Skip to main content

AI assistant

Sign in to chat with this filing

The assistant answers questions, extracts KPIs, and summarises risk factors directly from the filing text.

CNH Industrial N.V. Earnings Release 2018

Jul 26, 2018

6229_iss_2018-07-26_45aa3679-48fd-4cb3-ab7c-de6603562857.pdf

Earnings Release

Open in viewer

Opens in your device viewer

CNH Industrial reported 2018 second quarter consolidated revenues up 15% to \$8.0 billion, with net income up 73% to \$408 million, or \$0.29 per share. Net industrial debt(3)(4) decreased by 33% to \$1.3 billion

Financial results presented under U.S. GAAP(1)(2)

  • Industrial Activities net sales increased 16% (up 13% on a constant currency basis) primarily driven by double-digit improvements in the Agricultural and Construction Equipment segments
  • Adjusted EBIT(3)(4) of Industrial Activities increased 44% to \$571 million, with a 7.5% margin (up 1.4 percentage points). Adjusted EBITDA(3)(4) of Industrial Activities at \$843 million, with an 11.1% margin
  • Adjusted net income(3)(4) was \$397 million (a \$142 million increase, or up 56%, compared to the second quarter of 2017), with adjusted diluted EPS(3)(4) of \$0.28 (up \$0.10 per share)
  • Net industrial debt was \$1.3 billion at June 30, 2018, \$0.6 billion lower than at March 31, 2018, as a result of a strong operating cash generation in the quarter (up 58% compared to the second quarter of 2017)
  • Full year guidance updated as follows: net sales of Industrial Activities unchanged at approximately \$28 billion, adjusted diluted EPS increased to between \$0.67 and \$0.71 per share. Net industrial debt guidance improved to between \$0.7 billion and \$0.9 billion
CNH INDUSTRIAL
Summary of Results
(\$ million except EPS)
Six Months ended June 30, Three Months ended June 30,
2018 2017 Change 2018 2017 Change
14,818 12,788 15.9% Consolidated revenues 8,045 7,003 14.9%
610 282 328 Net income 408 236 172
601 310 291 Adjusted net income 397 255 142
0.43 0.20 0.23 Basic EPS (\$) 0.29 0.17 0.12
0.43 0.20 0.23 Diluted EPS (\$) 0.29 0.17 0.12
0.43 0.22 0.21 Adjusted diluted EPS (\$) 0.28 0.18 0.10

London (UK) - (July 26, 2018) CNH Industrial N.V. (NYSE:CNHI / MI:CNHI) today announced consolidated revenues of \$8,045 million for the second quarter of 2018, up 15% compared to the second quarter of 2017. Net sales of Industrial Activities were \$7,579 million in the second quarter of 2018, up 16% compared to the second quarter of 2017. Net income of \$408 million for the second quarter of 2018 included a pre-tax gain of \$20 million (\$15 million net of tax impact) as a result of the amortization over approximately 4.5 years of the \$527 million positive impact from the modification of a healthcare plan following the favorable judgment issued by the United States Supreme Court, as previously announced by the Company on April 16, 2018.

CNH Industrial N.V.

Corporate Office: 25 St. James's Street London, SW1A 1HA United Kingdom

(1) CNH Industrial reports quarterly and annual consolidated financial results under U.S. GAAP and EU-IFRS. The tables and discussion related to the financial results of the Company and its segments shown in this press release are prepared in accordance with U.S. GAAP. Financial results under EU-IFRS are shown in specific tables at the end of this press release.

(2) On January 1, 2018, the Company adopted, on a retrospective basis, updated FASB accounting standards for revenue recognition (ASC 606), retirement benefits accounting (ASU 2017-07) and cash flow presentation (ASU 2016-18) and began using Adjusted EBIT and Adjusted EBITDA. Please refer to "About this Press Release" section of this press release for additional information.

(3) This item is a non-GAAP financial measure. Refer to the "About this Press Release" and "Non-GAAP Financial Information" sections of this press release for information regarding non-GAAP financial measures.

(4) Refer to the specific table in the "Other Supplemental Financial Information" section of this press release for the reconciliation between the non-GAAP financial measure and the most comparable GAAP financial measure.

Adjusted net income was \$397 million for the second quarter of 2018 compared to \$255 million in the second quarter of 2017, with an adjusted diluted EPS of \$0.28 (\$0.18 in the second quarter of 2017).

Adjusted EBIT of Industrial Activities was \$571 million in the second quarter of 2018, an increase of \$175 million (or up 44%) compared to the second quarter of 2017. Adjusted EBIT margin increased 1.4 percentage points ("p.p.") to 7.5%.

Adjusted EBITDA of Industrial Activities was up 30% to \$843 million for the second quarter of 2018 compared to \$650 million in the second quarter of 2017, with an adjusted EBITDA margin of 11.1%, up 1.1 p.p. compared to the second quarter of 2017.

Income taxes were \$118 million in the second quarter of 2018 (\$110 million in the second quarter of 2017). Adjusted income taxes(1)(2) for the second quarter of 2018 were \$114 million (\$120 million in the second quarter of 2017). The adjusted effective tax rate (adjusted ETR)(1)(2) of 23% (34% in the second quarter of 2017) improved as a result of a favorable geographic mix of earnings, and the lower U.S. tax rate. Full year 2018 adjusted ETR now expected to be approximately 28%.

Net industrial debt of \$1.3 billion at June 30, 2018 decreased by \$0.6 billion from March 31, 2018 as a result of a strong cash generation from operations in the quarter. Total debt of \$24.4 billion at June 30, 2018 was down \$0.3 billion compared to March 31, 2018. At June 30, 2018, available liquidity(1)(2) was \$8.4 billion, up \$0.7 billion compared to March 31, 2018.

On April 27, 2018, Moody's Investors Service ("Moody's") affirmed the Ba1 corporate family rating of CNH Industrial N.V. and the Ba1 senior unsecured rating of CNH Industrial Capital LLC, raising the outlook to positive from stable for both companies. At the same time, Moody's upgraded the ratings of the senior unsecured debt of CNH Industrial N.V. and CNH Industrial Finance Europe S.A. to Ba1 from Ba2.

CNH INDUSTRIAL
Revenues by Segment
(\$ million)
Six Months ended June 30, Three Months ended June 30,
2018 2017 %
change
% change
excl. FX(1)
2018 2017 %
change
% change
excl. FX(1)
5,891 5,006 17.7 15.0 Agricultural Equipment 3,312 2,766 19.7 18.3
1,481 1,152 28.6 26.3 Construction Equipment 799 650 22.9 22.3
5,384 4,723 14.0 5.4 Commercial Vehicles 2,889 2,598 11.2 5.9
2,404 2,137 12.5 3.2 Powertrain 1,218 1,136 7.2 1.4
(1,281) (1,203) - - Eliminations and other (639) (625) - -
13,879 11,815 17.5 11.8 Total Industrial Activities 7,579 6,525 16.2 12.8
1,000 1,014 -1.4 -2.1 Financial Services 498 502 -0.8 -
(61) (41) - - Eliminations and other (32) (24) - -
14,818 12,788 15.9 10.7 Total 8,045 7,003 14.9 11.9

Segment Results

(1) "Change excl. FX" or "constant currency" is a non-GAAP financial measure. Refer to the "About this Press Release" and "Non-GAAP Financial Information" sections of this press release for information regarding non-GAAP financial measures.

(1) This item is a non-GAAP financial measure. Refer to the "About this Press Release" and "Non-GAAP Financial Information" sections of this press release for information regarding non-GAAP financial measures.

(2) Refer to the specific table in the "Other Supplemental Financial Information" section of this press release for the reconciliation between the non-GAAP financial measure and the most comparable GAAP financial measure.

