CITIZENS, INC. — Director's Dealing 2007

Feb 12, 2007

SEC Form 5 — Annual Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2006-12-31

Reporting Person: Kopetic Thomas Frank (Vice President, Accounting)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2006-10-04	Citizens, Inc. Class A Common Stock	L	25.6296	$5.85	Acquired	25.6296	Direct
2006-11-08	Citizens, Inc. Class A Common Stock	L	45.8996	$6.53	Acquired	71.5292	Direct
2006-12-07	Citizens, Inc. Class A Common Stock	L	44.4352	$6.75	Acquired	115.9644	Direct

Footnotes

F1: These shares were purchased through the Employee Stock Purchase Plan as part of regular monthly payroll deduction.