CITIZENS, INC. — Director's Dealing 2014

Jan 27, 2014

SEC Form 5 — Annual Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2013-12-31

Reporting Person: Teaff Grant Garland (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2013-01-25	Citizens, Inc. Class A Common Stock	L	102.5767	$9.71	Acquired	14911.9526	Direct
2013-02-01	Citizens, Inc. Class A Common Stock	L	96.1173	$10.37	Acquired	15008.0699	Direct
2013-03-01	Citizens, Inc. Class A Common Stock	L	104.989	$9.49	Acquired	15113.0589	Direct
2013-03-28	Citizens, Inc. Class A Common Stock	L	120.8782	$8.24	Acquired	15233.9371	Direct
2013-04-28	Citizens, Inc. Class A Common Stock	L	152.1892	$6.54	Acquired	15386.1263	Direct
2013-05-31	Citizens, Inc. Class A Common Stock	L	158.5741	$6.27	Acquired	15544.7004	Direct
2013-06-28	Citizens, Inc. Class A Common Stock	L	162.402	$6.13	Acquired	15707.1024	Direct
2013-08-02	Citizens, Inc. Class A Common Stock	L	136.614	$7.29	Acquired	15843.7164	Direct
2013-08-30	Citizens, Inc. Class A Common Stock	L	135.8961	$7.33	Acquired	15979.6125	Direct
2013-09-30	Citizens, Inc. Class A Common Stock	L	115.9877	$8.59	Acquired	16095.6002	Direct
2013-11-01	Citizens, Inc. Class A Common Stock	L	114.7472	$8.68	Acquired	16210.3474	Direct
2013-11-29	Citizens, Inc. Class A Common Stock	L	113.8392	$8.75	Acquired	16324.1866	Direct
2013-12-27	Citizens, Inc. Class A Common Stock	L	113.5961	$8.77	Acquired	16437.7827	Direct

Footnotes

F1: These shares were purchased through the Citizens Stock Investment Plan as part of regular monthly payroll deduction.