Computer Age Management Services Limited — Interim / Quarterly Report 2022

Nov 14, 2021

14th November 2021

BSE Limited,	National Stock Exchange of India Limited
Phiroze Jeejeebhoy Towers,	Exchange Plaza, 5th floor, Plot No. C/1,
Dalal Street	G Block, Bandra Kurla Complex, Bandra
Mumbai 400 001	(East), Mumbai 400 051
Scrip Code: 543232	Trading Symbol : CAMS

Dear Sirs/Madam,

Sub: Presentation of the Standalone and Consolidated Financial Data for the quarter and half year ended September 30, 2021

Please find enclosed presentation of the Standalone and Consolidated Financial Data for the quarter and half year ended September 30, 2021. The Company has scheduled an Earnings call on November 15, 2021 at 04.00 PM IST. During this call, the Management will discuss the company's Q2 FY21-22 financial performance for the quarter and half year ended September 30, 2021.

The details of the said earnings conference call has already been filed with the Exchanges and are available on the website of the Company.

We request you to kindly take the same on record.

Thanking you,

Yours faithfully, For Computer Age Management Services Limited

G MANIKANDAN Digitally signed by G MANIKANDAN DN: cn=G MANIKANDAN c=IN o=Personal Reason: I am the author of this document Location: Date: 2021-11-14 16:57+05:30

G Manikandan Company Secretary and Compliance Officer

Computer Age Management Services Limited
Member of the Registrars Association of India (RAIN)CIN: L65910TN1988PLC015757
Rayala Towers, 158, Anna Salai, Chennai - 600 002. India.Phone : +91 44 6109 2992 / 2843 2792, E-mail : secretarial@camsonline.com, Website : www.camsonline.com
Regd. Office : New No. 10, (Old No. 178), M.G.R. Salai, Nungambakkam, Chennai - 600 034. India.

This Presentation, except for the historical information, may contain statements, including the words or phrases such as 'expects, anticipates, intends, will, would, undertakes, aims, estimates, contemplates, seeks to, objective, goal, projects, should' and similar expressions or variations of these expressions or negatives of these terms indicating future performance or results, financial or otherwise, which are forward looking statements.

These forward-looking statements are based on certain expectations, assumptions, anticipated developments and other factors like risk and uncertainties regarding market growth, competition, ability to maintain and manage key customer relationship and those factors which may affect our ability to implement business strategies successfully.

The Company, therefore, cannot guarantee that the forward-looking statements made herein shall be realized. The Company does not undertake any obligation to update forward looking statements that may be made from time to time by or on behalf of the Company toreflect the events or circumstances after the date hereof.

Presentation Flow

Business Overview

Business Highlights Page No:06

AAuM Q2 FY22 – MF industry & CAMS Page No:12

Operational Metrics Q2 FY22Page No:13

Financials Highlights Page No:15-17

Consolidated Statements Page No:18-24

Standalone statementsPage No:25-27

Revenue ProfilePage No:28

Financials About CAMS Appendix

Business at a GlancePage No:30

Mutual Fund Services BusinessPage No:31-34

Non Mutual Fund Services BusinessPage No:35-36

Governance/ Management TeamPage No: 37-39

Corporate StructurePage No:41

History / MilestonesPage No:42

Awards &AccoladesPage No:43

ShareholdingPage No:44

GlossaryPage No:45

BUSINESS HIGHLIGHTS – MUTUAL FUNDS

The second quarter was marked by new highs across Transaction volume & NFO collections, which were well managed with no service disruption

• Historic high in Transactions - 102.5 Mn. Trxns compared to 87.5 Mn in previous Qtr

• Surge in New SIP registrations seeing a historic high – 44 Lakh in the current quarter

• Mega NFOs in the second quarter garnered over Rs.30,000 crore of AUM

• Franklin Templeton MF transition to CAMS, the largest ever in the last decade in MF industry completed in July 2021 and now in business-asusual mode

• CAMS website serviced 21 Lakh visitors each month on an average in Q2FY22

• myCAMS – investor app has been adding 1 lakh new investors every month and over 1 Cr logins in Sept., making it the most investor preferred app for MF transactions

• MFcentral – A unified investor portal, went live in Sep 2021 with over 75000 registrations in the firstmonth

CAMS digital properties stride to new highs

BUSINESS HIGHLIGHTS – BEYOND MUTUAL FUNDS

commencing participation and CAMSFinserv's offerings

onboarding with integrations with custody, KYC, e-SIGN and eFranking facilities.

