CITIZENS, INC. — Director's Dealing 2010

Apr 7, 2010

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2010-01-04

Reporting Person: RILEY HAROLD E (Director, Chairman & CEO)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2010-01-04	Citizens, Inc. Class A Common Stock	L	37.8037	$6.58	Acquired	2919757.8968	Direct
2010-01-29	Citizens, Inc. Class A Common Stock	L	38.618	$6.44	Acquired	2919796.5148	Direct
2010-02-26	Citizens, Inc. Class A Common Stock	A	36.8168	$6.76	Acquired	2919833.3316	Direct
2010-04-06	Citizens, Inc. Class A Common Stock	G	14000	$7.16	Disposed	2905833.3316	Direct
2010-04-06	Citizens, Inc. Class A Common Stock	G	140000	$7.16	Disposed	2765833.3316	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Citizens, Inc. Class A Common Stock	471928	Indirect
Citizens, Inc. Class B Common Stock	1001714	Indirect

Footnotes

F1: These shares were purchased through the Citizens Stock Investment Plan as part of regular monthly payroll deduction.

F2: Gift to Hyde Park Baptist Church

F3: Gift to Baylor University Truett Seminary