 31-Mar-21 | ||
| I | Revenue from operations | 19,128.85 | 18,918.76 |
14,305.53 |
67,375.26 |
| II | Other income | 3,050.09 | 329.65 |
902.78 |
5,860.40 |
| III | Total revenue | 22,178.94 | 19,248.41 | 15,208.31 | 73,235.66 |
| IV | Expenses | ||||
| Employee benefits expense | 6,054.90 | 5,933.56 | 5,270.71 | 21,706.04 | |
| Finance costs | 167.11 | 160.56 | 197.39 | 706.39 | |
| Depreciation and amortisation expense | 971.52 | 965.51 | 1,003.36 | 3,938.86 | |
| Operatingexpenses | 3,103.67 | 3,254.17 | 2,605.62 | 12,578.30 | |
| Other expenses | 1,546.08 | 1,793.94 | 1,430.88 | 6,305.51 | |
| Total expenses | 11,843.28 | 12,107.74 | 10,507.96 | 45,235.11 | |
| V | Profit before tax | 10,335.66 | 7,140.66 | 4,700.35 | 28,000.55 |
| VI | Tax expense: | ||||
| Current tax | 1,960.71 | 2,030.80 | 1,275.82 | 6,309.62 | |
| Deferred tax | (17.42) | (209.08) | (201.79) | (206.35) | |
| Net tax expense | 1,943.29 | 1,821.72 | 1,074.03 | 6,103.27 | |
| VII | Profit /(Loss) for theperiod | 8,392.37 | 5,318.95 | 3,626.32 | 21,897.28 |
| VIII | Other Comprehensive Income | ||||
| Items that will not be reclassified to Profit or Loss | |||||
| - Remeasurements of the defined benefit liabilities / asset | 89.09 | (26.81) |
(31.40) | 46.37 | |
| Income tax relatingto items that will not be reclassified toprofit or loss | (22.42) | 6.75 | 7.90 |
(11.67) |
|
| Total Other Comprehensive Income /(Loss) | 66.67 | (20.06) |
(23.50) | 34.70 | |
| IX | Total Comprehensive Income | 8,459.04 | 5,298.89 | 3,602.82 | 21,931.98 |
FY22 Q1 Earnings Presentation
21
STANDALONE BALANCE SHEET (1/2)
==> picture [73 x 34] intentionally omitted <==
| Unaudited Standalone Balance sheet as at 30th June 2021 | Unaudited Standalone Balance sheet as at 30th June 2021 | Unaudited Standalone Balance sheet as at 30th June 2021 | Unaudited Standalone Balance sheet as at 30th June 2021 |
|---|---|---|---|
| Particulars(Rs in Lakhs) | As at 30 June 2021 | As at 31 March 2021 | |
| A | Assets | ||
| 1 | Non-current assets | ||
| Property, plant and equipment | 6,551.18 | 6,421.17 |
|
| Right of use assets | 6,563.68 | 6,809.36 |
|
| Intangible assets | 982.86 | 1,122.47 |
|
| Financial Assets | |||
| - Investments | 22,642.18 | 22,641.41 |
|
| - Loans & Advances | 15.36 | 17.33 |
|
| - Other financial assets | 879.73 | 881.49 |
|
| Deferred tax assets(Net) | 971.57 | 954.15 |
|
| Other non-current assets | 453.90 | 296.98 |
|
| Total Non-Current Assets | 39,060.46 | 39,144.36 |
|
| 2 | Current assets | ||
| Financial Assets | |||
| - Investments | 23,212.92 | 13,582.68 |
|
| - Trade Receivables | 2,669.44 | 2,414.49 |
|
| - Loans & Advances | 72.19 | 58.62 |
|
| - Other Financial Assets | 510.37 | 576.04 |
|
| - Cash and Cash Equivalents | 82.49 | 1,408.03 |
|
| - Bank Balances other than Cash and Cash Equivalents | 12,519.36 | 12,801.72 |
|
| Current Tax Assets(Net) | 523.01 | 616.21 |
|
| Other Current Assets | 7,536.19 | 7,160.24 |
|
| Total Current Assets | 47,125.97 | 38,618.03 |
|
| Total Assets | 86,186.43 | 77,762.39 |
FY22 Q1 Earnings Presentation
22
STANDALONE BALANCE SHEET (2/2)
==> picture [73 x 34] intentionally omitted <==
| Unaudited Standalone Balance sheet as at 30th June 2021 | Unaudited Standalone Balance sheet as at 30th June 2021 | Unaudited Standalone Balance sheet as at 30th June 2021 | Unaudited Standalone Balance sheet as at 30th June 2021 |
|---|---|---|---|
| Particulars (Rs in Lakhs) | As at 30 June 2021 | As at 31 March 2021 | |
| 1 | Equity | ||
| Share Capital | 4,882.55 | 4,879.10 |
|
| Other Equity | 51,095.44 | 42,091.89 |
|
Total Equity |
55,977.99 | 46,970.99 |
|
| 2 | Non-current liabilities | ||
| Financial Liabilities | |||
| -Lease Liability | 5,896.75 | 6,135.16 |
|
Provisions |
6,963.48 | 7,063.78 |
|
| Total Non-Current Liabilities | 12,860.23 | 13,198.94 |
|
| 3 | Current liabilities | ||
| Financial Liabilities | |||
| -Lease Liability | 1,256.07 | 1,167.49 |
|
-Trade Payables |
|||
-Total outstanding dues to micro enterprises and small enterprises |
1.46 | 28.16 |
|
-Dues to Others |
5,102.81 | 5,173.78 |
|
| -Other Financial Liabilities | 6,723.09 | 6,721.86 |
|