Account Aggregator platform is live with Top Banks commencing participation and CAMSFinserv's offerings

8

CAMSfinserv enables rapid, secure and consent-based sharing of financial asset information

• •For individuals - AA framework enables them to access and review their financial information in one place
• • For Financial institutions and businesses - AA Framework brings together Financial information providers and financial information users to unlock the value of customers financial information

NPS Central Record Keeping Agency development progressing well for a Q4FY22 launch

• •Certificate of Registration for Central Record Keeping Agency for NPS received from PFRDA. Go live in Q4 FY22, soft launch in Q3 FY22
• •CAMS CRA appointed to broad base the services for NPS subscribers, currently served by two CRAs viz. NSDL CRA and KFintech CRA
• •Platform based B2B services for PoPs (Points of Presence Service Providers) and Direct to Subscriber services

Ecosystem Entities Including PoPs, PFMs, ASPs, CRAs progressing well full view of the NPS service design, pain points

CAMS CRA is the first approved entity in the NPS ecosystem for hosting the CRA application and data on Cloud

Platform design & development On schedule as per the defined timelines

CRAs revenue basis current subscriber base & fee structure ~Rs.170 crores

India's 1st International Financial Services Centre (IFSC), Gandhinagar has authorised CAMS to undertake "Administration, Asset Management Support Services and Trusteeship Services"

• • Letter of approval received from International Financial Services Centres Authority (IFSC), Gandhinagar (Gujarat)
• • Global investors now have an option to invest in India through GIFT City and need not route it through Singapore, Cyprus, Mauritius and other such locations.
• • CAMS will commence operations in November from GIFT City office that will enable the company to readily offer this canvas of services toAIFs based out of GIFT city
• • CAMS has been serving the AIF (Alternative Investment Funds) segment for over twelve years and has deep domain experience in this arena serving several marquee Funds
• •2 clients have been signed up for their forthcoming funds in GIFT City

MF Central – Conceptualised to be a unified universal platform for all MF services

A collaborative initiative between CAMS and the other RTA with approval from SEBI and AMFI*

• Phase I : Covers non commercial transactions (service requests of investors), financial portfolio view, and consolidated account statement etc
• Phase II & III will see the launch of a mobility platform, financial transactions, and integration with ecosystem partners for several value-added services.

Benefits to Investors

• • First time ever digital access to investor lifecycle engagement with the entire MF industry under one roof. Investors will have digital 360-degree access to
  • • Provide Service requests to all MFs (using harmonized processes) and get status updates
  • •Execute Financial transactions and obtain their status updates
  • •Online, Real-time Portfolio view (including MF Demat Holdings) & Industrywide
  • •Capital Gains statements
  • •Status of their Complaints to any and all MFs & to SEBI on any MF

Benefits to MF Ecosystem

• •First time ever digital Service Requests
• • An alternative platform for the Distributors and RIAs to execute MF transactions to service their investors

Benefits to the AMCs

• •Positioning MF Industry as the most investor-friendly in the BFSI segment
• • All processes API driven, however all back-end processes remain the same at RTAs to continue to ensure prudence & regulatory compliance

*Cost of Building the platform being borne by the RTAs. Commercial model to evolve over a period of time

MUTUAL FUND INDUSTRY & CAMS AAUM – FY22 Q2

FY22 Q2 Earnings Presentation

12

OPERATIONAL METRICS – FY22 Q2

13

REVENUE HIGHLIGHTS – FY22 Q2

** Cash & Cash Equivalent as on 30th September 2021: Rs.378 Cr

* Return on Net-worth – PAT(annualized)/Period end Net-worth | ** Includes Bank balances, Fixed deposit , Govt Bond & Investment in MF / Excludes money held in trust (ECS, NPS & Stamp duty collection a/c & Money in unpaid dividend a/c.) | # 46.5% considering AS 116 lease capitalization

