CITIZENS, INC. — Director's Dealing 2010

Nov 22, 2010

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2010-05-28

Reporting Person: RILEY HAROLD E (Director, Chairman & CEO)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2010-11-19	Citizens, Inc. Class A Common Stock	G	1712	$7.01	Disposed	469841	Indirect
2010-05-28	Citizens, Inc. Class A Common Stock	L	36.8144	$6.76	Acquired	2765942.2172	Direct
2010-07-06	Citizens, Inc. Class A Common Stock	L	36.514	$6.82	Acquired	2765978.7312	Direct
2010-07-30	Citizens, Inc. Class A Common Stock	L	36.2768	$6.86	Acquired	2766015.008	Direct
2010-09-03	Citizens, Inc. Class A Common Stock	L	36.3271	$6.85	Acquired	2766051.3351	Direct
2010-10-01	Citizens, Inc. Class A Common Stock	L	35.69	$6.94	Acquired	2766087.0251	Direct
2010-10-29	Citizens, Inc. Class A Common Stock	L	36.1305	$6.89	Acquired	2766123.1556	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Citizens, Inc. Class B Common Stock	1001714	Indirect

Footnotes

F1: Gift from spouse to Hyde Park Baptist Church

F2: These shares were purchased through the Citizens Stock Investment Plan as part of regular monthly payroll deduction.