| Other Current Liabilities | 2,737.01 | 3,267.57 |
|
| Provisions | 1,527.77 | 1,233.59 |
|
| Total Current Liabilities | 17,348.21 | 17,592.46 |
|
| Total Liabilities | 30,208.44 | 30,791.40 |
|
| Total Equity and Liabilities | 86,186.43 | 77,762.39 |
FY22 Q1 Earnings Presentation
23
REVENUE PROFILE
==> picture [73 x 34] intentionally omitted <==
| Particulars | Quarter ended | Quarter ended | Quarter ended | Year Ended 31 March 2021 |
|---|---|---|---|---|
| 30 June 2021 | 31 March 2021 | 30 June 2020 | ||
| i)Mutual Funds | 90.3% | 90.3% | 89.8% | 90.3% |
| a)Assets Based | 77.5% | 76.3% | 79.0% | 76.9% |
| b)Non assets Based | 12.8% | 14.1% | 10.8% | 13.4% |
| ii)Non Mutual Fund | 9.7% | 9.7% | 10.2% | 9.7% |
| Total Operating Revenue | 100.0% | 100.0% | 100.0% | 100.0% |
FY22 Q1 Earnings Presentation
ABOUT CAMS
==> picture [792 x 112] intentionally omitted <==
CAMS – BUSINESS AT A GLANCE
==> picture [73 x 34] intentionally omitted <==
India’s largest registrar Services all top 5 MFs Leveraged domain and transfer agent (“RTA”) and 10 of the 15 largest expertise, processes of mutual funds (“MFs”) with MFs[2] ; over 18 years and infrastructure to an aggregate market share average relationship with cater to MFs, AIFs and of 69.6%[[1]] 10 largest MF clients insurance companies Pan-India physical Established track record Marquee shareholders, Experienced network comprising 272 of delivering robust including Great Terrain management team with service centers spread financial results; Fastest (an affiliate of average work experience over 25 states and growing MF RTA with Warburg Pincus), HDFC of over 27 years in a 5 union territories high RoE and EBITDA and HDFC Bank variety of financial margins services sectors
Technology-driven India’s largest registrar financial infrastructure and transfer agent (“RTA”) and services provider to of mutual funds (“MFs”) with mutual funds and other an aggregate market share financial institutions of 69.6%[[1]]
Notes: 1. Market share basis FY22 Q1 3 Months Average 2. Based on mutual fund average assets under management managed by clients and serviced by CAMS as per AMFI
FY22 Q1 Earnings Presentation
KEY HIGHLIGHTS
==> picture [73 x 34] intentionally omitted <==
==> picture [728 x 198] intentionally omitted <==
----- Start of picture text -----
Large and Growing Scalable
1 4
Mutual Funds Market Technology Enabled Ecosystem
Our Mission… Your Growth
Integrated Business Model &
Strong Focus on
Longstanding Client Relationships in 2 5
Process and Risk Management
MF Services Business
Largest Infrastructure and Services Experienced Management
3 6
Provider in the Indian MF RTA space and Board
----- End of picture text -----
FY22 Q1 Earnings Presentation
27
CAMS – MUTUAL FUND SERVICES BUSINESS
==> picture [73 x 34] intentionally omitted <==
==> picture [765 x 348] intentionally omitted <==
----- Start of picture text -----
Provides a range of technology-enabled infrastructure to mutual funds –
Involved through the life cycle of an account from account creation to processing transactions and redemption of the amount invested
Uniform Regulatory change
Service Best Practice Implementation implementation Business-Continuity Mechanisms
Aggregator
Manage High Volume Infrastructural Support Timely Operational
Business Enabler
of Data / Transactions Stability Launches of NFOs Integration
Extensive Data on Actionable High Capability of Innovative Product
Knowledge Partner
Investor Preferences Insights Processing Expertise Development
Mail back / Service Requests
Call Centre Front Office Transaction
Customer Care & Investor Services SMS and Account
Services Services Processing
Services Information
Recording of Recording of
Brokerage Distributor
Distributor Services Empanelled Brokerage
Computation Queries
Distributors Structures
Transaction Investor Risk
Transfer Agency Services Operations Compliance
Origination Services Management
----- End of picture text -----
==> picture [15 x 13] intentionally omitted <==
----- Start of picture text -----
28
----- End of picture text -----
FY22 Q1 Earnings Presentation
CAMS – PROPRIETARY TECHNOLOGY PLATFORMS AND MOBILE APPLICATIONS FOR THE MUTUAL FUND BUSINESS
