CITIZENS, INC. - Director's Dealing 2010

SEC Form 5 — Annual Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2009-12-31

Reporting Person: Teaff Grant Garland (Director)

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2009-01-05	Citizens, Inc. Class A Common Stock	L	103.8747	$9.60	Acquired	8567.7327	Direct
2009-01-05	Citizens, Inc. Class A Common Stock	L	141.1214	$7.06	Acquired	8708.8541	Direct
2009-01-30	Citizens, Inc. Class A Common Stock	L	121.128	$8.23	Acquired	8829.9821	Direct
2009-03-02	Citizens, Inc. Class A Common Stock	L	143.1096	$6.96	Acquired	8973.0917	Direct
2009-03-27	Citizens, Inc. Class A Common Stock	L	136.2939	$7.31	Acquired	9109.3856	Direct
2009-05-29	Citizens, Inc. Class A Common Stock	L	148.9248	$6.68	Acquired	9258.3104	Direct
2009-07-02	Citizens, Inc. Class A Common Stock	L	166.3287	$5.98	Acquired	9424.6391	Direct
2009-07-31	Citizens, Inc. Class A Common Stock	L	139.8933	$7.12	Acquired	9564.5324	Direct
2009-08-28	Citizens, Inc. Class A Common Stock	L	146.318	$6.80	Acquired	9710.8504	Direct
2009-10-02	Citizens, Inc. Class A Common Stock	L	158.0789	$6.30	Acquired	9868.9293	Direct
2009-11-02	Citizens, Inc. Class A Common Stock	L	167.9579	$5.92	Acquired	10036.8872	Direct
2009-12-04	Citizens, Inc. Class A Common Stock	L	158.5721	$6.28	Acquired	10195.4593	Direct

F1: These shares were purchased through the Citizens Stock Investment Plan as part of regular monthly payroll deduction.