CITIZENS, INC. — Director's Dealing 2009

Jan 26, 2009

SEC Form 5 — Annual Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2008-12-31

Reporting Person: Welch Lawrence D Jr (Chief Operating Officer)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2008-02-05	Citizens, Inc. Class A Common Stock	L	16.6448	$5.98	Acquired	802.4273	Direct
2008-02-29	Citizens, Inc. Class A Common Stock	L	17.4676	$5.70	Acquired	819.8949	Direct
2008-03-31	Citizens, Inc. Class A Common Stock	L	14.1608	$7.03	Acquired	834.0557	Direct
2008-05-02	Citizens, Inc. Class A Common Stock	L	13.867	$7.18	Acquired	847.9227	Direct
2008-05-30	Citizens, Inc. Class A Common Stock	L	15.3947	$6.47	Acquired	863.3174	Direct

Footnotes

F1: These shares were purchased through the Citizens Stock Investment Plan as part of regular monthly payroll deduction.