==> picture [73 x 34] intentionally omitted <==
CAMS has developed and implemented various technology platforms and its technology driven infrastructure and services are integral to the operations of its clients
==> picture [260 x 16] intentionally omitted <==
----- Start of picture text -----
INVESTRAK
----- End of picture text -----
FY22 Q1 Earnings Presentation
==> picture [15 x 13] intentionally omitted <==
----- Start of picture text -----
29
----- End of picture text -----
MUTUAL FUND SERVICES PROVIDED BY CAMS
==> picture [73 x 34] intentionally omitted <==
CAMS is involved through the life cycle of an account – from account creation to processing to redemption; Also provides statutory statements, transaction origination, operations, investor and distributor services, risk management services and compliance services
==> picture [766 x 299] intentionally omitted <==
----- Start of picture text -----
1 Transaction Origination and Processing
Accept transaction Reconcile bank accounts;
Send transaction
requests from investors Initial verification of Management of KYC Transaction processing and Compute and pay
confirmation to investors
(both paper-based and transaction request requirements of investors payment services brokerage fees; Report
and distributors
electronic) effect on unit capital
Front Office Back Office
2 Services to Asset Management Companies 3 Services to MF Investors 4 Services to Distributors
Record keeping and management Anti-money laundering services Periodic statements and alerts Distributor help desk
Reporting to govt. authorities Suspicious transaction reporting Assist with Queries / Service Requests Recording of distributors empanelled
Recording & maintenance of brokerage
Compliance with KYC regulations Compliance with scheme document Mail management, mail back services
structures
Compliance with SEBI regulations Management information reporting SMS / Online customer service Computation of various brokerage
Setting up of accounts Fee computation and administration Call center to address queries Claw-back of brokerages
On-boarding of intermediaries Push and pull services Addressing distributor queries
----- End of picture text -----
FY22 Q1 Earnings Presentation
CAMS – OVERVIEW OF OTHER SERVICES – NPS Central Record Keeping Agency
==> picture [73 x 34] intentionally omitted <==
Over the years, CAMS has leveraged its domain expertise, processes and infrastructure to diversify its service offering to cater to a variety of other financial services sectors
==> picture [31 x 31] intentionally omitted <==
National Pension Scheme
==> picture [46 x 46] intentionally omitted <==
==> picture [46 x 46] intentionally omitted <==
Ecosystem Entities Including PoPs, PFMs, ASPs, CRAs progressing well full view of the NPS service design, pain points
CAMS CRA is the first approved entity in the NPS ecosystem for hosting the CRA application and data on Cloud
Platform design & development On schedule as per the defined timelines
==> picture [93 x 10] intentionally omitted <==
----- Start of picture text -----
Go-to Market Strategy
----- End of picture text -----
==> picture [268 x 137] intentionally omitted <==
----- Start of picture text -----
NPS subscribers (in lakhs)
CAMS CRA will focus on Corporate
Corporate
Segment Segment and All Citizens Segment in
11.3 L Phase 1
17% All Citizens POP
16.5 L
GovernmentState 34% Direct to Corporate
51.4 L eNPS
12% Central
Government
21.8 L
6%
----- End of picture text -----
CRAs revenue basis current subscriber base & fee structure ~Rs.170 crores
Growth % over last 3 years
==> picture [15 x 13] intentionally omitted <==
----- Start of picture text -----
31
----- End of picture text -----
FY22 Q1 Earnings Presentation
CAMS – OVERVIEW OF OTHER SERVICES – ACCOUNT AGGREGATOR
==> picture [73 x 34] intentionally omitted <==
Over the years, CAMS has leveraged its domain expertise, processes and infrastructure to diversify its service offering to cater to a variety of other financial services sectors
==> picture [92 x 99] intentionally omitted <==
----- Start of picture text -----
Account
2
Aggregator