16

CONSOLIDATED FINANCIAL HIGHLIGHTS – QUARTERLY

FY22 Q2 Earnings Presentation

17

Q2 FY22 Consolidated P&L

	tdCor AMt Sices Lutempgeanagemenerv
	f UlidStaudited Ctemt oennaonso	iald FinaReatencsu	ltsheFoQr &r trteua	lf YHanded30ear e	thbeSer 2021temp
	lars (lakhs)PartiRsincu	Qudedarteren			lf YHaea	ndedr e	YeEndedar
		30-Se21p-	30-Jun-21	30-Se20p-	30-Se21p-	30-Se20p-	rch31Ma2021st
I	e ftioRevenuromoperans	22759.56,	20117.63,	17114.43,	42877.19,	31976.97,	70549.58,
II	heOtr income	438.77	452.29	506.92	891.06	1,920.50	2,975.87
III	talTorevenue	23198.33,	20569.92,	17621.35,	43768.25,	33897.47,	73525.45,
IV	Expenses
	fitsEmloybepeeneexpense	8,091.01	7,238.08	6,240.84	15329.09,	12695.46,	26236.20,
	Finstsanceco	176.71	180.41	195.13	357.12	429.99	790.4
	cialiod artisatiDepreanmoonexpense	189.761,	062.121,	079.91,4	2,251.88	2,205.75	341.324,
	ntinOperag expenses	2,207.94	1,917.49	1,917.44	4,125.43	3,385.41	7,679.08
	heOtr expenses	1,885.98	1,672.74	1,578.14	3,558.72	3,381.24	7,032.94
	talToexpenses	13551.40,	12070.84,	11011.49,	25622.24,	22097.85,	46079.94,
V	fitbeforProe tax	9,646.93	8,499.08	6,609.86	18146.01,	11799.62,	27445.51,
VI	Tax expense:
	Cunttaxrre	2,641.00	2,183.12	808.091,	8224,4.1	3,193.63	439.687,
	ofrlieCunttaxrreexpenseear years	()55.50	-	-	()55.50	-	()29.20
	ferredDetax	(1)194.4	(8)8.1	()93.37	(9)202.5	(5)268.6	(0)494.1
	Net taxexpense	2,391.09	2,174.94	1,714.72	4,566.03	2,924.98	6,916.37
VII	/fit(ss)foheriodProLor tpe	7,255.84	6,324.14	4,895.14	13579.98,	8,874.64	20529.13,
VIII	heheOtr CiveInomprenscome
	thll nbeclafied trofItewissio Pit or Latotmsreoss
	ofthedefinedbefitliabil/ aReitietstmeasuremennessse-	(7)2.2	41.00	128.70	38.73	101.16	61.00
	relthll nbeclafied trofIncatiitewissiite ttoatotomaxngmsreo plosors	0.57	()10.32	()32.39	(5)9.7	()25.46	()15.35
	Itethbeclassified t&Lato Pmsmareyhae diffeslathefinl stofExcintinciatratentsngrencesanganme-foreigionratn opes	(0)5.1	1.00	0.19	(0)4.1	(0)2.0	(5)3.6
	/talheheive(ss)ToOtr CInLoomprenscome	(0)6.8	31.68	96.50	24.88	73.70	42.00
IX	talrehsivToCoe Impenncome	7,249.04	6,355.82	4,991.64	13604.86,	8,948.34	20571.13,

Q2 FY22 Consolidated Financials (1/2)

	olidatedlansh0thbeCoBat 3Ser 2021t atemnsceees ap
	s ()PartilarRsinLakhscu	As30thSeber 2021attemp	As31Mh 2021atarc
A	ASSETS
1	Not atsn-currensse
	lannduipPrortyt antpe, peqme	111.037,	6,524.12
	htofRigsetuseass	6,778.48	7,373.59
	odllGowi	13359.83,	13359.83,
	iblInttsange asse	801.61	4.021,14
	l AFinciatsansse
	Investntsme-	50.03	53.07
	&AdLoansvances-	25.23	17.33
	her fiialOtetsnancass-	1,116.81	1,081.66
	(net)Deferredtatsx asse	1,214.93	1,016.86
	heOtntetsr non-curreass	610.84	296.98
	talToNon-Ct Atsurrensse	31068.79,	30867.46,
2	Cuntetsrreass
	l AFinciatsansse
	Investntsme-	29412.15,	23553.66,
	deivableTraReces-	3,719.27	2,899.04
	AdLoa&nsvances-	76.85	69.82
	Other FinaialAssetncs-	406.05	507.34
	shd CashaleCaEquivntsan-	1,128.53	1,742.85
	nklanher thshd CashaleBaBaCaEquivotntscesanan-	15677.50,	16282.65,
	(t)CuTax ANenttsrresse	1,035.27	751.50
	heOtr Ct Atsurrensse	8,643.59	7,518.74
	talToCuAsntsetrres	60099.21,	53325.59,
	TOTAL ASSETS	91168.00,	84193.05,

Q2 FY22 Consolidated Financials (2/2)

	olidatedlansh0thbeCoBat 3Ser 2021t atemnsceees ap
	rtilars (inLakhs)PaRscu	30thSeber 202As1attemp	31h 202AsM1atarc
B	EQUITY ANDLIABILITIES
1	Equity
	ShCaitalarep	4,882.55	4,879.10
	heOtr Eityqu	52593.00,	46708.07,
	Shlicationdingallotntareappn moneypeme	551.54	-
	uitibutable tofthEqe Cttry ao ownersompany	58027.09,	58517.17,
	llinNon-CInttrostsongere	-	-
	taluitToEqy	58027.09,	51587.17,
2	t liabilitiesNon-curren
	l LiabilitFinciaiesan
	LeaLiabilityse-	5,849.70	6,453.66
	Provisions	7,396.15	7,483.12
	ferrediabilitDeTax Lies	-	4.51
	taln-CiabilitiesToNot Lurren	13245.85,	13941.29,
3	liabilitieCuntrres
	Fincial Liabilitiesan
	LiabilityLease-	1,657.21	1,460.85
	debleTraPayas-
	taldindundallTomiiseisetsttotertera.ouangescroenprs asmenprs	26.65	39.28
	b.duheOttoesrs	5,067.98	5,249.90
	heialbilOtr FinaLiaitiencs-	6,723.60	6,723.50
	Other Ct Liabilitiesurren	4,025.81	3,706.10
	visionPros	2,319.53	1,459.90
	iabilitCuTax Liesntrre	74.28	25.06
	talCuLiabilitieTontrres	19895.06,	186694.5,
	talLiabilitieTos	33140.91,	32605.88,
	talndbilToEquitLiaitiey as	91168.00,	84193.05,

