CITIZENS, INC. - Director's Dealing 2006

SEC Form 5 — Annual Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2005-12-31

Reporting Person: GAGE ERROL DEAN (Director)

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2005-05-04	Citizens, Inc. Class A Common Stock	L	37	$5.45	Acquired	1200	Direct
2005-06-06	Citizens, Inc. Class A Common Stock	L	18	$5.73	Acquired	1218	Direct
2005-07-13	Citizens, Inc. Class A Common Stock	L	15	$6.65	Acquired	1233	Direct
2005-08-10	Citizens, Inc. Class A Common Stock	L	14	$7.12	Acquired	1247	Direct
2005-09-06	Citizens, Inc. Class A Common Stock	L	14	$7.20	Acquired	1261	Direct
2005-10-13	Citizens, Inc. Class A Common Stock	L	18	$5.74	Acquired	1279	Direct
2005-11-08	Citizens, Inc. Class A Common Stock	L	17	$6.07	Acquired	1296	Direct
2005-12-12	Citizens, Inc. Class A Common Stock	L	17	$6.00	Acquired	1313	Direct
2005-12-31	Citizens, Inc. Class A Common Stock	J	11	$5.45	Acquired	1324	Direct
2005-12-31	Citizens, Inc. Class A Common Stock	J	82	$5.45	Acquired	1406	Direct

F1: These shares were purchased through the Employee Stock Purchase Plan as part of regular monthly payroll deduction.

F2: Stock Dividend paid 12/31/2005