CITIZENS, INC. — Director's Dealing 2008

Feb 13, 2008

SEC Form 5 — Annual Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2007-12-31

Reporting Person: Teaff Grant Garland (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2007-01-03	Citizens, Inc. Class A Common Stock	L	147.9746	$6.76	Acquired	5224.6509	Direct
2007-02-09	Citizens, Inc. Class A Common Stock	L	140.1962	$7.10	Acquired	5364.8471	Direct
2007-03-09	Citizens, Inc. Class A Common Stock	L	136.4404	$7.30	Acquired	5501.2875	Direct
2007-04-09	Citizens, Inc. Class A Common Stock	L	132.5585	$7.51	Acquired	5633.846	Direct
2007-05-25	Citizens, Inc. Class A Common Stock	L	125.9432	$7.91	Acquired	5759.7892	Direct
2007-06-08	Citizens, Inc. Class A Common Stock	L	139.3465	$7.15	Acquired	5899.1357	Direct
2007-07-06	Citizens, Inc. Class A Common Stock	L	141.8995	$7.02	Acquired	6041.0352	Direct
2007-08-03	Citizens, Inc. Class A Common Stock	L	167.2309	$5.95	Acquired	6208.2661	Direct
2007-09-07	Citizens, Inc. Class A Common Stock	L	130.8189	$7.61	Acquired	6339.085	Direct
2007-09-28	Citizens, Inc. Class A Common Stock	L	121.3809	$8.21	Acquired	6460.4659	Direct
2007-11-02	Citizens, Inc. Class A Common Stock	L	123.9081	$6.47	Acquired	6584.374	Direct
2007-11-30	Citizens, Inc. Class A Common Stock	L	153.8991	$6.47	Acquired	6738.2731	Direct
2007-12-31	Citizens, Inc. Class A Common Stock	L	168.2803	$5.91	Acquired	6906.5534	Direct

Footnotes

F1: These shares were purchased through the Citizens Stock Investment Plan as part of regular monthly payroll deduction.