Consolidated Statement of Profit and Loss

lars (Lakhs)PartiRsincu	dedYearen	dedYearen	dedYearen	Qudedarteren	Qudedarteren
	3119-Mar-	3120-Mar-	3121-Mar-	30-Se21p-	30-Se20p-
Income
OionRee Fratvenurompes	69364.39,	69962.99,	70549.58,	229.5675,	17114.43,
heOtr Income	1,806.32	2,124.25	2,975.87	438.77	506.92
talToIncome	71170.71,	72087.24,	73525.45,	23198.33,	17621.35,
Expenses
loybefitsEmpeeneexpense	27461.73,	25802.25,	26236.20,	8,091.01	6,240.84
Finstsanceco	27.81	972.39	790.40	176.71	195.13
Deciationdizatioortpren aamn expense	2,843.66	5,125.08	4,341.32	1,189.76	1,079.94
Optinerag expenses	10581.83,	8,670.20	7,679.08	2,207.94	1,917.44
heOtr expenses	9,529.88	6,833.50	7,032.94	1,885.98	1,578.14
talToExpenses	504.9441,	403.4247,	46079.94,	130551.4,	019111.4,
fit/(loss)beforProe tax	20725.80,	24683.82,	27445.51,	9,646.93	6,609.86
x (ff Tf earl)CuTaNeierntt orreaxexpenses oyears	7,643.35	6,542.10	7,410.47	2,585.50	1,808.09
ferx (nt)DeredincludingMATedit entitletacrme	(8)435.2	952.50	(0)494.1	(1)194.4	()93.37
/(befit)Net Taxexpensene	208.07,7	494.607,	6,916.37	2,391.09	21,714.7
/fit(loss)fortheriodProe p	135137.7,	17189.22,	20529.13,	255.847,	4,895.14
sh(₹):EarniInngs perare
sicBa	27.61	35.24	42.08	14.86	10.03
Dildute	27.61	35.21	41.93	14.77	10.01

Consolidated Statement of Assets and Liabilities

lars (Lakhs)PartiRsincu	h 3AsM1,2019atarc	h 3AsM1,2020atarc	h 32021AsatM1,arc	Seber 30,2021Asattemp
Non-Ct Atsurrensse
PlaProd Eipmrtynttpeanquen,	7,102.84	6,525.21	6,524.12	7,111.03
RightUse ATotsse	-	9,906.30	373.597,	6,8.4877
odllGowi	13359.83,	13359.83,	13359.83,	13359.83,
iblInte Atsangsse	1,823.39	1,107.99	1,144.02	801.61
l AFinciatsansse
Investntsme-	204.08	53.30	53.07	50.03
&AdLoansvances-	24.17	17.88	17.33	25.23
her fiialOtetsnancass-	1,233.39	1,283.04	1,081.66	1,116.81
fer(t)DeredTax ANetssse	1,470.75	752.88	1,016.86	1,214.93
Othe-Cur NntAssetonrres	444.55	28.93	296.98	610.84
talToNon-Ct Atsurrensse	25662.90,	33035.35,	30867.46,	31068.79,
CuAsntsetrres
Fincial Atansse
Investntsme-	23049.76,	30560.50,	23553.66,	29412.15,
bleTradeReivaces-	2,696.96	3,203.07	2,899.04	3,719.27
Loa&Adnsvances-	66.88	64.65	69.82	76.85
heialOtr FinaAssetncs-	37.04	571.15	507.34	406.05
shd CashaleCaEquivntsan-	486.11	2,322.14	1,742.85	1,128.53
nklanher thshd CashaleBaBaCaEquivotntscesanan-	3,864.24	2,723.77	16282.65,	15677.50,
(t)CuTax ANenttsrresse	-	1,504.23	751.50	1,035.27
heOtr Ct Atsurrensse	8,056.55	6,324.79	7,518.74	8,643.59
talToCuAsntsetrres	38257.54,	274.3047,	533295.5,	60099.21,
talToAssets	63920.44,	80309.65,	84193.05,	91168.00,