CNH INDUSTRIAL
Adjusted EBIT by Segment
(\$ million)
Six Months ended June 30, Three Months ended June 30,
2018 2017 \$
change
2018
adjusted
EBIT
margin
2017
adjusted
EBIT
margin
2018 2017 \$
change
2018
adjusted
EBIT
margin
2017
adjusted
EBIT
margin
582 376 206 9.9% 7.5% Agricultural Equipment 396 261 135 12.0% 9.4%
33 (24) 57 2.2% (2.1)% Construction Equipment 33 7 26 4.1% 1.1%
141 89 52 2.6% 1.9% Commercial Vehicles 92 72 20 3.2% 2.8%
203 171 32 8.4% 8.0% Powertrain 108 97 11 8.9% 8.5%
(127) (75) -52 - - Unallocated items,
eliminations and other
(58) (41) -17 - -
832 537 295 6.0% 4.5% Total Industrial Activities 571 396 175 7.5% 6.1%
284 255 29 28.4% 25.1% Financial Services 141 129 12 28.3% 25.7%
- - - - - Eliminations and other - - - - -
1,116 792 324 7.5% 6.2% Total 712 525 187 8.9% 7.5%
Six Months ended June 30, Three Months ended June 30,
2018 2017 \$
change
2018
adjusted
EBITDA
margin
2017
adjusted
EBITDA
margin
2018 2017 \$
change
2018
adjusted
EBITDA
margin
2017
adjusted
EBITDA
margin
737 531 206 12.5% 10.6% Agricultural Equipment 472 337 135 14.3% 12.2%
64 8 56 4.3% 0.7% Construction Equipment 48 23 25 6.0% 3.5%
445 345 100 8.3% 7.3% Commercial Vehicles 239 203 36 8.3% 7.8%
270 232 38 11.2% 10.9% Powertrain 141 128 13 11.6% 11.3%
(126) (75) -51 - - Unallocated items,
eliminations and other
(57) (41) -16 - -
1,390 1,041 349 10.0% 8.8% Total Industrial Activities 843 650 193 11.1% 10.0%
413 385 28 41.3% 38.0% Financial Services 203 193 10 40.8% 38.4%
- - - - - Eliminations and other - - - - -
1,803 1,426 377 12.2% 11.2% Total 1,046 843 203 13.0% 12.0%

Agricultural Equipment's net sales increased 20% in the second quarter of 2018 compared to the second quarter of 2017 (up 18% on a constant currency basis). A favorable end-user demand environment, with NAFTA row crop industry demand up 9% in high horsepower tractors and 26% in combine harvesters, combined with increased sales from Company inventory, led to the segment's strong retail performance (up 16% year-over-year). Price realization was favorable across all regions.

Adjusted EBIT was \$396 million in the second quarter of 2018, a \$135 million increase compared to the second quarter of 2017. Adjusted EBIT margin increased 2.6 p.p. to 12.0% compared to the second quarter of 2017. Half of the increase was due to favorable volume and mix, primarily in NAFTA and EMEA, while the remaining increase was due to sustained net price realization across all regions, including the expected reduction in interest compensation to Financial Services as a result of the achievement of an investment grade rating. The anticipated increase in raw material costs was offset by manufacturing efficiencies. Product development spending, related primarily to precision farming and compliance with Stage V emissions requirements, increased 10%.

2018 SECOND QUARTER RESULTS

Construction Equipment's net sales increased 23% in the second quarter of 2018 compared to the second quarter of 2017 (up 22% on a constant currency basis), as a result of a favorable end-user industry demand environment, up 20% in light equipment and 34% in heavy equipment year-over-year.

Adjusted EBIT was \$33 million in the second quarter of 2018, a \$26 million increase compared to the second quarter of 2017, with an adjusted EBIT margin increase of 3.0 p.p. to 4.1%, as a result of higher volume, favorable product mix, and positive net price realization, more than offsetting raw material cost increase. In the quarter, production levels were 12% above retail demand, in line with the order book, which is up approximately 15% compared to the prior year period.

Commercial Vehicles' net sales increased 11% in the second quarter of 2018 compared to the second quarter of 2017 (up 6% on a constant currency basis), as a result of a favorable product mix and positive pricing primarily in EMEA and LATAM. Total deliveries were flat year-over-year, as increased volumes in light commercial vehicles (as a result of favorable end-user demand in EMEA and Brazil) and in buses in EMEA and LATAM were offset by the impact of re-focusing the heavy vehicle sales to a more profitable product portfolio, including alternative propulsion vehicles.

Adjusted EBIT was \$92 million for the second quarter of 2018, an increase of \$20 million compared to the second quarter of 2017, with an adjusted EBIT margin of 3.2% (up 0.4 p.p. compared to the second quarter of 2017). The increase was the result of a favorable volume and mix performance primarily in buses, and positive net price realization in EMEA and LATAM in trucks, partially offset by a 24% increase in research and development spending primarily related to initiatives aimed at enhancing product competitiveness and fuel efficiency.

Powertrain's net sales increased 7% in the second quarter of 2018 compared to the second quarter of 2017 (up 1% on a constant currency basis). Sales to external customers accounted for 49% of total net sales (47% in the second quarter of 2017).

Adjusted EBIT was \$108 million for the second quarter of 2018, an \$11 million increase compared to the second quarter of 2017, with an adjusted EBIT margin of 8.9% (up 0.4 p.p. compared to the second quarter of 2017). The increase was due to a favorable product mix and manufacturing efficiencies, partially offset by increased selling, general and administrative expenses and product development spending.

Financial Services' revenues totaled \$498 million in the second quarter of 2018, a decrease of 1% compared to the second quarter of 2017 (flat on a constant currency basis), primarily due to a lower average portfolio balance in NAFTA.

In the second quarter of 2018, retail loan originations (including unconsolidated joint ventures) were \$2.6 billion, relatively flat compared to the second quarter of 2017. The managed portfolio (including unconsolidated joint ventures) was \$25.9 billion as of June 30, 2018 (of which retail was 61% and wholesale 39%), up \$0.3 billion compared to June 30, 2017. Excluding the impact of currency translation, the managed portfolio increased \$0.8 billion compared to the same period in 2017.

Net income was \$102 million in the second quarter of 2018, an increase of \$15 million compared to the second quarter of 2017, primarily due to stronger performances in NAFTA, EMEA and LATAM.

2018 Outlook(1)

As a result of the sustained profitability improvement in the second quarter of 2018, CNH Industrial is updating its guidance for the full year 2018 as follows:

  • Net sales of Industrial Activities unchanged at approximately \$28 billion;
  • Adjusted diluted EPS(2) increased to between \$0.67 and \$0.71 per share;
  • Net industrial debt at the end of 2018 improved to between \$0.7 billion and \$0.9 billion.

(1) 2018 guidance does not include any impacts deriving from the gain resulting from the modification of the healthcare plan in the U.S. previously mentioned and anticipated on April 16, 2018, as this gain has been considered non-recurring and therefore treated as an adjusting item for the purpose of the adjusted diluted EPS calculation. In addition, 2018 guidance does not include any impacts deriving from possible further repurchases of Company's shares under the plan authorized by the AGM on April 13, 2018.

(2) Outlook is not provided on diluted EPS, the most comparable GAAP financial measure of this non-GAAP financial measure, as the income or expense excluded from the calculation of adjusted diluted EPS and instead included in the calculation of diluted EPS are, by definition, not predictable and uncertain.

About CNH Industrial

CNH Industrial N.V. (NYSE: CNHI /MI: CNHI) is a global leader in the capital goods sector with established industrial experience, a wide range of products and a worldwide presence. Each of the individual brands belonging to the Company is a major international force in its specific industrial sector: Case IH, New Holland Agriculture and STEYR for tractors and agricultural machinery; CASE and New Holland Construction for earth moving equipment; IVECO for commercial vehicles; IVECO BUS and Heuliez Bus for buses and coaches; IVECO ASTRA for quarry and construction vehicles; Magirus for firefighting vehicles; Iveco Defence Vehicles for defence and civil protection; and FPT Industrial for engines and transmissions. More information can be found on the corporate website: www.cnhindustrial.com

About this Press Release

On January 1, 2018, the Company adopted, on a retrospective basis, updated FASB accounting standards for revenue recognition (ASC 606), retirement benefits accounting (ASU 2017-07) and cash flow presentation (ASU 2016-18). 2017 figures presented in this press release have been recast to reflect the adoption of such updated accounting standards.

Furthermore, concurrently with the change in accounting standards, the Company reviewed the metrics on which the operating segments will be assessed. Effective January 1, 2018, the Chief Operating Decision Maker began to assess segment performance and make decisions about resource allocation based upon Adjusted EBIT and Adjusted EBITDA.

