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CITIZENS, INC. Director's Dealing 2005

Oct 11, 2005

33432_dirs_2005-10-11_c41abd51-9e58-4332-a702-47d247e9321c.zip

Director's Dealing

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SEC Form 3 — Initial Statement of Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2005-08-09

Reporting Person: Galindo, Arias & Lopez (10% Owner)
Reporting Person: Gala Management Services, Inc. (10% Owner)
Reporting Person: GAMASE Insureds Trust (10% Owner)
Reporting Person: Regal Trust (BVI) Ltd. (10% Owner)
Reporting Person: CICA Policyholders Trust (10% Owner)
Reporting Person: GAMASE Agents Trust (See Remarks)
Reporting Person: CICA Associates Trust (See Remarks)

Holdings (Non-Derivative)

Security	Shares	Ownership
Class A Common Stock, no par value	17426592	Indirect