Consolidated Statement of Assets and Liabilities (cont'd.)

lars (Lakhs)PartiRsincu	h 3AsM1,2019atarc	h 3AsM1,2020atarc	h 3AsM1,2021atarc	beAsSer 30,2021attemp
uitEqy
ShCaitalarep	876.004,	876.004,	879.104,	882.54,5
heityOtr Equ	40298.77,	50009.64,	46708.07,	52593.00,
Shlicandallottioingntareappn moneypeme	-	-	-	551.54
uitibutable tofthEqe Cttry ao ownersompany	45174.77,	885.6544,	51587.17,	58027.09,
llinNon CInttrostongere	829.45	-	-	-
TotalEquity	46004.22,	54885.64,	51587.17,	58027.09,
iabilitiesNon Ct Lurren
Fincial liabilitieans
abilit-LeLiasey	-	7,598.84	6,453.66	849.705,
Provisions	7,125.39	7,319.95	7,483.12	396.17,5
ferrediabilitDeTax Lies	-	234.63	4.51	-
taliabilitToNon Ct Liesurren	7,125.39	15153.42,	13941.29,	13245.85,
LiabilitieCuntrres
l liabilFinciaitieans
Liabilit-Leasey		2,590.81	1,460.85	1,657.21
debleTraPayas
taldindundallTomiiseisetsttoterterouangescroenprs asmenprs-	34.49	68.78	39.28	26.65
heDuOttoesrs-	3,559.22	3,539.45	5,249.90	5,067.98
r fi-Otheialliabilitienancs	-	0.47	6,723.50	6,723.60
Other Ct Liabilitiesurren	2965,7.5	2,973.67	3,706.10	4,025.81
visionPros	1,708.74	1,097.42	9.901,45	2,319.53
iabilities(t)CuTax LNentrre	190.82	-	25.06	74.28
talLiabilitieToCuntrres	10790.83,	10270.59,	18664.59,	19895.06,
talLiabilitieTos	17916.22,	25424.01,	32605.88,	33140.91,
talbilToEquitndLiaitiey as	63920.44,	80309.65,	84193.05,	91168.00,

Consolidated Cash Flow Summary

rtilars (. inlakhs)PaRscu	Half Yndedear eth30Se2021p	Half Yndedear eth30Se2020p
flofro/(us) os (A)Neashediningtivitiet cratwmpeac	15227.10,	11217.47,
/ashflofro(usedin)invingtivities (B)*Net cestwmac	(0)6,554.1	6,723.58
/ashflofro(used)fin(C)**Neincinctivitiest cwmang a	(3)9,287.3	(5)18882.3,
/(de)h andshale(C)Net ininuivA+B+ntscreasecreasecascaeq	(2)614.3	(9)941.2
shd cashalethe bofthodCauivinningerintsataneqege p	1,742.85	2,322.14
shd cashalethndofthodCauiverintsataneqe ee p	1,128.53	1,380.84

Notes:

* Net cash flow from investing activity includes capital expenditure on fixed assets and investments in Mutual Funds & FD's.

** Net cash flow from financing activity includes proceeds from ESOP allotment, Dividend paid and ROU lease payments.

FY22 Q2 Standalone P&L

	icetdCor AMt Ss Lutempgeanagemenerv
	f UlonStaudited Sdae Finatemt otanenna	ialltsheReFor tncsu	lf YQr &Harteuaea	thnded30Ser e	ber 2021temp
	s ()PartilarRsinlakhscu	dedQuarteren			lf YHaea	ndedr e	dedYeEnar
		30-Se21p-	30-Jun-21	30-Se20p-	30-Se21p-	30-Se20p-	rch31Ma2021st
I	e fRetiovenuromoperans	212.8657,	19128.85,	16193.64,	40701.71,	30499.17,	67375.26,
II	heOtr income	303.85	3,050.09	1,610.05	3,353.94	2512.83	5,860.40
III	talTorevenue	21876.71,	22178.94,	17803.69,	44055.65,	33012.00,	73235.66,
IV	Expenses
	loybefitsEmpeeneexpense	6,886.88	6,054.90	166.435,	12941.78,	10437.14,	21706.04,
	Finstsanceco	164.93	167.11	178.18	332.04	375.57	706.39
	ciationdisatioDeortpren aamn expense	1,094.79	971.52	988.53	2,066.31	1,991.89	3,938.86
	Optinerag expenses	3,369.65	3,103.67	2,956.82	6,473.32	5,562.44	12578.30,
	Other expenses	1,691.57	1,546.08	1,416.08	3,237.65	2,846.72	6,305.51
	talToexpenses	13207.82,	11843.28,	10706.04,	25051.10,	21213.76,	45235.11,
V	fit/(loss)beforProe tax	8,668.89	10335.66,	7,097.65	19004.55,	11798.24,	28000.55,
VI	/(befit):Tax expensene
	Cunttaxrre	2,311.73	1,960.71	1,585.06	4,272.44	2,860.88	6,309.62
	ofrlieeriodCunttaxrreexpenseear ps	()55.50	-	-	()55.50	-	-
	ferredDetax	(8)111.5	()17.42	(7)8.9	(0)129.0	(6)210.7	-206.35
	/(befit)Net taxexpensene	2,144.65	1,943.29	1,576.09	4,087.94	2,650.12	6,103.27
VII	/fit(ss)foheriodProLor tpe	6,524.24	8,392.37	5,521.56	14916.61,	9,148.12	21897.28,
VIII	heheOtr CnsiInomprevecome
	thwill nbeclassified trofit oIteo Pr Latotmsreoss
	/ aofthedefinedbefitliabilitieRetstmeasuremennessse-	6.64	89.09	120.66	95.73	89.25	46.37
	relatiitethwill nbeclassified trofit oInce ttoatotomaxngmsreo prloss	(7)1.6	()22.42	()30.37	()24.09	()22.46	()11.67
	talhehe/(ss)ToOtr CiveInLoomprenscome	4.97	66.67	90.29	71.64	66.79	34.70
IX	talrehsivToCoe Impenncome	6,529.21	8,459.04	5,611.85	14988.25,	9,214.91	21931.98,