----- End of picture text -----
Sign ups
-
18 FIU sign ups constituting Fintechs, Banks & Wealth management entities
-
4 FIP signups including HDFC Bank, Axis Bank, IndusInd Bank and ICICI Bank are testing modules
==> picture [107 x 107] intentionally omitted <==
Eco-system
-
One to many relationships is going to be the norm
-
Working with eco-system players to standardize formats of data which would power the platform
Road Ahead
-
Aggressively working on Creating a vibrant, open to public sandbox for testing / sync up to ease onboarding
-
Launching mobile app for a Closed group testing which would include FIPs and FIUs
FY22 Q1 Earnings Presentation
ACCOUNT AGGREGATOR - PROBABLE BUSINESS CASES
==> picture [73 x 34] intentionally omitted <==
Lending : Loan origination agencies (FIUs) can utilize the info about the loan seeker’s asset information to ascertain credit-worthiness
==> picture [127 x 130] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [4 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [4 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [4 x 4] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [4 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [4 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [4 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [4 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [4 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [4 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [4 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [4 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [4 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [4 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [4 x 4] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [4 x 4] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [4 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [4 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [4 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [4 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [4 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [4 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [4 x 4] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [4 x 4] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [4 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [4 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [5 x 4] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
==> picture [5 x 5] intentionally omitted <==
Portfolio management services : Wealth advisors(FIUs) can utilize consolidated asset side data to advice switching between asset classes, or any other advisory to yield better overall returns as per the risk appetite of the individual
Third party verification : Profile data from Bank may be used by multiple agencies like RTA, distributors, RIAs, or AMCs (FIUs) to validate bank account details and TPV checks for a new folio. The use case is universal and goes beyond MF industry, wherever TPV checks are applicable
-
Onboarding : Profile data from any information provider(FIP) may be used to pre-populate data for another provider (FIU), which includes details like nominee, contact details, and CKYC. This saves the cost of similar data entry at multiple points
-
Reconciliation : Credit confirmation pending from payment gateways can be parallelly confirmed using real time bank statement information of the investor
FY22 Q1 Earnings Presentation
CAMS – OVERVIEW OF OTHER SERVICES
==> picture [73 x 34] intentionally omitted <==
Over the years, CAMS has leveraged its domain expertise, processes and infrastructure to diversify its service offering to cater to a variety of other financial services sectors
==> picture [131 x 286] intentionally omitted <==
----- Start of picture text -----
o
o
Alternative
3 Investment o
Fund Services
o
Electronic
4
Payment
Collection
o
o
5
Insurance
Services
o
----- End of picture text -----
Note: ACH – Automated Clearing House. ECS – Electronic Clearance Services. 1. As of June 30, 2021. 2. According to CRISIL Report. 3. Company Estimated as on 30[th] June 21 (Industry data not available) 3. April 2020.