As such, we have introduced Adjusted EBIT and Adjusted EBITDA as new non-GAAP measures in our earnings releases this year. These measures replaced our previous Operating Profit non-GAAP measure. The Company believes Adjusted EBIT and Adjusted EBITDA more fully reflect segment and consolidated profitability. See "Non-GAAP Financial Information" for information about these measures, including how CNH Industrial calculates them.

On April 16, 2018, the Company published a presentation and a webcast to summarize the key impacts on its prior periods' consolidated financial statements deriving from the adoption of the new accounting standards, as well as the introduction of the new metrics Adjusted EBIT and Adjusted EBITDA.

Additional Information

Today, at 3:30 p.m. CEST / 2:30 p.m. BST / 9:30 a.m. EDT, management will hold a conference call to present 2018 second quarter and first half results to financial analysts and institutional investors. The call can be followed live online at: http://bit.ly/CNH\_Industrial\_Q2\_2018 and a recording will be available later on the Company's website (www.cnhindustrial.com). A presentation will be made available on the CNH Industrial website prior to the call.

Non-GAAP Financial Information

CNH Industrial monitors its operations through the use of several non-GAAP financial measures. CNH Industrial's management believes that these non-GAAP financial measures provide useful and relevant information regarding its results and allow management and investors to assess CNH Industrial's and our segments' operating trends, financial performance and financial position. Management uses these non-GAAP measures to identify operational trends, as well as make decisions regarding future spending, resource allocations and other operational decisions as they provide additional transparency with respect to our and our business segments' core operations. These non-GAAP financial measures have no standardized meaning presented in U.S. GAAP or EU-IFRS and are unlikely to be comparable to other similarly titled measures used by other companies due to potential differences between the companies in calculations. As a result, the use of these non-GAAP measures has limitations and they should not be considered as substitutes for measures of financial performance and financial position as prepared in accordance with U.S. GAAP and/or EU-IFRS.

CNH Industrial non-GAAP financial measures are defined as follows:

• Adjusted EBIT under U.S. GAAP: is defined as net income (loss) before income taxes, interest expenses of Industrial Activities, net, restructuring expenses, the finance and non-service component of pension and other post-employment benefit costs, foreign exchange gains/(losses), and certain non-recurring items. In particular, non-recurring items are specifically disclosed items that management considers rare or discrete events that are infrequent in nature and not reflective of on-going operational activities.

2018 SECOND QUARTER RESULTS

  • Adjusted EBITDA under U.S. GAAP: is defined as Adjusted EBIT plus depreciation and amortization (including on assets sold under operating leases and assets sold under buy-back commitments).
  • Adjusted EBIT under EU-IFRS: is defined as profit/(loss) before taxes, financial income/(expense) of Industrial Activities, restructuring costs, and certain non-recurring items.
  • Adjusted EBITDA under EU-IFRS: is defined as Adjusted EBIT plus depreciation and amortization (including on assets sold under operating leases and assets sold under buy-back commitments).
  • Adjusted Net Income (Loss): is defined as net income (loss), less restructuring charges and non-recurring items, after tax.
  • Adjusted Diluted EPS: is computed by dividing Adjusted Net Income (loss) attributable to CNH Industrial N.V. by a weighted-average number of common shares outstanding during the period that takes into consideration potential common shares outstanding deriving from the CNH Industrial share-based payment awards, when inclusion is not antidilutive. When we provide guidance for adjusted diluted EPS, we do not provide guidance on an earnings per share basis because the GAAP measure will include potentially significant items that have not yet occurred and are difficult to predict with reasonable certainty prior to year-end.
  • Adjusted Income Taxes: is defined as income taxes less the tax effect of restructuring expenses and non-recurring items and non-recurring tax charges.
  • Adjusted Effective Tax Rate (Adjusted ETR): is computed by dividing a) adjusted income taxes by b) income (loss) before income taxes and equity in income of unconsolidated subsidiaries and affiliates, less restructuring expenses and non-recurring items.
  • Net Debt and Net Debt of Industrial Activities (or Net Industrial Debt): Net Debt is defined as total debt less intersegment notes receivable, cash and cash equivalents, restricted cash and derivative hedging debt. CNH Industrial provides the reconciliation of Net Debt to Total Debt, which is the most directly comparable measure included in the consolidated balance sheets. Due to different sources of cash flows used for the repayment of the debt between Industrial Activities and Financial Services (by cash from operations for Industrial Activities and by collection of financing receivables for Financial Services), management separately evaluates the cash flow performance of Industrial Activities using Net Debt of Industrial Activities.
  • Available Liquidity: is defined as cash and cash equivalents plus restricted cash and undrawn committed facilities.
  • Change excl. FX or Constant Currency: CNH Industrial discusses the fluctuations in revenues on a constant currency basis by applying the prior year average exchange rates to current year's revenues expressed in local currency in order to eliminate the impact of foreign exchange rate fluctuations.

The tables attached to this press release provide reconciliations of the non-GAAP measures used in this press release to the most directly comparable GAAP measures.

Forward-looking statements

All statements other than statements of historical fact contained in this earning release including statements regarding our competitive strengths; business strategy; future financial position or operating results; budgets; projections with respect to revenue, income, earnings (or loss) per share, capital expenditures, dividends, capital structure or other financial items; costs; and plans and objectives of management regarding operations and products, are forward-looking statements. These statements may include terminology such as "may", "will", "expect", "could", "should", "intend", "estimate", "anticipate", "believe", "outlook", "continue", "remain", "on track", "design", "target", "objective", "goal", "forecast", "projection", "prospects", "plan", or similar terminology. Forward-looking statements are not guarantees of future performance. Rather, they are based on current views and assumptions and involve known and unknown risks, uncertainties and other factors, many of which are outside our control and are difficult to predict. If any of these risks and uncertainties materialize or other assumptions underlying any of the forward-looking statements prove to be incorrect, the actual results or developments may differ materially from any future results or developments expressed or implied by the forward-looking statements. Factors, risks and uncertainties that could cause actual results to differ materially from those contemplated by the forward-looking statements include, among others: the many interrelated factors that affect consumer confidence and worldwide demand for capital goods and capital goods-related products; general economic conditions in each of our markets; changes in government policies regarding banking, monetary and fiscal policies; legislation, particularly relating to capital goods-related issues such as agriculture, the environment, debt relief and subsidy program policies, trade and commerce and infrastructure development; government policies on international trade and investment, including sanctions, import quotas, capital controls and tariffs; actions of competitors in the various industries in which we compete; development and use of

2018 SECOND QUARTER RESULTS

new technologies and technological difficulties; the interpretation of, or adoption of new, compliance requirements with respect to engine emissions, safety or other aspects of our products; production difficulties, including capacity and supply constraints and excess inventory levels; labor relations; interest rates and currency exchange rates; inflation and deflation; energy prices; prices for agricultural commodities; housing starts and other construction activity; our ability to obtain financing or to refinance existing debt; a decline in the price of used vehicles; the resolution of pending litigation and investigations on a wide range of topics, including dealer and supplier litigation, follow-on private litigation in various jurisdictions after the settlement of the EU antitrust investigation announced on July 19, 2016, intellectual property rights disputes, product warranty and defective product claims, and emissions and/or fuel economy regulatory and contractual issues; our pension plans and other post-employment obligations; political and civil unrest; volatility and deterioration of capital and financial markets, including possible effects of "Brexit", terror attacks in Europe and elsewhere, and other similar risks and uncertainties and our success in managing the risks involved in the foregoing. Further information concerning factors, risks, and uncertainties that could materially affect the Company's financial results is included in our annual report on Form 20-F for the year ended December 31, 2017, prepared in accordance with U.S. GAAP, and in the Company's EU Annual Report at December 31, 2017, prepared in accordance with EU-IFRS. Investors should refer to and consider the incorporated information on risks, factors, and uncertainties in addition to the information presented here.

Forward-looking statements are based upon assumptions relating to the factors described in this earnings release, which are sometimes based upon estimates and data received from third parties. Such estimates and data are often revised. Our actual results could differ materially from those anticipated in such forward-looking statements. Forward-looking statements speak only as of the date on which such statements are made, and we undertake no obligation to update or revise publicly our forward-looking statements. Further information concerning CNH Industrial and its businesses, including factors that potentially could materially affect CNH Industrial's financial results, is included in CNH Industrial's reports and filings with the U.S. Securities and Exchange Commission ("SEC"), the Autoriteit Financiële Markten ("AFM") and Commissione Nazionale per le Società e la Borsa ("CONSOB").