Standalone Balance Sheet (1/2)

diteddalonalahethbeUnSte B30Ser 2etattemauannce sasp	021
s ()rtilarinLakhsPaRscu	thbeAs30Ser 2021attemp	h 2As31M021atarc
AASSETS
1Not atsn-currensse
lanndProuiprtyt antpe, peqme	6,978.21	6,421.17
htRigtosetuseass	6,364.13	6,809.36
iblInttsange asse	788.54	1,122.47
Fincial Atsansse
-Instmtsveen	22638.37,	22641.41,
&AdLoansvances-	25.23	17.33
Other fiialetsnancass-	908.22	881.49
fer(net)Deredtatsx asse	1,083.15	954.15
heOtntetsr non-curreass	564.39	296.98
talToNon-Ct Atsurrensse	39350.24,	394.3614,
2Cuntetsrreass
l AFinciatsansse
-Instmtsveen	21240.97,	13582.68,
debleTraReivaces-	2,999.30	2,414.49
d AdvLoansanances-	76.05	58.62
heinaialOtr FAssetncs-	335.24	576.04
Cashd CashuivaleEqntsan-	991.78	1,408.03
nklanher thshd CashuivaleBaBaCaEqotntscesanan-	12302.62,	12801.72,
(t)CuTax ANenttsrresse	869.07	616.21
heOtr Ct Atsurrensse	8,0581.7	160.27,4
talToCuAsntsetrres	46866.81,	38618.03,
TOTAL ASSETS	86217.05,	77762.39,

Standalone Balance Sheet (2/2)

	ditedStdalonalahe30thSeber 202Une Betattem1auannce sasp
	lars (Lakhs)PartiRsIncu	thbeAs30Ser 2021attemp	h 2As31M021atarc
B	EQUITY ANDLIABILITIES
1	uitEqy
	ShlCaitaarep	882.54,5	879.104,
	heityOtr Equ	49360.21,	42091.89,
	ShlicandallotAptioingntarepn moneypeme	551.54	-
	TotalEquity	54794.30,	46970.99,
2	t liabilitiesNon-curren
	l LiabilitFinciaiesan
	LiabilityLease-	5,691.84	6,135.16
	Provisions	6,983.83	7,063.78
	taln-CiabilitiesToNot Lurren	12675.67,	13198.94,
3	liabilitieCuntrres
	Fincial Liabilitiesan
	bilLeaLiaityse-	1,342.76	1,167.49
	debleTraPayas-
	MSDuMEtoes-	25.99	28.16
	heDuOttoesrs-	4,948.45	5,173.78
	Other FinaialLiabilitiencs-	6,723.06	6,721.86
	heiabilitOtr Ct Liesurren	3,647.04	3,270.00
	Provisions	2,059.78	2361,1.1
	talLiabilitieToCuntrres	18747.08,	17592.46,
	talbilToLiaities	31422.75,	30791.40,
	taluitndLiabilitieToEqy as	86217.05,	77762.39,

Revenue Profile

	dedQteuarr en			lfdedHaYearen		dedYeEnar
laPaicutrrs	30-Se21p-	30-Ju-21ne	30-Se20p-	30-Se21p-	30-Se20p-	31-M-21ar
)ldsiMFutuanu	90.3%	90.2%	89.%7	90.3%	89.%7	90.3%
)dAsBatsasese	%76.2	%77.5	%76.5	%76.8	%77.7	%76.9
b)dNoBatsnassese	14.1%	12.7%	13.2%	13.4%	12.1%	13.3%
)ldiiNoMFutunuan	9.7%	9.8%	10.3%	9.7%	10.3%	9.7%
lToOinRetatperagvenue	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%

