CITIZENS, INC. — Director's Dealing 2006

Nov 22, 2006

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2006-11-21

Reporting Person: RILEY RAY A (Chief Marketing Officer)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2006-11-21	Citizens, Inc. Class A Common Stock	S	2000	$6.60	Disposed	24616	Indirect

Holdings (Non-Derivative)

Security	Shares	Ownership
Citizens, Inc. Class A Common Stock	304832.4003	Direct
Citizens, Inc. Class A Common Stock	117880	Indirect
Citizens, Inc. Class A Common Stock	77549	Indirect

Footnotes

F1: This transaction was an open market sale.