CITIZENS, INC. — Director's Dealing 2016

Feb 4, 2016

SEC Form 5 — Annual Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2015-12-31

Reporting Person: RILEY RICK D (Director, Chairman & CEO)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2015-01-07	Citizens, Inc. Class A Common Stock	L	1263.9667	$7.88	Acquired	514958.366	Direct
2015-02-04	Citizens, Inc. Class A Common Stock	L	1351.9911	$7.37	Acquired	516310.3571	Direct
2015-02-27	Citizens, Inc. Class A Common Stock	L	1380.5462	$7.21	Acquired	517690.9033	Direct
2015-05-28	Citizens, Inc. Class A Common Stock	L	1650.3703	$6.03	Acquired	519341.2736	Direct
2015-06-03	Citizens, Inc. Class A Common Stock	L	1462.2548	$6.81	Acquired	520803.5284	Direct
2015-06-03	Citizens, Inc. Class A Common Stock	L	1462.2548	$6.81	Acquired	522265.7832	Direct
2015-07-01	Citizens, Inc. Class A Common Stock	L	1295.8925	$7.69	Acquired	523561.6757	Direct
2015-08-05	Citizens, Inc. Class A Common Stock	L	1537.9769	$6.47	Acquired	525099.6526	Direct
2015-09-02	Citizens, Inc. Class A Common Stock	L	1551.7009	$6.41	Acquired	526651.3535	Direct
2015-10-07	Citizens, Inc. Class A Common Stock	L	1328.851	$7.50	Acquired	527980.2045	Direct
2015-11-04	Citizens, Inc. Class A Common Stock	L	1145.1265	$8.70	Acquired	529125.331	Direct
2015-12-02	Citizens, Inc. Class A Common Stock	L	1062.1644	$9.38	Acquired	530187.4954	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Citizens, Inc. Class A Common Stock	28687	Indirect
Citizens, Inc. Class A Common Stock	110466	Indirect

Footnotes

F1: These shares were purchased through the Citizens Stock Investment Plan as part of regular monthly payroll deduction.