CITIZENS, INC. — Director's Dealing 2010

May 28, 2010

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2010-04-01

Reporting Person: RILEY HAROLD E (Director, Chairman & CEO)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2010-05-27	Citizens, Inc. Class A Common Stock	G	375	$6.67	Disposed	471553	Indirect
2010-04-01	Citizens, Inc. Class A Common Stock	L	35.4127	$7.03	Acquired	2919868.7443	Direct
2010-05-07	Citizens, Inc. Class A Common Stock	L	36.6585	$6.79	Acquired	2765905.4028	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Citizens, Inc. Class B Common Stock	1001714	Indirect

Footnotes

F1: Gift from spouse to Austin Smiles

F2: These shares were purchased through the Citizens Stock Investment Plan as part of regular monthly payroll deduction.