FY22 Q1 Earnings Presentation
34
CAMS – OVERVIEW OF OTHER SERVICES (CONT’D.)
==> picture [73 x 34] intentionally omitted <==
Over the years, CAMS has leveraged its domain expertise, processes and infrastructure to diversify its service offering to cater to a variety of other financial services sectors
KYC Registration Agency (“KRA”) 7 Software Solutions
Note: 1. As of June 30, 2021.
FY22 Q1 Earnings Presentation
35
UNIFIED PLATFORM TO SERVICE INVESTORS AND DISTRIBUTORS UNDER DEVELOPMENT TARGETED TO GO LIVE BY 31[ST] DEC 2021
==> picture [73 x 34] intentionally omitted <==
==> picture [736 x 332] intentionally omitted <==
----- Start of picture text -----
A collaborative initiative between CAMS and the other RTA with approval from
SEBI and AMFI
Investor, Distributor, RIA Benefits to Investors
• First time ever digital access to investor lifecycle engagement with the entire MF
industry under one roof
• Investors will have digital 360 [o] access to
•
Mobile App •
Provide Service requests to all MFs (using harmonized processes) and get
• Website
status updates
• Unified Omni processes • Execute Financial transactions and obtain their status updates
• Online, Real-time Portfolio view (including MF Demat Holdings) & Industry-
Unified wide Capital Gains statements
(KRA site)KYC API Investor (Demat holdings)Depositories • Status of their Complaints to any and all MFs & to SEBI on any MF
Portal
Benefits to the MF Ecosystem
• First time ever digital Service Requests
• An alternative platform for the Distributors and RIAs to execute MF transactions
to service their investors
Benefits to the AMCs
• Positioning MF Industry as the most investor-friendly in the BFSI segment
Kfintech CAMS
• All processes API driven, however all back-end processes remain the same at
RTAs to continue to ensure prudence & regulatory compliance
----- End of picture text -----
A collaborative initiative between CAMS and the other RTA with approval from SEBI and AMFI
-
First time ever digital access to investor lifecycle engagement with the entire MF industry under one roof
- Provide Service requests to all MFs (using harmonized processes) and get status updates
-
An alternative platform for the Distributors and RIAs to execute MF transactions to service their investors
-
Cost of Building the platform being borne by the RTAs. Commercial model to evolve over a period of time
FY22 Q1 Earnings Presentation
CAMS – COMPLIANCE AND RISK MANAGEMENT ARCHITECTURE
==> picture [73 x 34] intentionally omitted <==
Relentless focus on systems and processes has allowed CAMS to become a trusted provider of services to its clients and other stakeholders
==> picture [634 x 318] intentionally omitted <==
----- Start of picture text -----
Cyber
Compliance Security
Risk Regulatory
Assists MF clients with Management Oversight ISO 27001:2013 certification for
compliance with scheme information security systems
documentation, KYC, SEBI
regulations, etc . Provides risk management Several regulatory entities have
services to assist MF clients in oversight over different parts of
Cyber Security and Cyber
conducting diligence of their the business
Resilience Policy Implemented
Reporting to Government investors
Agencies and Regulators
Anti-Money Laundering Services Regulated by Several Authorities
(SEBI, IRDAI, RBI, MCA, etc.)