All future written and oral forward-looking statements by CNH Industrial or persons acting on the behalf of CNH Industrial are expressly qualified in their entirety by the cautionary statements contained herein or referred to above.

Contacts

United Kingdom United Kingdom

Richard Gadeselli Federico Donati

Laura Overall United States Tel: +44 207 7660 338

E-mail: [email protected] www.cnhindustrial.com

Media Inquiries Investor Relations

Tel: +44 207 7660 346 Tel: +44 207 7660 386

Noah Weiss Tel: +1 630 887 3745

CNH INDUSTRIAL N.V. Condensed Consolidated Statements of Operations For The Three and Six Months Ended June 30, 2018 and 2017 (Unaudited)

(U.S. GAAP)

Three Months Ended June 30, Six Months Ended June 30,
(\$ million) 2018 2017(*) 2018 2017(*)
Revenues
Net sales 7,579 6,525 13,879 11,815
Finance, interest and other income 466 478 939 973
TOTAL REVENUES 8,045 7,003 14,818 12,788
Costs and Expenses
Cost of goods sold 6,188 5,393 11,444 9,875
Selling, general and administrative expenses 593 571 1,183 1,110
Research and development expenses 262 228 489 419
Restructuring expenses 5 12 8 24
Interest expense(1) 192 233 392 452
Other, net(2) 302 247 553 510
TOTAL COSTS AND EXPENSES 7,542 6,684 14,069 12,390
INCOME BEFORE INCOME TAXES AND EQUITY IN INCOME
OF UNCONSOLIDATED SUBSIDIARIES AND AFFILIATES
503 319 749 398
Income tax (expense) (118) (110) (181) (161)
Equity in income of unconsolidated subsidiaries and affiliates 23 27 42 45
NET INCOME 408 236 610 282
Net income attributable to noncontrolling interests 12 5 18 8
NET INCOME ATTRIBUTABLE TO CNH INDUSTRIAL N.V. 396 231 592 274
(in \$)
Earnings per share attributable to common shareholders
Basic 0.29 0.17 0.43 0.20
Diluted 0.29 0.17 0.43 0.20
Cash dividends declared per common share 0.173 0.118 0.173 0.118

Notes:

(*) 2017 figures have been recast following the retrospective adoption, on January 1, 2018, of the updated accounting standards for revenue recognition (ASC 606) and retirement benefits accounting (ASU 2017-07).

(1) In the three and six months ended June 30, 2017, Interest expense included the charge of \$17 million related to the early redemption of all outstanding Case New Holland Industrial Inc. 7⅞% Senior Notes due 2017.

(2) In the three and six months ended June 30, 2018, Other, net includes the pre-tax gain of \$20 million related to the modification of a healthcare plan in the U.S.

CNH INDUSTRIAL N.V. Condensed Consolidated Balance Sheets As of June 30, 2018 and December 31, 2017 (Unaudited)

(U.S. GAAP)

(\$ million) June 30, 2018 December 31, 2017(*)
ASSETS
Cash and cash equivalents 4,560 5,430
Restricted cash 657 770
Trade receivables, net 548 496
Financing receivables, net 18,957 19,795
Inventories, net 7,131 6,452
Property, plant and equipment, net 6,254 6,831
Investments in unconsolidated subsidiaries and affiliates 537 561
Equipment under operating leases 1,744 1,845
Goodwill 2,460 2,472
Other intangible assets, net 762 792
Deferred tax assets(1) 748 852
Derivative assets 113 77
Other assets 1,892 1,925
TOTAL ASSETS 46,363 48,298
LIABILITIES AND EQUITY
Debt 24,353 25,895
Trade payables 6,300 6,060
Deferred tax liabilities 97 94
Pension, postretirement and other postemployment benefits(1) 1,627 2,300
Derivative liabilities 126 98
Other liabilities 9,254 9,594
Total Liabilities 41,757 44,041
Redeemable noncontrolling interest 27 25
Equity(1) 4,579 4,232
TOTAL LIABILITIES AND EQUITY 46,363 48,298

Notes:

(*) 2017 figures have been recast following the retrospective adoption, on January 1, 2018, of the updated accounting standard for revenue recognition (ASC 606).

(1) In the three months ended June 30, 2018, the liability for Pension, postretirement and other postemployment benefits decreased by \$527 million as a result of the modification of a healthcare plan in the U.S., with a corresponding reduction of \$128 million in Deferred tax assets. As a consequence Equity increased by \$399 million.

These Condensed Consolidated Balance Sheets should be read in conjunction with the Company's Audited Consolidated Financial Statements and Notes for the Year Ended December 31, 2017 included in the Annual Report on Form 20-F. These Condensed Consolidated Balance Sheets represent the consolidation of all CNH Industrial N.V. subsidiaries.

CNH INDUSTRIAL N.V. Condensed Consolidated Statements of Cash Flows For The Six Months Ended June 30, 2018 and 2017 (Unaudited)

(U.S. GAAP)

Six Months Ended June 30,
(\$ million) 2018 2017(*)
Operating activities:
Net income 610 282
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:
Depreciation and amortization expense, net of assets under operating leases and assets
sold under buy-back commitments
364 354
Depreciation and amortization expense of assets under operating leases and assets sold
under buy-back commitments
323 280
Loss from disposal of assets - 1
Loss on repurchase/early redemption of notes - 17
Undistributed income (loss) of unconsolidated subsidiaries 4 (10)
Other non-cash items 110 78
Changes in operating assets and liabilities:
Provisions (56) 32
Deferred income taxes (78) (86)
Trade and financing receivables related to sales, net (229) (291)
Inventories, net (765) (660)
Trade payables 586 617
Other assets and liabilities (142) 30
NET CASH PROVIDED BY OPERATING ACTIVITIES 727 644
Investing activities:
Additions to retail receivables (1,999) (1,806)
Collections of retail receivables 2,151 2,190
Proceeds from the sale of assets, net of assets under operating leases and assets sold
under buy-back commitments
1 2
Expenditures for property, plant and equipment and intangible assets, net of assets under
operating leases and assets sold under buy-back commitments
(161) (165)
Expenditures for assets under operating leases and assets sold under buy-back
commitments (591) (850)
Other 209 (16)
NET CASH USED IN INVESTING ACTIVITIES (390) (645)
Financing activities:
Net increase (decrease) in debt (724) (619)
Dividends paid (238) (165)
Other (134) (5)
NET CASH USED IN FINANCING ACTIVITIES (1,096) (789)
Effect of foreign exchange rate changes on cash and cash equivalents (224) 227
DECREASE IN CASH AND CASH EQUIVALENTS (983) (563)
CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR 6,200 5,854
CASH AND CASH EQUIVALENTS, END OF PERIOD 5,217 5,291

Notes:

(*) 2017 figures have been recast following the retrospective adoption, on January 1, 2018, of the updated accounting standards for revenue recognition (ASC 606) and cash flow presentation (ASU 2016-18).

These Condensed Consolidated Statements of Cash Flows should be read in conjunction with the Company's Audited Consolidated Financial Statements and Notes for the Year Ended December 31, 2017 included in the Annual Report on Form 20-F. These Condensed Consolidated Statements of Cash Flows represent the consolidation of all CNH Industrial N.V. subsidiaries.

