CITIZENS, INC. — Director's Dealing 2026

Jan 21, 2026

SEC Form 5 — Annual Statement of Changes in Beneficial Ownership

Issuer: CITIZENS, INC. (CIA)
CIK: 0000024090
Period of Report: 2025-12-31

Reporting Person: Guerrero Paula L (Chief Information Officer)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2025-09-02	Citizens, Inc. Class A Common Stock	L	191.3381	$5.20	Acquired	11644.1093	Direct
2025-09-26	Citizens, Inc. Class A Common Stock	L	174.2328	$5.71	Acquired	11818.3421	Direct
2025-10-31	Citizens, Inc. Class A Common Stock	L	177.6635	$5.60	Acquired	11996.0056	Direct
2025-11-28	Citizens, Inc. Class A Common Stock	L	167.478	$5.94	Acquired	12163.4836	Direct
2025-12-26	Citizens, Inc. Class A Common Stock	L	191.5615	$5.19	Acquired	12355.0451	Direct

Footnotes

F1: These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.