Technology Committee of
Eminent Specialists to Review
Timely Fulfilment of Regulatory Processes & Systems
Requirements without Error Suspicious Transaction Periodic Inspections and Audits by
Reporting
Various Regulatory Authorities
----- End of picture text -----
FY22 Q1 Earnings Presentation
37
EXPERIENCED BOARD OF DIRECTORS
==> picture [73 x 34] intentionally omitted <==
==> picture [429 x 351] intentionally omitted <==
----- Start of picture text -----
Board of Directors
Dinesh Kumar Mehrotra
Natarajan Srinivasan
Chairman & Independent
Director Independent Director
Vedanthachari Srinivasa
Vijayalakshmi Rajaram Iyer
Rangan
Independent Director
Non-Executive Director
Narendra Ostawal Sandeep Kagzi
Non-Executive Director Non-Executive Director
Anuj Kumar
Managing Director
----- End of picture text -----
FY22 Q1 Earnings Presentation
EXPERIENCED SENIOR MANAGEMENT TEAM
==> picture [73 x 34] intentionally omitted <==
Experienced management team, with an average work experience of 27 years and a demonstrated ability to grow and diversify the business and innovate services
==> picture [577 x 316] intentionally omitted <==
----- Start of picture text -----
Anuj Kumar S.R. Ram Charan Ravi Kethana
Managing Director Chief Financial Officer Chief Platform Officer
o Joined the company in March 2016 o Joined the company in March 2020 o Joined the company in December 2019
o Previously associated with Godrej & o Previously associated with Photon o Previously associated with Tata
Boyce, Escorts Finance & IBM India Interactive and Reliance Jio Consultancy Services and Wipro
Infocomm
Indeevar Krishna Neeraj Lal N. Ravi Kiran
Chief Process Officer Chief Risk Officer Head – New Businesses
o Joined the company in April 2021 o Joined the company in May 2021 o Joined the company in April 2017
o Previously associated with Citibank o Previously associated with Axis o Previously associated with Dharma
India, Bharti Airtel & Max Life Insurance
Bank, ICICI Bank & HDFC Standard Software Solutions & Reliance Systems
Life Insurance
Manikandan Gopalakrishnan Abhishek Mishra
Vasanth Jeyapaul Emmanuel
Company Secretary & Compliance CEO – Insurance of CAMS Insurance
Senior Vice President
Officer Repository Services Limited
o Joined the company in June 2011 o Joined the company in October 2017 o Joined the company in December 2014
o Previously associated with BPL, o Previously associated with Bennett, o Previously associated with Indian
Precot Meridian & SJK Steel Plant Coleman & Co and Agenda Railway Service of Mechanical
Netmarketing Engineers and A.F. Ferguson & Co.
----- End of picture text -----
FY22 Q1 Earnings Presentation
APPENDIX
==> picture [792 x 112] intentionally omitted <==
CORPORATE STRUCTURE
==> picture [73 x 34] intentionally omitted <==
Computer Age Management Services Limited Mutual Funds Services, Alternate Investment Funds Services, Payment Services, Banking and Non-Banking Service Businesses
==> picture [763 x 243] intentionally omitted <==
----- Start of picture text -----
100% 100% 99.99% 100%
CAMS Insurance Repository CAMS Investor Services Private CAMS Financial Information Sterling Software Private Limited
Services Limited (CIRSL) Limited (CISPL) Services Private Limited (CFISPL) (SSPL)
100%
100%
CAMS Payment Services Private
Sterling Software Deutschland
Limited
GmbH (SSDG) []
----- End of picture text -----*
Note: * Currently in the process of winding down the operations of Sterling Software (Deutschland) GmbH. | Currently in the process of closing banking and non-banking services business. FY22 Q1 Earnings Presentation
HISTORY/MILESTONES
==> picture [73 x 34] intentionally omitted <==
-
The certificate of registration was issued to our • Our Company
-
