CITIZENS, INC. — Director's Dealing 2009

Feb 6, 2009

SEC Form 5 — Annual Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2008-12-31

Reporting Person: Teaff Grant Garland (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2008-02-05	Citizens, Inc. Class A Common Stock	L	166.45	$5.98	Acquired	7073.0034	Direct
2008-02-29	Citizens, Inc. Class A Common Stock	L	174.6686	$5.70	Acquired	7247.672	Direct
2008-03-31	Citizens, Inc. Class A Common Stock	L	141.6013	$7.03	Acquired	7389.2733	Direct
2008-05-02	Citizens, Inc. Class A Common Stock	L	138.6753	$7.18	Acquired	7527.9486	Direct
2008-05-30	Citizens, Inc. Class A Common Stock	L	153.9441	$6.47	Acquired	7681.8927	Direct
2008-07-07	Citizens, Inc. Class A Common Stock	L	162.6673	$6.12	Acquired	7844.56	Direct
2008-08-01	Citizens, Inc. Class A Common Stock	L	133.8211	$7.44	Acquired	7978.3811	Direct
2008-08-29	Citizens, Inc. Class A Common Stock	L	137.3211	$7.25	Acquired	8115.7022	Direct
2008-10-06	Citizens, Inc. Class A Common Stock	L	121.4226	$8.21	Acquired	8237.1248	Direct
2008-10-31	Citizens, Inc. Class A Common Stock	L	117.4605	$8.48	Acquired	8354.5853	Direct
2008-11-28	Citizens, Inc. Class A Common Stock	L	109.2727	$9.12	Acquired	8463.858	Direct

Footnotes

F1: These shares were purchased through the Citizens Stock Investment Plan as part of regular monthly payroll deduction.