CNH INDUSTRIAL N.V. Supplemental Statements of Operations For The Three and Six Months Ended June 30, 2018 and 2017 (Unaudited)

(U.S. GAAP)

Three Months
Ended June 30,
Industrial Activities Six Months
Ended June 30,
Three Months
Ended June 30,
Financial Services Six Months
Ended June 30,
(\$ million) 2018 2017(*) 2018 2017(*) 2018 2017(*) 2018 2017(*)
Revenues
Net sales 7,579 6,525 13,879 11,815 - - - -
Finance, interest and other income 23 29 50 65 498 502 1,000 1,014
TOTAL REVENUES 7,602 6,554 13,929 11,880 498 502 1,000 1,014
Costs and Expenses
Cost of goods sold 6,188 5,393 11,444 9,875 - - - -
Selling, general and administrative
expenses
545 515 1,072 989 48 56 111 121
Research and development expenses 262 228 489 419 - - - -
Restructuring expenses 5 11 8 22 - 1 - 2
Interest expense 111 150 231 289 136 137 272 268
Other, net 124 59 204 128 178 187 349 383
TOTAL COSTS AND EXPENSES 7,235 6,356 13,448 11,722 362 381 732 774
INCOME BEFORE INCOME TAXES AND
EQUITY IN INCOME OF
UNCONSOLIDATED SUBSIDIARIES
AND AFFILIATES
367 198 481 158 136 121 268 240
Income tax (expense) (79) (69) (102) (82) (39) (41) (79) (79)
Equity in income of unconsolidated
subsidiaries and affiliates
18 20 26 32 5 7 16 13
Results from intersegment investments 102 87 205 174 - - - -
NET INCOME 408 236 610 282 102 87 205 174

Notes:

(*) 2017 figures have been recast following the retrospective adoption, on January 1, 2018, of the updated accounting standards for revenue recognition (ASC 606) and retirement benefits accounting (ASU 2017-07).

These Supplemental Statements of Operations are presented for informational purposes. The supplemental Industrial Activities data in these statements (with Financial Services on the equity basis) include CNH Industrial N.V.'s Agricultural Equipment, Construction Equipment, Commercial Vehicles and Powertrain segments, as well as Corporate functions. The supplemental Financial Services data in these statements refer to CNH Industrial N.V.'s Financial Services segment. Transactions between Industrial Activities and Financial Services have been eliminated to arrive at the consolidated financial statements.

CNH INDUSTRIAL N.V. Supplemental Balance Sheets As of June 30, 2018 and December 31, 2017 (Unaudited)

(U.S. GAAP)

Industrial Activities Financial Services
(\$ million) June 30, 2018 December 31,
2017(*)
June 30, 2018 December 31,
2017(*)
ASSETS
Cash and cash equivalents 4,026 4,901 534 529
Restricted cash - - 657 770
Trade receivables 543 490 38 53
Financing receivables 1,739 1,718 20,441 20,699
Inventories, net 6,924 6,236 207 216
Property, plant and equipment, net 6,253 6,829 1 2
Investments in unconsolidated subsidiaries and
affiliates 3,171 3,173 208 205
Equipment under operating leases 38 35 1,706 1,810
Goodwill 2,306 2,316 154 156
Other intangible assets, net 749 779 13 13
Deferred tax assets 755 869 186 198
Derivative assets 111 73 13 14
Other assets 1,742 1,742 320 358
TOTAL ASSETS 28,357 29,161 24,478 25,023
LIABILITIES AND EQUITY
Debt 6,983 7,443 20,593 21,075
Trade payables 6,191 5,936 150 193
Deferred tax liabilities 97 94 192 215
Pension, postretirement and other postemployment
benefits 1,599 2,280 28 20
Derivative liabilities 107 88 30 20
Other liabilities 8,774 9,063 645 686
Total Liabilities 23,751 24,904 21,638 22,209
Redeemable noncontrolling interest 27 25 - -
Equity 4,579 4,232 2,840 2,814
TOTAL LIABILITIES AND EQUITY 28,357 29,161 24,478 25,023

Notes:

(*) 2017 figures have been recast following the retrospective adoption, on January 1, 2018, of the updated accounting standard for revenue recognition (ASC 606).

These Supplemental Balance Sheets are presented for informational purposes. The supplemental Industrial Activities data in these statements (with Financial Services on the equity basis) include CNH Industrial N.V.'s Agricultural Equipment, Construction Equipment, Commercial Vehicles and Powertrain segments, as well as Corporate functions. The supplemental Financial Services data in these statements refer to CNH Industrial N.V.'s Financial Services segment. Transactions between Industrial Activities and Financial Services have been eliminated to arrive at the consolidated financial statements.

CNH INDUSTRIAL N.V. Supplemental Statements of Cash Flows For The Six Months Ended June 30, 2018 and 2017 (Unaudited)

(U.S. GAAP)

Industrial Activities Financial Services
(\$ million) Six Months Ended June 30, Six Months Ended June 30,
Operating activities: 2018 2017(*) 2018 2017(*)
Net income 610 282 205 174
Adjustments to reconcile net income (loss) to net cash provided by
(used in) operating activities:
Depreciation and amortization expense, net of assets under operating
leases and assets sold under buy-back commitments
361 352 3 2
Depreciation and amortization expense of assets under operating
leases and assets sold under buy-back commitments
197 152 126 128
Loss from disposal of assets - 1 - -
Loss on repurchase/early redemption of notes - 17 - -
Undistributed income (loss) of unconsolidated subsidiaries (94) (2) (16) (13)
Other non-cash items 83 39 27 39
Changes in operating assets and liabilities:
Provisions (52) 36 (4) (4)
Deferred income taxes (51) (74) (27) (12)
Trade and financing receivables related to sales, net (99) (2) (122) (284)
Inventories, net (988) (909) 223 249
Trade payables 608 658 (31) (45)
Other assets and liabilities (182) (28) 41 57
NET CASH PROVIDED BY OPERATING ACTIVITIES 393 522 425 291
Investing activities:
Additions to retail receivables - - (1,999) (1,806)
Collections of retail receivables - - 2,151 2,190
Proceeds from the sale of assets, net of assets sold under operating
leases and assets sold under buy-back commitments
1 2 - -
Expenditures for property, plant and equipment and intangible assets,
net of assets under operating leases and assets sold under buy-back
commitments
(158) (165) (3) -
Expenditures for assets under operating leases and assets sold under
buy-back commitments
(334) (496) (257) (354)
Other 643 (133) (473) 88
NET CASH PROVIDED BY (USED IN) INVESTING ACTIVITIES 152 (792) (581) 118
Financing activities:
Net increase (decrease) in debt (876) (327) 152 (292)
Dividends paid (238) (165) (91) (169)
Other (134) (5) 39 29
NET CASH PROVIDED BY (USED IN) FINANCING ACTIVITIES (1,248) (497) 100 (432)
Effect of foreign exchange rate changes on cash and cash equivalents (172) 209 (52) 18
DECREASE IN CASH AND CASH EQUIVALENTS (875) (558) (108) (5)
CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR 4,901 4,649 1,299 1,205
CASH AND CASH EQUIVALENTS, END OF PERIOD 4,026 4,091 1,191 1,200

Notes:

(*) 2017 figures have been recast following the retrospective adoption, on January 1, 2018, of the updated accounting standards for revenue recognition (ASC 606) and cash flow presentation (ASU 2016-18).

These Supplemental Statements of Cash Flows are presented for informational purposes. The supplemental Industrial Activities data in these statements (with Financial Services on the equity basis) include CNH Industrial N.V.'s Agricultural Equipment, Construction Equipment, Commercial Vehicles and Powertrain segments, as well as Corporate functions. The supplemental Financial Services data in these statements refer to CNH Industrial N.V.'s Financial Services segment. Transactions between Industrial Activities and Financial Services have been eliminated to arrive at the consolidated financial statements.

CNH INDUSTRIAL N.V.

Other Supplemental Financial Information

(Unaudited)

CNH INDUSTRIAL

Three Months ended June 30, 2018
Agricultural
Equipment
Construction
Equipment
Commercial
Vehicles
Powertrain Unallocated
items,
eliminations
and other
Total
Industrial
Activities
Financial
Services
Total
Net income(1) 306 102 408
Add back:
Interest expenses of Industrial Activities,
net of interest income and eliminations
88 - 88
Foreign exchange (gains) losses, net 97 - 97
Finance and non-service component of
Pension and other post-employment
benefit costs(2)
(4) - (4)
Income tax expense 79 39 118
Adjustments:
Restructuring expenses 1 - 3 1 - 5 - 5
Adjusted EBIT 396 33 92 108 (58) 571 141 712
Depreciation and Amortization 75 15 53 33 1 177 2 179
Depreciation of assets under operating
leases and assets sold with buy-back
commitments
1 - 94 - - 95 60 155
Adjusted EBITDA 472 48 239 141 (57) 843 203 1,046
Three Months ended June 30, 2017
Agricultural
Equipment
Construction
Equipment
Commercial
Vehicles
Powertrain Unallocated
items,
eliminations
and other
Total
Industrial
Activities
Financial
Services
Total
Net income(1) 149 87 236
Add back:
Interest expenses of Industrial Activities,
net of interest income and eliminations
121 - 121
Foreign exchange (gains) losses, net 24 - 24
Finance and non-service component of
Pension and other post-employment
benefit costs
22 - 22
Income tax expense 69 41 110
Adjustments:
Restructuring expenses 5 1 4 1 - 11 1 12
Adjusted EBIT 261 7 72 97 (41) 396 129 525
Depreciation and Amortization 76 16 53 31 - 176 1 177
Depreciation of assets under operating
leases and assets sold with buy-back
commitments
- - 78 - - 78 63 141
Adjusted EBITDA 337 23 203 128 (41) 650 193 843

(1) For Industrial Activities, net income net of "Results from intersegment investments".

