CITIZENS, INC. — Director's Dealing 2004

Apr 13, 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2004-04-12

Reporting Person: RILEY RICK D (Director, CEO)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2004-04-12	Citizens, Inc.	G	3014.0000	—	Acquired	412428.0000	Direct
2004-04-12	Citizens, Inc.	P	335.9710	—	Acquired	2453.3709	Indirect
2004-04-12	Citizens, Inc.	G	2882.0000	—	Acquired	24944.0000	Indirect
2004-04-12	Citizens, Inc.	G	3014.0000	—	Acquired	22541.0000	Indirect
2004-04-12	Citizens, Inc.	G	13365.0000	—	Acquired	241304.0000	Indirect

Footnotes

F1: Shares received as gifts.

F2: Shares purchased at various prices through SIP.