CITIZENS, INC. — Director's Dealing 2007

Feb 12, 2007

SEC Form 5 — Annual Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2006-12-31

Reporting Person: Teaff Grant Garland (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2006-01-30	Citizens, Inc. Class A Common Stock	L	178.2277	$5.61	Acquired	3101.6294	Direct
2006-02-06	Citizens, Inc. Class A Common Stock	L	190.3384	$5.25	Acquired	3291.9678	Direct
2006-03-06	Citizens, Inc. Class A Common Stock	L	188.3239	$5.31	Acquired	3480.2917	Direct
2006-04-10	Citizens, Inc. Class A Common Stock	L	184.3352	$5.42	Acquired	3664.6269	Direct
2006-05-10	Citizens, Inc. Class A Common Stock	L	187.3291	$5.33	Acquired	3851.956	Direct
2006-06-06	Citizens, Inc. Class A Common Stock	L	194.0278	$5.15	Acquired	4045.9838	Direct
2006-07-14	Citizens, Inc. Class A Common Stock	L	190.6661	$5.24	Acquired	4236.6499	Direct
2006-08-08	Citizens, Inc. Class A Common Stock	L	189.0359	$5.29	Acquired	4425.6858	Direct
2006-09-08	Citizens, Inc. Class A Common Stock	L	179.0101	$5.58	Acquired	4604.6959	Direct
2006-10-04	Citizens, Inc. Class A Common Stock	L	170.8642	$5.85	Acquired	4775.5601	Direct
2006-11-08	Citizens, Inc. Class A Common Stock	L	152.9988	$6.53	Acquired	4928.5589	Direct
2006-12-07	Citizens, Inc. Class A Common Stock	L	148.1174	$6.75	Acquired	5076.6763	Direct

Footnotes

F1: These shares were purchased through the Employee Stock Purchase Plan as part of regular monthly payroll deduction.