CAMS – BUSINESS AT A GLANCE

Notes: 1. Market share basis FY22 Q2 3 Months Average 2. Based on mutual fund average assets under management managed by clients and serviced by CAMS as per AMFI

CAMS – MUTUAL FUND SERVICES BUSINESS

31

Provides a range of technology-enabled infrastructure to mutual funds –Involved through the life cycleof an account from account creation to processing transactions and redemption of the amount invested

CAMS – PROPRIETARY TECHNOLOGY PLATFORMS AND MOBILE APPLICATIONS FOR THE MUTUAL FUND BUSINESS

32

MUTUAL FUND SERVICES PROVIDED BY CAMS

33

KEY HIGHLIGHTS

FY22 Q2 Earnings Presentation

34

CAMS – OVERVIEW OF OTHER SERVICES

35

Over the years, CAMS has leveraged its domain expertise, processes and infrastructure to diversify its service offering to cater to a variety of other financial services sectors

Note: ACH – Automated Clearing House. ECS – Electronic Clearance Services. 1. According to CRISIL Report. 3. Company Estimated as on 30th September 21 (Industry data not available) 3. April 2020.

CAMS – OVERVIEW OF OTHER SERVICES (CONT'D.)

Over the years, CAMS has leveraged its domain expertise, processes and infrastructure to diversify its service offering to cater to a variety of other financial services sectors

Note: 1. As of September 30, 2021.

CAMS – COMPLIANCE AND RISK MANAGEMENT ARCHITECTURE

37

Relentless focus on systems and processes has allowed CAMS to become a trusted provider of services to its clients and other stakeholders

EXPERIENCED BOARD OF DIRECTORS

dfiBDtoarorecors
inehhrDKuMotsmarerahadedeCirm&InntanpenireDctor	NajSrinivataraansandedeireInDntctopenr
dahahaiinivaVeSrntcrsaRanganiveireNoExDutcton-ecr	ijlakshmijVRaIyayaaramerdedeInDirentctopenr
drOslNatarenawaNoExiveDireutcton-ecr	deiSaKanepgzNoExiveDireutcton-ecr
jAnKuumarMingDirectoanagr

FY22 Q2 Earnings Presentation

38

EXPERIENCED SENIOR MANAGEMENT TEAM

Experienced management team, with an average work experience of 27 years and a demonstrated ability to grow and diversify the business and innovate services

o

Anuj KumarManaging Director

• oJoined the company in March 2016
• oPreviously associated with Godrej & Boyce, Escorts Finance & IBM India

Ravi KethanaChief Platform Officer

• oJoined the company in December 2019
• oPreviously associated with Tata Consultancy Services and Wipro

Manikandan GopalakrishnanCompany Secretary & Compliance Officer

• oJoined the company in June 2011
• oPreviously associated with BPL, Precot Meridian & SJK Steel Plant

S.R. Ram CharanChief Financial Officer

• Joined the company in March 2020
• Previously associated with Photon Interactive and Reliance Jio Infocomm

Indeevar KrishnaChief Process Officer

• Joined the company in April 2021
• oPreviously associated with Citibank India, Bharti Airtel & Max Life Insurance

Vasanth Jeyapaul EmmanuelSenior Vice President

• Joined the company in October 2017
• Previously associated with Bennett, Coleman & Co and Agenda Netmarketing

N. Ravi Kiran

Head – New Businesses

• Joined the company in April 2017
• oPreviously associated with Dharma Software Solutions & Reliance Systems

Anish Mathew

Business Head – CAMS Finserv AA

• Joined the company in October 2021
• Previously associated Sybml Wealth Management platform( Co-founder). Cisco, Premji Invest and Lehman Brothers

Note: * Currently in the process of winding down the operations of Sterling Software (Deutschland) GmbH. | Currently in the process of closing banking and non-banking services business.

