CITIZENS, INC. - Director's Dealing 2006

SEC Form 5 — Annual Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2005-12-31

Reporting Person: Teaff Grant Garland (Director)

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2005-01-06	Citizens, Inc. Class A Common Stock	L	140	$6.07	Acquired	944	Direct
2005-02-03	Citizens, Inc. Class A Common Stock	L	148	$5.74	Acquired	1092	Direct
2005-03-02	Citizens, Inc. Class A Common Stock	L	173	$5.77	Acquired	1265	Direct
2005-04-13	Citizens, Inc. Class A Common Stock	L	172	$5.80	Acquired	1437	Direct
2005-05-04	Citizens, Inc. Class A Common Stock	L	183	$5.45	Acquired	1620	Direct
2005-06-06	Citizens, Inc. Class A Common Stock	L	175	$5.73	Acquired	1795	Direct
2005-07-13	Citizens, Inc. Class A Common Stock	L	150	$6.65	Acquired	1945	Direct
2005-08-10	Citizens, Inc. Class A Common Stock	L	141	$7.12	Acquired	2086	Direct
2005-09-06	Citizens, Inc. Class A Common Stock	L	139	$7.20	Acquired	2225	Direct
2005-10-13	Citizens, Inc. Class A Common Stock	L	174	$5.74	Acquired	2399	Direct
2005-11-08	Citizens, Inc. Class A Common Stock	L	165	$6.07	Acquired	2564	Direct
2005-12-12	Citizens, Inc. Class A Common Stock	L	167	$6.00	Acquired	2731	Direct
2005-12-31	Citizens, Inc. Class A Common Stock	J	192	$5.45	Acquired	2923	Direct

F1: These shares were purchased through the Employee Stock Purchase Plan as part of regular monthly payroll deduction.

F2: Stock Dividend paid 12/31/2005