(2) This item includes the pre-tax gain of \$20 million as a result of the amortization over approximately 4.5 years of the \$527 million positive impact from the modification of a healthcare plan in the U.S.

CNH INDUSTRIAL N.V.

Other Supplemental Financial Information

(Unaudited)

CNH INDUSTRIAL

Reconciliation of Net Income to Adjusted EBIT and Adjusted EBITDA by segment under U.S. GAAP (\$ million)

Agricultural
Equipment
Construction
Equipment
Commercial
Vehicles
Powertrain Unallocated
items,
eliminations
and other
Total
Industrial
Activities
Six Months ended June 30, 2018
Financial
Services
Total
Net income(1) 405 205 610
Add back:
Interest expenses of Industrial Activities,
net of interest income and eliminations
181 - 181
Foreign exchange (gains) losses, net 122 - 122
Finance and non-service component of
Pension and other post-employment
benefit costs(2)
14 - 14
Income tax expense 102 79 181
Adjustments:
Restructuring expenses 1 - 6 1 - 8 - 8
Adjusted EBIT 582 33 141 203 (127) 832 284 1,116
Depreciation and Amortization 154 31 108 67 1 361 3 364
Depreciation of assets under operating
leases and assets sold with buy-back
commitments
1 - 196 - - 197 126 323
Adjusted EBITDA 737 64 445 270 (126) 1,390 413 1,803
Six Months ended June 30, 2017
Agricultural
Equipment
Construction
Equipment
Commercial
Vehicles
Powertrain Unallocated
items,
eliminations
and other
Total
Industrial
Activities
Financial
Services
Total
Net income(1) 108 174 282
Add back:
Interest expenses of Industrial Activities,
net of interest income and eliminations
224 - 224
Foreign exchange (gains) losses, net 56 - 56
Finance and non-service component of
Pension and other post-employment
benefit costs
45 - 45
Income tax expense 82 79 161
Adjustments:
Restructuring expenses 10 4 7 1 - 22 2 24
Adjusted EBIT 376 (24) 89 171 (75) 537 255 792
Depreciation and Amortization 155 32 104 61 - 352 2 354
Depreciation of assets under operating
leases and assets sold with buy-back
commitments
- - 152 - - 152 128 280
Adjusted EBITDA 531 8 345 232 (75) 1,041 385 1,426

(1) For Industrial Activities, net income net of "Results from intersegment investments". (2) This item includes the pre-tax gain of \$20 million as a result of the amortization over approximately 4.5 years of the \$527 million positive impact from the modification of a healthcare plan in the U.S.

CNH INDUSTRIAL N.V. Other Supplemental Financial Information

(Unaudited)

CNH INDUSTRIAL
Reconciliation of Total Debt to Net debt under U.S. GAAP (\$ million)
Consolidated Industrial Activities Financial Activities
June 30,
2018
December 31,
2017
June 30,
2018
December 31,
2017
June 30,
2018
December 31,
2017
Third party debt 24,353 25,895 5,436 6,461 18,917 19,434
Intersegment notes payable - - 1,547 982 1,676 1,641
Total Debt(1) 24,353 25,895 6,983 7,443 20,593 21,075
Less:
Cash and cash equivalents
4,560 5,430 4,026 4,901 534 529
Restricted cash 657 770 - - 657 770
Intersegment notes receivable - - 1,676 1,641 1,547 982
Derivatives hedging debt (10) (7) (10) (7) - -
Net debt (cash)(2) 19,146 19,702 1,291 908 17,855 18,794

(1) Total Debt of Industrial Activities includes Intersegment notes payable to Financial Services of \$1,547 million and \$982 million as of June 30, 2018 and December 31, 2017, respectively. Total Debt of Financial Services includes Intersegment notes payable to Industrial Activities of \$1,676 million and \$1,641 million as of June 30, 2018 and December 31, 2017, respectively.

(2) The net intersegment receivable/payable balance owed by Financial Services to Industrial Activities was \$129 million and \$659 million as of June 30, 2018 and December 31, 2017, respectively.

CNH INDUSTRIAL
Reconciliation of Cash and cash equivalents to Available liquidity under U.S. GAAP
(\$ million)
June 30, 2018 March 31, 2018 December 31, 2017
Cash and cash equivalents 4,560 3,615 5,430
Restricted cash 657 773 770
Undrawn committed facilities 3,141 3,254 3,180
Available liquidity 8,358 7,642 9,380

CNH INDUSTRIAL Change in Net industrial debt under U.S. GAAP (\$ million)

Six Months ended June 30, Three Months ended June 30,
2018 2017 2018 2017
(908) (1,609) Net industrial (debt)/cash at beginning of period (1,923) (2,170)
1,390 1,041 Adjusted EBITDA of Industrial Activities 843 650
(290) (273) Cash interest and taxes (128) (93)
(279) (176) Changes in provisions and similar(1) (145) (94)
(765) (573) Change in working capital 240 49
56 19 Operating cash flow 810 512
(158) (165) Investments in property, plant and equipment, and
intangible assets(2)
(97) (91)
(42) 36 Other changes (32) 1
(144) (110) Net industrial cash flow 681 422
(372) (170) Capital increases and dividends(3) (281) (169)
133 (223) Currency translation differences and other(4) 232 (195)
(383) (503) Change in Net industrial debt 632 58
(1,291) (2,112) Net industrial (debt)/cash at end of period (1,291) (2,112)

(1) Including other cash flow items related to operating lease and buy-back activities.

(2) Excluding assets sold under buy-back commitments and assets under operating leases.

(3) Including share buy-back transactions.

(4) In the three and six months ended June 30, 2017, this item also included the charge of \$17 million related to the early redemption of all outstanding Case New Holland Industrial Inc. 7⅞% Senior Notes due 2017.

CNH INDUSTRIAL N.V. Other Supplemental Financial Information

(Unaudited)

CNH INDUSTRIAL Reconciliation of Adjusted net income and Adjusted income tax (expense) to Net income and Income tax
(\$ million, except per share data) (expense) and calculation of Adjusted diluted EPS and Adjusted ETR under U.S.GAAP
Six Months ended June 30, Three Months ended June 30,
2018 2017 2018 2017
610 282 Net income 408 236
(12) 41 Adjustments impacting Income before income tax
(expense) and equity in income of unconsolidated
subsidiaries and affiliates (a)
(15) 29
3 (13) Adjustments impacting Income tax (expense) (b) 4 (10)
601 310 Adjusted net income 397 255
583 302 Adjusted net income attributable to CNH Industrial N.V. 385 250
1,364 1,366 Weighted average shares outstanding – diluted (million) 1,361 1,367
0.43 0.22 Adjusted diluted EPS (\$) 0.28 0.18
749 398 Income before income tax (expense) and equity in
income of unconsolidated subsidiaries and affiliates
503 319
(12) 41 Adjustments impacting Income before income tax
(expense) and equity in income of unconsolidated
subsidiaries and affiliates (a)
(15) 29
737 439 Adjusted income before income tax (expense) and
equity in income of unconsolidated subsidiaries and
affiliates (A)
488 348
(181) (161) Income tax (expense) (118) (110)
3 (13) Adjustments impacting Income tax (expense) (b) 4 (10)
(178) (174) Adjusted income tax (expense) (B) (114) (120)
24% 40% Adjusted Effective Tax Rate (Adjusted ETR) (C=B/A) 23% 34%
a)
affiliates
Adjustments impacting Income before income tax (expense) and equity in income of unconsolidated subsidiaries and
8 24 Restructuring expenses 5 12
- 17 Cost of repurchase/early redemption of notes - 17
(20) - Pre-tax gain related to the modification of a healthcare
plan in the U.S.
(20)
(12) 41 Total (15) 29
b)
Adjustments impacting Income tax (expense)
Tax effect of adjustments impacting Income before
3 (13) income tax (expense) and equity in income of
unconsolidated subsidiaries and affiliates
4 (10)
3 (13) Total 4 (10)

