CITIZENS, INC. — Director's Dealing 2009

Dec 23, 2009

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2009-01-05

Reporting Person: RILEY RICK D (Director, Vice Chairman, President)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2009-01-05	Citizens, Inc. Class A Common Stock	L	207.7504	$9.60	Acquired	500003.1183	Direct
2009-01-30	Citizens, Inc. Class A Common Stock	L	242.2549	$8.23	Acquired	500245.3732	Direct
2009-03-02	Citizens, Inc. Class A Common Stock	L	286.2178	$6.96	Acquired	500531.591	Direct
2009-12-22	Citizens, Inc. Class A Common Stock	G	18618	$6.63	Disposed	481913.591	Direct
2009-12-22	Citizens, Inc. Class A Common Stock	G	3600	$6.63	Disposed	3048	Indirect

Holdings (Non-Derivative)

Security	Shares	Ownership
Citizens, Inc. Class A Common Stock	34185	Indirect
Citizens, Inc. Class A Common Stock	325692	Indirect

Footnotes

F1: These shares were purchased through the Citizens Stock Investment Plan as part of regular monthly payroll deduction.

F2: Gift to Hyde Park Baptist Church