CITIZENS, INC. — Director's Dealing 2007

Feb 15, 2007

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2007-02-15

Reporting Person: RILEY HAROLD E (Director, Chairman, 10% Owner)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2007-02-13	Citizens, Inc. Class A Common Stock	G	522	$7.10	Disposed	402104	Indirect
2007-01-08	Citizens, Inc. Class A Common Stock	L	36.9936	$6.7579	Acquired	4396545.388	Direct
2007-02-06	Citizens, Inc. Class A Common Stock	G	4	$7.10	Disposed	3987461.388	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Citizens, Inc. Class B Common Stock	1001714	Indirect

Footnotes

F1: These shares were gifted from Dottie Riley to Michael Hopkins.

F2: These shares were purchased through the Citizens Stock Investment Plan as part of regular monthly payroll deduction.

F3: Adjustment to previously disclosed gifts.