CITIZENS, INC. — Director's Dealing 2010

Dec 14, 2010

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2010-10-29

Reporting Person: RILEY RAY A (EVP, USA Marketing)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2010-10-29	Citizens, Inc. Class A Common Stock	L	72.2596	$6.89	Acquired	236027.5828	Direct
2010-12-03	Citizens, Inc. Class A Common Stock	L	69.6698	$7.15	Acquired	236097.2526	Direct
2010-12-13	Citizens, Inc. Class A Common Stock	G	9000	$7.31	Disposed	227097.2526	Direct
2010-12-13	Citizens, Inc. Class A Common Stock	G	3600	$7.31	Disposed	223497.2526	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Citizens, Inc. Class A Common Stock	124875	Indirect
Citizens, Inc. Class A Common Stock	22823	Indirect
Citizens, Inc. Class A Common Stock	84544	Indirect
Citizens, Inc. Class A Common Stock	17040	Indirect

Footnotes

F1: These shares were purchased through the Citizens Stock Investment Plan as part of regular monthly payroll deduction.

F2: Gift to Hyde Park Baptist Church

F3: Gift to Baylor University