42

AWARDS AND ACCOLADES20152016201720182019o Our Company was awarded 'Best App' for 'myCAMS' app under finance category at the Global Mobile App Summit and Awards o CIRSL was awarded 'Best Newcomer Award' at Asia Insurance Technology Awards o CIRSL was awarded 'Best Service Provider' award in 'Feet on Street Collections' category by ICICI Prudential Life Insurance Company Limited at Tatva Annual Meet o Our Company was awarded SME Business Excellence Awards in mid-corporate IT and IT-enabled services category by Dun and Bradstreet and RBL Bank Limited o Our Company was awarded 'Best App' for 'myCAMS' app under finance category at the Global Mobile App Summit and Awards o Our Company was awarded 'Best use of digital media/platform' in the mutual fund category for 'myCAMS' app at the Drivers of Digital Awards o Our Company was awarded 'Best App' for 'myCAMS' app under finance category at the Global Mobile App Summit and Awards o CIRSL was awarded 'Best Newcomer Award' at Asia Insurance Technology Awards o CIRSL received the Celent Award for CIRSL's iCare services o 20 most promising capital market solution provider o Our Company was awarded 'Special Mention for Use of Digital Media in the Mutual Fund Category' for 'GoCorp' app at the Drivers of Digital Awards 2018 o Our Company was awarded 'Best Application of Technology' for 'myCAMS' app at 4th edition of CX Strategy Summit and Awards o CIRSL was awarded 'Best Service Provider' award o CIRSL was awarded 'OSCAR' by TATA AIA for outstanding support in DJFM 2019 o CIRSL was awarded 'Best Service Provider' award in 'Mandate Registration and Insurance Repository' category by ICICI Prudential Life Insurance Company Limited at Tatva Annual Meeto SSPL was awarded "20 Most Promising Capital Market Solution Providers – 2019" by CIO Review India o Our Company was awarded "Highly Commended – Harnessing the Power of Technology" at the Adam Smith Awards Asia 2019 o SSPL was awarded for "Digital and Fintech Solutions" at the SME Business Excellence Awards 2019 by Dun & Bradstreet and RBL Bank Limited 2020o Recognized as the Star of FinTech in Tamil Nadu (highest category recognition) by Tamil Nadu Government 2021 o CAMSPay won the prestigious FINNOVITI 2021 Award o CAMS Insurance Repository Services limited has been recognized as 'Feet on Street (FOS)-Best Service provider' by ICICI Prudential Life Insurance company limited at the 15thAnnual TATVA annual awards 2021

43

SHAREHOLDERS' INFORMATION

Stock Data as on 30thSeptember 2021

FY22 Q2 Earnings Presentation

44

Term	ipionDetscr
AAUM	deAvAsr Mtsterageseunanagemen
ACH	d CleaAurinHototemaguse
ditlalABiCaitayarp	ditlal LidABiCaitamiteyarp
AIF	ltedAtive IFuestntrnanvmen
AMC	Ast Mt Cseanagemenompany
AUM	Asder Mtstseunanagemen
B2C	sino-CBus-tustesomer
c.	ximlyApatepro
CEO	hief EfficCtive Oxecuer
DDT	ded DbuDiviistrition Tnax
DNS	DoinNaSystemamem
DSP IMaestntnvmenagers	dDSP IMaPriLimiteestnttenvmenagersva
EBITDA	befod AEaingIntTaDeciatiortiionst,zatrnsreerex,pren anmo
ECS	lecleaEnicCServitroranceces
FI	l InFinciastiiontutans
FII	l InForeiInstiiontutstognavers
GDP	duGrs Dic Pestctosomro
Grt Traieaern	dGrt Train ILtestnteaernvme
HDFC	inglopFinionHoDeContratusvemeancerpo
HDFCAMC	LimidHDFCAst Mt Cteseanagemenompany
kHDFCBan	k LdHDFCBaimiten
HNI	h Nh IdivdulHigietrtwona
del AICICIPruntiMCa	del AdICICIPruntit Mt CLimiteasseanagemenompany
ICICISeritiescu	dICICISeritiesLimitecu
IIT	diaf ThnlogInn Iitunstteoecoy
IRDAI	latd Dlophof IndiaInse RAurityntturanceguoryanevemeo
IT	fohnlogInatiTermoncoy

ipionDetscr
k Mhindrital CLimidKoa Ctateaapompany
k MhindrdKoa At Mt CLimitateasseanagemenompany
C RistionKYAgrategency
KnCustoowyourmer
f CffaiMinise Atryratoorpors
l FdMutuaun
foatiMaInSyntstenagemermonms
l Ad CleaNatiorinHoutotenamaguse
kinFincial CNon Banganompany
dNSE ILimiestntstenvme
l Advd S(dia)dNoFinciaisoitieInPriLimitetemuraanryanecursva
bePet At Nrmanenccounumr
fitftePror Taax
f InReBak odiaserven
latd Finaial InstiionRetutguencs
lathipReionMsanager
ReEquitturnony
d TferReistAgtgraranransen
d MdSBI Ft PrivLimiateteunanagemen
Seritiesd Ehad of Indiae Bcuanxcngoar
lanSyticInt Pstestmmaveen
SalesManager
hoSMeServirtssagece
linftwSteSoPrivaLimitedterareg
byTetera
l EtioToRataxpense
UnionTerritory

FY22 Q2 Earnings Presentation

GLOSSARY