CNH INDUSTRIAL N.V. Other Supplemental Financial Information (Unaudited)

CNH INDUSTRIAL
Revenues by Segment under EU-IFRS
(\$ million)
Six Months ended June 30, Three Months ended June 30,
2018 2017 % change 2018 2017 % change
5,891 5,006 17.7 Agricultural Equipment 3,312 2,766 19.7
1,481 1,152 28.6 Construction Equipment 799 650 22.9
5,384 4,723 14.0 Commercial Vehicles 2,889 2,598 11.2
2,405 2,138 12.5 Powertrain 1,219 1,137 7.2
(1,281) (1,203) - Eliminations and other (639) (625) -
13,880 11,816 17.5 Total Industrial Activities 7,580 6,526 16.2
1,000 1,014 -1.4 Financial Services 498 502 -0.8
(97) (81) - Eliminations and other (47) (43) -
14,783 12,749 16.0 Total 8,031 6,985 15.0
CNH INDUSTRIAL
Adjusted EBIT(1)(2) by Segment under EU-IFRS (\$ million)
Six Months ended June 30, Three Months ended June 30,
2018 2017 \$
change
2018
adjusted
EBIT
margin
2017
adjusted
EBIT
margin
2018 2017 \$
change
2018
adjusted
EBIT
margin
2017
adjusted
EBIT
margin
555 346 209 9.4% 6.9% Agricultural Equipment 388 254 134 11.7% 9.2%
20 (43) 63 1.4% (3.7)% Construction Equipment 28 (3) 31 3.5% (0.5)%
143 73 70 2.7% 1.5% Commercial Vehicles 99 67 32 3.4% 2.6%
198 163 35 8.2% 7.6% Powertrain 108 94 14 8.9% 8.3%
(131) (75) -56 - - Unallocated items,
eliminations and other
(60) (41) -19 - -
785 464 321 5.7% 3.9% Total Industrial Activities 563 371 192 7.4% 5.7%
287 255 32 28.7% 25.1% Financial Services 144 129 15 28.9% 25.7%
- - - - - Eliminations and other - - - - -
1,072 719 353 7.3% 5.6% Total 707 500 207 8.8% 7.2%

(1) Concurrently with the changes following the adoption of the new accounting standards, the Company reviewed the metrics on which the operating segments will be assessed. Starting in 2018, the Chief Operating Decision Maker began to assess segment performance and make decisions about resource allocation based upon Adjusted EBIT and Adjusted EBITDA.

(2) This item is a non-GAAP financial measure. Refer to the "About this Press Release" and "Non-GAAP Financial Information" sections of this press release for information regarding non-GAAP financial measures.

CNH INDUSTRIAL N.V. Other Supplemental Financial Information (Unaudited)

CNH INDUSTRIAL
Adjusted EBITDA(1)(2) by Segment under EU-IFRS
(\$ million)
Six Months ended June 30, Three Months ended June 30,
2018
2017
2018
2018 2017 \$
change
2018
adjusted
EBITDA
margin
2017
adjusted
EBITDA
margin
2018 2017 \$
change
2018
adjusted
EBITDA
margin
2017
adjusted
EBITDA
margin
832 613 219 14.1% 12.2% Agricultural Equipment 526 387 139 15.9% 14.0%
75 17 58 5.1% 1.5% Construction Equipment 55 27 28 6.9% 4.2%
520 399 121 9.7% 8.4% Commercial Vehicles 282 234 48 9.8% 9.0%
288 244 44 12.0% 11.4% Powertrain 153 135 18 12.6% 11.9%
(130) (75) -55 - - Unallocated items,
eliminations and other
(60) (41) -19 - -
1,585 1,198 387 11.4% 10.1% Total Industrial Activities 956 742 214 12.6% 11.4%
416 386 30 41.6% 38.1% Financial Services 205 194 11 41.2% 38.6%
- - - - - Eliminations and other - - - - -
2,001 1,584 417 13.5% 12.4% Total 1,161 936 225 14.5% 13.4%

(1) Concurrently with the changes following the adoption of the new accounting standards, the Company reviewed the metrics on which the operating segments will be assessed. Starting in 2018, the Chief Operating Decision Maker began to assess segment performance and make decisions about resource allocation based upon Adjusted EBIT and Adjusted EBITDA.

(2) This item is a non-GAAP financial measure. Refer to the "About this Press Release" and "Non-GAAP Financial Information" sections of this press release for information regarding non-GAAP financial measures.

CNH INDUSTRIAL

Key Balance Sheet data under EU-IFRS (\$ million)
June 30, 2018 March 31, 2018 December 31, 2017
Total Assets 48,912 49,809 50,798
Total Equity 6,971 6,664 6,684
Equity attributable to CNH Industrial N.V. 6,948 6,646 6,671
Net debt (19,223) (20,384) (19,835)
Of which Net industrial debt(1) (1,356) (1,975) (1,023)

(1) This item is a non-GAAP financial measure. Refer to the "About this Press Release" and "Non-GAAP Financial Information" sections of this press release for information regarding non-GAAP financial measures.

CNH INDUSTRIAL N.V. Other Supplemental Financial Information (Unaudited)

CNH INDUSTRIAL Net income reconciliation U.S. GAAP to EU-IFRS (\$ million)
Six Months ended June 30, Three Months ended June 30,
2018 2017 2018 2017
610 282 Net income in accordance with U.S. GAAP 408 236
Adjustments to conform with EU-IFRS:
(21) (64) Development costs 5 (22)
513 26 Other adjustments(1) 510 16
(120) 8 Tax impact on adjustments(1) (129) (2)
(13) (9) Deferred tax assets and tax contingencies recognition (9) (5)
359 (39) Total adjustments 377 (13)
969 243 Profit in accordance with EU-IFRS 785 223

CNH INDUSTRIAL Total Equity reconciliation U.S. GAAP to EU-IFRS (\$ million)

June 30, 2018 December 31, 2017
Total Equity under U.S. GAAP 4,579 4,232
Adjustments to conform with EU-IFRS:
Development costs 2,388 2,477
Other adjustments (84) (112)
Tax impact on adjustments (600) (645)
Deferred tax assets and tax contingencies recognition 688 732
Total adjustments 2,392 2,452
Total Equity under EU-IFRS 6,971 6,684

Translation of financial statements denominated in a currency other than the U.S. dollar

The principal exchange rates used to translate into U.S. dollars the financial statements prepared in currencies other than the U.S. dollar were as follows:

Six Months Ended June 30, 2018 At December 31, 2017 Six Months Ended June 30, 2017
Average At June 30 Average At June 30
Euro 0.826 0.858 0.834 0.923 0.876
Pound sterling 0.727 0.760 0.740 0.795 0.771
Swiss franc 0.966 0.992 0.976 0.994 0.958
Polish zloty 3.487 3.751 3.483 3.942 3.703
Brazilian real 3.422 3.849 3.313 3.179 3.295
Canadian dollar 1.277 1.325 1.254 1.335 1.296
Argentine peso 21.559 28.200 18.840 15.694 16.476
Turkish lira 4.095 4.579 3.791 3.637 3.517

CNH INDUSTRIAL N.V. Condensed Consolidated Income Statement(*) For The Three and Six Months Ended June 30, 2018 and 2017 (Unaudited)

(EU-IFRS)

