CITIZENS, INC. — Director's Dealing 2007

Feb 8, 2007

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2007-02-06

Reporting Person: RILEY HAROLD E (Director, Chairman, 10% Owner)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2007-02-06	Citizens, Inc. Class A Common Stock	G	54080	$7.10	Disposed	4342428.3944	Direct
2007-02-06	Citizens, Inc. Class A Common Stock	G	25000	$7.10	Disposed	4317428.3944	Direct
2007-02-06	Citizens, Inc. Class A Common Stock	G	330000	$7.10	Disposed	3987428.3944	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Citizens, Inc. Class A Common Stock	402626	Indirect
Citizens, Inc. Class B Common Stock	1001714	Indirect

Footnotes

F1: These shares were gifted to family/friends.

F2: Gift for Hyde Park Baptist Church

F3: Gift for Southwestern Baptist Theological Seminary