• Our Company Company was was converted was upgraded and a • CISPL was into a public incorporated as fresh certificate • Our Company incorporated on limited Company Computer Age of registration as was issued a February 13, and received a Management Registrar to an certificate of 2012; and fresh certificate • Certification Services Private Issue and Share registration • CISPL was issued of incorporation of Limited and Transfer Agent dated January a certificate of from the RoC on Registration received a under category 31, 2007 by SEBI registration September 27, for CRA certificate of I, dated July 22, to act as a dated June 29, • CFISPL was 2019; and Great Services incorporation 1995, was issued depository 2012 to carry on incorporated on Terrain acquired • Franklin from the RoC on by SEBI to our participant for the business as a September 26, 6.03% stake in Templeton May 25, 1988 Company CDSL KRA 2016 our Company Go-Live
-
Our Company • Our Company • CIRSL was was issued a was issued a incorporated on certificate of certificate of May 12, 2011; and registration as a registration • CIRSL had received Registrar to an dated June 1, in-principle Issue under 2006 by SEBI to approval of IRDAI category II, act as a to carry on dated December depository business as an 24, 1993 by SEBI participant for insurance NSDL repository
-
CIRSL was issued a • Great Terrain certificate of acquired 37.50% registration dated stake in our July 31, 2013 by Company IRDAI to carry on the business as an insurance repository; and
-
• Our Company acquired 100% stake in SSPL, which provides technology support to our Company
-
Listed in BSE on October 1[st] , 2020
-
• RBI registration for account aggregator Services
-
• Incorporation of CAMSPay (payment aggregator services)
FY22 Q1 Earnings Presentation
==> picture [73 x 34] intentionally omitted <==
AWARDS AND ACCOLADES
==> picture [670 x 364] intentionally omitted <==
----- Start of picture text -----
o Our Company was awarded ‘Best App’ for ‘myCAMS’ app under finance category at the Global Mobile App Summit and Awards
2015 o CIRSL was awarded ‘Best Newcomer Award’ at Asia Insurance Technology Awards
o CIRSL was awarded ‘Best Service Provider’ award in ‘Feet on Street Collections’ category by ICICI Prudential Life Insurance Company Limited at
Tatva Annual Meet
2016 o Our Company was awarded SME Business Excellence Awards in mid-corporate IT and IT-enabled services category by Dun and Bradstreet and RBL
Bank Limited
o Our Company was awarded ‘Best App’ for ‘myCAMS’ app under finance category at the Global Mobile App Summit and Awards
o Our Company was awarded ‘Best use of digital media/platform’ in the mutual fund category for ‘myCAMS’ app at the Drivers of Digital Awards
2017 o Our Company was awarded ‘Best App’ for ‘myCAMS’ app under finance category at the Global Mobile App Summit and Awards
o CIRSL was awarded ‘Best Newcomer Award’ at Asia Insurance Technology Awards
o CIRSL received the Celent Award for CIRSL’s iCare services
o 20 most promising capital market solution provider
o Our Company was awarded ‘Special Mention for Use of Digital Media in the Mutual Fund Category’ for ‘GoCorp’ app at the Drivers of Digital Awards
2018 2018
o Our Company was awarded ‘Best Application of Technology’ for ‘myCAMS’ app at 4th edition of CX Strategy Summit and Awards
o CIRSL was awarded ‘Best Service Provider’ award
o CIRSL was awarded ‘OSCAR’ by TATA AIA for outstanding support in DJFM 2019
2019 o CIRSL was awarded ‘Best Service Provider’ award in ‘Mandate Registration and Insurance Repository’ category by ICICI Prudential Life Insurance
Company Limited at Tatva Annual Meet
o SSPL was awarded “20 Most Promising Capital Market Solution Providers – 2019” by CIO Review India
o Our Company was awarded “Highly Commended – Harnessing the Power of Technology” at the Adam Smith Awards Asia 2019
o SSPL was awarded for “Digital and Fintech Solutions” at the SME Business Excellence Awards 2019 by Dun & Bradstreet and RBL Bank Limited
2020
o Recognized as the Star of FinTech in Tamil Nadu (highest category recognition) by Tamil Nadu Government
o CAMSPay won the prestigious FINNOVITI 2021 Award
2021
o CAMS Insurance Repository Services limited has been recognized as ‘Feet on Street (FOS)-Best Service provider’ by ICICI Prudential Life
Insurance company limited at the 15 [th] Annual TATVA annual awards 2021
----- End of picture text -----
