CITIZENS, INC. - Director's Dealing 2025

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CITIZENS, INC. (CIA)
CIK: 0000024090
Period of Report: 2025-06-17

Reporting Person: MORGAN JAMES KEITH (Director)

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2025-06-18	Citizens, Inc. Class A Common Stock	M	14035	—	Acquired	94182	Direct

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2025-06-17	Restricted Stock Units	$	A	12012	Acquired		Class A Common Stock (12012)	Direct
2025-06-18	Restricted Stock Units	$	M	14035	Disposed		Class A Common Stock (14035)	Direct

F1: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F2: On June 17, 2025, the reporting person was granted 12,012 restricted stock units, vesting on June 17, 2026.

F3: On June 18, 2024, the reporting person was granted 14,035 restricted stock units, vesting on June 18, 2025.