Three Months Ended June 30, Six Months Ended June 30,
(\$ million) 2018 2017(**) 2018 2017(**)
Net revenues 8,031 6,985 14,783 12,749
Cost of sales 6,461 5,684 11,998 10,477
Selling, general and administrative costs 588 558 1,158 1,074
Research and development costs 264 255 526 495
Result from investments: 23 29 44 48
Share of the profit/(loss) of investees accounted for using the
equity method
23 29 44 48
Other income/(expenses) from investments - - - -
Gains/(losses) on the disposal of investments - - - -
Restructuring costs 7 10 10 23
Other income/(expenses)(1) 493 (17) 454 (32)
Financial income/(expenses)(2) (186) (151) (306) (292)
PROFIT/(LOSS) BEFORE TAXES 1,041 339 1,283 404
Income tax (expense) (256) (116) (314) (161)
PROFIT/(LOSS) FROM CONTINUING OPERATIONS 785 223 969 243
PROFIT/(LOSS) FOR THE PERIOD 785 223 969 243
PROFIT/(LOSS) FOR THE PERIOD ATTRIBUTABLE TO:
Owners of the parent 773 218 951 235
Non-controlling interests 12 5 18 8
(in \$)
BASIC EARNINGS/(LOSS) PER COMMON SHARE(3) 0.57 0.16 0.70 0.17
DILUTED EARNINGS/(LOSS) PER COMMON SHARE(3) 0.57 0.16 0.70 0.17

Notes:

(*) Concurrently with the changes following the adoption of the new accounting standards, CNH Industrial reviewed the metrics on which the operating segments will be assessed. Starting in 2018, the Chief Operating Decision Maker began to assess segment performance and make decision about resource allocation based upon Adjusted EBIT and Adjusted EBITDA. As a consequence, CNH Industrial no longer reports Trading Profit and Operating Profit on the face of the Income Statement.

(**) 2017 figures have been recast following the retrospective adoption, on January 1, 2018, of the updated accounting standard for revenue recognition (IFRS 15).

(1) In the three and six months ended June 30, 2018, Other income/(expenses) includes the pre-tax gain of \$527 million related to the modification of a healthcare plan in the U.S.

(2) In the three and six months ended June 30, 2017, Financial income/(expenses) included the charge of \$17 million related to the early redemption of all outstanding Case New Holland Industrial Inc. 7⅞% Senior Notes due 2017.

(3) In the three and six months ended June 30, 2018, basic and diluted earnings per common share include the positive impact of \$399 million, net of taxes, of the pre-tax gain of \$527 million related to the modification of a healthcare plan in the U.S. Excluding this impact, basic and diluted earnings per common share would have been \$0.28 and \$0.41, respectively.

This Condensed Consolidated Income Statement should be read in conjunction with the Company's Audited Consolidated Financial Statements and Notes for the Year Ended December 31, 2017 included in the EU Annual Report. This Condensed Consolidated Income Statement represents the consolidation of all CNH Industrial N.V. subsidiaries.

CNH INDUSTRIAL N.V. Condensed Consolidated Statement of Financial Position As of June 30, 2018, December 31, 2017 and January 1, 2017 (Unaudited)

(EU-IFRS)

(\$ million) June 30, 2018 December 31, 2017(*) January 1, 2017(*)
ASSETS
Intangible assets 5,516 5,644 5,504
Property, plant and equipment 6,311 6,830 6,278
Investments and other financial assets: 591 631 554
Investments accounted for using the equity method 559 590 505
Other investments and financial assets 32 41 49
Leased assets 1,744 1,845 1,907
Defined benefit plan assets 25 28 5
Deferred tax assets(1) 966 982 997
Total Non-current assets 15,153 15,960 15,245
Inventories 7,142 6,453 5,729
Trade receivables 543 496 623
Receivables from financing activities 18,959 19,795 18,614
Current tax receivables 250 303 430
Other current assets 1,525 1,501 1,234
Current financial assets: 113 77 95
Current securities - - -
Other financial assets 113 77 95
Cash and cash equivalents 5,217 6,200 5,854
Total Current assets 33,749 34,825 32,579
Assets held for sale 10 13 22
TOTAL ASSETS 48,912 50,798 47,846
EQUITY AND LIABILITIES
Issued capital and reserves attributable to owners of the parent 6,948 6,671 6,497
Non-controlling interests 23 13 10
Total Equity(1) 6,971 6,684 6,507
Provisions: 5,097 5,977 5,351
Employee benefits(1) 1,809 2,587 2,532
Other provisions 3,288 3,390 2,819
Debt: 24,427 26,014 25,434
Asset-backed financing 11,634 12,028 11,784
Other debt 12,793 13,986 13,650
Other financial liabilities 126 98 249
Trade payables 6,300 6,060 5,185
Current tax payables 168 86 229
Deferred tax liabilities 211 138 186
Other current liabilities 5,612 5,741 4,705
Liabilities held for sale - - -
Total Liabilities 41,941 44,114 41,339
TOTAL EQUITY AND LIABILITIES 48,912 50,798 47,846
Notes:

(*) 2017 figures have been recast following the retrospective adoption, on January 1, 2018, of the updated accounting standard for revenue recognition (IFRS 15).

(1) In the three months ended June 30, 2018, the provision for Employee benefits decreased by \$527 million as a result of the modification of a healthcare plan in the U.S., with a corresponding reduction of \$128 million in Deferred tax assets. As a consequence Total Equity increased by \$399 million.

This Condensed Consolidated Statement of Financial Position should be read in conjunction with the Company's Audited Consolidated Financial Statements and Notes for the Year Ended December 31, 2017 included in the EU Annual Report. This Condensed Consolidated Statement of Financial Position represents the consolidation of all CNH Industrial N.V. subsidiaries.

CNH INDUSTRIAL N.V. Condensed Consolidated Statement of Cash Flows For The Six Months Ended June 30, 2018 and 2017 (Unaudited)

(EU-IFRS)

Six Months Ended June 30,
(\$ million) 2018 2017(*)
A) CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 6,200 5,854
B) CASH FLOWS FROM/(USED IN) OPERATING ACTIVITIES:
Profit/(loss) for the period
Amortization and depreciation (net of vehicles sold under buy-back commitments and
969 243
operating leases) 606 585
(Gains)/losses on disposal of non-current assets (net of vehicles sold under buy-back
commitments)
- -
Other non-cash items (2) (4)
Loss on repurchase/early redemption of notes - 17
Dividends received 46 35
Change in provisions (663) (22)
Change in deferred income taxes 31 (78)
Change in items due to buy-back commitments(1) 55 21
Change in operating lease items(2) 84 10
Change in working capital (569) (391)
TOTAL 557 416
C) CASH FLOWS FROM/(USED IN) INVESTMENT ACTIVITIES:
Investments in:
Property, plant and equipment and intangible assets (net of vehicles sold under buy
back commitments and operating leases)
(383) (335)
Consolidated subsidiaries and other equity investments - (4)
Proceeds from the sale of non-current assets (net of vehicles sold under buy-back
commitments)
6 2
Net change in receivables from financing activities 23 176
Change in current securities - -
Other changes 198 (105)
TOTAL (156) (266)
D) CASH FLOWS FROM/(USED IN) FINANCING ACTIVITIES:
Net change in debt and other financial assets/liabilities (788) (770)
Capital increase - 11
Dividends paid (238) (165)
(Purchase)/sale of treasury shares (134) (16)
(Purchase)/sale of ownership interests in subsidiaries - -
TOTAL (1,160) (940)
Translation exchange differences (224) 227
E) TOTAL CHANGE IN CASH AND CASH EQUIVALENTS (983) (563)
F) CASH AND CASH EQUIVALENTS AT END OF PERIOD 5,217 5,291

Notes:

(*) 2017 figures have been recast following the retrospective adoption, on January 1, 2018, of the updated accounting standard for revenue recognition (IFRS 15).

(1) Cash generated by the sale of vehicles under buy-back commitments, net of the amounts included in Profit/(loss), is recognized under operating activities in a single line item, which includes changes in working capital, capital expenditure, depreciation and impairment losses. The item also includes gains and losses arising from the sale of vehicles subject to buy-back commitments before the end of the agreement and without repossession of the vehicle.

(2) Cash from operating lease is recognized under operating activities in a single line item which includes capital expenditure, depreciation, writedown and changes in inventory.

These Condensed Consolidated Statement of Cash Flows should be read in conjunction with the Company's Audited Consolidated Financial Statements and Notes for the Year Ended December 31, 2017 included in the EU Annual Report. This Condensed Consolidated Statement of Cash Flows represents the consolidation of all CNH Industrial N.V. subsidiaries.