==> picture [69 x 356] intentionally omitted <==
FY22 Q1 Earnings Presentation
SHAREHOLDERS’ INFORMATION
Stock Data as on 30[th] June 2021
Market Capitalisation Shares Outstanding 16,327 Crores 4,88,25,520
Free Float Scrip Symbol / Code 6,695.52 Crores CAMS/543232
Top Institutional Holders
-
Small Cap World Fund, Inc
-
Housing Development Finance Corporation Limited
-
HDFC Bank Ltd
-
HDFC Mutual Fund
-
IIFL India Private Equity Fund - Series 1A
-
Fidelity Investment Trust Fidelity Emerging Asia Fund
-
SBI Life Insurance Co. Ltd
-
ACACIA Banyan Partners
-
Goldman Sachs Funds
-
SBI Small Cap Fund
-
ICICI Prudential Long Term Equity Fund Tax Savings
-
Ashoka India Opportunities Fund
-
Goldman Sachs Trust - Goldman Sachs Emerging Markets Equity Fund
==> picture [73 x 34] intentionally omitted <==
Shareholding Pattern (%)
==> picture [166 x 167] intentionally omitted <==
----- Start of picture text -----
33.09%
----- End of picture text -----
==> picture [158 x 153] intentionally omitted <==
----- Start of picture text -----
30.96%
----- End of picture text -----
==> picture [274 x 133] intentionally omitted <==
----- Start of picture text -----
10.40%
25.55%
Promoter FPIs MFs Others
----- End of picture text -----
-
Fidelity Advisor Series VIII - Fidelity Advisor Emerging Asia Fund
-
Abu Dhabi Investment Authority - Way
FY22 Q1 Earnings Presentation
GLOSSARY
| Term | Description |
|---|---|
| AAUM | Average Assets under Management |
| ACH | Automated ClearingHouse |
| Aditya Birla Capital | Aditya Birla Capital Limited |
| AIF | Alternative Investment Fund |
| AMC | Asset Management Company |
| AUM | Assets under Management |
| B2C | Business-to-Customer |
| c. | Approximately |
| CEO | Chief Executive Officer |
| DDT | Dividend Distribution Tax |
| DNS | Domain Name System |
| DSP Investment Managers | DSP Investment Managers Private Limited |
| EBITDA | Earnings before Interest, Tax, Depreciation and Amortization |
| ECS | Electronic Clearance Services |
| FI | Financial Institutions |
| FII | Foreign Institutional Investors |
| GDP | Gross Domestic Product |
| Great Terrain | Great Terrain Investment Ltd |
| HDFC | HousingDevelopment Finance Corporation |
| HDFC AMC | HDFC Asset Management CompanyLimited |
| HDFC Bank | HDFC Bank Limited |
| HNI | High Net worth Individual |
| ICICI Prudential AMC | ICICI Prudential Asset Management CompanyLimited |
| ICICI Securities | ICICI Securities Limited |
| IIT | Indian Institute of Technology |
| IRDAI | Insurance Regulatoryand Development Authorityof India |
| IT | Information Technology |
==> picture [73 x 34] intentionally omitted <==
| Term | Description |
|---|---|
| Kotak | Kotak Mahindra Capital CompanyLimited |
| Kotak Mahindra AMC | Kotak Mahindra Asset Management CompanyLimited |
| KRA | KYC Registration Agency |
| KYC | Knowyour Customer |
| MCA | Ministryof Corporate Affairs |
| MF | Mutual Fund |
| MIS | Management Information Systems |
| NACH | National Automated ClearingHouse |
| NBFC | Non BankingFinancial Company |
| NSE Investments | NSE Investments Limited |
| Nomura | Nomura Financial Advisoryand Securities(India)Private Limited |
| PAN | Permanent Account N umber |
| PAT | Profit after Tax |
| RBI | Reserve Bank of India |
| RFI | Regulated Financial Institutions |
| RM | RelationshipManager |
| RoE | Return on Equity |
| RTA | Registrar and Transfer Agent |
| SBI Fund Management | SBI Fund Management Private Limited |
| SEBI | Securities and Exchange Board of India |
| SIP | Systematic Investment Plan |
| SM | Sales Manager |
| SMS | Short Message Service |
| SSPL | SterlingSoftware Private Limited |
| TB | Terabyte |
| TER | Total Expense Ratio |
| UT | Union Territory |
==> picture [15 x 13] intentionally omitted <==
----- Start of picture text -----
45
----- End of picture text -----
FY22 Q1 Earnings Presentation
Thank You
Computer Age Management Services Limited NO.178/10 Kodambakkam High Road Ground floor, Opp. Hotel Palmgrove, Nungambakkam, Chennai - 600 034
For any queries, please write to us: [email protected]