CITIZENS, INC. — Director's Dealing 2009

Feb 2, 2009

SEC Form 5 — Annual Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2008-12-31

Reporting Person: GAGE ERROL DEAN (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2008-02-05	Citizens, Inc. Class A Common Stock	L	16.6448	$5.98	Acquired	1818.6143	Direct
2008-02-29	Citizens, Inc. Class A Common Stock	L	17.4676	$5.70	Acquired	1836.0819	Direct
2008-03-31	Citizens, Inc. Class A Common Stock	L	14.1608	$7.03	Acquired	1850.2427	Direct
2008-05-02	Citizens, Inc. Class A Common Stock	L	13.867	$7.18	Acquired	1864.1097	Direct
2008-05-30	Citizens, Inc. Class A Common Stock	L	15.3947	$6.47	Acquired	1879.5044	Direct
2008-07-07	Citizens, Inc. Class A Common Stock	L	16.2664	$6.12	Acquired	1895.7708	Direct
2008-08-01	Citizens, Inc. Class A Common Stock	L	13.3822	$7.44	Acquired	1909.153	Direct
2008-08-29	Citizens, Inc. Class A Common Stock	L	13.7324	$7.2522	Acquired	1922.8854	Direct
2008-10-06	Citizens, Inc. Class A Common Stock	L	12.1427	$8.21	Acquired	1935.0281	Direct
2008-10-31	Citizens, Inc. Class A Common Stock	L	11.7463	$8.48	Acquired	1946.7744	Direct
2008-11-28	Citizens, Inc. Class A Common Stock	L	10.927	$9.12	Acquired	1957.7014	Direct

Footnotes

F1: These shares were purchased through the Citizens Stock Investment Plan as part of regular monthly payroll deduction.